About CreditSiddhi
CreditSiddhi is a Financial Services company based in Thane (India) founded in 2020 by Harish Menon. AI-based credit risk assessment solutions are offered to financial institutions. It operates in the Financial Services and Technology sectors. The company has 5 employees. Its Indian entity Finnovus Technologies Private Limited reported revenue of ₹23.8 Lakh. CreditSiddhi offers products and services including CreditSiddhi and Portfolio Assessment Engine. Its focus areas include FinTech, RegTech, Risk Management and Risk Type.
Company details
CreditSiddhi was founded in 2020 and is based in Thane, India, within the fintech sector. Operations focus on AI-driven credit risk assessment for financial institutions, including analytics insights, customer onboarding tools, and portfolio evaluations. Key solutions encompass the Novus Customer Platform for credit lifecycle management and the Neo Credit Appraisal Engine for data extraction, supporting overall risk management processes.
- Headquarters Thane, India
- Employees 5
- Founders Harish Menon
- SectorsFinancial ServicesTechnology
- Email••••••••
- Phone•••• ••••
- Website creditsiddhi.com
- Social LinkedIn
- Legal Name Finnovus Technologies Private Limited
- Date of Incorporation 20 Jun, 2020
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹23.8 Lakh
FY 2026 · -79% YoY
- Net Loss-₹38.9 Lakh
FY 2026 · -165% margin
- EBITDA-₹29.1 Lakh
FY 2026 · -124% margin
- Employee Count5
Associated legal entities of CreditSiddhi
CreditSiddhi is associated with 2 registered companies on The Company Check; the primary company is Finnovus Technologies Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Finnovus Technologies Private Limited CIN U72900MH2020PTC340845 | Active | 20 Jun 2020 | Mumbai, Maharashtra | ₹0.2 Cr | 2 | View details | |
| Gabhasti Technology Private Limited CIN U72900MH2018PTC316784 | Active | 05 Nov 2018 | Mumbai, Maharashtra | ₹0.1 Cr | 2 | View details |
Products & Services of CreditSiddhi
CreditSiddhi offers a comprehensive portfolio of products and services, including CreditSiddhi and Portfolio Assessment Engine.
Platform for acquiring and appraising credit using AI analytics
Engine to monitor and advise on credit portfolio risks
Board of directors of Finnovus Technologies Private Limited (CreditSiddhi)
Finnovus Technologies Private Limited is the primary company behind CreditSiddhi. The boards of the 2 registered companies of CreditSiddhi currently have 3 directors; the longest-serving is Vanya Pandya, appointed in 2018. 6 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Vanya Pandya DIN 08273866 | Director | 05 Nov 2018 | 8 yrs | Gabhasti Technology Private Limited |
| Chetan Pandya DIN 08273865 | Director | 05 Nov 2018 | 8 yrs | Gabhasti Technology Private Limited, Finnovus Technologies Private Limited |
| Kamlesh Pandya DIN 11486039 | Additional Director | 15 Jan 2026 | 9 mo | Finnovus Technologies Private Limited |
People of CreditSiddhi
1 people are tracked at CreditSiddhi (1 in leadership); the tracked headcount is 5.
| Name | Role | Group |
|---|---|---|
| Founder | Leadership |
Complete people profiles for CreditSiddhi
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of CreditSiddhi
Figures of Finnovus Technologies Private Limited, the primary company behind CreditSiddhi, for FY 2026. Revenue was ₹23.8 Lakh (-79% year on year). Net loss was -₹38.9 Lakh (-165% margin). EBITDA was -₹29.1 Lakh (-124% margin). Revenue has grown at a compounded annual rate of +5% over three years and 0% over five years.
- ₹23.8 LakhRevenue · FY 2026 · -79% YoY
- -₹38.9 LakhNet loss · -165% margin
- -₹29.1 LakhEBITDA · -124% margin
- ₹1.25 CrPaid-up capital
- +5%Revenue CAGR, 3 years
- 0%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Finnovus Technologies Private Limited are on its company page.
Detailed financial statements for CreditSiddhi
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
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Frequently Asked Questions about CreditSiddhi
CreditSiddhi was founded in 2020.
CreditSiddhi is headquartered in Thane, India. It is registered at Thane, Maharashtra, India.
CreditSiddhi has 5 employees.
The primary company behind CreditSiddhi, Finnovus Technologies Private Limited, reported revenue of ₹23.8 Lakh for FY 2026, down 79% year on year.
CreditSiddhi was founded in 2020 and is based in Thane, India, within the fintech sector. Operations focus on AI-driven credit risk assessment for financial institutions, including analytics insights, customer onboarding tools, and portfolio evaluations. Key solutions encompass the Novus Customer Platform for credit lifecycle management and the Neo Credit Appraisal Engine for data extraction, supporting overall risk management processes.
CreditSiddhi offers CreditSiddhi and Portfolio Assessment Engine.
CreditSiddhi is associated with 2 legal entities: Finnovus Technologies Private Limited, Gabhasti Technology Private Limited.
The legal entities of CreditSiddhi currently have 3 directors, including Vanya Pandya, Chetan Pandya, Kamlesh Pandya.