About Discover
Discover is a Financial Services company based in Riverwoods (United States) founded in 1985, and was acquired by Capital One in February 2024. Discover is recognized for providing credit cards and banking services. It operates on a Commission-Based and Subscription Services model. Discover has completed 1 acquisition, including Diners Club International. Its chief executive, as recorded, is David Nelms. Its website discover.com draws about 40.3 million monthly visits. Its Indian entity Diners Club Services Private Limited reported revenue of ₹33.25 Cr. Discover offers products and services including Discover it® Cash Back, Online Savings Account, and Personal Loans. Its focus areas include Banking, Consumer Banking, Credit Cards and Rewards Cards. Its competitors include Varo, Comun and Grasshopper Bank; 3 of its 3 listed competitors have raised funding.
Company details
Discover, a division of Capital One, N.A., is engaged in offering a range of financial products including credit cards, personal loans, and online banking services. Various credit card options such as cash back, student, and secured cards are provided to meet diverse consumer needs. Banking solutions like high-interest savings accounts and certificates of deposit are also made available. The company operates within the financial services sector, focusing on consumer banking and rewards programs. Identity theft protection and financial tools are included to support customer security and planning.
- Headquarters Riverwoods, United States
- Stage Acquired
- SectorsFinancial Services
- Website category Finance · Banking Credit and Lending
- Email••••••••
- Phone•••• ••••
- Website discover.com
- Social LinkedIn X Facebook Instagram
- Acquired by Capital One (Feb 2024)
- Legal Name Discover, A Division Of Capital One, N.A.
- Date of Incorporation 18 Sep, 2012
- Jurisdiction Mumbai, Maharashtra, India
- Indian entity revenue₹33.25 Cr
FY 2025 · +18% YoY
- Indian entity net profit₹2.70 Cr
FY 2025 · 8% margin
- Indian entity EBITDA₹4.12 Cr
FY 2025 · 12% margin
- Investors
- Investments & Acquisitions
- Acquired byCapital One
(Feb 2024)
Associated legal entities of Discover
Discover operates through Diners Club Services Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Diners Club Services Private Limited CIN U74900MH2012FTC235876 | Active | 18 Sep 2012 | Mumbai, Maharashtra | ₹33.3 Cr | 3 | View details |
Products & Services of Discover
Discover offers a comprehensive portfolio of products and services, including Discover it® Cash Back, Online Savings Account, and Personal Loans.
Cash back rewards are earned on purchases made.
High-interest savings accounts are offered without fees.
Debt consolidation loans are provided up to $40k.
Investors in Discover
Discover has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Capital One.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Provider of loans, credit cards, and savings services | 1988 | capitalone.com | Mclean, United States |
Investor details for Discover
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Board of directors of Diners Club Services Private Limited (Discover)
Diners Club Services Private Limited is the primary company behind Discover. The board of Diners Club Services Private Limited currently have 3 directors; the longest-serving is Subhrajit Basu, appointed in 2012. 5 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Subhrajit Basu DIN 05325079 | Whole-time director | 18 Sep 2012 | 14 yrs 1 mo | Diners Club Services Private Limited |
| Ricardo Pedroso Da Costa Leite DIN 07115360 | Director | 11 Mar 2015 | 11 yrs 8 mo | Diners Club Services Private Limited |
| Annie Hui Zhang DIN 07764559 | Director | 21 Apr 2017 | 9 yrs 6 mo | Diners Club Services Private Limited |
People of Discover
1039 people are tracked at Discover (481 in leadership, 12 in board & advisors, 546 in team).
| Name | Role | Group |
|---|---|---|
David Nelms | Chairman & CEO | Leadership |
Stephen Jou | Sr. Director, Head Of Security Of Enterprise Data | Leadership |
Suvrat G. | Director Of Product, Cloud Security | Leadership |
Jonathan Latham | Regional President | Leadership |
Frank LaPrade | Chief Enterprise Services Officer & Chief of Staff | Leadership |
Padmaraj Nair | Director, Cloud Security Architecture, Cyber | Leadership |
Eileen Bartolozzi | Sr. Director, HR Business Partner | Leadership |
Ray Knickmeyer | Senior Director, Talent, Learning & Culture Operations | Leadership |
Dana Figueroa | Principal Recruiter - Director And Senior Director Leadership Talent | Leadership |
Audra Chamowitz | Senior Director Talent Management | Leadership |
Robbie Hayes | Senior Director, Corporate Strategy | Leadership |
Charlotte Bain Giardini | Vice President, HR Business Partner | Leadership |
Irina Arora | Vice President - Sponsor Finance | Leadership |
Charlie Goelz | Director, People Strategy & Analytics | Leadership |
Katie Fitts | Senior Director, HR Business Partner | Leadership |
Kim Teti Gunther | Vice President, Corporate Strategy | Leadership |
Kristy Furlow | Senior Vice President | Leadership |
Christina M. | Svp, Head Of Hr, Bank And Premium Card Products | Leadership |
Allison Bonlander | Vice President, Human Resources | Leadership |
Dipen Patel | Vice President Of Product | Card Data Platforms | Leadership |
1019 more people are available in the full profile.
Complete people profiles for Discover
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Financials of Discover
Figures of Diners Club Services Private Limited, the primary company behind Discover, for FY 2025. Revenue was ₹33.25 Cr (+18% year on year). Net profit was ₹2.70 Cr (8% margin). EBITDA was ₹4.12 Cr (12% margin). Revenue has grown at a compounded annual rate of +27% over three years and +17% over five years.
- ₹33.25 CrRevenue · FY 2025 · +18% YoY
- ₹2.70 CrNet profit · 8% margin
- ₹4.12 CrEBITDA · 12% margin
- ₹12.5 LakhPaid-up capital
- +27%Revenue CAGR, 3 years
- +17%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Diners Club Services Private Limited are on its company page.
Detailed financial statements for Discover
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Investments & Acquisitions by Discover
Discover has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Diners Club International.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Charge card network and lounge access services are operated globally. | dinersclub.com | Chicago, United States | 1950 | Apr 2008 | $165M |
Complete acquisition details for Discover
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Timeline of Discover
4 dated milestones of Discover across 39 years, from founding to its latest funding, stage changes and deals.
- Founded Discover is founded.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires Diners Club International.
- Exit Acquired by Capital One.
Competitors of Discover
Discover has 3 listed competitors in our database, 3 of them funded. They include Varo, Comun and Grasshopper Bank.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| varomoney.com | 2015 | San Francisco, United States | $1.12B | 816 | Digital banking services are offered to individuals via mobile apps. | |
| comun.app | 2021 | New York, United States | $26M | 19 | An online platform for retail banking solutions is provided. | |
| grasshopper.bank | 2016 | New York, United States | $218.76M | Commercial banking services are offered via an online platform. |
Detailed competitors of Discover
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Web traffic of Discover
The website of Discover (discover.com) receives about 40.3M visits a month and ranks #908 among all websites worldwide, #46 in Banking Credit and Lending.
- Monthly visits40.3M
▲ 0.7% vs previous month
- Unique visitors11.6M
per month
- Global rank#908
among all websites
- Category rank#46
Finance · Banking Credit and Lending
- Bounce rate23%
- Pages per visit5.3
- Average visit3 min 53 sec
- DevicesDesktop 65% · Mobile 35%
Websites whose visitors overlap most with Discover. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| capitalone.com | 100% | 148.4M | #178 | View details | |
| americanexpress.com | 97% | 107.4M | #276 | View details | |
| bankofamerica.com | 96% | 113.9M | #258 | View details | |
| chase.com | 96% | 198.6M | #125 | View details | |
discovercard.com | discovercard.com | 94% | #27,633 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Discover
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Top companies in Banking & FinTech Platforms
3 companies that operate in the same segment as Discover (Banking & FinTech Platforms) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Online business banking and financial workflow tools are provided. | 2010 | San Francisco, California, United States | USD 546 M | USD 2.71 M | 1,807 | |
Digital banking services are offered to individuals via mobile apps. | 2012 | San Francisco, California, United States | USD 3.15 B | USD 1.96 B | 2,516 | |
Digital sustainable banking services are offered to consumers. | 2013 | Los Angeles, California, United States | USD 865 M | 237 |
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Related news about Discover
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Frequently Asked Questions about Discover
Discover was founded in 1985.
Discover is headquartered in Riverwoods, United States. It is registered at Riverwoods, Illinois, United States.
David Nelms is the CEO of Discover, as recorded in our data.
The primary company behind Discover, Diners Club Services Private Limited, reported revenue of ₹33.25 Cr for FY 2025, up 18% year on year.
Discover, a division of Capital One, N.A., is engaged in offering a range of financial products including credit cards, personal loans, and online banking services. Various credit card options such as cash back, student, and secured cards are provided to meet diverse consumer needs. Banking solutions like high-interest savings accounts and certificates of deposit are also made available. The company operates within the financial services sector, focusing on consumer banking and rewards programs. Identity theft protection and financial tools are included to support customer security and planning.
Discover's top competitors include Varo, Comun and Grasshopper Bank.
Discover offers Discover it® Cash Back, Online Savings Account, and Personal Loans.
Discover has made 1 acquisition, including Diners Club International.
Discover has 1 investor. Key investors include Capital One.
Discover operates through Diners Club Services Private Limited.
Yes. Discover was acquired by Capital One in February 2024.
The legal entities of Discover currently have 3 directors, including Ricardo Pedroso Da Costa Leite, Annie Hui Zhang, Subhrajit Basu.