Cetelem

Madrid, Spain Founded: 1988 • Age: 38 yrs Acquired By Revolut
Online consumer loans platform
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About Cetelem

Cetelem is a company based in Madrid (Spain) founded in 1988 was acquired by Revolut in June 2025.. Cetelem offers products and services including Préstamo Cetelem, Tarjeta Cetelem, Depósitos Cetelem, and Seguros Cetelem. Cetelem operates in a competitive market with competitors including Creditas and OK Money, among others.

  • Headquarter Madrid, Spain
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Banco Cetelem S.A.U.
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Latest Funding Round
  • Investors
  • Employee Count
    Employee Count
  • Acquired by
    Revolut

    (Jun 26, 2025)

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Products & Services of Cetelem

Cetelem offers a comprehensive portfolio of products and services, including Préstamo Cetelem, Tarjeta Cetelem, Depósitos Cetelem, and Seguros Cetelem. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Personal loans for various projects with flexible terms

Credit card for daily purchases and payments

Savings deposits with interest rates

Insurance for home and devices protection

Funding Insights of Cetelem

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Cetelem

Cetelem has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Revolut. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Institutional
Investor Description Founded Year Domain Location
Banking solutions are provided for retail customers and businesses.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Cetelem

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Cetelem

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Cetelem Comparisons

Employees
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Competitors of Cetelem

Cetelem operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Creditas and OK Money, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Asset-backed consumer loans are provided through an online platform.
domain founded_year HQ Location
Offers online installment and payday loans for quick and accessible financial solutions.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Cetelem

Frequently Asked Questions about Cetelem

When was Cetelem founded?

Cetelem was founded in 1988.

Where is Cetelem located?

Cetelem is headquartered in Madrid, Spain. It is registered at Madrid, Madrid, Spain.

What does Cetelem do?

Cetelem was established in 1988 and is headquartered in Madrid, Spain. An online platform for consumer financing is operated, focusing on personal loans up to 60,000. Additionally, the Cetelum credit card is provided, allowing purchases exceeding 40 to be deferred in-store with repayment options of 3, 6, or 12 months. Services are targeted at individual borrowers within the financial services sector.

Who are the top competitors of Cetelem?

Cetelem's top competitors include Creditas and OK Money.

What products or services does Cetelem offer?

Cetelem offers Préstamo Cetelem, Tarjeta Cetelem, Depósitos Cetelem, and Seguros Cetelem.

Who are Cetelem's investors?

Cetelem has 1 investor. Key investors include Revolut.

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