About Credility India
Credility India is a Financial Services company based in Mumbai (India) founded in 2018 by Chirag Jain and Payal Jain. It provides a mobile-based platform for loan origination and financial access. It operates on a B2C model. The company has 55 employees. Its chief executive, as recorded, is Chirag Jain. Its Indian entity I-Xl Technologies Private Limited reported revenue of ₹10.01 Cr. Its focus areas include Fintech, Lending and Mobile Solutions. Its competitors include Perfios, Veefin and FinBox; 3 of its 3 listed competitors have raised funding.
Company details
Credility India provides a mobile-based platform for loan origination and financial access through offering financial products and advice, fintech, facilitating loans and financing, and mobile solutions. Prioritizing client-centric approaches, it ensures high-quality outcomes, innovation, and sustainable practices in its field.
- Headquarters Mumbai, India
- Employees 55
- Founders Chirag Jain, Payal Jain
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website credility.in
- Social LinkedIn Facebook Instagram YouTube
- Legal Name I-Xl Technologies Private Limited
- Date of Incorporation 19 Mar, 1998
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹10.01 Cr
FY 2025 · +36% YoY
- Net Profit₹69.3 Lakh
FY 2025 · 7% margin
- EBITDA₹1.65 Cr
FY 2025 · 17% margin
- Employee Count55
Associated legal entities of Credility India
Credility India operates through I-Xl Technologies Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| I-Xl Technologies Private Limited CIN U72900MH1998PTC114053 | Active | 19 Mar 1998 | Mumbai, Maharashtra | ₹10.0 Cr | 55 | 2 | View details |
Apps and channels of Credility India
its YouTube channel Credility has 46 subscribers.
Board of directors of I-Xl Technologies Private Limited (Credility India)
I-Xl Technologies Private Limited is the primary company behind Credility India. The board of I-Xl Technologies Private Limited currently have 2 directors; the longest-serving is Chirag Praful Jain, appointed in 2014. 4 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Chirag Praful Jain DIN 06986131 | Director | 01 Oct 2014 | 12 yrs 1 mo | I-Xl Technologies Private Limited |
| Payal Chirag Jain DIN 06981333 | Director | 01 Oct 2014 | 12 yrs 1 mo | I-Xl Technologies Private Limited |
People of Credility India
10 people are tracked at Credility India (3 in leadership, 7 in team); the tracked headcount is 55.
| Name | Role | Group |
|---|---|---|
| Co-Founder, CEO | Leadership | |
| Co-Founder | Leadership | |
Bhawin Saraiya | Head Of Business & Strategy | Leadership |
Afrid Mulla | Associate Project Manager | Team |
Akshay Mistry | Senior Solutions Engineer And Team Lead | Team |
Rajib Sohrab | Business Development Manager | Team |
Suraj Kadam | Senior Product Engineer And Team Lead | Team |
Mayank Sakariya | AVP - Business Success | Team |
Swati Pal | Executive Engineer | Team |
Reethik Thota | Assistant Project Manager | Team |
Complete people profiles for Credility India
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Financials of Credility India
Figures of I-Xl Technologies Private Limited, the primary company behind Credility India, for FY 2025. Revenue was ₹10.01 Cr (+36% year on year). Net profit was ₹69.3 Lakh (7% margin). EBITDA was ₹1.65 Cr (17% margin). Revenue has grown at a compounded annual rate of +109% over three years and +407% over five years.
- ₹10.01 CrRevenue · FY 2025 · +36% YoY
- ₹69.3 LakhNet profit · 7% margin
- ₹1.65 CrEBITDA · 17% margin
- ₹1.1 LakhPaid-up capital
- 55Employees (provident fund records)
- +109%Revenue CAGR, 3 years
- +407%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of I-Xl Technologies Private Limited are on its company page.
Detailed financial statements for Credility India
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Verified entity values are shown only after access is granted.
Competitors of Credility India
Credility India has 3 listed competitors in our database, 3 of them funded. They include Perfios, Veefin and FinBox.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| perfios.com | 2008 | Bengaluru, India | $258.77M | Provides financial technology solutions for data analysis and verification globally. | ||
| veefin.com | 2020 | Mumbai, India | $3M | 25 | SaaS-based supply chain financing solutions are delivered globally. | |
| finbox.in | 2015 | Bengaluru, India | $51.09M | 215 | Developer of digital credit infrastructure and risk intelligence suite |
Detailed competitors of Credility India
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Credility India
The website of Credility India (credility.in) receives about 1.9K visits a month.
- Monthly visits1.9K
▲ 30.7% vs previous month
Websites whose visitors overlap most with Credility India. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| canopi.in | 100% | 3.4K | #2,087,536 | View details | |
| receeve.com | 98% | View details | |||
crif.in | crif.in | 92% | #3,294,460 | – | |
| trillionloans.com | 92% | 14.2K | #1,277,102 | View details | |
| mangalfincorp.com | 88% | 1.6K | #9,812,653 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 6 similar websites and full traffic analytics for Credility India
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- 6 similar websites
- Audience overlap
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Verified entity values are shown only after access is granted.
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Frequently Asked Questions about Credility India
Credility India was founded in 2018.
Credility India is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Chirag Jain is the CEO of Credility India, as recorded in our data. They have also founded this company.
Credility India has 55 employees.
The primary company behind Credility India, I-Xl Technologies Private Limited, reported revenue of ₹10.01 Cr for FY 2025, up 36% year on year.
Credility India provides a mobile-based platform for loan origination and financial access through offering financial products and advice, fintech, facilitating loans and financing, and mobile solutions. Prioritizing client-centric approaches, it ensures high-quality outcomes, innovation, and sustainable practices in its field.
Credility India operates through I-Xl Technologies Private Limited.
The legal entities of Credility India currently have 2 directors, including Chirag Praful Jain, Payal Chirag Jain.