About CreditNirvana
CreditNirvana is a Financial Services company based in Bengaluru (India) founded in 2018 by Yashvanth Giriyappa and Raj Mohan Kunju, and was acquired by Perfios in March 2025. AIML-driven debt management platform is offered for financial institutions. CreditNirvana has raised $2.2 million across 5 funding rounds from investors including Perfios, Cornerstone Venture Partners Fund and Vibhathi. The company has 66 employees. CreditNirvana was last valued at $8.36 million in July 2024. Its chief executive, as recorded, is Raj Mohan Kunju. Its Indian entity Statlabs Analytics Ventures Private Limited reported revenue of ₹22.40 Cr. CreditNirvana offers products and services including AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation. Its focus areas include FinTech, Banking Tech, Loan Life Cycle Management and Loan Servicing.
Company details
Provider of an AIML-driven debt management platform for financial institutions. The platform offers end-to-end debt management solutions, connecting analytics, collections, legal processes, and recovery. It automates collection follow-ups, personalizes customer experiences, and executes collection strategies using machine learning algorithms. The platform supports various debt management processes, including collection strategy, digital collection, call center automation, customer allocation, field collections, agency management, legal process automation, repossession, and settlement. It caters to industries such as financial services, insurance, telecom, healthcare, utilities, and mutual funds.
- Headquarters Bengaluru, India
- Employees 66
- Founders Yashvanth Giriyappa, Raj Mohan Kunju
- Stage Acquired
- SectorsFinancial Services
- Email••••••••
- Website creditnirvana.ai
- Social LinkedIn X
- Acquired by Perfios (Mar 2025)
- Legal Name Statlabs Analytics Ventures Private Limited
- Date of Incorporation 24 May, 2019
- Jurisdiction Bangalore, Karnataka, India
Associated legal entities of CreditNirvana
CreditNirvana is associated with 2 registered companies on The Company Check; the primary company is Statlabs Analytics Ventures Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Statlabs Analytics Ventures Private Limited CIN U62013KA2019PTC124610 | Active | 24 May 2019 | Bangalore, Karnataka | ₹22.4 Cr | 66 | 5 | View details |
| Statlabs Analytics Ventures Private Limited CIN U74999KA2019PTC124610 | 24 May 2019 | Bangalore, Karnataka, India | View details |
Products & Services of CreditNirvana
CreditNirvana offers a comprehensive portfolio of products and services, including AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation.
AI tool for optimizing debt collection strategies and analytics.
NLP-driven platform for omnichannel and multilingual debt recovery.
System for automating debt management call operations.
App for GPS-tracked debt collection in the field.
Automates legal aspects of debt recovery processes.
Funding Insights of CreditNirvana
CreditNirvana has successfully raised a total of $2.2M across 5 strategic funding rounds. The most recent funding activity was a Series A round of $358.2 thousand completed in July 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $2.2M
- Total Rounds 5
- Last Round Series A — $358,201
- First Round $171,406
(Apr 2020)
- Investors Count 4
All 5 funding rounds of CreditNirvana with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul 2024 | $358,201 | Series A | $8.36M | Cornerstone Venture Partners Fund | – |
| Jul 2023 | $362,925 | Series A | $8.08M | – | |
| May 2022 | $708,978 | Series A | $••••• | Vinod Chandran | |
| Dec 2020 | $599,405 | Seed | $••••• | Cornerstone Venture Partners Fund | |
| Apr 2020 | $171,406 | Seed | $••••• | Vijayanand Mayilmurugan |
| Date | Valuation | Stage |
|---|---|---|
| Jul 2024 | $8.36M | •••••••• |
| Jul 2023 | $8.08M | •••••••• |
| May 2022 | $••••• | •••••••• |
| Dec 2020 | $••••• | •••••••• |
| Apr 2020 | $••••• | •••••••• |
Full valuation and stage history of CreditNirvana
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
- Exports
Verified entity values are shown only after access is granted.
Last known valuation $8.36M (Jul 2024). 5 investors in total: 3 institutional and 2 angel.
Investors in CreditNirvana
CreditNirvana has secured backing from 5 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Perfios, Cornerstone Venture Partners Fund and Vibhathi.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital fund investing in B2B technologies and enterprise solutions in India. | 2018 | csvpfund.com | Mumbai, India | |
IT services including Oracle APEX, SAP, Salesforce, and full-stack development for various industries. | vibhathi.com | Chennai, India | ||
Provides financial technology solutions for data analysis and verification globally. | 2008 | perfios.com | Bengaluru, India | |
VC Vinod Chandran | Angel investor and entrepreneur, focused on tech startups in India. | unknown_d5048b239a6949ee9 | ||
VM Vijayanand Mayilmurugan | unknown_652b1884cf3b4a18a |
Investor details for CreditNirvana
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Statlabs Analytics Ventures Private Limited (CreditNirvana)
Statlabs Analytics Ventures Private Limited is the primary company behind CreditNirvana. The board of Statlabs Analytics Ventures Private Limited currently have 4 directors; the longest-serving is Raj Mohan Kunju, appointed in 2019. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Raj Mohan Kunju DIN 01420195 | Director | 24 May 2019 | 7 yrs 5 mo | Statlabs Analytics Ventures Private Limited |
| Vijay Yeliathayaharish DIN 10946910 | Director | 07 Mar 2025 | 1 yr 8 mo | Statlabs Analytics Ventures Private Limited |
| Sandesh Jayarama DIN 11012308 | Director | 23 Jun 2025 | 1 yr 4 mo | Statlabs Analytics Ventures Private Limited |
| Vinay Sathyanarayan DIN 10946916 | Director | 14 Jul 2026 | 3 mo | Statlabs Analytics Ventures Private Limited |
People of CreditNirvana
8 people are tracked at CreditNirvana (5 in leadership, 3 in team); the tracked headcount is 66.
| Name | Role | Group |
|---|---|---|
Yashvanth Giriyappa | Co-Founder & CTO | Leadership |
| Co-Founder & CEO | Leadership | |
Gauri Joshi | Vice President - Business Growth | Leadership |
Sanjay Asnani | Chief Data Scientist | Leadership |
Raj MKK | Chief Executive Officer | Leadership |
Dhanvin Puthenpurayil Sanal | Business Analyst / Associate Data Scientist | Team |
Sundarajan S | Data Analyst-Trainee | Team |
Anil Patil | cognos Developer | Team |
Complete people profiles for CreditNirvana
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of CreditNirvana
Figures of Statlabs Analytics Ventures Private Limited, the primary company behind CreditNirvana, for FY 2026. Revenue was ₹22.40 Cr (+6% year on year). Net loss was -₹15.22 Cr (-69% margin). EBITDA was -₹13.97 Cr (-64% margin). Revenue has grown at a compounded annual rate of +68% over three years and +112% over five years.
- ₹22.40 CrRevenue · FY 2026 · +6% YoY
- -₹15.22 CrNet loss · -69% margin
- -₹13.97 CrEBITDA · -64% margin
- ₹3.1 LakhPaid-up capital
- 66Employees (provident fund records)
- +68%Revenue CAGR, 3 years
- +112%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Statlabs Analytics Ventures Private Limited are on its company page.
Detailed financial statements for CreditNirvana
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of CreditNirvana
5 dated milestones of CreditNirvana across 7 years, from founding to its latest funding, stage changes and deals.
- Founded CreditNirvana is founded.
- Funding First funding round of $171K.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Series A, of $358K.
- Exit Acquired by Perfios.
Web traffic of CreditNirvana
The website of CreditNirvana (creditnirvana.ai) receives about 2.4K visits a month.
- Monthly visits2.4K
▼ 73.1% vs previous month
Websites whose visitors overlap most with CreditNirvana. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| razorpay.com | 100% | 34.9M | #1,536 | View details | |
| entrackr.com | 73% | 753.1K | #77,013 | View details |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Creditnirvana
Complete news archive for CreditNirvana
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about CreditNirvana
CreditNirvana was founded in 2018 and raised its 1st funding round 2 years after it was founded.
CreditNirvana is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Raj Mohan Kunju is the CEO of CreditNirvana, as recorded in our data. They have also founded this company.
CreditNirvana is a funded company, having raised a total of $2.2M across 5 funding rounds to date. The company's 1st funding round was a Seed of $171.41K, raised on Apr 2020.
CreditNirvana has 66 employees.
The primary company behind CreditNirvana, Statlabs Analytics Ventures Private Limited, reported revenue of ₹22.40 Cr for FY 2026, up 6% year on year.
Provider of an AIML-driven debt management platform for financial institutions. The platform offers end-to-end debt management solutions, connecting analytics, collections, legal processes, and recovery. It automates collection follow-ups, personalizes customer experiences, and executes collection strategies using machine learning algorithms. The platform supports various debt management processes, including collection strategy, digital collection, call center automation, customer allocation, field collections, agency management, legal process automation, repossession, and settlement. It caters to industries such as financial services, insurance, telecom, healthcare, utilities, and mutual funds.
CreditNirvana offers AI/ML Driven Collection Strategy Engine, RoboCollection, Call Centre Automation, Field Collections & GPS Enabled Field Mobile App, and Legal Process Automation.
CreditNirvana has 5 investors. Key investors include Perfios, Cornerstone Venture Partners Fund, Vibhathi, Vinod Chandran, and Vijayanand Mayilmurugan.
The valuation of CreditNirvana is $8.36M as of Jul 2024.
CreditNirvana operates through Statlabs Analytics Ventures Private Limited.
Yes. CreditNirvana was acquired by Perfios in March 2025.