About Credit Engine
Credit Engine is a Financial Services company based in Tokyo (Japan) founded in 2016, and was acquired by PayPay in October 2024. Online lending platform provided for small business owners. Credit Engine has raised $1.4 million across 3 funding rounds from investors including PayPay, Mitsubishi HC Capital and Voyage Group. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans.
Company details
Credit Engine is a technology company engaged in planning, development, and operation of online financing platforms. In Jan17, it has launched its first product Lendy (beta version), an online lending platform for small business owners. As of Feb17, the service mainly covers restaurants, barber shops, hair salons, online shop operators, and offers loans from 50K to 1M Yen for 1 to 3 months at interest rates ranging from 13-18. The maximum loan amount eligibility is determined in 5 minutes using own data engine collating data from multiple sources.
- Headquarters Tokyo, Japan
- Stage Acquired
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website creditengine.jp/en
- Social LinkedIn Facebook
- Acquired by PayPay (Oct 2024)
Funding Insights of Credit Engine
Credit Engine has successfully raised a total of $1.4M across 3 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $1.4M
- Total Rounds 3
- First Round $440,000
(Sep 2016)
- Investors Count 12
All 3 funding rounds of Credit Engine with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jan 2024 | Series B | – | DG Incubation, Shizuoka Bank | ||
| Jan 2017 | $955,326 | Seed | – | 500 Startups Japan, Voyage Group | – |
| Sep 2016 | $440,000 | Seed | – | – |
13 investors in total: 13 institutional.
Investors in Credit Engine
Credit Engine has secured backing from 13 investors, including venture fund and institutional investors. Prominent investors backing the company include PayPay, Mitsubishi HC Capital and Voyage Group.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Tech startups are supported through sector-agnostic acceleration and investment. | dgincubation.com | Shibuya, Japan | ||
Venture capital investments are made by BRICKS FUND TOKYO. | 2022 | bricks-fundtokyo.com | Tokyo, Japan | |
| nobunaga-capital-village.co.jp | ||||
Investment support is provided to startups by SG Incubate. | sg-incubate.jp | Japan | ||
Prime Partners is engaged in venture capital and innovation consulting. | prime-prtnrs.com | Minato City, Japan | ||
Startup growth and funding support are provided by EXPACT. | 2018 | 500startups.jp | Shizuoka, Japan | |
Investments in B2B sectors are made by DNX Ventures. | dnx.vc | San Mateo, United States | ||
| fbinvest.co.jp | ||||
| shizuokabank.co.jp | ||||
Financial management services are provided by the company internationally. | 1971 | mitsubishi-hc-capital.com | Shinjuku City, Japan |
Investor details for Credit Engine
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People of Credit Engine
8 people are tracked at Credit Engine (3 in leadership, 5 in team).
| Name | Role | Group |
|---|---|---|
Keiichiro Niiro | COO | Leadership |
Seiichiro Uchiyama | Founder & CEO | Leadership |
Emi Fukuda | Head of HR | Leadership |
Chau Bao Tran | Software Engineer | Team |
Sasinapa Satittrammachat (Pat) | Project Manager | Team |
Baldan Sukhbaatar | Full Stack Developer | Team |
Yusuke Mukoyama | CPO | Team |
Tim Holt | Software Engineer | Team |
Complete people profiles for Credit Engine
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Timeline of Credit Engine
4 dated milestones of Credit Engine across 8 years, from founding to its latest funding, stage changes and deals.
- Founded Credit Engine is founded.
- Funding First funding round of $440K.
- Funding Latest funding round, Series B,.
- Exit Acquired by PayPay.
Web traffic of Credit Engine
The website of Credit Engine (creditengine.jp) receives about 3.5K visits a month.
- Monthly visits3.5K
▼ 2.9% vs previous month
Websites whose visitors overlap most with Credit Engine. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
seminar-info.jp | seminar-info.jp | 100% | #1,669,138 | – | |
thefinance.jp | thefinance.jp | 94% | #3,593,625 | – | |
| mogecheck.jp | 94% | 603.7K | #104,982 | View details | |
shizuokabank.co.jp | shizuokabank.co.jp | 94% | #27,870 | – | |
| shizuoka-fg.co.jp | 63% | 12.3K | #1,690,329 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 8 similar websites and full traffic analytics for Credit Engine
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- 8 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
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Related news about Credit Engine
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Frequently Asked Questions about Credit Engine
Credit Engine was founded in 2016.
Credit Engine is headquartered in Tokyo, Japan. It is registered at Tokyo, Tokyo, Japan.
Credit Engine is a funded company, having raised a total of $1.4M across 3 funding rounds to date. The company's 1st funding round was a Seed of $440K, raised on Sep 2016.
Credit Engine is a technology company engaged in planning, development, and operation of online financing platforms. In Jan17, it has launched its first product Lendy (beta version), an online lending platform for small business owners. As of Feb17, the service mainly covers restaurants, barber shops, hair salons, online shop operators, and offers loans from 50K to 1M Yen for 1 to 3 months at interest rates ranging from 13-18. The maximum loan amount eligibility is determined in 5 minutes using own data engine collating data from multiple sources.
Credit Engine has 13 investors. Key investors include PayPay, Mitsubishi HC Capital, Voyage Group, DG Incubation, and Shizuoka Bank.
Yes. Credit Engine was acquired by PayPay in October 2024.