About EML Payments
EML Payments is a publicly listed company based in Kansas City (United States) founded in 2003. It operates as a white-label solutions for payment cards. The company has 430 employees. EML Payments has completed 6 acquisitions, including Flex-e-card, Nuapay and PerfectCard. Its chief executive is Bryan Lewis. Its website emlpayments.com draws about 95 thousand monthly visits. EML Payments offers products and services including Card Payments, FX Solutions, Digital Wallets, and Real-time Payments. Its focus areas include FinTech, Payments, Enablers and White Label Solutions. Its legal entity is EML Payments Europe Limited. Its competitors include Imprint, Toolbox, Indue, Yantra Financial Technologies and Tidal Commerce and 2 more; 5 of its 7 listed competitors have raised funding.
Company details
EML Payments was founded in 2003 and is headquartered in Kansas City, United States. Operations focus on the payment technology sector, where white-label solutions for various cards are provided. These include payout cards, gift cards, incentive cards, reward cards, supplier payment cards, virtual cards, and prepaid cards. Services support payouts, gifts, incentives, rewards, and supplier payments for businesses.
- Headquarters Kansas City, United States
- Employees 430
- Stage Public
- SectorsFinancial Services
- Website category Finance · Financial Planning and Management
- Email••••••••
- Phone•••• ••••
- Website emlpayments.com
- Social LinkedIn X Facebook YouTube
- Legal Name Eml Payments Limited
- Annual Revenue$142.97 M (USD)-9.15as on Jun 30, 2026
- Net Profit-$13.55 M (USD)64.15as on Jun 30, 2026
- EBITDA$2.11 M (USD)-81.85as on Jun 30, 2026
- Investors
- Employee Count430
- Investments & AcquisitionsFlex-e-card
& 5 more
Products & Services of EML Payments
EML Payments offers a comprehensive portfolio of products and services, including Card Payments, FX Solutions, Digital Wallets, and Real-time Payments.
Secure processing for card-based transactions in businesses
Tools for managing foreign exchange in global payments
Platforms for secure digital wallet services and transactions
Instant payment systems for efficient business operations
Apps and channels of EML Payments
its YouTube channel EML Payments has 273 subscribers and 30 videos.
Videos from EML Payments
The most watched videos on EML Payments's YouTube channel, EML Payments (273 subscribers). Click a video to play it here.
More on EML Payments.
Funding Insights of EML Payments
- Total Rounds 2
- First Round $1.1M
(Jun 2011)
- Investors Count 1
All 2 funding rounds of EML Payments with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2024 | – | Post-IPO | – | – | |
| Jun 2011 | $1.1M | Post-IPO | – | – | – |
1 investors in total: 1 institutional.
Investors in EML Payments
EML Payments has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Wilson Asset Management.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Diversified investment management services are provided to clients in Australia. | 1997 | wilsonassetmanagement.com.au | Sydney, Australia |
Investor details for EML Payments
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of EML Payments
20 people are tracked at EML Payments (10 in leadership, 5 in board & advisors, 5 in team); the tracked headcount is 430.
| Name | Role | Group |
|---|---|---|
Bryan Lewis | CEO & CPO | Leadership |
Richard Anderson | Global Chief Revenue Officer | Leadership |
Jason Nadler | Group Chief Technology Officer | Leadership |
Kevin Murphy | Interim Group CEO | Leadership |
David Curneen | Group Chief Operating Officer | Leadership |
Ailie Kofoid | CEO, Americas | Leadership |
Andrew Betts | Group Chief Risk & Regulatory Officer | Leadership |
Rob Shore | Group Chief Financial Officer | Leadership |
Rachelle St. Ledger | CEO, Australia | Leadership |
Nikki Evans | CEO, Europe | Leadership |
Luke Bortoli | Chairman | Board & advisors |
Connor Haley | Non-Executive Director | Board & advisors |
Peter Lang | Non-Executive Director | Board & advisors |
Manoj Kheerbat | Non-Executive Director | Board & advisors |
Brent Cubis | Non-Executive Director | Board & advisors |
Paul Wenk | Group General Counsel | Team |
Sonya Tissera-Isaacs | Company Secretary | Team |
Maurice Horkan | Finance Manager | Team |
Baarish Bedessee | Corporate IT Lead | Team |
Mary Puthren | System Engineer | Team |
Complete people profiles for EML Payments
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of EML Payments
EML Payments is a publicly listed company on the ASX with ticker symbol EML in Australia, operating in the Commercial services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date18 Jan 2006
- Listed onASX: EML
- Listed entityEML PAYMENTS LIMITED
- Exchange sectorCommercial services
- ISINAU000000EML7
- Share price0.22 AUD (+10% on the day) · 2026-10-14
- Market capitalisation78,252,504.00 AUD
- EPS (diluted, trailing year)-0.05 AUD
- Volume (last session)557,697
Financials of EML Payments
| Year | Revenue | Net income | EBITDA |
|---|---|---|---|
| 2026 | 207.6M AUD | -19.7M AUD | 3.1M AUD |
| 2025 | 228.5M AUD | -54.9M AUD | 16.9M AUD |
| 2024 | 230.5M AUD | -8.4M AUD | 51.7M AUD |
| 2023 | 194.3M AUD | -284.8M AUD | 14.3M AUD |
| 2022 | 232.5M AUD | -4.8M AUD | 37.5M AUD |
Detailed financial statements for EML Payments
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Investments & Acquisitions by EML Payments
EML Payments has strategically engaged in corporate development activities, having acquired 6 companies. Notable acquisitions include Flex-e-card, Nuapay and PerfectCard.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
SaaS-based payment processor for businesses | nuapay.com | London, United Kingdom | 2015 | Apr 2021 | •••• | |
SEPA compliant payment management solutions for banks and businesses | sentenial.com | Maynooth, Ireland | 2003 | Apr 2021 | $82.83M | |
Prepaid card solutions and payment technologies are provided globally. | prepaidfinancialservices.com | London, United Kingdom | 2008 | Nov 2019 | $290.51M | |
Gift cards for UK shopping malls are sold online. | flex-e-card.com | London, United Kingdom | 2000 | May 2019 | •••• | |
Prepaid card services are provided for financial transactions in Ireland. | perfectcard.ie | Wicklow, Ireland | 2006 | Oct 2018 | •••• | |
Prepaid card programs are processed and managed for businesses. | storefinancial.co.uk | Birmingham, United Kingdom | 2003 | Apr 2016 | •••• |
Complete acquisition details for EML Payments
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
- Acquired stakes
- Deal sources
- Complete history
- Exports
Verified entity values are shown only after access is granted.
Timeline of EML Payments
10 dated milestones of EML Payments across 21 years, from founding to its latest funding, stage changes and deals.
- Founded EML Payments is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round of $1.1M.
- Acquisition Acquires StoreFinancial.
- Acquisition Acquires PerfectCard.
- Acquisition Acquires Flex-e-card.
- Acquisition Acquires Prepaid Financial Services.
- Acquisition Acquires Nuapay.
- Acquisition Acquires Sentenial.
- Funding Latest funding round, Post-IPO,.
Competitors of EML Payments
EML Payments has 7 listed competitors in our database, 5 of them funded. They include Imprint, Toolbox, Indue, Yantra Financial Technologies and Tidal Commerce, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| imprint.co | 2020 | New York, United States | $203M | – | White-label payment card solutions are provided for brands. | |
| trytoolbox.com | 2019 | Boston, United States | $7.84M | – | Construction professionals are matched with projects via an online marketplace. | |
| indue.com.au | 2003 | Brisbane, Australia | – | – | Financial payment products and settlement services are provided to clients. | |
| yftinc.com | 2012 | Topeka, United States | $8M | – | Offers electronic payments and risk management systems for businesses. | |
| tidalcommerce.com | 2003 | Santa Rosa, United States | $4.39M | – | Modular payment platform is offered to merchants for processing. | |
| armory.io | 2016 | San Francisco, United States | $82M | 63 | Cloud-based open source continuous delivery software is provided by Armory. | |
| inlogik.com | 1993 | Sydney, Australia | – | – | Cloud-based solutions for corporate cards and expense management are provided. |
Detailed competitors of EML Payments
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of EML Payments
The website of EML Payments (emlpayments.com) receives about 94.8K visits a month and ranks #406,078 among all websites worldwide, #5,114 in Financial Planning and Management.
- Monthly visits94.8K
▼ 3.3% vs previous month
- Unique visitors53.6K
per month
- Global rank#406,078
among all websites
- Category rank#5,114
Finance · Financial Planning and Management
- Bounce rate43%
- Pages per visit2.0
- Average visit1 min 13 sec
- DevicesDesktop 18% · Mobile 82%
Websites whose visitors overlap most with EML Payments. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| eml.com.au | 100% | 44.8K | #805,018 | View details | |
| perxreward.com | 79% | 54K | #665,048 | View details |
Top companies in Payments & Remittance Platforms
10 companies that operate in the same segment as EML Payments (Payments & Remittance Platforms), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Ride-hailing and on-demand delivery services are aggregated via mobile app. | 2012 | Singapore, Singapore, Singapore | USD 10.38 B | USD 3.37 B | 57,733 | |
Digital payments, financial services, and e-commerce platforms are provided. | 2000 | Noida, Uttar Pradesh, India | USD 2.81 B | USD 1.05 B | 39,368 | |
Payment, financial, investment, and lending services are provided digitally. | 2012 | Bengaluru, Karnataka, India | USD 1.71 B | USD 950.07 M | 12,265 | |
Payment processing and card issuance solutions are provided for businesses. | 2009 | San Francisco, California, United States | USD 9.81 B | – | 16,622 | |
Cloud-based accounts payable and receivable software for businesses | 2006 | Palo Alto, California, United States | USD 325.6 M | USD 1.65 B | 3,108 | |
Payment and business banking solutions are provided for enterprises. | 2014 | Bengaluru, Karnataka, India | USD 741.62 M | USD 302.19 M | 2,850 | |
Spend management and accounts payable solutions are delivered to businesses. | 2019 | New York, New York, United States | USD 5.07 B | – | 6,209 | |
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Business spends, payments, and rewards are streamlined by automated workflows. | 2011 | Hyderabad, Telangana, India | USD 13.75 M | USD 149.43 M | 431 | |
Online payment processing and credit solutions are provided for businesses. | 2002 | Amsterdam, North Holland, Netherlands | USD 35.15 M | USD 5.47 B | 3,355 |
Unlock complete access to The Company Check
Get unrestricted viewing across everything we track — from companies and brands to investors, funding rounds, acquisitions, financials, and more.
- Unlimited viewing on all profiles Companies, investors, financials, funding, acquisitions & directors
- Full access to every database India & global coverage, advanced filters and rich profile details
- Always-on access from your team account Single premium plan for everything you see on the portal
Related news about Eml Payments
Complete news archive for EML Payments
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Frequently Asked Questions about EML Payments
EML Payments was founded in 2003 and raised its 1st funding round 8 years after it was founded.
EML Payments is headquartered in Kansas City, United States. It is registered at Kansas City, Missouri, United States.
Bryan Lewis is the current CEO of EML Payments.
EML Payments has 430 employees.
Annual revenue of EML Payments is $142.97M as on Jun 30, 2026.
EML Payments was founded in 2003 and is headquartered in Kansas City, United States. Operations focus on the payment technology sector, where white-label solutions for various cards are provided. These include payout cards, gift cards, incentive cards, reward cards, supplier payment cards, virtual cards, and prepaid cards. Services support payouts, gifts, incentives, rewards, and supplier payments for businesses.
EML Payments offers Card Payments, FX Solutions, Digital Wallets, and Real-time Payments.
Yes, EML Payments is publicly traded on ASX under the ticker symbol EML.
EML Payments has made 6 acquisitions, including Flex-e-card, Nuapay, and PerfectCard.
EML Payments has 1 investor. Key investors include Wilson Asset Management.
EML Payments operates through Eml Payments Europe Limited.