Chola MS GIC

Chennai, India Founded: 1900 • Age: 126 yrs Listed
General Insurance

About Chola MS GIC

Chola MS GIC is a publicly listed company based in Chennai (India) founded in 1900. General Insurance. The company has 64,900 employees. Its website cholainsurance.com draws about 591 thousand monthly visits. Its Indian entity Cholamandalam Investment And Finance Company Limited reported revenue of β‚Ή31,539 Cr. Chola MS GIC offers products and services including Car Insurance, Two Wheeler Insurance, Health Insurance, Travel Insurance, and Home Insurance. Its focus areas include Insurance Carriers, Property & Casualty and Diversified. Its competitors include Bharti AXA GI, Manomay and Skylife Event Insurance.

Company details

Cholamandalam MS General Insurance is a joint venture betweentwo groups - Indias Murugappa Group and Japans Mitsui Sumitomo.The company has 105 branches and 9000 agents spread all over the country. They offer a wide range of insurance polices across all general insurance segments - health, car, travel, home and personal accident. For corporates, it offers policies on health, fire, engineering, property, marine and liability. Sumitomo increased its stake to 40 after purchasing 14 stake from Tube Investments of India Ltd.

Key Metrics
  • Market Cap
    ₹1,50,922 Cr

    CHOLAFIN · NSE

  • Share Price
    ₹1,785.00

    +1.42% today

  • Revenue
    ₹31,120 Cr

    FY 2025-26 · +20.2% YoY

  • EBITDA
    ₹21,222 Cr

    Margin 68.2%

  • Net Profit
    ₹5,238 Cr

    FY 2025-26 · +22.8% YoY

  • P/E (TTM)
    22.9x

    P/B 4.1x

  • ROE
    19.3%

    ROCE 9.7%

  • Debt / Equity
    7.13

    Interest cover 68.7x

  • Latest Funding Round
    $15.41M (USD), Debt – Conventional

    May 2017

  • Employee Count
    64,900

Products & Services of Chola MS GIC

Chola MS GIC offers a comprehensive portfolio of products and services, including Car Insurance, Two Wheeler Insurance, Health Insurance, Travel Insurance, and Home Insurance.

Car Insurance
Motor Insurance

Coverage for cars against accidents, damages, and third-party liabilities.

Two Wheeler Insurance
Motor Insurance

Protection for bikes and scooters from repair costs and accidents.

Health Insurance
Health Insurance

Plans for hospitalization, medical expenses, and family health coverage.

Travel Insurance
Travel Insurance

Insurance for trips covering emergencies and trip cancellations.

Home Insurance
Home Insurance

Protection for homes against damages, theft, and natural disasters.

Apps and channels of Chola MS GIC

Chola MS GIC publishes 2 mobile apps with over 100K+ downloads; its YouTube channel Chola MS has 6.61K subscribers and 30 videos.

Chola MS
Google Play Business Everyone Free
Developer: Cholamandalam MS General Insurance Company Limited
View on Google Play
Chola MS
App Store Business 4+
Developer: Cholamandalam MS General Insurance Company Limited
View on App Store
Chola MS
YouTube 6.61K subscribers 30 videos Science & Technology
Open channel

Videos from Chola MS GIC

The most watched videos on Chola MS GIC's YouTube channel, Chola MS (6.61K subscribers). Click a video to play it here.

Chola MS | Insurance, #SimpleHai with the Chola MS App
532.6K views
Chola MS | General Insurance
458.1K views
Chola MS | Track your health at ease
445.1K views
Chola MS | An app for everyone
344.4K views

More on Chola MS.

Funding Insights of Chola MS GIC

  • Total Rounds 1
  • Last Round Debt – Conventional β€” $15.41M
  • First Round $15.41M

    (May 2017)

All 1 funding rounds of Chola MS GIC with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
May 2017$15.41MDebt – Conventional––
–

Board of directors of Cholamandalam Investment And Finance Company Limited (Chola MS GIC)

Cholamandalam Investment And Finance Company Limited is the primary company behind Chola MS GIC. The boards of the 3 registered companies of Chola MS GIC currently have 22 directors; the longest-serving is Muthiah Murugappan Murugappan, appointed in 2017. 113 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Muthiah Murugappan Murugappan
DIN 00170478
Director28 Oct 20179 yrsCholamandalam Ms General Insurance Company Limited
Suryanarayanan Venkateswaran
DIN 01416824
Director24 Oct 20188 yrsCholamandalam Ms Risk Services Limited, Cholamandalam Ms General Insurance Company Limited
Rangarajan Sridharan
DIN 01814413
Director24 Oct 20188 yrsCholamandalam Ms General Insurance Company Limited
Ramesh Rajan Natarajan
DIN 01628318
Director30 Oct 20188 yrsCholamandalam Investment And Finance Company Limited
Bhama Krishnamurthy
DIN 02196839
Director31 Jul 20197 yrs 3 moCholamandalam Investment And Finance Company Limited
Ravindra Kumar Kundu
DIN 07337155
Managing Director23 Jan 20206 yrs 9 moCholamandalam Investment And Finance Company Limited
Kasivajjula Ramadevi
DIN 07327977
Director19 Feb 20206 yrs 8 moCholamandalam Ms General Insurance Company Limited
Vellayan Subbiah
DIN 01138759
Director11 Nov 20205 yrs 11 moCholamandalam Investment And Finance Company Limited
M A M Arunachalam
DIN 00202958
Director29 Jan 20215 yrs 9 moCholamandalam Investment And Finance Company Limited
Anand Kumar
DIN 00818724
Director16 Mar 20215 yrs 7 moCholamandalam Investment And Finance Company Limited
Naoki Takeda
DIN 09524037
Director01 Apr 20224 yrs 7 moCholamandalam Ms Risk Services Limited
Hayaki Ezaki
DIN 10126414
Director27 Apr 20233 yrs 6 moCholamandalam Ms Risk Services Limited
Shyam Chakravarthi Raman
DIN 06847718
Director22 Jul 20233 yrs 3 moCholamandalam Ms Risk Services Limited
Venugopalan Srinivasan
DIN 10379822
Director15 Nov 20232 yrs 11 moCholamandalam Ms Risk Services Limited
Osamu Akine
DIN 10531445
Director01 Apr 20242 yrs 7 moCholamandalam Ms Risk Services Limited
Mangalam Ramasubramanian Kumar
DIN 03628755
Director01 May 20242 yrs 6 moCholamandalam Investment And Finance Company Limited
Ramesh Ramalingam Kandasamy
DIN 08072301
CEO01 Jul 20242 yrs 4 moCholamandalam Ms Risk Services Limited
Ramamoorthy Ramkumar
DIN 07936844
Director26 Jul 20242 yrs 3 moCholamandalam Investment And Finance Company Limited
Tsutomu Aoki
DIN 09568125
Director01 Apr 20251 yr 7 moCholamandalam Ms Risk Services Limited, Cholamandalam Ms General Insurance Company Limited
Taketoshi Tarumoto
DIN 11002474
Director01 Apr 20251 yr 7 moCholamandalam Ms Risk Services Limited, Cholamandalam Ms General Insurance Company Limited
Girish Radhakrishnan
DIN 08268834
Additional Director25 Jul 20251 yr 3 moCholamandalam Ms General Insurance Company Limited
Prashant Kumar Tripathy
DIN 08260516
Additional Director29 Oct 20251 yrCholamandalam Ms General Insurance Company Limited

IPO & Listings of Chola MS GIC

Chola MS GIC is a publicly listed company on the NSE with ticker symbol CHOLAFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • IPO date15 May 1996
  • Listed onNSE: CHOLAFIN
  • Listed entityCholamandalam Investment and Finance Co. Ltd.
  • Exchange sectorFinance
  • ISININE121A01024
  • Share price₹1,563.00 (-3.56% on the day) · 2026-10-14
  • Market capitalisation₹138,398 Cr
  • Price to earnings23.1
  • EPS (diluted, trailing year)₹67.68
  • Dividend yield0.12%
  • Volume (last session)2,607,471

Financials of Chola MS GIC

Exchange-reported figures of Cholamandalam Investment And Finance Company Limited, the listed company behind Chola MS GIC (NSE: CHOLAFIN).

Financial Highlights

FY 2025-26 Β· Consolidated
Revenue
₹31,120 Cr
+20.2% YoY
EBITDA
₹21,222 Cr
+16.5% YoY
Profit After Tax
₹5,238 Cr
+22.8% YoY
Net Worth
₹30,458 Cr
+28.7% YoY
Total Assets
₹2,41,528 Cr
+21.6% YoY
Total Debt
₹2,11,070 Cr
+20.6% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue31,12025,89019,16312,88410,1489,5838,712
Revenue growth+20.2%+35.1%+48.7%+27.0%+5.9%+10.0%-
EBITDA21,22218,21813,7789,2637,2226,7256,291
EBITDA margin+68.2%+70.4%+71.9%+71.9%+71.2%+70.2%+72.2%
Profit before tax6,9735,7414,6053,6152,9082,0481,588
Net profit5,2384,2653,4212,6652,1541,5211,054
Net profit margin+16.8%+16.5%+17.9%+20.7%+21.2%+15.9%+12.1%
EPS (β‚Ή)61.3950.6740.7032.4026.2218.5412.85
Balance sheet
Total assets2,41,5281,98,7051,54,0681,11,70480,94273,33063,205
Net worth30,45823,66919,59314,34611,7699,6008,200
Total debt2,11,0701,75,0361,34,47597,35869,17463,73055,005
Cash & bank14,6959,5014,3943,0074,3025,2807,001
Net working capital14,0687,5603,3382,2573,7734,9006,956
Cash flow
Cash from operations(30,021)(32,413)(35,683)(27,105)(5,571)(8,842)(2,075)
Cash from investing(2,554)(2,948)(2,855)(2,148)1,640(1,572)(54.05)
Cash from financing35,61039,79538,47127,4665,1508,5162,452
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue9,2718,8568,4177,8987,4917,2677,0466,733
Revenue growth (YoY)+23.8%+21.9%+19.5%+17.3%+19.8%+25.0%--
Other income12510214811112387.0291.77105
EBITDA6,4816,2045,8205,3445,0314,9805,0364,695
EBITDA margin+69.9%+70.1%+69.1%+67.7%+67.2%+68.5%+71.5%+69.7%
Depreciation83.1775.0671.6473.7871.0367.4464.0959.15
Interest4,3344,0073,7533,6463,5173,4683,3653,275
Profit before tax2,1882,2242,1431,7361,5661,5321,6991,466
Tax558567498446406394439377
Net profit1,6301,6561,6451,2901,1601,1381,2601,088
EPS (β‚Ή)19.0619.4019.2815.2513.7513.5014.9412.91
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue31,02525,79218,96012,75710,0559,5198,653
Revenue growth+20.3%+36.0%+48.6%+26.9%+5.6%+10.0%-
EBITDA21,19718,20113,7529,2467,2036,6566,285
EBITDA margin+68.3%+70.6%+72.5%+72.5%+71.6%+69.9%+72.6%
Profit before tax6,9615,7374,5823,6002,8912,0381,586
Net profit5,2254,2603,4242,6672,1471,5151,052
Net profit margin+16.8%+16.5%+18.1%+20.9%+21.4%+15.9%+12.2%
EPS (β‚Ή)61.2350.6240.7332.4226.1318.4712.84
Balance sheet
Total assets2,41,2711,98,5741,54,0301,11,65280,88173,29063,177
Net worth30,40423,62719,55714,29611,7089,5608,172
Total debt2,10,8671,74,9461,34,47497,35669,17463,73055,005
Cash & bank14,6119,4014,3202,9614,2205,2326,959
Net working capital14,0087,5243,2822,2163,6934,8396,897
Cash flow
Cash from operations(29,920)(32,404)(35,768)(27,037)(5,608)(8,857)(2,086)
Cash from investing(2,543)(2,867)(2,705)(2,160)1,667(1,759)(51.44)
Cash from financing35,49739,70738,40527,4495,1518,7082,461
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue9,2448,8338,3927,8757,4707,2457,0256,709
Revenue growth (YoY)+23.8%+21.9%+19.5%+17.4%+20.0%+25.2%--
Other income12399.5714611012185.8695.64103
Total expenses2,7692,6352,5812,5362,4442,2681,9892,019
EBITDA6,4746,1985,8125,3395,0264,9775,0364,691
EBITDA margin+70.0%+70.2%+69.2%+67.8%+67.3%+68.7%+71.7%+69.9%
Depreciation79.6574.1771.0373.1470.3666.7963.4358.43
Interest4,3294,0033,7493,6433,5163,4663,3623,272
Profit before tax2,1882,2202,1371,7331,5611,5301,7061,464
Tax558567497445405394440377

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 07 Nov 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue9,2718,8568,4177,8987,4917,2677,0466,733
Revenue growth (YoY)+23.8%+21.9%+19.5%+17.3%+19.8%+25.0%--
Other income12510214811112387.0291.77105
EBITDA6,4816,2045,8205,3445,0314,9805,0364,695
EBITDA margin+69.9%+70.1%+69.1%+67.7%+67.2%+68.5%+71.5%+69.7%
Depreciation83.1775.0671.6473.7871.0367.4464.0959.15
Interest4,3344,0073,7533,6463,5173,4683,3653,275
Profit before tax2,1882,2242,1431,7361,5661,5321,6991,466
Tax558567498446406394439377
Net profit1,6301,6561,6451,2901,1601,1381,2601,088
EPS (β‚Ή)19.0619.4019.2815.2513.7513.5014.9412.91
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue31,12025,89019,16312,88410,1489,5838,712
Revenue growth+20.2%+35.1%+48.7%+27.0%+5.9%+10.0%-
Other income41926325622184.260.470.25
Total expenses9,8987,6725,3863,6222,9262,8582,421
Employee cost4,1953,3282,4791,360957792700
EBITDA21,22218,21813,7789,2637,2226,7256,291
EBITDA margin+68.2%+70.4%+71.9%+71.9%+71.2%+70.2%+72.2%
Depreciation284245198121101102111
Interest14,38412,4959,2315,7484,2984,5764,592
Profit before tax6,9735,7414,6053,6152,9082,0481,588
Tax1,7441,4811,195938749527534
Net profit5,2384,2653,4212,6652,1541,5211,054
Net profit margin+16.8%+16.5%+17.9%+20.7%+21.2%+15.9%+12.1%
EPS (β‚Ή)61.3950.6740.7032.4026.2218.5412.85
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital170168168164164164164
Reserves & surplus30,27223,49819,42414,18211,6059,4368,036
Shareholders' funds (net worth)30,45823,66919,59314,34611,7699,6008,200
Minority interest0.000.000.000.000.000.000.00
Secured loans1,85,8651,57,8801,23,94788,32762,53456,32549,017
Unsecured loans25,20517,15610,5289,0316,6397,4055,988
Total debt2,11,0701,75,0361,34,47597,35869,17463,73055,005
Total liabilities2,41,5281,98,7051,54,0681,11,70480,94273,33063,205
Assets
Gross block2,6662,3822,209897655534491
Net block1,8691,7801,563403259228283
Capital work in progress42.0110.9112.6760.5037.359.9110.60
Investments6,6466,3674,0363,5622,0551,58332.70
Inventories0.000.000.000.000.000.000.00
Sundry debtors32720521399.1371.3156.6030.19
Cash & bank balances14,6959,5014,3943,0074,3025,2807,001
Loans & advances2,9661,0371,3491,074935878778
Total current assets17,98810,7425,9564,1815,3086,2157,809
Total current liabilities3,9203,1822,6181,9231,5361,314853
Net working capital14,0687,5603,3382,2573,7734,9006,956
Total assets2,41,5281,98,7051,54,0681,11,70480,94273,33063,205
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash5,2808469122,6991,4803,4853,162
Net cash from operating activities(30,021)(32,413)(35,683)(27,105)(5,571)(8,842)(2,075)
Net cash from investing activities(2,554)(2,948)(2,855)(2,148)1,640(1,572)(54.05)
Net cash from financing activities35,61039,79538,47127,4665,1508,5162,452
Net change in cash3,0354,434(66.21)(1,787)1,218(1,898)323
Closing cash14,6959,5014,3943,0074,3025,2807,001
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+20.2%+35.1%+48.7%+27.0%+5.9%+10.0%-
EBITDA growth+16.5%+32.2%+48.8%+28.3%+7.4%+6.9%-
PBT growth+21.5%+24.7%+27.4%+24.3%+42.0%+28.9%-13.3%
Net income growth+22.8%+24.7%+28.3%+23.8%+41.6%+44.4%-
Revenue CAGR (3Y)+34.2%+36.6%+26.0%+13.9%+12.6%+19.9%+22.9%
EBITDA CAGR (3Y)+31.8%+36.1%+27.0%+13.8%+9.7%+17.9%+23.1%
Profitability & leverage
Net income margin+16.8%+16.5%+17.8%+20.8%+21.3%+15.9%+12.1%
Return on capital employed+9.7%+10.3%+10.4%+9.7%+9.3%+9.7%+10.3%
Return on net worth+19.3%+19.7%+20.1%+20.5%+20.2%+17.1%+14.6%
Debt / equity7.137.156.836.386.226.677.33
Long-term debt / equity6.686.796.135.455.465.746.08
Interest cover68.7069.5267.9762.8860.3569.0974.30
Efficiency & per share
Fixed asset turnover12.4911.3912.5016.8917.2118.7022.82
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover118.59125.05124.25153.79159.98220.85243.81
EPS (β‚Ή)61.3950.6740.7032.4026.2218.5412.85
Dividend per share (β‚Ή)2.002.002.002.002.002.001.70
Book value per share (β‚Ή)357.13281.33233.15174.44143.28117.02100.01
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue9,2448,8338,3927,8757,4707,2457,0256,709
Revenue growth (YoY)+23.8%+21.9%+19.5%+17.4%+20.0%+25.2%--
Other income12399.5714611012185.8695.64103
Total expenses2,7692,6352,5812,5362,4442,2681,9892,019
EBITDA6,4746,1985,8125,3395,0264,9775,0364,691
EBITDA margin+70.0%+70.2%+69.2%+67.8%+67.3%+68.7%+71.7%+69.9%
Depreciation79.6574.1771.0373.1470.3666.7963.4358.43
Interest4,3294,0033,7493,6433,5163,4663,3623,272
Profit before tax2,1882,2202,1371,7331,5611,5301,7061,464
Tax558567497445405394440377
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue31,02525,79218,96012,75710,0559,5198,653
Revenue growth+20.3%+36.0%+48.6%+26.9%+5.6%+10.0%-
Other income41926225622183.8656.190.26
Total expenses9,8297,5915,2083,5112,8522,8632,367
Employee cost4,1533,2812,3311,266895749655
EBITDA21,19718,20113,7529,2467,2036,6566,285
EBITDA margin+68.3%+70.6%+72.5%+72.5%+71.6%+69.9%+72.6%
Depreciation28124219611997.3598.30108
Interest14,37412,4859,2315,7494,2994,5764,592
Profit before tax6,9615,7374,5823,6002,8912,0381,586
Tax1,7411,4781,159933744524533
Net profit5,2254,2603,4242,6672,1471,5151,052
Net profit margin+16.8%+16.5%+18.1%+20.9%+21.4%+15.9%+12.2%
EPS (β‚Ή)61.2350.6240.7332.4226.1318.4712.84
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital170168168164164164164
Reserves & surplus30,21723,45719,38714,13211,5439,3968,008
Shareholders' funds (net worth)30,40423,62719,55714,29611,7089,5608,172
Secured loans1,85,8511,57,8801,23,94788,32762,53456,32549,017
Unsecured loans25,01617,06610,5279,0296,6397,4055,988
Total debt2,10,8671,74,9461,34,47497,35669,17463,73055,005
Total liabilities2,41,2711,98,5741,54,0301,11,65280,88173,29063,177
Assets
Gross block2,6512,3672,189881640517476
Net block1,8631,7721,557399255220274
Capital work in progress32.7910.9112.4560.3436.989.8210.26
Investments6,6386,3904,1003,6202,0761,61972.92
Inventories0.000.000.000.000.000.000.00
Sundry debtors29018819977.1832.4720.3121.76
Cash & bank balances14,6119,4014,3202,9614,2205,2326,959
Loans & advances2,9061,0091,1831,041922845741
Total current assets17,80710,5985,7034,0805,1756,0977,722
Total current liabilities3,7993,0742,4211,8631,4821,258825
Net working capital14,0087,5243,2822,2163,6934,8396,897
Total assets2,41,2711,98,5741,54,0301,11,65280,88173,29063,177
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash5,2788429102,6581,4483,3563,139
Net cash from operating activities(29,920)(32,404)(35,768)(27,037)(5,608)(8,857)(2,086)
Net cash from investing activities(2,543)(2,867)(2,705)(2,160)1,667(1,759)(51.44)
Net cash from financing activities35,49739,70738,40527,4495,1518,7082,461
Net change in cash3,0344,436(68.32)(1,748)1,210(1,908)323
Closing cash14,6119,4014,3202,9614,2205,2326,959
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+20.3%+36.0%+48.6%+26.9%+5.6%+10.0%-
EBITDA growth+16.5%+32.4%+48.7%+28.4%+8.2%+5.9%-
PBT growth+21.3%+25.2%+27.3%+24.5%+41.8%+28.6%-13.0%
Net income growth+22.7%+24.4%+28.4%+24.2%+41.7%+44.0%-
Revenue CAGR (3Y)+34.5%+36.9%+25.8%+13.8%+12.9%+20.2%+22.9%
EBITDA CAGR (3Y)+31.9%+36.2%+27.4%+13.7%+9.6%+17.4%+23.1%
Profitability & leverage
Net income margin+16.8%+16.5%+18.1%+20.9%+21.4%+15.9%+12.2%
Return on capital employed+9.7%+10.3%+10.4%+9.7%+9.3%+9.7%+10.3%
Return on net worth+19.3%+19.7%+20.2%+20.5%+20.2%+17.1%+14.7%
Debt / equity7.147.176.856.406.256.707.36
Long-term debt / equity6.696.806.14-12.005.495.776.10
Interest cover68.7369.5268.0962.9860.5069.7774.34
Efficiency & per share
Fixed asset turnover12.5311.4412.5217.0717.5219.2823.33
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover131.81134.80139.16236.72384.19455.22661.28
EPS (β‚Ή)61.2350.6240.7332.4226.1318.4712.84
Dividend per share (β‚Ή)2.002.002.002.002.002.001.70
Book value per share (β‚Ή)356.50280.84232.71173.83142.53116.5499.67

Timeline of Chola MS GIC

3 dated milestones of Chola MS GIC across 117 years, from founding to its latest funding, stage changes and deals.

  1. Founded Chola MS GIC is founded.
  2. IPO Lists on the stock exchange (IPO).
  3. Funding First funding round of $15.4M.

Competitors of Chola MS GIC

Chola MS GIC has 3 listed competitors in our database. They include Bharti AXA GI, Manomay and Skylife Event Insurance.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
bharti-axagi.co.in2008Bengaluru, India2,293
General Insurance
manomay.biz2011Hyderabad, India58
Offers tech consulting, InsurTech solutions, and data services for insurance.
skylifeevent.com2001Delhi, India
Provides insurance coverage for various events like weddings and corporate functions.
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Web traffic of Chola MS GIC

The website of Chola MS GIC (cholainsurance.com) receives about 590.9K visits a month and ranks #71,956 among all websites worldwide, #4,543 in Insurance.

  • Monthly visits
    590.9K

    ▲ 6.3% vs previous month

  • Unique visitors
    151.2K

    per month

  • Global rank
    #71,956

    among all websites

  • Category rank
    #4,543

    Finance · Insurance

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Websites whose visitors overlap most with Chola MS GIC. Affinity shows how closely the audiences match.

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β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
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Top companies in Insurance & Risk Management

3 companies that operate in the same segment as Chola MS GIC (Insurance & Risk Management) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Health insurance plans are offered for individuals and families.
2006Chennai, Tamil Nadu, IndiaUSD 783.29 MUSD 1.9 B15,820
Life, health, and general insurance services are provided across India.
2001Mumbai, Maharashtra, IndiaUSD 306.52 MUSD 2.88 B16,700
Financial solutions including loans and insurance are offered.
2007Pune, Maharashtra, IndiaUSD 15.24 B126
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Related news about Chola Ms Gic

CHOLAFIN: Q2 SL NET PROFIT 16.3B RUPEES VS 11.5B (YOY); EST 16B
Exchange Update β€’ 10 days ago
CHOLAFIN: Q2 AUM 25% VS FY27 GUIDANCE OF 20-23%
Exchange Update β€’ 10 days ago
CHOLAFIN: Q2 REVENUE 92.4B RUPEES VS 74.6B (YOY)
Exchange Update β€’ 10 days ago
CHOLAFIN: Q2 GROSS STAGE 3 - 3.25% VS 3.29% (QOQ); Q2 NET STAGE 3 - 1.80% VS 1.81% (QOQ)
Exchange Update β€’ 10 days ago
CHOLAFIN: Rs. 38.77 Crores NSE Block Trade; for ~ 264,137 Shares, at Rs. 1467.90
Exchange Update β€’ 11 days ago
CHOLAFIN: RS. 52.63 CRORES NSE BLOCK TRADE; FOR ~ 340,937 SHARES, AT RS. 1543.60
Exchange Update β€’ 17 days ago
CHOLAFIN: RS. 121.96 CRORES BSE BLOCK TRADE; FOR ~ 780,017 SHARES, AT RS. 1563.50
Exchange Update β€’ 24 days ago
Chola Investment: Citi on Chola Investment & Finance Maintains Buy, Target Price ₹2,100; reaffirms 20–23% AUM growth outlook, with mortgages and new businesses outpacing vehicle finance; pre-tax ROA guidance remains 3.3–3.5% despite insurance commission clampdown and higher Cost of Funds from repo-rate hikes, with yield/fee optimisation, opex leverage and contained credit costs as offsets; asset quality remains resilient across segments, with aggregate net credit loss targeted below 1.5%.
Exchange Update β€’ 1 month ago
CHOLAFIN: Rs. 35.38 Crores BSE Block Trade; for ~ 200,000 Shares, at Rs. 1769.00
Exchange Update β€’ 1 month ago
CHOLAFIN: RS. 53.67 CRORES BSE BLOCK TRADE; FOR ~ 302,270 SHARES, AT RS. 1775.50
Exchange Update β€’ 1 month ago
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Frequently Asked Questions about Chola MS GIC

Chola MS GIC was founded in 1900 and raised its 1st funding round 117 years after it was founded.

Chola MS GIC is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.

Chola MS GIC has 64,900 employees.

The primary company behind Chola MS GIC, Cholamandalam Investment And Finance Company Limited, reported revenue of β‚Ή31,539 Cr for FY 2026, up 20% year on year.

Cholamandalam MS General Insurance is a joint venture betweentwo groups - Indias Murugappa Group and Japans Mitsui Sumitomo.The company has 105 branches and 9000 agents spread all over the country. They offer a wide range of insurance polices across all general insurance segments - health, car, travel, home and personal accident. For corporates, it offers policies on health, fire, engineering, property, marine and liability. Sumitomo increased its stake to 40 after purchasing 14 stake from Tube Investments of India Ltd.

Chola MS GIC's top competitors include Bharti AXA GI, Manomay and Skylife Event Insurance.

Chola MS GIC offers Car Insurance, Two Wheeler Insurance, Health Insurance, Travel Insurance, and Home Insurance.

Yes, Chola MS GIC is publicly traded on NSE under the ticker symbol CHOLAFIN.

Chola MS GIC is associated with 3 legal entities: Cholamandalam Investment And Finance Company Limited, Cholamandalam Ms Risk Services Limited, Cholamandalam Ms General Insurance Company Limited.

The legal entities of Chola MS GIC currently have 27 directors, including Suryanarayanan Venkateswaran, Venugopalan Srinivasan, Osamu Akine and others.

Yes. Chola MS GIC publishes Chola MS and 1 more app, with over 100,000 downloads.

The website of Chola MS GIC receives about 591 thousand visits a month and ranks #71,956 among all websites worldwide.

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