CreditNirvana

Bengaluru, India Founded: 2018 • Age: 8 yrs Acquired By Perfios
AIML-driven debt management platform is offered for financial institutions.
Annual revenue $2.4M Latest available
Total funding $2.2M 5 rounds
Employees 66 Tracked headcount
Investors 5 Known backers
Products 5 Services tracked
Competitors 7 Brand Intelligence

About CreditNirvana

CreditNirvana is a company based in Bengaluru (India) founded in 2018 by Yashvanth Giriyappa and Raj Mohan Kunju was acquired by Perfios in March 2025. CreditNirvana has raised $2.2 million across 5 funding rounds from investors including Perfios, Cornerstone Venture Partners Fund and Vibhathi. The company has 66 employees as of September 23, 2025. CreditNirvana offers products and services including AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation. CreditNirvana operates in a competitive market with competitors including Valon Mortgage, InDebted, Clerkie, Data Sutram and TDX Group, among others.

  • Headquarter Bengaluru, India
  • Employees 66 as on 23 Sep, 2025
  • Founders Yashvanth Giriyappa, Raj Mohan Kunju
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    Locked
  • Phone
    Locked
  • Website
    Locked
  • Social
    Locked
  • Legal Name Statlabs Analytics Ventures Private Limited
  • Date of Incorporation 24 May, 2019
  • Jurisdiction Bangalore, Karnataka, India
Operational Areas
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Financial Services → FinTech & Digital Finance Unlock Sub-Sector Unlock Segment
Key Metrics
  • Annual Revenue
    $2.37 M (USD)
    77.92
    as on Mar 31, 2025
  • Net Profit
    -$373.07 K (USD)
    27.13
    as on Mar 31, 2025
  • EBITDA
    -$352.71 K (USD)
    11.22
    as on Mar 31, 2025
  • Total Equity Funding
    $2.2 M (USD)

    in 5 rounds

  • Latest Funding Round
    $358.2 K (USD), Series A

    Jul 26, 2024

  • Investors
    Perfios

    & 4 more

  • Employee Count
    66

    as on Sep 23, 2025

  • Acquired by
    Perfios

    (Mar 11, 2025)

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Products & Services of CreditNirvana

CreditNirvana offers a comprehensive portfolio of products and services, including AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation.

Product name locked
Category locked
Primary

AI tool for optimizing debt collection strategies and analytics.

Product name locked
Category locked
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NLP-driven platform for omnichannel and multilingual debt recovery.

Product name locked
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System for automating debt management call operations.

Product name locked
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App for GPS-tracked debt collection in the field.

Product name locked
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Automates legal aspects of debt recovery processes.

People of CreditNirvana

Headcount 50-200
Employee Profiles 6
Employee Profiles
People
Dhanvin Puthenpurayil Sanal
Business Analyst / Associate Data Scientist
People
Gauri Joshi
Vice President - Business Growth
People
Sanjay Asnani
Chief Data Scientist
People
Sundarajan S
Data Analyst-Trainee

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Funding Insights of CreditNirvana

CreditNirvana has successfully raised a total of $2.2M across 5 strategic funding rounds. The most recent funding activity was a Series A round of $358.2 thousand completed in July 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

Investors in CreditNirvana

CreditNirvana has secured backing from 5 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Perfios, Cornerstone Venture Partners Fund and Vibhathi.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Venture capital fund investing in B2B technologies and enterprise solutions in India.
Locked Locked Locked
IT services including Oracle APEX, SAP, Salesforce, and full-stack development for various industries.
Locked Locked Locked
Provides financial technology solutions for data analysis and verification globally.
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Investor details for CreditNirvana

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Investments & Acquisitions by CreditNirvana

Investments
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Investment portfolio details for CreditNirvana

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Financial Statements - CreditNirvana

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Detailed financials for CreditNirvana

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Creditnirvana Comparisons

CreditNirvana Primary company
Description
AI/ML-driven debt management platform is offered for financi...
Location
Bengaluru, India
Founded Year
2018
Annual Revenue
$2.37 M (USD)
Net Profit
-$373.07 K (USD)
EBITDA
-$352.71 K (USD)
Employees
66
As of 2025
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Peer comparison for CreditNirvana

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Competitors of CreditNirvana

CreditNirvana operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Valon Mortgage, InDebted, Clerkie, Data Sutram and TDX Group, among others.

Company Name Domain Founded year HQ Location Description
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Cloud-native marketplace for mortgage loans
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Cloud-based debt collection solutions are offered to businesses.
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Platform for loan servicing and credit score building through debt management
Locked Locked Locked
Platform offering external data insights for enterprises across the customer lifecycle
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Data-driven debt management solutions are offered for multiple industries.
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Detailed competitors of CreditNirvana

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Latest news on Creditnirvana

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Complete news archive for CreditNirvana

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Frequently Asked Questions about CreditNirvana

CreditNirvana was founded in 2018 and raised its 1st funding round 2 years after it was founded.

CreditNirvana is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Raj Mohan Kunju is the current CEO of CreditNirvana. They have also founded this company.

CreditNirvana is a funded company, having raised a total of $2.2M across 5 funding rounds to date.

As of Sep 23, 2025, the latest employee count at CreditNirvana is 66.

Annual revenue of CreditNirvana is $2.37M as on Mar 31, 2025.

Provider of an AIML-driven debt management platform for financial institutions. The platform offers end-to-end debt management solutions, connecting analytics, collections, legal processes, and recovery. It automates collection follow-ups, personalizes customer experiences, and executes collection strategies using machine learning algorithms. The platform supports various debt management processes, including collection strategy, digital collection, call center automation, customer allocation, field collections, agency management, legal process automation, repossession, and settlement. It caters to industries such as financial services, insurance, telecom, healthcare, utilities, and mutual funds.

CreditNirvana's top competitors include Valon Mortgage, InDebted and Receeve.

CreditNirvana offers AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation.

CreditNirvana has 5 investors. Key investors include Perfios, Cornerstone Venture Partners Fund, Vibhathi, Vinod Chandran, and Vijayanand Mayilmurugan.

The valuation of CreditNirvana is $8.36M as of Jul 2024.

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