CreditNirvana

Bengaluru, India Founded: 2018 • Age: 8 yrs Acquired By Perfios
AIML-driven debt management platform is offered for financial institutions.
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About CreditNirvana

CreditNirvana is a company based in Bengaluru (India) founded in 2018 by Yashvanth Giriyappa and Raj Mohan Kunju was acquired by Perfios in March 2025.. CreditNirvana has raised $2.2 million across 5 funding rounds from investors including Perfios, Cornerstone Venture Partners Fund and Vibhathi. The company has 66 employees as of September 23, 2025. CreditNirvana offers products and services including AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation. CreditNirvana operates in a competitive market with competitors including Valon Mortgage, InDebted, Clerkie, Data Sutram and TDX Group, among others.

  • Headquarter Bengaluru, India
  • Employees 66 as on 23 Sep, 2025
  • Founders Yashvanth Giriyappa, Raj Mohan Kunju
  • Stage Minicorn
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Statlabs Analytics Ventures Private Limited
  • Date of Incorporation 24 May, 2019
  • Jurisdiction Bangalore, Karnataka, India
Operational Areas
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $2.37 M (USD)
    77.92
    as on Mar 31, 2025
  • Net Profit
    $-373.07 K (USD)
    27.13
    as on Mar 31, 2025
  • EBITDA
    $-352.71 K (USD)
    11.22
    as on Mar 31, 2025
  • Total Equity Funding
    $2.2 M (USD)

    in 5 rounds

  • Latest Funding Round
    $358.2 K (USD), Series A

    Jul 26, 2024

  • Investors
    Perfios

    & 4 more

  • Employee Count
    66

    as on Sep 23, 2025

  • Acquired by
    Perfios

    (Mar 11, 2025)

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Products & Services of CreditNirvana

CreditNirvana offers a comprehensive portfolio of products and services, including AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

AI tool for optimizing debt collection strategies and analytics.

NLP-driven platform for omnichannel and multilingual debt recovery.

System for automating debt management call operations.

App for GPS-tracked debt collection in the field.

Automates legal aspects of debt recovery processes.

People of CreditNirvana
Headcount 50-200
Employee Profiles 6
Employee Profiles
People
Dhanvin Puthenpurayil Sanal
Business Analyst / Associate Data Scientist
People
Gauri Joshi
Vice President - Business Growth
People
Sanjay Asnani
Chief Data Scientist
People
Sundarajan S
Data Analyst-Trainee

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Funding Insights of CreditNirvana

CreditNirvana has successfully raised a total of $2.2M across 5 strategic funding rounds. The most recent funding activity was a Series A round of $358.2 thousand completed in July 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 5
  • Last Round Series A — $358,201
  • First Round

    (09 Apr 2020)

  • Investors Count 4
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2024 Amount Series A - CreditNirvana Valuation Cornerstone Venture Partners Fund
Jul, 2023 Amount Series A - CreditNirvana Valuation

investors

May, 2022 Amount Series A - CreditNirvana Valuation Vinod Chandran
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in CreditNirvana

CreditNirvana has secured backing from 5 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Perfios, Cornerstone Venture Partners Fund and Vibhathi. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Venture capital fund investing in B2B technologies and enterprise solutions in India.
Founded Year Domain Location
IT services including Oracle APEX, SAP, Salesforce, and full-stack development for various industries.
Founded Year Domain Location
Provides financial technology solutions for data analysis and verification globally.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by CreditNirvana

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - CreditNirvana

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Creditnirvana Comparisons

Employees
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Competitors of CreditNirvana

CreditNirvana operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Valon Mortgage, InDebted, Clerkie, Data Sutram and TDX Group, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Cloud-native marketplace for mortgage loans
domain founded_year HQ Location
Cloud-based debt collection solutions are offered to businesses.
domain founded_year HQ Location
Platform for loan servicing and credit score building through debt management
domain founded_year HQ Location
Platform offering external data insights for enterprises across the customer lifecycle
domain founded_year HQ Location
Data-driven debt management solutions are offered for multiple industries.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Creditnirvana

Frequently Asked Questions about CreditNirvana

When was CreditNirvana founded?

CreditNirvana was founded in 2018 and raised its 1st funding round 2 years after it was founded.

Where is CreditNirvana located?

CreditNirvana is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Who is the current CEO of CreditNirvana?

Raj Mohan Kunju is the current CEO of CreditNirvana. They have also founded this company.

Is CreditNirvana a funded company?

CreditNirvana is a funded company, having raised a total of $2.2M across 5 funding rounds to date. The company's 1st funding round was a Series A of $708.98K, raised on Apr 09, 2020.

How many employees does CreditNirvana have?

As of Sep 23, 2025, the latest employee count at CreditNirvana is 66.

What is the annual revenue of CreditNirvana?

Annual revenue of CreditNirvana is $2.37M as on Mar 31, 2025.

What does CreditNirvana do?

Provider of an AIML-driven debt management platform for financial institutions. The platform offers end-to-end debt management solutions, connecting analytics, collections, legal processes, and recovery. It automates collection follow-ups, personalizes customer experiences, and executes collection strategies using machine learning algorithms. The platform supports various debt management processes, including collection strategy, digital collection, call center automation, customer allocation, field collections, agency management, legal process automation, repossession, and settlement. It caters to industries such as financial services, insurance, telecom, healthcare, utilities, and mutual funds.

Who are the top competitors of CreditNirvana?

CreditNirvana's top competitors include Valon Mortgage, InDebted and Receeve.

What products or services does CreditNirvana offer?

CreditNirvana offers AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation.

Who are CreditNirvana's investors?

CreditNirvana has 5 investors. Key investors include Perfios, Cornerstone Venture Partners Fund, Vibhathi, Vinod Chandran, and Vijayanand Mayilmurugan.

What is CreditNirvana's valuation?

The valuation of CreditNirvana is $8.36M as of Jul 2024.

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