About Flat White Capital
Flat White Capital is a Financial Services company based in Gurugram (India). Gold loan services and digital gold offerings in the financial sector. The company has 232 employees. Its Indian entity Flat White Capital Private Limited reported revenue of ₹35.12 Cr. Flat White Capital offers products and services including Gold Loans and Digital Gold. Its focus areas include Banking, Consumer Loans, Gold-Backed Loans and Investment.
Company details
Gold loans are offered at an interest rate of 0.85 per month, with digital gold and 24K gold coins being made available at rates such as 10105.32gm GST and 10645.7gm GST respectively. Applications for these services are processed online, and comparisons with banks like HDFC and Shivalik Bank can be requested via call back. Low documentation and quick disbursal are associated with these offerings, ensuring accessibility for users. Terms and conditions are applied to maintain compliance, while the services focus on efficient financial solutions without promotional emphasis. This setup is designed to facilitate secure transactions in the financial domain.
- Headquarters Gurugram, India
- Employees 232
- SectorsFinancial Services
- Phone•••• ••••
- Legal Name Flat White Capital Private Limited
- Date of Incorporation 04 Feb, 2020
- Jurisdiction Delhi, India
- Annual Revenue₹35.12 Cr
FY 2025 · +8% YoY
- Net Loss-₹17.81 Cr
FY 2025 · -51% margin
- EBITDA-₹15.53 Cr
FY 2025 · -44% margin
- Employee Count232
Associated legal entities of Flat White Capital
Flat White Capital operates through Flat White Capital Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Flat White Capital Private Limited CIN U66190DL2020PTC361351 | Active | 04 Feb 2020 | Delhi, Delhi | ₹35.1 Cr | 232 | 3 | View details |
Products & Services of Flat White Capital
Flat White Capital offers a comprehensive portfolio of products and services, including Gold Loans and Digital Gold.
Gold loans are provided with interest rates and quick processing options
Digital gold is offered at specified rates including GST
Board of directors of Flat White Capital Private Limited (Flat White Capital)
Flat White Capital Private Limited is the primary company behind Flat White Capital. The board of Flat White Capital Private Limited currently have 3 directors; the longest-serving is Deepak Abbot, appointed in 2020. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Deepak Abbot DIN 08688884 | Director | 04 Feb 2020 | 6 yrs 8 mo | Flat White Capital Private Limited |
| Nitin Misra DIN 08688885 | Director | 04 Feb 2020 | 6 yrs 8 mo | Flat White Capital Private Limited |
| Yogesh Kumar Ahuja DIN 10903769 | Director | 21 Jan 2025 | 1 yr 9 mo | Flat White Capital Private Limited |
Financials of Flat White Capital
Figures of Flat White Capital Private Limited, the primary company behind Flat White Capital, for FY 2025. Revenue was ₹35.12 Cr (+8% year on year). Net loss was -₹17.81 Cr (-51% margin). EBITDA was -₹15.53 Cr (-44% margin). Revenue has grown at a compounded annual rate of +92% over three years.
- ₹35.12 CrRevenue · FY 2025 · +8% YoY
- -₹17.81 CrNet loss · -51% margin
- -₹15.53 CrEBITDA · -44% margin
- ₹23.3 LakhPaid-up capital
- 232Employees (provident fund records)
- +92%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Flat White Capital Private Limited are on its company page.
Detailed financial statements for Flat White Capital
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Flat White Capital (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Frequently Asked Questions about Flat White Capital
Flat White Capital is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Flat White Capital has 232 employees.
The primary company behind Flat White Capital, Flat White Capital Private Limited, reported revenue of ₹35.12 Cr for FY 2025, up 8% year on year.
Gold loans are offered at an interest rate of 0.85 per month, with digital gold and 24K gold coins being made available at rates such as 10105.32gm GST and 10645.7gm GST respectively. Applications for these services are processed online, and comparisons with banks like HDFC and Shivalik Bank can be requested via call back. Low documentation and quick disbursal are associated with these offerings, ensuring accessibility for users. Terms and conditions are applied to maintain compliance, while the services focus on efficient financial solutions without promotional emphasis. This setup is designed to facilitate secure transactions in the financial domain.
Flat White Capital offers Gold Loans and Digital Gold.
Flat White Capital operates through Flat White Capital Private Limited.
The legal entities of Flat White Capital currently have 3 directors, including Deepak Abbot, Nitin Misra, Yogesh Kumar Ahuja.