About Gerald
Gerald is a Financial Services company based in New York (United States) founded in 2018. Consumer bills are managed and paid via a cloud-based platform. It operates on a FinTech and Pay-per-Use / Usage-Based model. Gerald has raised $200 thousand across 3 funding rounds from investors including Y Combinator, Village Capital and Global Insurance Accelerator. Its website joingerald.com draws about 33 thousand monthly visits. Gerald offers products and services including Buy Now, Pay Later, Cash Advance, and Mobile Plan Advance. Its focus areas include FinTech and Digital Lending. Its legal entity is Gerald Technologies, Inc. Its competitors include Doxo, BillGO and Papaya; 3 of its 3 listed competitors have raised funding.
Company details
Smart banking solutions are offered by Gerald for modern life needs. Essential household items, bills, and mobile plans are covered through innovative financial products. Services like Buy Now, Pay Later and Cash Advances are provided with no interest or fees. The focus is placed on accessible, affordable financial flexibility via a user-friendly app. Sectors such as personal finance and mobile services are targeted with seamless solutions.
- Headquarters New York, United States
- SectorsFinancial Services
- Website category Finance · Banking Credit and Lending
- Email••••••••
- Website joingerald.com
- Social LinkedIn X
- Legal Name Gerald Technologies, Inc.
- Total Equity Funding$200K (USD)
in 3 rounds
- Latest Funding Round$125K (USD), Seed
Jun 2021
- InvestorsY Combinator
& 2 more
Products & Services of Gerald
Gerald offers a comprehensive portfolio of products and services, including Buy Now, Pay Later, Cash Advance, and Mobile Plan Advance.
Purchases are enabled with flexible, interest-free payment options.
Funds are transferred freely without interest or fees.
Mobile plans are covered without upfront payment costs.
Apps and channels of Gerald
Gerald publishes 2 mobile apps with over 100K+ downloads.
Funding Insights of Gerald
Gerald has successfully raised a total of $200K across 3 strategic funding rounds. The most recent funding activity was a Seed round of $125 thousand completed in June 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $200,000
- Total Rounds 3
- Last Round Seed — $125,000
- First Round $75,000
(Jan 2020)
- Investors Count 3
All 3 funding rounds of Gerald with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jun 2021 | $125,000 | Seed | – | Y Combinator | – |
| Sep 2020 | Seed | – | – | ||
| Jan 2020 | $75,000 | Seed | – | Global Insurance Accelerator | – |
3 investors in total: 3 institutional.
Investors in Gerald
Gerald has secured backing from 3 investors, including venture fund investors. Prominent investors backing the company include Y Combinator, Village Capital and Global Insurance Accelerator.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Early-stage startups are accelerated via funding and educational programs. | ycombinator.com | Mountain View, United States | ||
Entrepreneurship support, ecosystem strengthening, and impact investing services are offered by Village Capital. | vilcap.com | |||
Startup accelerator focused on Financial Services sector | globalinsuranceaccelerator.com | Des Moines, United States |
Investor details for Gerald
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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People of Gerald
3 people are tracked at Gerald (3 in leadership).
| Name | Role | Group |
|---|---|---|
Ola Okeshola | Co-Founder & CEO | Leadership |
Nikos Karamolegkos | Co-Founder & Director of Data Science | Leadership |
Nikos K. | Co-founder & Director of Data Science | Leadership |
Complete people profiles for Gerald
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Timeline of Gerald
3 dated milestones of Gerald across 3 years, from founding to its latest funding, stage changes and deals.
- Founded Gerald is founded.
- Funding First funding round of $75K.
- Funding Latest funding round, Seed, of $125K.
Competitors of Gerald
Gerald has 3 listed competitors in our database, 3 of them funded. They include Doxo, BillGO and Papaya.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| doxo.com | 2008 | Seattle, United States | $36.95M | 51 | Bill payments are managed via a mobile app for users. | |
| billgo.com | 2015 | Fort Collins, United States | $176.51M | Bill payment processing solutions are provided for businesses and consumers. | ||
| papayapay.com | 2009 | Los Angeles, United States | $50M | 9 | Papaya is focused on simplifying billing and payment processes. |
Detailed competitors of Gerald
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- Full competitor set
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Web traffic of Gerald
The website of Gerald (joingerald.com) receives about 32.8K visits a month and ranks #561,493 among all websites worldwide, #7,307 in Banking Credit and Lending.
- Monthly visits32.8K
▼ 57.2% vs previous month
- Unique visitors56K
per month
- Global rank#561,493
among all websites
- Category rank#7,307
Finance · Banking Credit and Lending
- Bounce rate70%
- Pages per visit1.3
- Average visit11 sec
- DevicesDesktop 5% · Mobile 95%
Websites whose visitors overlap most with Gerald. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| checkcity.com | 100% | #220,788 | View details | ||
| checksmart.com | 99% | 47.9K | #462,414 | View details | |
| possiblefinance.com | 96% | 266.2K | #198,215 | View details | |
| 1firstcashadvance.org | 96% | 680.7K | #397,058 | View details | |
riseuplending.com | riseuplending.com | 96% | #318,315 | – | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Gerald
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- 40 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
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Top companies in Payments & Remittance Platforms
3 companies that operate in the same segment as Gerald (Payments & Remittance Platforms) in United States, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment processing and card issuance solutions are provided for businesses. | 2009 | San Francisco, California, United States | USD 9.81 B | 16,622 | ||
Cloud-based accounts payable and receivable software for businesses | 2006 | Palo Alto, California, United States | USD 325.6 M | USD 1.65 B | 3,108 | |
Spend management and accounts payable solutions are delivered to businesses. | 2019 | New York, New York, United States | USD 5.07 B | 6,209 |
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Related news about Gerald
Complete news archive for Gerald
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Frequently Asked Questions about Gerald
Gerald was founded in 2018 and raised its 1st funding round 2 years after it was founded.
Gerald is headquartered in New York, United States. It is registered at New York, New York, United States.
Gerald is a funded company, having raised a total of $200K across 3 funding rounds to date. The company's 1st funding round was a Seed of $75K, raised on Jan 2020.
Smart banking solutions are offered by Gerald for modern life needs. Essential household items, bills, and mobile plans are covered through innovative financial products. Services like Buy Now, Pay Later and Cash Advances are provided with no interest or fees. The focus is placed on accessible, affordable financial flexibility via a user-friendly app. Sectors such as personal finance and mobile services are targeted with seamless solutions.
Gerald offers Buy Now, Pay Later, Cash Advance, and Mobile Plan Advance.
Gerald has 3 investors. Key investors include Y Combinator, Village Capital, and Global Insurance Accelerator.
Gerald operates through Gerald Technologies, Inc..
Yes. Gerald publishes Gerald - Cash Advance and 1 more app, with over 100,000 downloads.