About Finja
Finja is a Financial Services company based in Lahore (Pakistan) founded in 2015, and was acquired by OPay in September 2023. It operates as a financial services are provided for MSMEs, investors, and businesses. Finja has raised $24.5 million across 7 funding rounds from investors including OPay, HBL and Quona. Its website finja.pk draws about 15 thousand monthly visits. Its focus areas include FinTech, Payments, Business Payments and Diversified. Its competitors include Flutterwave, PayU, CyberSource, Wirecard and Coda Payments and 3 more; 4 of its 8 listed competitors have raised funding.
Company details
Finja was founded in 2015 in Lahore, Pakistan, within the financial services sector. Lending solutions, including loans for MSMEs and B2B operations as well as evergreen credit lines, are offered by the company. Peer-to-peer lending is facilitated, alongside payment processing, collections management, and business analytics tools. A digital wallet, business management application, and HR software are also provided to address credit, investment, and transaction needs for various business segments.
Apps and channels of Finja
Finja publishes 1 mobile app with over 100K+ downloads; its YouTube channel Finja has 644 subscribers and 30 videos.
Videos from Finja
The most watched videos on Finja's YouTube channel, Finja (644 subscribers). Click a video to play it here.
More on Finja.
Funding Insights of Finja
Finja has successfully raised a total of $24.5M across 7 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $24.5M
- Total Rounds 7
- First Round $1M
(Aug 2016)
- Investors Count 8
All 7 funding rounds of Finja with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Nov 2022 | $10M | Series A | – | HBL, Sturgeon Capital | – |
| Nov 2022 | – | Debt – Conventional | – | – | |
| May 2021 | $1.15M | Debt – Conventional | – | – | |
| Dec 2020 | $9M | Series A | – | ICU | |
| Nov 2019 | $3M | Series A | – | Quona, Beenext | |
| Oct 2017 | $1.5M | Series A | – | Vostok Emerging Finance | |
| Aug 2016 | $1M | Seed | – | – |
9 investors in total: 9 institutional.
Investors in Finja
Finja has secured backing from 9 investors, including institutional and venture fund investors. Prominent investors backing the company include OPay, HBL and Quona.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Sturgeon Capital is focused on investments in emerging markets. | – | sturgeoncapital.com | London, United Kingdom | |
Early-stage venture capital fund | – | beenext.com | Singapore, Singapore | |
Fintech sector investments are handled by VEF venture capital firm. | 2015 | vef.vc | Stockholm, Sweden | |
Fintech investments focused on financial inclusion and global economic growth. | 2015 | quona.com | - | |
Commercial banking services are offered by HBL in Pakistan. | 1940 | hbl.com | Karachi, Pakistan | |
ICU is engaged in financial services and asset management. | – | icu.ua | Kyiv, Ukraine | |
- | – | gmes.ae | - | |
Early and growth stage tech-focused venture capital firm investing primarily in Europe | – | vostokemergingfinance.com | Hamilton, United Kingdom | |
Wallet-enabled payments are facilitated for consumers and businesses. | 2018 | opayweb.com | Lagos, Nigeria |
Investor details for Finja
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of Finja
49 people are tracked at Finja (2 in leadership, 47 in team).
| Name | Role | Group |
|---|---|---|
Junaid Hussain | Head of Litigation | Leadership |
Saqib Iqbal Nangiana | Divisional Head, Credit | Leadership |
Zulqarnain Asghar | Manager Admin | Team |
Sobia Khan | TeleCollection Officer | Team |
Faizan Mehdi | Business Development Manager | Team |
Qadeer Ali | Business Development Officer | Team |
Waqas Riaz | Business Development Officer | Team |
Shaheer Ahmed | Business Development Officer | Team |
Shakeel Samuel | Business Development Officer | Team |
Azhar Ali | Graphic Web Designer | Team |
Zeeshan Afzal | Ui/ux Designer | Team |
Shabbir Zahir | Assistant Manager, Accounts & Finance | Team |
Ashir Maseeh | Support Staff | Team |
Syed Hassan Irtza | Recovery Officer | Team |
Waqas Gill | Tech Team Lead | Team |
Faisal Alvi | Business Development Manager | Team |
Hassan Ali | Corporate Client Operations Manager | Team |
Maria Shehzad | Operations Manager | Team |
Arslan Farooq | Operations & Risk Associate | Team |
Asfahan Ul Ahsan | Business Development Officer | Team |
29 more people are available in the full profile.
Complete people profiles for Finja
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Timeline of Finja
4 dated milestones of Finja across 8 years, from founding to its latest funding, stage changes and deals.
- Founded Finja is founded.
- Funding First funding round of $1.0M.
- Funding Latest funding round, Debt – Conventional,.
- Exit Acquired by OPay.
Competitors of Finja
Finja has 8 listed competitors in our database, 4 of them funded. They include Flutterwave, PayU, CyberSource, Wirecard and Coda Payments, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| flutterwave.com | 2016 | San Francisco, United States | $489.41M | – | Provider of payment processing solutions for businesses | |
| payu.com | 2002 | Amsterdam, Netherlands | $35.15M | 1,200 | Online payment processing and credit solutions are provided for businesses. | |
| cybersource.com | 1994 | Foster, United States | – | – | Global e-commerce payment processing and security services are managed. | |
| wirecard.com | 1999 | Aschheim, Germany | – | 4,989 | Payment processing solutions are provided for businesses and merchants. | |
| codapayments.com | 2011 | Singapore | $695.2M | – | Provides payment processing, customizable stores, and marketplace for digital goods. | |
| postex.pk | 2020 | Lahore, Pakistan | $15.9M | – | Online payment solutions for e-commerce businesses | |
| equiniti.com | 2002 | Lancing, United Kingdom | – | – | Financial technology and payment processing solutions are provided by Equiniti. | |
| unionpayintl.com | 2012 | Shanghai, China | – | – | Mobile and online payment solutions are provided for banks. |
Detailed competitors of Finja
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of Finja
The website of Finja (finja.pk) receives about 14.7K visits a month.
- Monthly visits14.7K
▲ 345.3% vs previous month
Websites whose visitors overlap most with Finja. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
finjainvest.com | finjainvest.com | 100% | – | #2,271,198 | – |
Top companies in Islamic FinTech Solutions
10 companies that operate in the same segment as Finja (Islamic FinTech Solutions), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | 4,683 | |
FWD Group is recognized as an innovative insurance provider. | 2013 | Hong Kong, Hong Kong, China | USD 1.83 B | USD 4.35 B | 11,261 | |
Business loans are connected via an online P2P lending platform. | 2015 | Jakarta, Jakarta, Indonesia | USD 254.32 M | – | – | |
Micro-entrepreneurs and SMEs are linked to investors through P2P lending. | 2010 | Cilandak, Jakarta, Indonesia | USD 53 M | – | – | |
Shariah-compliant investments and savings are offered to individuals. | 2017 | New York, New York, United States | USD 95 M | – | – | |
Buy-now-pay-later installment solutions are provided for retail shoppers. | 2020 | Riyadh, Riyadh Province, Saudi Arabia | USD 556 M | – | 1,550 | |
Unpaid invoices are financed through an online P2P marketplace. | 2019 | Riyadh, Saudi Arabia | USD 35.17 M | – | – | |
Embedded finance solutions are provided for small businesses. | 2007 | London, England, United Kingdom | USD 42 M | – | – | |
Abhi is recognized as a fintech company in Pakistan. | 2021 | Karachi, Sindh, Pakistan | USD 19.13 M | – | – | |
Developer of AI and cloud-based banking software suite | 1993 | Geneve, Geneve, Switzerland | – | USD 1.14 B | 6,430 |
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Related news about Finja
Complete news archive for Finja
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Frequently Asked Questions about Finja
Finja was founded in 2015 and raised its 1st funding round 1 year after it was founded.
Finja is headquartered in Lahore, Pakistan. It is registered at Lahore, Punjab, Pakistan.
Finja is a funded company, having raised a total of $24.5M across 7 funding rounds to date. The company's 1st funding round was a Seed of $1M, raised on Aug 2016.
Finja was founded in 2015 in Lahore, Pakistan, within the financial services sector. Lending solutions, including loans for MSMEs and B2B operations as well as evergreen credit lines, are offered by the company. Peer-to-peer lending is facilitated, alongside payment processing, collections management, and business analytics tools. A digital wallet, business management application, and HR software are also provided to address credit, investment, and transaction needs for various business segments.
Finja's top competitors include PayU, Flutterwave and CyberSource.
Finja has 9 investors. Key investors include OPay, HBL, Quona, VEF, and Sturgeon Capital.
Yes. Finja was acquired by OPay in September 2023.
Yes. Finja publishes Finja, with over 100,000 downloads.