About cred.ai
cred.ai is a Financial Services company based in Philadelphia (United States) founded in 2016 by Dylan Brown, Ry Brown, and Todd Sandler. Digital banking services are offered to consumers for financial management. cred.ai has raised $18 million across 1 funding round from investors including Tim Armstrong, Darco Capital and Michael Rubin. Its chief executive, as recorded, is Ry Brown. Its website cred.ai draws about 47 thousand monthly visits. cred.ai offers products and services including cred.ai Deposit Account, Siren Deposit Account, Unicorn Credit Card, and SIREN Card. Its focus areas include FinTech, Banking Tech, Internet First Banks and Through Bank Partnerships. Its legal entity is CRED Technologies Inc. Its competitors include Chime, Stash and Dave; 3 of its 3 listed competitors have raised funding.
Company details
Cred.ai was founded in 2016 and is based in Philadelphia, United States, operating in the fintech sector. Deposit accounts are licensed through the Wilmington Savings Fund Society, while credit cards are issued via WSFS Bank. Services provided include money transfers, cash withdrawals, and credit cards for online and offline purchases. Credit scores are built by users based on each credit card transaction.
- Total Equity Funding$18M (USD)
in 1 rounds
- Latest Funding Round$18M (USD), Series A
Aug 2020
- InvestorsDarco Capital
& 3 more
Products & Services of cred.ai
cred.ai offers a comprehensive portfolio of products and services, including cred.ai Deposit Account, Siren Deposit Account, Unicorn Credit Card, and SIREN Card.
Provides secure deposit services for everyday financial management.
Offers advanced deposit options with security features.
Functions as a credit optimizer for consumer spending.
Serves as a debit card replacement with premium experiences.
Apps and channels of cred.ai
cred.ai publishes 3 mobile apps with over 100.5K+ downloads.
Funding Insights of cred.ai
cred.ai has successfully raised a total of $18M through 1 strategic funding round. The most recent funding activity was a Series A round of $18 million completed in August 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $18M
- Total Rounds 1
- Last Round Series A — $18M
- First Round $18M
(Aug 2020)
- Investors Count 4
All 1 funding rounds of cred.ai with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2020 | $18M | Series A | – | Darco Capital |
4 investors in total: 1 institutional and 3 angel.
Investors in cred.ai
cred.ai has secured backing from 4 investors, including angel and venture fund investors. Prominent investors backing the company include Tim Armstrong, Darco Capital and Michael Rubin.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Darco Capital is engaged in investing in diverse sectors. | darcocapital.com | Philadelphia, United States | ||
TA Tim Armstrong | Angel investor, ex-AOL CEO, focused on tech and media startups. | unknown_b18b123765ce48bfa | ||
MR Michael Rubin | American entrepreneur, angel investor, founder of Fanatics, active in Indian startups | unknown_f185344153674af2b | ||
JL John Legend | unknown_efbfdaee198a421eb |
Investor details for cred.ai
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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People of cred.ai
16 people are tracked at cred.ai (8 in leadership, 8 in team).
| Name | Role | Group |
|---|---|---|
Dylan Brown | Co-Founder & President | Leadership |
Ry Brown | Co-Founder & CEO | Leadership |
Todd Sandler | Co-Founder & COO | Leadership |
Lilly Mudge | Marketing Director | Leadership |
Lauren Dussault | Chief Banking Officer | Leadership |
Joe Cary | Cfo, Head Of Risk & Compliance | Leadership |
Brian Kunis | Director - Anti-Money Laundering, Fraud, KYC | Leadership |
Michele Witkowski | Senior Director of Compliance | Leadership |
Ava Stanley | Social Media And Content Creator Manager | Team |
Connor McElwee | Compliance Manager | Team |
Irene Wolf | Operations Associate | Team |
Travis Fife | Operations Associate | Team |
Molly Hatfield | Operations Associate | Team |
Tess Frelick | Compliance and Risk Investigator | Team |
Rick Nicolai | Senior Manager, Risk and Compliance | Team |
Charlie Infanger | Risk & Compliance | Team |
Complete people profiles for cred.ai
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
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Verified entity values are shown only after access is granted.
Timeline of cred.ai
2 dated milestones of cred.ai across 4 years, from founding to its latest funding, stage changes and deals.
- Founded cred.ai is founded.
- Funding First funding round of $18.0M.
Competitors of cred.ai
cred.ai has 3 listed competitors in our database, 3 of them funded. They include Chime, Stash and Dave.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| chime.com | 2012 | San Francisco, United States | $3.15B | 1,604 | Digital banking services are offered to individuals via mobile apps. | |
| stash.com | 2015 | New York, United States | $747.48M | Automated investment and robo-advisory services are offered to individuals. | ||
| dave.com | 2016 | Los Angeles, United States | $63.56M | 320 | Digital banking services are provided for easier financial management. |
Detailed competitors of cred.ai
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Verified entity values are shown only after access is granted.
Web traffic of cred.ai
The website of cred.ai (cred.ai) receives about 46.8K visits a month.
- Monthly visits46.8K
▼ 16.1% vs previous month
Websites whose visitors overlap most with cred.ai. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| zeni.ai | 100% | 95.8K | #379,941 | View details | |
| marqeta.com | 84% | 836.8K | #68,745 | View details | |
| crisil.com | 50% | 443.3K | #125,844 | View details | |
| winden.co | 28% | 3K | #7,124,954 | View details |
Top companies in Banking & FinTech Platforms
3 companies that operate in the same segment as cred.ai (Banking & FinTech Platforms) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Online business banking and financial workflow tools are provided. | 2010 | San Francisco, California, United States | USD 546 M | USD 2.71 M | 1,807 | |
Digital banking services are offered to individuals via mobile apps. | 2012 | San Francisco, California, United States | USD 3.15 B | USD 1.96 B | 2,516 | |
Digital sustainable banking services are offered to consumers. | 2013 | Los Angeles, California, United States | USD 865 M | 237 |
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Related news about Cred.Ai
Complete news archive for cred.ai
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Frequently Asked Questions about cred.ai
cred.ai was founded in 2016 and raised its 1st funding round 4 years after it was founded.
cred.ai is headquartered in Philadelphia, United States. It is registered at Philadelphia, Pennsylvania, United States.
Ry Brown is the CEO of cred.ai, as recorded in our data. They have also founded this company.
cred.ai is a funded company, having raised a total of $18M across 1 funding round to date. The company's 1st funding round was a Series A of $18M, raised on Aug 2020.
Cred.ai was founded in 2016 and is based in Philadelphia, United States, operating in the fintech sector. Deposit accounts are licensed through the Wilmington Savings Fund Society, while credit cards are issued via WSFS Bank. Services provided include money transfers, cash withdrawals, and credit cards for online and offline purchases. Credit scores are built by users based on each credit card transaction.
cred.ai offers cred.ai Deposit Account, Siren Deposit Account, Unicorn Credit Card, and SIREN Card.
cred.ai has 4 investors. Key investors include Tim Armstrong, Darco Capital, Michael Rubin, and John Legend.
cred.ai operates through Cred Technologies Inc.
Yes. cred.ai publishes cred.ai Pro and 2 more apps, with over 100,500 downloads.