About FlexPay
FlexPay is a company based in Hyderabad (India) founded in 2020 by Anil Pinapala. It operates as a FinTech. The company has 691 employees. FlexPay offers products and services including Instant Personal Loan. FlexPay operates in a competitive market with competitors including Kissht, Stashfin, CASHe, Branch and LoanTap, among others.
- Headquarter Hyderabad, India
- Employees 691
- Founders Anil Pinapala
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website flexpay.in
- Social LinkedIn X Facebook Instagram
- Legal Name Vivifi India Finance Private Limited
- Date of Incorporation 09 Jul, 2016
- Jurisdiction Hyderabad, Telangana, India
- Annual Revenue₹253 Cr
FY 2026 · -13% YoY
- Net Loss-₹30.34 Cr
FY 2026 · -12% margin
- EBITDA₹55.28 Cr
FY 2026 · 22% margin
- Employee Count691
Associated legal entities of FlexPay
FlexPay operates through Vivifi India Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Vivifi India Finance Private Limited CIN U65923TG2016PTC110767 | Active | 09 Jul 2016 | Hyderabad, Telangana | ₹253 Cr | 691 | 8 | View details |
Products & Services of FlexPay
FlexPay offers a comprehensive portfolio of products and services, including Instant Personal Loan.
Instant loans are provided up to Rs. 3,00,000 digitally.
Board of directors of Vivifi India Finance Private Limited (FlexPay)
Vivifi India Finance Private Limited is the primary company behind FlexPay. The board of Vivifi India Finance Private Limited currently have 8 directors; the longest-serving is Anil Kumar Pinapala, appointed in 2016. 3 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Anil Kumar Pinapala DIN 01720901 | Managing Director | 09 Jul 2016 | 10 yrs 3 mo | Vivifi India Finance Private Limited |
| Vijayaraghavan Venugopal DIN 06749287 | Director | 09 Jul 2016 | 10 yrs 3 mo | Vivifi India Finance Private Limited |
| Patrick Kishore Regulagadda DIN 07003253 | Director | 09 Jul 2016 | 10 yrs 3 mo | Vivifi India Finance Private Limited |
| Srinath Kompella DIN 01918904 | Director | 09 Jul 2016 | 10 yrs 3 mo | Vivifi India Finance Private Limited |
| Tina King Hodges DIN 08467510 | Director | 18 Jul 2019 | 7 yrs 2 mo | Vivifi India Finance Private Limited |
| Devkinandan Harswal DIN 07622625 | Company Secretary | 01 Jul 2022 | 4 yrs 3 mo | Vivifi India Finance Private Limited |
| Sistla Uma Shanmukhi DIN 08165959 | Director | 01 Nov 2024 | 1 yr 11 mo | Vivifi India Finance Private Limited |
| Subrata Das DIN 05114257 | Director | 06 Feb 2025 | 1 yr 8 mo | Vivifi India Finance Private Limited |
People of FlexPay
1 people are tracked at FlexPay (1 in leadership); the tracked headcount is 691.
| Name | Role | Group |
|---|---|---|
| Founder & CEO | Leadership |
Complete people profiles for FlexPay
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Financials of FlexPay
Figures of Vivifi India Finance Private Limited, the primary company behind FlexPay, for FY 2026. Revenue was ₹253 Cr (-13% year on year). Net loss was -₹30.34 Cr (-12% margin). EBITDA was ₹55.28 Cr (22% margin). Revenue has grown at a compounded annual rate of +15% over three years and +1555% over five years.
- ₹253 CrRevenue · FY 2026 · -13% YoY
- -₹30.34 CrNet loss · -12% margin
- ₹55.28 CrEBITDA · 22% margin
- ₹124 CrPaid-up capital
- 691Employees (provident fund records)
- +15%Revenue CAGR, 3 years
- +1555%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Vivifi India Finance Private Limited are on its company page.
Detailed financial statements for FlexPay
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Competitors of FlexPay
FlexPay operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Kissht, Stashfin, CASHe, Branch and LoanTap, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kissht.com | 2015 | Mumbai, India | $132.57M | 265 | Personal, business, and property loans are provided by Kissht. | |
| stashfin.com | 2016 | Gurugram, India | $115M | 175 | Digital lending and instant credit lines are provided to individuals. | |
| cashe.co.in | 2016 | Mumbai, India | $33.57M | 4 | Online instant personal loans are provided to salaried professionals. | |
| branchapp.com | 2015 | Minneapolis, United States | $138.28M | 177 | Branch is focused on providing faster workforce payment solutions. | |
| loantap.in | 2016 | Pune, India | $44.1M | 163 | Various personal and business loans are offered through the platform. | |
| moneyview.in | 2014 | Bengaluru, India | $219.84M | 718 | Loans, credit cards, gold investments, insurance, and UPI are provided. | |
| truebalance.io | 2014 | Gurugram, India | $90M | 119 | Personal loans and prepaid instruments are provided via mobile wallet. | |
| mpokket.in | 2016 | Kolkata, India | $7.77M | 2,226 | Provider of a digital lending platform offering instant personal loans to underserved youth, providing financial solutions through a mobile app | |
| upwards.in | 2017 | Mumbai, India | $5.5M | 34 | Instant personal loans are provided by Upwards in India. | |
| olyv.co.in | 2017 | Bengaluru, India | $26.71M | 21 | Personal loans and savings options are provided for users. |
Detailed competitors of FlexPay
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Web traffic of FlexPay
The website of FlexPay (flexpay.in) receives about 7.7K visits a month.
- Monthly visits7.7K
▲ 165.8% vs previous month
Websites whose visitors overlap most with FlexPay. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| saralcredit.com | 100% | – | – | View details | |
| i2ifunding.com | 91% | 61.4K | #425,529 | View details | |
| lendbox.in | 89% | 81.8K | #382,961 | View details | |
| flexsalary.com | 88% | 118.6K | #242,832 | View details | |
| nelito.com | 86% | 22.4K | #1,298,773 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for FlexPay
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Latest news on Flexpay
Complete news archive for FlexPay
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Similar companies to FlexPay
10 companies that operate in the same segment as FlexPay (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 726 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 5,000 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | – | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 349.23 M | USD 106.45 M | 1,749 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | – | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – | |
Digital lending and instant credit lines are provided to individuals. | 2016 | Gurugram, Haryana, India | USD 115 M | USD 18.69 M | 81 | |
Personal loans and lines of credit are provided by Mogo. | 2008 | Vancouver, British Columbia, Canada | – | USD 49.45 M | – |
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Frequently Asked Questions about FlexPay
FlexPay was founded in 2020.
FlexPay is headquartered in Hyderabad, India. It is registered at Hyderabad, Telangana, India.
Anil Pinapala is the current CEO of FlexPay. They have also founded this company.
FlexPay has 691 employees.
The primary company behind FlexPay, Vivifi India Finance Private Limited, reported revenue of ₹253 Cr for FY 2026, down 13% year on year.
FlexPay, operated by Vivifi India Finance Private Limited, is recognized as a non-banking finance company registered with the Reserve Bank of India. Instant personal loans up to Rs. 3,00,000 are provided through a fully digital process. Funds can be accessed for various urgent needs such as medical expenses, utility bills, and educational costs. The service ensures quick approvals, same-day disbursal, and flexible repayment options with no hidden charges. Operations are primarily focused in India, serving a wide range of customers across multiple pincodes.
FlexPay's top competitors include Stashfin, Money View and Kissht.
FlexPay offers Instant Personal Loan.
FlexPay operates through Vivifi India Finance Private Limited.
The legal entities of FlexPay currently have 8 directors, including Anil Kumar Pinapala, Vijayaraghavan Venugopal, Devkinandan Harswal and others.