About Credit Acceptance
Credit Acceptance is a publicly listed company based in Detroit (United States) founded in 1972. Auto finance is extended to consumers via nationwide dealer networks. The company has 2,430 employees. Its chief executive, as recorded, is Brett Roberts. Its website creditacceptance.com draws about 1.1 million monthly visits. Credit Acceptance offers products and services including Pre-qualification Service and Payment System. Its focus areas include Consumer and SME Loans, Consumer Loans, Auto Loans and Internet-First. Similar companies include Octane, Lendbuzz and AutoPay; 2 of its 3 listed similar companies have raised funding.
Company details
Credit Acceptance is an indirect auto finance company, working with car dealers nationwide to enable them to sell cars to consumers on credit regardless of their credit history. Its guaranteed Credit Approval program provides their dealer-partners with the opportunity to deliver credit approvals to consumers within 30 seconds through the Internet using their patented Credit Approval Processing System (CAPS). Credit Acceptances underwriting risk is reasonable because the dealer pays fixed fees to be on the program. They require a minimum of 800 a month income, a minimum of 500 down (can be cash or trade equity) and the car is brought from one of their signed dealerships. In 2018, the company recorded annual revenues of 1.3B, and a net profit of 574M.
- Headquarters Detroit, United States
- Employees 2,430
- Stage Public
- SectorsFinancial Services
- Website category Finance · Insurance
- Email••••••••
- Phone•••• ••••
- Website creditacceptance.com
- Social LinkedIn Facebook
- Legal Name Credit Acceptance Corporation
- Annual Revenue$2.32 B (USD)7.16as on Dec 31, 2025
- Net Profit$423.9 M (USD)71as on Dec 31, 2025
- EBITDA$1.13 B (USD)-29.87as on Dec 31, 2025
- Latest Funding Round$500M (USD), Debt – Conventional
Aug 2019
- Employee Count2,430
Products & Services of Credit Acceptance
Credit Acceptance offers a comprehensive portfolio of products and services, including Pre-qualification Service and Payment System.
Tool for quick auto financing pre-qualification.
System to handle auto loan payments securely.
Apps and channels of Credit Acceptance
Credit Acceptance publishes 1 mobile app with over 100K+ downloads.
Funding Insights of Credit Acceptance
- Total Rounds 4
- Last Round Debt – Conventional — $500M
- First Round $50M
(Sep 2006)
All 4 funding rounds of Credit Acceptance with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2019 | $500M | Debt – Conventional | – | – | – |
| Feb 2019 | $402.5M | Debt – Conventional | – | – | – |
| May 2018 | $450M | Debt – Conventional | – | – | – |
| Sep 2006 | $50M | Debt – Venture | – | – | – |
People of Credit Acceptance
464 people are tracked at Credit Acceptance (107 in leadership, 357 in team); the tracked headcount is 2,430.
| Name | Role | Group |
|---|---|---|
Brett Roberts | CEO | Leadership |
Maya Scott | Director, Talent Acquisition & Development | Leadership |
Daniel A. Ulatowski | Chief Sales Officer | Leadership |
Kenneth S. Booth | Chief Financial Officer | Leadership |
Mike Crosby | Director Of Sales | Leadership |
Arthur Smith | Chief Analytics Officer | Leadership |
Jonathan Lum | Chief Operating Officer | Leadership |
Bill Strachan | Director, Analytics Applications | Leadership |
Douglas W. Busk | Chief Treasury Officer | Leadership |
Erin Kerber | Chief Legal Officer | Leadership |
Patrick Lane | Director Of Sales | Leadership |
David Wall | Senior Vice President | Leadership |
Anastasia Lukash | Director Of Sales, National Accounts - Texas | Leadership |
John Kowalchuk | Director Of Sales | Leadership |
Martin Rojas | Director Of Sales - National Accounts, Southwest Zone | Leadership |
Michael Slone | Director Of Sales, TN Valley District; Covering Tn, Al, Ga, VA | Leadership |
Rachel Brabham | Director Of Sales | Leadership |
Rick Bertrand | Director Of Sales New York Vermont | Leadership |
Eric Cassar | Senior Vice President Sales Operations | Leadership |
José Eguia | Vice President Of Sales - Central Region | Leadership |
444 more people are available in the full profile.
Complete people profiles for Credit Acceptance
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IPO & Listings of Credit Acceptance
Credit Acceptance is a publicly listed company on the NASDAQ with ticker symbol CACC in USA, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date05 Jun 1992
- Listed onNASDAQ: CACC
- Listed entityCredit Acceptance Corporation
- Exchange sectorFinance
- ISINUS2253101016
- Share price$545.96 (-0.39% on the day) · 2026-10-13
- Market capitalisation$5.67B
- Price to earnings12.0
- EPS (diluted, trailing year)$45.48
- Volume (last session)79,809
Financials of Credit Acceptance
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2025 | $2.32B | $423.9M | $1.13B |
| 2024 | $2.16B | $247.9M | $1.62B |
| 2023 | $1.90B | $286.1M | $1.40B |
| 2022 | $1.83B | $535.8M | $1.39B |
| 2021 | $1.86B | $958.3M | $1.49B |
Detailed financial statements for Credit Acceptance
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of Credit Acceptance
4 dated milestones of Credit Acceptance across 47 years, from founding to its latest funding, stage changes and deals.
- Founded Credit Acceptance is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round of $50.0M.
- Funding Latest funding round, Debt – Conventional, of $500.0M.
Similar companies to Credit Acceptance
Credit Acceptance has 3 listed similar companies in our database, 2 of them funded. They include Octane, Lendbuzz and AutoPay.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| octane.co | 2014 | New York, United States | $220.02M | 178 | Instant financing solutions are offered for vehicle purchases by Octane. | |
| lendbuzz.com | 2015 | Boston, United States | $309.65M | Online car loans are provided via a digital application platform. | ||
| autopay.com | 1997 | Denver, United States | 331 | Online lending marketplace for auto loans |
Detailed similar companies of Credit Acceptance
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Web traffic of Credit Acceptance
The website of Credit Acceptance (creditacceptance.com) receives about 1.1M visits a month and ranks #37,381 among all websites worldwide, #2,354 in Insurance.
- Monthly visits1.1M
- Unique visitors277.9K
per month
- Global rank#37,381
among all websites
- Category rank#2,354
Finance · Insurance
- Bounce rate32%
- Pages per visit7.0
- Average visit7 min 53 sec
- DevicesDesktop 42% · Mobile 58%
Websites whose visitors overlap most with Credit Acceptance. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| lobelfinancial.com | 100% | 19K | #1,571,303 | View details | |
| progressive.com | 94% | 32.8M | #1,093 | View details | |
cure.com | cure.com | 94% | #136,268 | – | |
| westernfundinginc.com | 83% | 46K | #570,109 | View details | |
| consumerportfolio.com | 83% | 285.7K | #136,181 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Credit Acceptance
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Related news about Credit Acceptance
Complete news archive for Credit Acceptance
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Frequently Asked Questions about Credit Acceptance
Credit Acceptance was founded in 1972 and raised its 1st funding round 34 years after it was founded.
Credit Acceptance is headquartered in Detroit, United States. It is registered at Detroit, Michigan, United States.
Brett Roberts is the CEO of Credit Acceptance, as recorded in our data.
Credit Acceptance has 2,430 employees.
Annual revenue of Credit Acceptance is $2.32B as on Dec 31, 2025.
Credit Acceptance is an indirect auto finance company, working with car dealers nationwide to enable them to sell cars to consumers on credit regardless of their credit history. Its guaranteed Credit Approval program provides their dealer-partners with the opportunity to deliver credit approvals to consumers within 30 seconds through the Internet using their patented Credit Approval Processing System (CAPS). Credit Acceptances underwriting risk is reasonable because the dealer pays fixed fees to be on the program. They require a minimum of 800 a month income, a minimum of 500 down (can be cash or trade equity) and the car is brought from one of their signed dealerships. In 2018, the company recorded annual revenues of 1.3B, and a net profit of 574M.
Credit Acceptance offers Pre-qualification Service and Payment System.
Yes, Credit Acceptance is publicly traded on NASDAQ under the ticker symbol CACC.
Yes. Credit Acceptance publishes Credit Acceptance Mobile, with over 100,000 downloads.
The website of Credit Acceptance receives about 1.1 million visits a month and ranks #37,381 among all websites worldwide.