About Figure
Figure is a publicly listed company based in San Francisco (United States) founded in 2018 by June Ou and Mike Cagney. Figure is recognized as a leading non-bank HELOC lender in the U.S. It operates on a FinTech and Commission-Based model. Figure has raised $435.22 million across 9 funding rounds from investors including Blockchain, JPMorgan Chase and Apollo Global Management. The company has 651 employees. Figure has completed 1 acquisition, including Kiavi. Figure was last valued at $6 billion in September 2025. Its website figure.com draws about 823 thousand monthly visits. Figure offers products and services including Figure HELOC, DSCR Loan, Cash-Out Refinance, and Crypto-Backed Loan. Its focus areas include Financials, Consumer Finance and Mortgage Lending. Its legal entity is FIGURE TECHNOLOGIES, INC. Its competitors include Fundbox, eCapital and Dealstruck; 2 of its 3 listed competitors have raised funding.
Company details
Figure is established as Americas top non-bank home equity line of credit (HELOC) lender. The company is focused on providing financial solutions through products like HELOC, DSCR loans, cash-out refinance, and crypto-backed loans. Operations are supported by a fully online application process, ensuring fast approvals and funding. The platform is designed to unlock home equity for various needs, including home improvement, debt consolidation, and business funding. Advanced technology, including AI partnerships with OpenAIs GPT and Google Gemini, is integrated to enhance lending speed and efficiency. Figure also engages in partnerships with lenders, brokers, and servicers to expand its ecosystem.
- Headquarters San Francisco, United States
- Employees 651
- Founders June Ou, Mike Cagney
- Stage Public
- SectorsFinancial Services
- Website category Finance
- Email••••••••
- Phone•••• ••••
- Website figure.com
- Social LinkedIn X Facebook
- Legal Name Figure Technology Solutions Inc
- Total Equity Funding$435.22M (USD)
in 9 rounds
- InvestorsBlockchain
& 49 more
- Employee Count651
- Investments & Acquisitions
Products & Services of Figure
Figure offers a comprehensive portfolio of products and services, including Figure HELOC, DSCR Loan, Cash-Out Refinance, and Crypto-Backed Loan.
Home equity line of credit is offered by Figure.
Debt service coverage ratio loan is provided by Figure.
Cash-out refinance option is made available by Figure.
Crypto-backed loan product is offered through Figure's platform.
Funding Insights of Figure
Figure has successfully raised a total of $435.22M across 9 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $435.22M
- Total Rounds 9
- First Round $51.14M
(Apr 2018)
- Investors Count 50
All 9 funding rounds of Figure with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| May 2025 | Debt – Conventional | – | Victory Park Capital Advisors | – | |
| Nov 2022 | $7.5M | Series D | – | – | – |
| May 2021 | $200M | Series D | $3.2B | DST Global | |
| Jan 2021 | $100M | Debt – Conventional | – | – | |
| Mar 2020 | $150M | Debt – Conventional | – | – | – |
| Nov 2019 | $103M | Series C | – | Morgan Creek Capital Management | |
| Jul 2019 | $1B | Debt – Conventional | – | – | – |
| Feb 2019 | $73.59M | Series B | – | RPM Ventures | |
| Apr 2018 | $51.14M | Series A | – | DCM Ventures, Ribbit Capital |
| Date | Valuation | Stage |
|---|---|---|
| May 2021 | $3.2B | •••••••• |
Full valuation and stage history of Figure
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
- All valuation points
- Stage changes
- Dates
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Verified entity values are shown only after access is granted.
Last known valuation $6B (Sep 2025). 50 investors in total: 50 institutional.
Investors in Figure
Figure has secured backing from 50 investors, including venture fund and institutional investors. Prominent investors backing the company include Blockchain, JPMorgan Chase and Apollo Global Management.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Early-stage companies in fintech and multiple sectors are invested in. | 2012 | ribbitcap.com | Palo Alto, United States | |
Private equity investments are focused on multiple sectors. | hcm.capital | Shanghai, China | ||
Tech-focused seed, early, and mid-stage VC investments are made globally. | dcm.com | Menlo Park, United States | ||
Seed & early stage VC firm investing in the US | rpmvc.com | Ann Arbor, United States | ||
Investment management services are provided to institutions and wealthy families. | 2004 | morgancreekcap.com | Chapel Hill, United States | |
Venture capital investment firm | dst-global.com | Menlo Park, United States | ||
Buyouts are targeted through private equity investments by the firm. | 1990 | apollo.com | New York, United States | |
Endeavour is engaged in investing in family and founder-owned businesses. | endeavour.com | Portland, United States | ||
Early-stage web3 investments are targeted by RockawayX. | rockawayx.com | Prague, Czech Republic | ||
HOF Capital is engaged in venture capital investments. | hofcapital.com | New York, United States |
Investor details for Figure
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People of Figure
82 people are tracked at Figure (35 in leadership, 12 in board & advisors, 35 in team); the tracked headcount is 651.
| Name | Role | Group |
|---|---|---|
June Ou | Co-Founder | Leadership |
Mike Cagney | Founder | Leadership |
Stephanie Johnson-Carson | VP, Tech Business Operations, Engineering | Leadership |
MacRina K. | Chief Financial Officer | Leadership |
Sean Sievers | Head of Integration | Leadership |
Dan Grueter | VP Finance | Leadership |
Anthony Stratis | VP Lending Partnerships | Leadership |
James Ridle | Director, Devops Engineering | Leadership |
Christy Counce | Senior Director Of Compliance | Leadership |
Devin Gray | Director Of Engineering | Leadership |
Matt Conroy | CTO & GM Figure Tech | Leadership |
Danny Wedul | Director Of Blockchain Development | Leadership |
Tiffany Belcher | Director, Quality Assurance And Training | Leadership |
Deirdre Reilly | Vice President - Compliance | Leadership |
Helena F. | Sr. Director, Lending Partner Relationship Management | Leadership |
Reeme Fara | Talent Acquisition Partner | Leadership |
Amanraj Singh | Director Of Accounting | Leadership |
Esteban del Solar | Senior Director Of Capital Markets & Strategy | Leadership |
Laura Schmidt | Director, People Operations | Leadership |
Kiran K. | Senior Director, Head Of Credit | Leadership |
62 more people are available in the full profile.
Complete people profiles for Figure
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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IPO & Listings of Figure
Figure is a publicly listed company on the NASDAQ with ticker symbol FIGR in USA, operating in the Technology services sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date11 Sep 2025
- Listed onNASDAQ: FIGR
- Listed entityFIGURE TECHNOLOGY SOLUTIONS INC
- Exchange sectorTechnology services
- ISINUS3493811034
- Share price$27.25 (-4.25% on the day) · 2026-10-13
- Market capitalisation$6.11B
- Price to earnings32.2
- EPS (diluted, trailing year)$0.85
- Volume (last session)5,030,358
Investments & Acquisitions by Figure
Figure has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Kiavi.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Residential and commercial mortgages are connected via an online marketplace. | kiavi.com | San Francisco, United States | 2013 | Jun 2026 | $717M |
Complete acquisition details for Figure
Acquired stakes, deal sources and the complete acquisition history require an active premium plan.
- Acquired stakes
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- Complete history
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Verified entity values are shown only after access is granted.
Timeline of Figure
6 dated milestones of Figure across 8 years, from founding to its latest funding, stage changes and deals.
- Founded Figure is founded.
- Funding First funding round of $51.1M.
- Milestone Reaches Unicorn status.
- Funding Latest funding round, Debt – Conventional,.
- IPO Lists on the stock exchange (IPO).
- Acquisition Acquires Kiavi.
Competitors of Figure
Figure has 3 listed competitors in our database, 2 of them funded. They include Fundbox, eCapital and Dealstruck.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| fundbox.com | 2013 | San Francisco, United States | $407.5M | 78 | Business loans are facilitated via an AI-driven platform. | |
| ecapital.com | 2006 | Miami, United States | 49 | Provider of asset-based, supply chain, and invoice financing solutions | ||
| dealstruck.com | 2012 | San Diego, United States | $19.5M | 15 | Business loans are facilitated through an online platform. |
Detailed competitors of Figure
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Verified entity values are shown only after access is granted.
Web traffic of Figure
The website of Figure (figure.com) receives about 822.7K visits a month and ranks #64,966 among all websites worldwide, #4,095 in Finance.
- Monthly visits822.7K
▲ 30.8% vs previous month
- Unique visitors275.7K
per month
- Global rank#64,966
among all websites
- Category rank#4,095
Finance · Finance
- Bounce rate39%
- Pages per visit5.1
- Average visit3 min 12 sec
- DevicesDesktop 48% · Mobile 52%
Websites whose visitors overlap most with Figure. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| mbshighway.com | 100% | 206.3K | #260,473 | View details | |
| nerdwallet.com | 91% | 22.3M | #2,677 | View details | |
| uwm.com | 89% | 2.3M | #20,984 | View details | |
| better.com | 88% | 383.1K | #110,167 | View details | |
| aven.com | 85% | 400.6K | #71,235 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Figure
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 40 similar websites
- Audience overlap
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- Traffic by brand
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as Figure (Alternative Lending) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 6,843 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | 1,487 |
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Related news about Figure
Complete news archive for Figure
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Frequently Asked Questions about Figure
Figure was founded in 2018.
Figure is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Figure is a funded company, having raised a total of $435.22M across 9 funding rounds to date. The company's 1st funding round was a Series A of $51.14M, raised on Apr 2018.
Figure has 651 employees.
Figure is established as Americas top non-bank home equity line of credit (HELOC) lender. The company is focused on providing financial solutions through products like HELOC, DSCR loans, cash-out refinance, and crypto-backed loans. Operations are supported by a fully online application process, ensuring fast approvals and funding. The platform is designed to unlock home equity for various needs, including home improvement, debt consolidation, and business funding. Advanced technology, including AI partnerships with OpenAIs GPT and Google Gemini, is integrated to enhance lending speed and efficiency. Figure also engages in partnerships with lenders, brokers, and servicers to expand its ecosystem.
Figure's top competitors include eCapital, Fundbox and Dealstruck.
Figure offers Figure HELOC, DSCR Loan, Cash-Out Refinance, and Crypto-Backed Loan.
Yes, Figure is publicly traded on NASDAQ under the ticker symbol FIGR.
Figure has made 1 acquisition, including Kiavi.
Figure has 50 investors. Key investors include Blockchain, JPMorgan Chase, Apollo Global Management, GoldenTree, and Digital Currency Group.
The valuation of Figure is $6B as of Sep 2025.
Figure operates through Figure Technologies, Inc..