Earlypay

Sydney, Australia Founded: 2001 • Age: 25 yrs
Provider of point-of-sale financing solutions

About Earlypay

Earlypay is a company based in Sydney (Australia) founded in 2001 by Greg Riley.. Earlypay offers products and services including Invoice Finance, Trade Finance, and Equipment Finance. Earlypay operates in a competitive market with competitors including Timelio, Waddle, Shengye Capital, Moneytech and Grapple, among others.

  • Headquarter Sydney, Australia
  • Founders Greg Riley
  • Stage Public
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Earlypay Ltd
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $33.51 M (USD)
    -6.67
    as on Jun 30, 2025
  • Net Profit
    $1.9 M (USD)
    30.96
    as on Jun 30, 2025
  • EBITDA
    $15.98 M (USD)
    -3.97
    as on Jun 30, 2025
  • Latest Funding Round
  • Investors
  • Employee Count
    Employee Count
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IPO & Listings of Earlypay

Earlypay is a publicly listed company on the ASX with ticker symbol EPY in Australia, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

Exchange: ASX · Ticker: EPY . Sector: Finance · Australia

Products & Services of Earlypay

Earlypay offers a comprehensive portfolio of products and services, including Invoice Finance, Trade Finance, and Equipment Finance. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Unlocks funds from unpaid invoices to improve cash flow

Manages gaps in cash flow for supplier payments

Funds equipment purchases without using business capital

Funding Insights of Earlypay

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investments & Acquisitions by Earlypay

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Earlypay

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Earlypay Comparisons

Employees
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Competitors of Earlypay

Earlypay operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Timelio, Waddle, Shengye Capital, Moneytech and Grapple, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Invoice financing is provided to Australian businesses online.
domain founded_year HQ Location
Invoice financing is provided through an online platform for businesses.
domain founded_year HQ Location
Supply chain financing is facilitated through an online marketplace platform.
domain founded_year HQ Location
Online finance and payment solutions for Australian SMEs are provided.
domain founded_year HQ Location
Online marketplace for business loans
domain founded_year HQ Location
E-invoicing and supply chain financing solutions are delivered to businesses.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Earlypay

Frequently Asked Questions about Earlypay

When was Earlypay founded?

Earlypay was founded in 2001.

Where is Earlypay located?

Earlypay is headquartered in Sydney, Australia. It is registered at Sydney, New South Wales, Australia.

What is the annual revenue of Earlypay?

Annual revenue of Earlypay is $33.51M as on Jun 30, 2025.

What does Earlypay do?

Earlypay was founded in 2001 in Sydney, Australia, as a provider of financing solutions in the financial services sector. Invoice finance, equipment finance, and trade finance are offered to support business cash flow. Equipment purchases can be financed or refinanced, unpaid invoices are converted to accessible funds, and upfront payments to local or overseas suppliers are enabled for goods procurement. Operations focus on Australian businesses seeking working capital options.

Who are the top competitors of Earlypay?

Earlypay's top competitors include Moneytech, Grapple and Waddle.

What products or services does Earlypay offer?

Earlypay offers Invoice Finance, Trade Finance, and Equipment Finance.

Is Earlypay publicly traded?

Yes, Earlypay is publicly traded on ASX under the ticker symbol EPY.

What is Earlypay's ticker symbol?

The ticker symbol of Earlypay is EPY on ASX.

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