Finflux

Bengaluru, India Founded: 2010 • Age: 16 yrs Acquired By M2P Fintech
Cloud-based lending solutions are offered for banking and finance sectors.

About Finflux

Finflux is a Financial Services company based in Bengaluru (India) founded in 2010 by Ashok Auty, Binny Gopinath Sreevas, and Vishwas Babu, and was acquired by M2P Fintech in July 2022. Cloud-based lending solutions are offered for banking and finance sectors. The company has 93 employees. Its Indian entity Conflux Technologies Private Limited reported revenue of ₹28.57 Cr. Finflux offers products and services including Loan Management System (Finflux), Loan Origination System (Finflux), Turing (Core Banking), Prepaid Cards, and UPI Merchant Acquiring Solutions. Its focus areas include FinTech, Banking Tech, Loan Life Cycle Management and Suite. Its competitors include Veefin, FinBox and Binocs; 3 of its 3 listed competitors have raised funding.

Company details

Finflux was founded in 2010 in Bengaluru, India, as a provider of cloud-based solutions for the banking and finance industry. Loan lifecycle processes are managed through a suite of products, including origination, management, financial accounting, marketplace integration, app-based lending, alternative data credit scoring, dashboards, reporting, analytics, and API enablement. Operations support digital banks, data analytics, and mobility solutions in the sector.

  • Headquarters Bengaluru, India
  • Employees 93
  • Founders Ashok Auty, Binny Gopinath Sreevas, Vishwas Babu
  • Stage Acquired
  • Sectors
    Financial Services
  • Email
    ••••••••
  • Phone
    •••• ••••
  • Website finflux.co
  • Social LinkedIn X Facebook Instagram
  • Acquired by M2P Fintech (Jul 2022)
  • Legal Name Conflux Technologies Private Limited
  • Date of Incorporation 06 Dec, 2010
  • Jurisdiction Bangalore, Karnataka, India
Key Metrics
  • Annual Revenue
    ₹28.57 Cr

    FY 2025 · +10% YoY

  • Net Loss
    -₹15.22 Cr

    FY 2025 · -53% margin

  • EBITDA
    -₹12.09 Cr

    FY 2025 · -42% margin

  • Investors
  • Employee Count
    93
  • Acquired by
    M2P Fintech

    (Jul 2022)

Products & Services of Finflux

Finflux offers a comprehensive portfolio of products and services, including Loan Management System (Finflux), Loan Origination System (Finflux), Turing (Core Banking), Prepaid Cards, and UPI Merchant Acquiring Solutions.

Loan Management System (Finflux)
Lending Software

Manages loan lifecycle with configurable options for financial institutions.

Loan Origination System (Finflux)
Lending Software

Facilitates loan product creation and scaling for lenders.

Turing (Core Banking)
Banking Software

Handles banking services and customer onboarding securely.

Prepaid Cards
Payment Solutions

Enables issuance and management of digital payment cards.

UPI Merchant Acquiring Solutions
Payment Solutions

Supports merchant payments and integrations for commerce.

Investors in Finflux

Finflux has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include M2P Fintech.

All
Institutional
InvestorDescriptionFounded YearDomainLocation
Banking, lending, and payment solutions are provided via custom APIs.
2014m2pfintech.comChennai, India
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Investor details for Finflux

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Board of directors of Conflux Technologies Private Limited (Finflux)

Conflux Technologies Private Limited is the primary company behind Finflux. The boards of the 2 registered companies of Finflux currently have 9 directors; the longest-serving is Srinivasan Radhika, appointed in 2014. 15 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Srinivasan Radhika
DIN 06993566
Director14 Nov 201411 yrs 11 moM2p Solutions Private Limited
Apoorva Goyal
DIN 09480604
Nominee Director19 Feb 20224 yrs 8 moM2p Solutions Private Limited
Prabhu Rangarajan
DIN 07381819
Director09 Jun 20224 yrs 5 moConflux Technologies Private Limited, M2p Solutions Private Limited
Amol Warange
DIN 08730398
Nominee Director01 Oct 20224 yrs 1 moM2p Solutions Private Limited
Rangarajan Madhusudanan
DIN 06992744
Director05 Jul 20233 yrs 4 moConflux Technologies Private Limited, M2p Solutions Private Limited
Muthukumar Ayyakkannu
DIN 07381905
Director05 Jul 20233 yrs 4 moConflux Technologies Private Limited, M2p Solutions Private Limited
Elias Yazbeck
DIN 10694585
Director25 Sep 20242 yrs 1 moM2p Solutions Private Limited
Nitin Kaul
DIN 01718619
Director07 Feb 20251 yr 9 moM2p Solutions Private Limited
Anuradha Ramachandran
DIN 01983108
Nominee Director01 Dec 202511 moM2p Solutions Private Limited

People of Finflux

3 people are tracked at Finflux (3 in leadership); the tracked headcount is 93.

NameRoleGroup
Co-FounderLeadership
Co-FounderLeadership
Vishwas Babu
Co-FounderLeadership
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Financials of Finflux

Figures of Conflux Technologies Private Limited, the primary company behind Finflux, for FY 2025. Revenue was ₹28.57 Cr (+10% year on year). Net loss was -₹15.22 Cr (-53% margin). EBITDA was -₹12.09 Cr (-42% margin). Revenue has grown at a compounded annual rate of +39% over three years and +28% over five years.

  • ₹28.57 CrRevenue · FY 2025 · +10% YoY
  • -₹15.22 CrNet loss · -53% margin
  • -₹12.09 CrEBITDA · -42% margin
  • ₹1.3 LakhPaid-up capital
  • 93Employees (provident fund records)
  • +39%Revenue CAGR, 3 years
  • +28%Revenue CAGR, 5 years

Balance sheet, profit and loss, cash flow and ratios of Conflux Technologies Private Limited are on its company page.

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Detailed financial statements for Finflux

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Timeline of Finflux

2 dated milestones of Finflux across 12 years, from founding to its latest funding, stage changes and deals.

  1. Founded Finflux is founded.
  2. Exit Acquired by M2P Fintech.

Competitors of Finflux

Finflux has 3 listed competitors in our database, 3 of them funded. They include Veefin, FinBox and Binocs.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
veefin.com2020Mumbai, India$3M25
SaaS-based supply chain financing solutions are delivered globally.
finbox.in2015Bengaluru, India$51.09M215
Developer of digital credit infrastructure and risk intelligence suite
binocs.co2022Bengaluru, India$4M16
Gen AI powered document analyzer and loan monitoring system
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Detailed competitors of Finflux

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Related news about Finflux

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Frequently Asked Questions about Finflux

Finflux was founded in 2010.

Finflux is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

Finflux has 93 employees.

The primary company behind Finflux, Conflux Technologies Private Limited, reported revenue of ₹28.57 Cr for FY 2025, up 10% year on year.

Finflux was founded in 2010 in Bengaluru, India, as a provider of cloud-based solutions for the banking and finance industry. Loan lifecycle processes are managed through a suite of products, including origination, management, financial accounting, marketplace integration, app-based lending, alternative data credit scoring, dashboards, reporting, analytics, and API enablement. Operations support digital banks, data analytics, and mobility solutions in the sector.

Finflux's top competitors include FinBox, Binocs and Veefin.

Finflux offers Loan Management System (Finflux), Loan Origination System (Finflux), Turing (Core Banking), Prepaid Cards, and UPI Merchant Acquiring Solutions.

Finflux has 1 investor. Key investors include M2P Fintech.

Finflux is associated with 2 legal entities: Conflux Technologies Private Limited, M2p Solutions Private Limited.

Yes. Finflux was acquired by M2P Fintech in July 2022.

The legal entities of Finflux currently have 10 directors, including Prabhu Rangarajan, Rangarajan Madhusudanan, Muthukumar Ayyakkannu and others.

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