About CRIF
CRIF is a Financial Services company based in Mumbai (India) founded in 2005 by Anil Pandya, and was acquired by Crif in June 2014. Provider of a credit scoring solution for businesses. CRIF has raised $8.79 million across 3 funding rounds from investors including Punjab National Bank, State Bank of India and Nuvama. The company has 527 employees. CRIF was last valued at $10.79 million in October 2010. Its website crifhighmark.com draws about 615 thousand monthly visits. Its Indian entity Crif High Mark Credit Information Services Private Limited reported revenue of ₹321 Cr. CRIF offers products and services including Personal Credit Score, Business Credit Score, and Credit Reports. Its focus areas include FinTech, Banking Tech, Loan Life Cycle Management and Credit Assessment. Its competitors include Perfios, Transunion CIBIL and Credit Information Bureau; 2 of its 3 listed competitors have raised funding.
Company details
CRIF was founded in 2005 and is based in Mumbai, India, operating in the financial services sector. Credit bureau data, business identification, and anti-fraud tools are delivered through its platform. Analytics services, including behavioral scorecards, predictive models, advanced risk analysis, and consulting, are offered. A software system supports decision management, loan origination, collections, deduplication, and integrations with external data sources.
- Headquarters Mumbai, India
- Employees 527
- Founders Anil Pandya
- Stage Acquired
- SectorsFinancial Services
- Website category Finance
- Email••••••••
- Phone•••• ••••
- Website crifhighmark.com
- Social LinkedIn X Facebook
- Acquired by Crif (Jun 2014)
- Legal Name Crif High Mark Credit Information Services Private Limited
- Date of Incorporation 17 Mar, 2005
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹321 Cr
FY 2025 · +20% YoY
- Net Profit₹82.13 Cr
FY 2025 · 26% margin
- EBITDA₹112 Cr
FY 2025 · 36% margin
- Total Equity Funding$8.79M (USD)
in 3 rounds
- InvestorsPunjab National Bank
& 23 more
- Employee Count527
- Acquired byCrif
(Jun 2014)
Associated legal entities of CRIF
CRIF is associated with 2 registered companies on The Company Check; the primary company is Crif High Mark Credit Information Services Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Crif High Mark Credit Information Services Private Limited CIN U74130MH2005PTC216732 | Active | 17 Mar 2005 | Mumbai, Maharashtra | ₹321 Cr | 198 | 11 | View details |
| Crif Digital Services Private Limited CIN U72200PN2022FTC213187 | Active | 19 Jul 2022 | Pune, Maharashtra | ₹0.0 Cr | 1 | 2 | View details |
Products & Services of CRIF
CRIF offers a comprehensive portfolio of products and services, including Personal Credit Score, Business Credit Score, and Credit Reports.
Tool for individuals to check and monitor personal creditworthiness.
Service for assessing business credit risk and financial health.
Provides detailed reports on credit history and lending trends.
Funding Insights of CRIF
CRIF has successfully raised a total of $8.79M across 3 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $8.79M
- Total Rounds 3
- First Round $7.89M
(Jan 2010)
- Investors Count 24
All 3 funding rounds of CRIF with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul 2012 | Debt – Conventional | – | – | ||
| Oct 2010 | $898,604 | Series A | $10.79M | SBI | – |
| Jan 2010 | $7.89M | Series A | $8.78M | CBCInnovis, Crif |
| Date | Valuation | Stage |
|---|---|---|
| Oct 2010 | $10.79M | •••••••• |
| Jan 2010 | $8.78M | •••••••• |
Last known valuation $10.79M (Oct 2010). 24 investors in total: 13 institutional and 11 angel.
Investors in CRIF
CRIF has secured backing from 24 investors, including institutional, angel, and venture fund investors. Prominent investors backing the company include Punjab National Bank, State Bank of India and Nuvama.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity firm investing in the real estate & finance sectors | edwcapital.com | Geneva, Switzerland | ||
Venture capital firm focused on B2B companies | frontline.vc | Dublin, Ireland | ||
Manages diversified investment portfolios across various asset classes. | 1991 | simest.it | Rome, Italy | |
Commercial banking and financial services are provided to diverse clients. | 1806 | sbi.co.in | Mumbai, India | |
Provides credit reports and services for mortgage lending and homeownership expansion. | 1948 | cbcinnovis.com | Pittsburgh, United States | |
Financial database focused on the credit ratings of companies | 1988 | crif.com | Bologna, Italy | |
Offers comprehensive credit union banking services for individuals and businesses. | citicorpfinance.co.in | Goregaon, India | ||
Full-service corporate advisory is provided to businesses in India. | trustgroup.in | Mumbai, India | ||
Corporate financial advisory services are provided to middle-market companies. | 2007 | equirus.com | Mumbai, India | |
Commercial banking services are offered to individuals and businesses. | 1894 | pnbindia.in | Delhi, India |
Investor details for CRIF
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Board of directors of Crif High Mark Credit Information Services Private Limited (CRIF)
Crif High Mark Credit Information Services Private Limited is the primary company behind CRIF. The boards of the 2 registered companies of CRIF currently have 9 directors; the longest-serving is Larry Keith Howell, appointed in 2010. 49 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Larry Keith Howell DIN 00005445 | Nominee Director | 10 Aug 2010 | 16 yrs 3 mo | Crif High Mark Credit Information Services Private Limited |
| Supriyo Kumar Chaudhuri DIN 06915387 | Director | 07 Aug 2014 | 12 yrs 3 mo | Crif High Mark Credit Information Services Private Limited |
| Eapen Alexander DIN 03493601 | Nominee Director | 02 Jun 2021 | 5 yrs 5 mo | Crif High Mark Credit Information Services Private Limited |
| Enrico Lodi DIN 06904637 | Director | 19 Jul 2022 | 4 yrs 3 mo | Crif Digital Services Private Limited |
| Sachin Seth DIN 09062734 | Nominee Director | 17 Sep 2024 | 2 yrs 1 mo | Crif High Mark Credit Information Services Private Limited, Crif Digital Services Private Limited |
| Marco Benvenuto DIN 11001957 | Additional Director | 11 Apr 2025 | 1 yr 7 mo | Crif High Mark Credit Information Services Private Limited |
| Ramkumar Gunasekaran DIN 02948432 | Additional Director | 28 Jun 2025 | 1 yr 4 mo | Crif High Mark Credit Information Services Private Limited |
| Mousumi Majumdar DIN 10243557 | Additional Director | 30 Aug 2025 | 1 yr 2 mo | Crif High Mark Credit Information Services Private Limited |
| Thampy Koshy DIN 09479938 | Additional Director | 27 Oct 2025 | 1 yr | Crif High Mark Credit Information Services Private Limited |
People of CRIF
40 people are tracked at CRIF (22 in leadership, 18 in team); the tracked headcount is 527.
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
Sanjeet Dawar | Managing Director | Leadership |
Neel Gala | Associate Vice President - Product | Leadership |
Parag C. | Vice President - IT Infrastructure | Leadership |
Rakesh Sureka | Vice President Of Sales | Leadership |
Raghav Gupta | VP Of Sales | Leadership |
Manisha Prasad | Regional Director And Head Human Resources, India, ME & South Asia | Leadership |
Tuhin Bose | Vice President: Product Analytics And Consulting | Leadership |
Sahil Kulkarni | Vice President - Product Management | Leadership |
Parul Rathore | Regional Head- Fintech | Leadership |
Snehal Bisen | Vice President Of Sales | Leadership |
Manish Ajwani | Senior Vice President & Head - Products | Leadership |
Dhara Shah | Associate Vice President Sales | Leadership |
Vinay Hariharan | Senior Vice President - IT Operations And IT Security - India & Far East | Leadership |
Navin Chandani | CEO & MD | Leadership |
Nitin Ramchaware | Head - Global Process Engineering And Quality India | Leadership |
Pinkes Ambvat | CIO & Senior Director Of IT | Leadership |
Hamidur Mullick | Vice President- Open Banking Solutions | Leadership |
Subhrangshu Chattopadhyay | Director Business & Head Of Strategy | Leadership |
Maneesh Moudgil | Senior Vice President & India Business Lead (credit Bureau & Allied Services) | Leadership |
20 more people are available in the full profile.
Complete people profiles for CRIF
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Financials of CRIF
Figures of Crif High Mark Credit Information Services Private Limited, the primary company behind CRIF, for FY 2025. Revenue was ₹321 Cr (+20% year on year). Net profit was ₹82.13 Cr (26% margin). EBITDA was ₹112 Cr (36% margin). Revenue has grown at a compounded annual rate of +30% over three years and +23% over five years.
- ₹321 CrRevenue · FY 2025 · +20% YoY
- ₹82.13 CrNet profit · 26% margin
- ₹112 CrEBITDA · 36% margin
- ₹48.40 CrPaid-up capital
- 198Employees (provident fund records)
- +30%Revenue CAGR, 3 years
- +23%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Crif High Mark Credit Information Services Private Limited are on its company page.
Detailed financial statements for CRIF
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of CRIF
5 dated milestones of CRIF across 9 years, from founding to its latest funding, stage changes and deals.
- Founded CRIF is founded.
- Funding First funding round of $7.9M.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Debt – Conventional,.
- Exit Acquired by Crif.
Competitors of CRIF
CRIF has 3 listed competitors in our database, 2 of them funded. They include Perfios, Transunion CIBIL and Credit Information Bureau.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| perfios.com | 2008 | Bengaluru, India | $258.77M | Provides financial technology solutions for data analysis and verification globally. | ||
| transunioncibil.com | 2000 | Mumbai, India | 865 | Credit scores and reports are supplied for loan assessments. | ||
| cibil.com | 2000 | Mumbai, India | $19.1M | 867 | Credit scoring data and customer information provider |
Detailed competitors of CRIF
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
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Web traffic of CRIF
The website of CRIF (crifhighmark.com) receives about 615.1K visits a month and ranks #62,328 among all websites worldwide, #3,925 in Finance.
- Monthly visits615.1K
▲ 13.8% vs previous month
- Unique visitors260K
per month
- Global rank#62,328
among all websites
- Category rank#3,925
Finance · Finance
- Bounce rate39%
- Pages per visit7.5
- Average visit3 min 56 sec
- DevicesDesktop 19% · Mobile 81%
Websites whose visitors overlap most with CRIF. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| cibil.com | 100% | 7.8M | #5,690 | View details | |
| paisabazaar.com | 73% | 10.7M | #5,741 | View details | |
equifax.co.in | equifax.co.in | 72% | #244,714 | – | |
| moneyview.in | 68% | 2.6M | #21,207 | View details | |
| transunioncibil.com | 67% | 114.6K | #357,202 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 37 similar websites and full traffic analytics for CRIF
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Related news about Crif
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Frequently Asked Questions about CRIF
CRIF was founded in 2005 and raised its 1st funding round 5 years after it was founded.
CRIF is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
CRIF is a funded company, having raised a total of $8.79M across 3 funding rounds to date. The company's 1st funding round was a Series A of $7.89M, raised on Jan 2010.
CRIF has 527 employees.
The primary company behind CRIF, Crif High Mark Credit Information Services Private Limited, reported revenue of ₹321 Cr for FY 2025, up 20% year on year.
CRIF was founded in 2005 and is based in Mumbai, India, operating in the financial services sector. Credit bureau data, business identification, and anti-fraud tools are delivered through its platform. Analytics services, including behavioral scorecards, predictive models, advanced risk analysis, and consulting, are offered. A software system supports decision management, loan origination, collections, deduplication, and integrations with external data sources.
CRIF's top competitors include Perfios, Credit Information Bureau and Transunion CIBIL.
CRIF offers Personal Credit Score, Business Credit Score, and Credit Reports.
CRIF has 24 investors. Key investors include Punjab National Bank, State Bank of India, Nuvama, Equirus Capital, and Crif.
The valuation of CRIF is $10.79M as of Oct 2010.
CRIF is associated with 2 legal entities: Crif High Mark Credit Information Services Private Limited, Crif Digital Services Private Limited.
Yes. CRIF was acquired by Crif in June 2014.