About Collekto
Collekto is a Financial Services company based in Mumbai (India) founded in 2018 by Gurjot Singh. It operates as a fintech company specializing in retail debt collections. Collekto has raised $127.7 thousand across 1 funding round from investors including SEP Ventures, Surinder Singh and Sangita Naithani. The company has 17 employees. Collekto was last valued at $2.1 million in June 2022. Its Indian entity Pernimius Financial Technologies Private Limited reported revenue of ₹3.61 Cr. Its focus areas include FinTech, Alternative Lending, Consumer Debt Management and Debt Repayment. Its competitors include NuovoPay, Moneytor, CLXNS, Tilicho Labs and Rezolv and 4 more; 5 of its 9 listed competitors have raised funding.
Company details
Collekto was established in 2018 in Mumbai, India, as a fintech entity focused on the financial services sector. Retail debt collections and stressed asset reconstruction are addressed through deep reinforcement learning algorithms. An integrated platform is supplied alongside a complete range of collection services, including telecalling, field operations, and litigation support, to assist lending institutions in recovery efforts.
- Headquarters Mumbai, India
- Employees 17
- Founders Gurjot Singh
- Stage Minicorn
- SectorsFinancial Services
- Email••••••••
- Website collekto.in
- Social LinkedIn
- Legal Name Pernimius Financial Technologies Private Limited
- Date of Incorporation 12 Jul, 2018
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹3.61 Cr
FY 2025 · +78% YoY
- Net Loss-₹22.4 Lakh
FY 2025 · -6% margin
- EBITDA₹28.8 Lakh
FY 2025 · 8% margin
- Total Equity Funding$127.7K (USD)
in 1 rounds
- Latest Funding Round$127.7K (USD), Seed
Jun 2022
- InvestorsSEP Ventures
& 10 more
- Employee Count17
Associated legal entities of Collekto
Collekto operates through Pernimius Financial Technologies Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Pernimius Financial Technologies Private Limited CIN U65999MH2018PTC311823 | Active | 12 Jul 2018 | Mumbai, Maharashtra | ₹3.6 Cr | 17 | 3 | View details |
Funding Insights of Collekto
Collekto has successfully raised a total of $127.7K through 1 strategic funding round. The most recent funding activity was a Seed round of $127.7 thousand completed in June 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $127,698
- Total Rounds 1
- Last Round Seed — $127,698
- First Round $127,698
(Jun 2022)
- Investors Count 11
All 1 funding rounds of Collekto with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2022 | $127,698 | Seed | $2.1M | SEP Ventures |
| Date | Valuation | Stage |
|---|---|---|
| Jun 2022 | $2.1M | •••••••• |
Last known valuation $2.1M (Jun 2022). 11 investors in total: 1 institutional and 10 angel.
Investors in Collekto
Collekto has secured backing from 11 investors, including venture fund and angel investors. Prominent investors backing the company include SEP Ventures, Surinder Singh and Sangita Naithani.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Investments in multiple sectors are handled by SEP Ventures. | – | sepventures.in | Mumbai, India | |
SS Surinder Singh | - | – | unknown_16ed5bf317144af99 | - |
SN Sangita Naithani | - | – | unknown_feddb28734de492d8 | - |
DN Deepti Naithani | - | – | unknown_a4369c88771643b4b | - |
MS Maheshwar Singh | - | – | unknown_e1cc6dcf37be497e8 | - |
GW Gunny Wadhwa | - | – | unknown_86dde840727b4c868 | - |
AA A A Soloviev | - | – | unknown_2ff1e332768846efb | - |
PR Prashant Rai | - | – | unknown_9ab0b29bc7324f7eb | - |
CS Chandrashekhar Singh | - | – | unknown_26aa3c561ae8403cb | - |
SN Sushil Naithani | - | – | unknown_1c119155782642329 | - |
Investor details for Collekto
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Pernimius Financial Technologies Private Limited (Collekto)
Pernimius Financial Technologies Private Limited is the primary company behind Collekto. The board of Pernimius Financial Technologies Private Limited currently have 3 directors; the longest-serving is Gurjot Singh, appointed in 2018. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Gurjot Singh DIN 08178425 | Director | 12 Jul 2018 | 8 yrs 3 mo | Pernimius Financial Technologies Private Limited |
| Bipul Chandi Naithani DIN 08178426 | Director | 12 Jul 2018 | 8 yrs 3 mo | Pernimius Financial Technologies Private Limited |
| Manish Chhajed DIN 02549768 | Nominee Director | 28 Mar 2023 | 3 yrs 6 mo | Pernimius Financial Technologies Private Limited |
People of Collekto
3 people are tracked at Collekto (3 in leadership); the tracked headcount is 17.
| Name | Role | Group |
|---|---|---|
| Co-Founder & CFO | Leadership | |
Anjali Rajendra Shende | Head - Process, Policy And Quality Management | Leadership |
| Chief Executive Officer and Co-founder | Leadership |
Complete people profiles for Collekto
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of Collekto
Figures of Pernimius Financial Technologies Private Limited, the primary company behind Collekto, for FY 2025. Revenue was ₹3.61 Cr (+78% year on year). Net loss was -₹22.4 Lakh (-6% margin). EBITDA was ₹28.8 Lakh (8% margin). Revenue has grown at a compounded annual rate of +23% over three years and +36% over five years.
- ₹3.61 CrRevenue · FY 2025 · +78% YoY
- -₹22.4 LakhNet loss · -6% margin
- ₹28.8 LakhEBITDA · 8% margin
- ₹10.6 LakhPaid-up capital
- 17Employees (provident fund records)
- +23%Revenue CAGR, 3 years
- +36%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Pernimius Financial Technologies Private Limited are on its company page.
Detailed financial statements for Collekto
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of Collekto
3 dated milestones of Collekto across 4 years, from founding to its latest funding, stage changes and deals.
- Founded Collekto is founded.
- Funding First funding round of $128K.
- Milestone Reaches Minicorn status.
Competitors of Collekto
Collekto has 9 listed competitors in our database, 5 of them funded. They include NuovoPay, Moneytor, CLXNS, Tilicho Labs and Rezolv, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| nuovopay.com | 2019 | Pune, India | – | 242 | Platform for risk management in device financing, repayments, and default prevention. | |
| moneytor.in | 2017 | Mumbai, India | $954,021 | – | Platform offering debt collecting solution | |
| clxns.in | 2021 | Mumbai, India | – | 50 | An AI-based debt collection platform is provided for banks. | |
| tilicho.in | 2015 | Visakhapatnam, India | – | – | Offers web development, mobile apps, UI/UX design, and cloud solutions to clients. | |
| getrezolv.com | 2024 | Mumbai, India | $3.5M | 23 | Platform for debt collection and recovery management is developed. | |
| srs-advisory.co.in | 1996 | Kolkata, India | – | 82 | Offers debt recovery and management services to banks and NBFCs across India. | |
| greymattertech.in | 2018 | Mumbai, India | $408,019 | 11 | Provider of farm loans | |
| docboyz.in | 2018 | Pune, India | $139,353 | 4 | An API-based solution for debt collection is provided. | |
| billcut.com | 2022 | Delhi, India | $121,771 | – | Customers' bills are reduced via seamless shifts to better deals. |
Detailed competitors of Collekto
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
10 companies that operate in the same segment as Collekto (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | 1,487 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – |
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Frequently Asked Questions about Collekto
Collekto was founded in 2018 and raised its 1st funding round 4 years after it was founded.
Collekto is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Collekto is a funded company, having raised a total of $127.7K across 1 funding round to date. The company's 1st funding round was a Seed of $127.7K, raised on Jun 2022.
Collekto has 17 employees.
The primary company behind Collekto, Pernimius Financial Technologies Private Limited, reported revenue of ₹3.61 Cr for FY 2025, up 78% year on year.
Collekto was established in 2018 in Mumbai, India, as a fintech entity focused on the financial services sector. Retail debt collections and stressed asset reconstruction are addressed through deep reinforcement learning algorithms. An integrated platform is supplied alongside a complete range of collection services, including telecalling, field operations, and litigation support, to assist lending institutions in recovery efforts.
Collekto has 11 investors. Key investors include SEP Ventures, Surinder Singh, Sangita Naithani, Deepti Naithani, and Maheshwar Singh.
The valuation of Collekto is $2.1M as of Jun 2022.
Collekto operates through Pernimius Financial Technologies Private Limited.
The legal entities of Collekto currently have 3 directors, including Manish Chhajed, Gurjot Singh, Bipul Chandi Naithani.