About Finikash
Finikash is a Financial Services company based in Bengaluru (India) founded in 2022. Instant personal loans through mobile app with fast approval and repayment options. It operates on a B2C and D2C model. Its Indian entity Vaishali Securities Limited reported revenue of ₹96 Lakh. Finikash offers products and services including Instant Personal Loan. Its focus areas include FinTech, Lending Tech, Personal Loans and Instant Loans. Similar companies include Kissht, Stashfin and Finnable; 3 of its 3 listed similar companies have raised funding.
Company details
Finikash is a digital platform that provides instant personal loans to individuals in India, allowing users to apply via a mobile app with minimal documentation. It operates by disbursing funds quickly to bank accounts, offering borrowing periods up to 180 days and interest rates as low as 0.1 per day. The service includes multiple repayment options like net banking, debit cards, and UPI. Based in Bengaluru, it prioritizes user data security and customer support for emergency financial needs.
- Headquarters Bengaluru, India
- SectorsFinancial Services
- Email••••••••
- Website finikash.com
- Legal Name Vaishali Securities Ltd
- Date of Incorporation 30 Jun, 1995
- Jurisdiction Ahmedabad, Gujarat, India
- Annual Revenue₹96 Lakh
FY 2024 · +215% YoY
- Net Profit₹51.7 Lakh
FY 2024 · 54% margin
- EBITDA₹69.9 Lakh
FY 2024 · 73% margin
Associated legal entities of Finikash
Finikash operates through Vaishali Securities Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2024) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Vaishali Securities Limited CIN U65923GJ1995PLC026569 | Active | 30 Jun 1995 | Ahmedabad, Gujarat | ₹1.0 Cr | 3 | View details |
Products & Services of Finikash
Finikash offers a comprehensive portfolio of products and services, including Instant Personal Loan.
App-based loans for quick cash access with low interest and flexible repayment.
Board of directors of Vaishali Securities Limited (Finikash)
Vaishali Securities Limited is the primary company behind Finikash. The board of Vaishali Securities Limited currently have 3 directors; the longest-serving is Krishna Murthy Manikanta, appointed in 2024. 22 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Krishna Murthy Manikanta DIN 10451192 | Director | 25 Jan 2024 | 2 yrs 9 mo | Vaishali Securities Limited |
| Nallam Venkata Sri Rama Chandra Rao DIN 11000516 | Director | 17 Mar 2025 | 1 yr 7 mo | Vaishali Securities Limited |
| Vvn Lakshmi Kumari Akula DIN 11139847 | Director | 19 Dec 2025 | 10 mo | Vaishali Securities Limited |
Financials of Finikash
Figures of Vaishali Securities Limited, the primary company behind Finikash, for FY 2024. Revenue was ₹96 Lakh (+215% year on year). Net profit was ₹51.7 Lakh (54% margin). EBITDA was ₹69.9 Lakh (73% margin). Revenue has grown at a compounded annual rate of +44% over three years and +31% over five years.
- ₹96 LakhRevenue · FY 2024 · +215% YoY
- ₹51.7 LakhNet profit · 54% margin
- ₹69.9 LakhEBITDA · 73% margin
- ₹2.33 CrPaid-up capital
- +44%Revenue CAGR, 3 years
- +31%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Vaishali Securities Limited are on its company page.
Detailed financial statements for Finikash
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Similar companies to Finikash
Finikash has 3 listed similar companies in our database, 3 of them funded. They include Kissht, Stashfin and Finnable.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kissht.com | 2015 | Mumbai, India | $132.57M | 265 | Personal, business, and property loans are provided by Kissht. | |
| stashfin.com | 2016 | Gurugram, India | $115M | 175 | Digital lending and instant credit lines are provided to individuals. | |
| finnable.com | 2015 | Bengaluru, India | $33.9M | 1,409 | Online personal loans with minimal documentation are offered digitally. |
Detailed similar companies of Finikash
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Top companies in Alternative Lending
3 companies that operate in the same segment as Finikash (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 185.7 M | 2,787 |
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Frequently Asked Questions about Finikash
Finikash was founded in 2022.
Finikash is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
The primary company behind Finikash, Vaishali Securities Limited, reported revenue of ₹96 Lakh for FY 2024, up 215% year on year.
Finikash is a digital platform that provides instant personal loans to individuals in India, allowing users to apply via a mobile app with minimal documentation. It operates by disbursing funds quickly to bank accounts, offering borrowing periods up to 180 days and interest rates as low as 0.1 per day. The service includes multiple repayment options like net banking, debit cards, and UPI. Based in Bengaluru, it prioritizes user data security and customer support for emergency financial needs.
Finikash offers Instant Personal Loan.
Finikash operates through Vaishali Securities Limited.
The legal entities of Finikash currently have 3 directors, including Vvn Lakshmi Kumari Akula, Nallam Venkata Sri Rama Chandra Rao, Krishna Murthy Manikanta.