Cushion AI

San Francisco, United States Founded: 2016 • Age: 10 yrs Acquired By Lending Club
Bill payment and credit builder solutions for consumers
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About Cushion AI

Cushion AI is a company based in San Francisco (United States) founded in 2016 by Paul Kesserwani was acquired by Lending Club in April 2025.. Cushion AI has raised $22.52 million across 6 funding rounds from investors including LendingClub, Rose Park Advisors and Vestigo Ventures. Cushion AI operates in a competitive market with competitors including Boom Pay, Esusu, PerPay, StellarFi and RentTrack, among others.

  • Headquarter San Francisco, United States
  • Founders Paul Kesserwani
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Cushion Ai, Inc.
Operational Areas
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $22.52 M (USD)

    in 6 rounds

  • Latest Funding Round
    $17.4 M (USD), Series A

    May 12, 2022

  • Investors
    LendingClub

    & 8 more

  • Employee Count
    Employee Count
  • Acquired by
    Lending Club

    (Apr 30, 2025)

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People of Cushion AI
Headcount 10-50
Employee Profiles 2
Employee Profiles
People
Shariq Rizvi
Board Member

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Teams

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Funding Insights of Cushion AI

Cushion AI has successfully raised a total of $22.52M across 6 strategic funding rounds. The most recent funding activity was a Series A round of $17.4 million completed in May 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 6
  • Last Round Series A — $17.4M
  • First Round

    (03 Oct 2017)

  • Investors Count 8
Date Amount Transaction Name Valuation Lead Investors Investors
May, 2022 Amount Series A - Cushion AI Valuation Rose Park Advisors
May, 2020 Amount Seed - Cushion AI Valuation

investors

Feb, 2019 Amount Seed - Cushion AI Valuation Vestigo Ventures , Green Cow Venture Capital
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Cushion AI

Cushion AI has secured backing from 9 investors, including venture fund and institutional investors. Prominent investors backing the company include LendingClub, Rose Park Advisors and Vestigo Ventures. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Venture capital investments are guided by disruptive innovation theories.
Founded Year Domain Location
Vestigo Ventures is focused on investing in AI and FinTech startups.
Founded Year Domain Location
Flourish Ventures is focused on investing in mission-driven fintech entrepreneurs.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Cushion AI

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Cushion AI

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Cushion Ai Comparisons

Employees
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Competitors of Cushion AI

Cushion AI operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Boom Pay, Esusu, PerPay, StellarFi and RentTrack, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Online platform for rental payments and credit building
domain founded_year HQ Location
Online platform offering credit-building solutions through rent payment reporting
domain founded_year HQ Location
POS financing and credit-building solutions are provided to consumers.
domain founded_year HQ Location
Online platform offering credit repair solutions for consumers by reporting bill payments
domain founded_year HQ Location
Credit score building through rent payments
domain founded_year HQ Location
Credit improvement is enabled through rent payment reporting to bureaus.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Cushion Ai

Frequently Asked Questions about Cushion AI

When was Cushion AI founded?

Cushion AI was founded in 2016 and raised its 1st funding round 1 year after it was founded.

Where is Cushion AI located?

Cushion AI is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.

Who is the current CEO of Cushion AI?

Paul Kesserwani is the current CEO of Cushion AI. They have also founded this company.

Is Cushion AI a funded company?

Cushion AI is a funded company, having raised a total of $22.52M across 6 funding rounds to date. The company's 1st funding round was a Seed of $2.8M, raised on Oct 03, 2017.

What does Cushion AI do?

Founded in 2016 and headquartered in San Francisco, United States, Cushion AI operates in the consumer finance sector. Solutions for bill payments and credit building are provided to users, allowing credit scores to be improved via routine bill settlements. Bills, subscriptions, and buy-now-pay-later obligations are managed within a single dashboard, where tracking, payments, and credit history development are supported.

Who are the top competitors of Cushion AI?

Cushion AI's top competitors include Esusu, Boom Pay and PerPay.

Who are Cushion AI's investors?

Cushion AI has 9 investors. Key investors include LendingClub, Rose Park Advisors, Vestigo Ventures, Flourish Ventures, and TSEF.

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