About Cardsto
Cardsto is a Financial Services company based in Una (India) founded in 2021. It operates as a neo-banking platform providing modern financial services. It operates on a B2C model. Its Indian entity Cardsto Private Limited reported revenue of ₹7 Lakh. Its focus areas include Banking, Digital Banking and Neo-Banking. Similar companies include Paytm Payments Bank, Airtel Payments Bank and Unity Small Finance Bank; 1 of its 3 listed similar companies has raised funding.
Company details
Cardsto operates with a B2C model, focusing on offering financial products and advice, banking, digital banking, and neo-banking. Operates as a neo-banking platform providing modern financial services. It emphasizes efficiency, client-focused solutions, and growth, fostering partnerships and innovation in its operations.
- Headquarters Una, India
- SectorsFinancial Services
- Website cardsto.in
- Legal Name Cardsto Private Limited
- Date of Incorporation 22 Feb, 2021
- Jurisdiction Una, Himachal Pradesh, India
- Annual Revenue₹7 Lakh
FY 2025 · -65% YoY
- Net Loss-₹1.6 Lakh
FY 2025 · -23% margin
- EBITDA-₹73,762
FY 2025 · -11% margin
Associated legal entities of Cardsto
Cardsto operates through Cardsto Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Cardsto Private Limited CIN U72900HP2021PTC008376 | Active | 22 Feb 2021 | Una, Himachal Pradesh | ₹0.1 Cr | 2 | View details |
Board of directors of Cardsto Private Limited (Cardsto)
Cardsto Private Limited is the primary company behind Cardsto. The board of Cardsto Private Limited currently have 2 directors; the longest-serving is Rajneesh Bakshi, appointed in 2021.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Rajneesh Bakshi DIN 09076423 | Director | 22 Feb 2021 | 5 yrs 8 mo | Cardsto Private Limited |
| Puneet Bakshi DIN 09076402 | Director | 22 Feb 2021 | 5 yrs 8 mo | Cardsto Private Limited |
Financials of Cardsto
Figures of Cardsto Private Limited, the primary company behind Cardsto, for FY 2025. Revenue was ₹7 Lakh (-65% year on year). Net loss was -₹1.6 Lakh (-23% margin). EBITDA was -₹73,762 (-11% margin).
- ₹7 LakhRevenue · FY 2025 · -65% YoY
- -₹1.6 LakhNet loss · -23% margin
- -₹73,762EBITDA · -11% margin
- ₹1 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Cardsto Private Limited are on its company page.
Detailed financial statements for Cardsto
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- Statement rows
- Financial ratios
- Five-year trends
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Verified entity values are shown only after access is granted.
Similar companies to Cardsto
Cardsto has 3 listed similar companies in our database, 1 of them funded. They include Paytm Payments Bank, Airtel Payments Bank and Unity Small Finance Bank.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| paytmbank.com | 2017 | Noida, India | $9.3M | 740 | Digital banking solutions are offered for individuals and businesses. | |
| airtel.in/bank | 2017 | Gurugram, India | Payments Bank | |||
| theunitybank.com | 2021 | Delhi, India | 4,916 | Provides savings accounts, loans, and digital banking for personal and business financial needs. |
Detailed similar companies of Cardsto
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
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Top companies in Cloud Banking
3 companies that operate in the same segment as Cardsto (Cloud Banking) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Offers IT consulting, software development, cloud services, and security solutions. | 2001 | Gurugram, Haryana, India | USD 25.43 M | 786 | ||
Offers app-based correspondent banking services for users. | 2015 | Mumbai, Maharashtra, India | USD 1.72 M | 44 | ||
Offers digital transformation, cloud development, QA automation, and consulting services. | 2008 | Hyderabad, Telangana, India | USD 8.14 M | 324 |
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Frequently Asked Questions about Cardsto
Cardsto was founded in 2021.
Cardsto is headquartered in Una, India. It is registered at Una, Himachal Pradesh, India.
The primary company behind Cardsto, Cardsto Private Limited, reported revenue of ₹7 Lakh for FY 2025, down 65% year on year.
Cardsto operates with a B2C model, focusing on offering financial products and advice, banking, digital banking, and neo-banking. Operates as a neo-banking platform providing modern financial services. It emphasizes efficiency, client-focused solutions, and growth, fostering partnerships and innovation in its operations.
Cardsto's top competitors include Paytm Payments Bank, Airtel Payments Bank and Unity Small Finance Bank.
Cardsto operates through Cardsto Private Limited.
The legal entities of Cardsto currently have 2 directors, including Rajneesh Bakshi, Puneet Bakshi.