Gerald

New York, United States Founded: 2018 • Age: 8 yrs
Consumer bills are managed and paid via a cloud-based platform.
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About Gerald

Gerald is a company based in New York (United States) founded in 2018. It operates as a FinTech, and Pay-per-Use / Usage-Based. Gerald has raised $200 thousand across 3 funding rounds from investors including Y Combinator, Village Capital and Global Insurance Accelerator. Gerald offers products and services including Buy Now, Pay Later, Cash Advance, and Mobile Plan Advance. Gerald operates in a competitive market with competitors including Doxo, BillGO, Papaya, Health Payment Systems and Papaya Payments, among others.

  • Headquarter New York, United States
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Gerald Technologies, Inc.
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $200 K (USD)

    in 3 rounds

  • Latest Funding Round
    $125 K (USD), Seed

    Jun 01, 2021

  • Investors
  • Employee Count
    Employee Count
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Products & Services of Gerald

Gerald offers a comprehensive portfolio of products and services, including Buy Now, Pay Later, Cash Advance, and Mobile Plan Advance. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Purchases are enabled with flexible, interest-free payment options.

Funds are transferred freely without interest or fees.

Mobile plans are covered without upfront payment costs.

People of Gerald
Headcount 10-50
Employee Profiles 3
Employee Profiles
People
Ola Okeshola
Co-Founder & CEO
People
Nikos Karamolegkos
Co-Founder & Director of Data Science
People
Nikos K.
Co-founder & Director of Data Science

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Funding Insights of Gerald

Gerald has successfully raised a total of $200K across 3 strategic funding rounds. The most recent funding activity was a Seed round of $125 thousand completed in June 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 3
  • Last Round Seed — $125,000
  • First Round

    (09 Jan 2020)

  • Investors Count 3
Date Amount Transaction Name Valuation Lead Investors Investors
Jun, 2021 Amount Seed - Gerald Valuation Y Combinator
Sep, 2020 Amount Seed - Gerald Valuation

investors

Jan, 2020 Amount Seed - Gerald Valuation Global Insurance Accelerator
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Gerald

Gerald has secured backing from 3 investors, including venture fund investors. Prominent investors backing the company include Y Combinator, Village Capital and Global Insurance Accelerator. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Investor Description Founded Year Domain Location
Early-stage startups are accelerated via funding and educational programs.
Founded Year Domain Location
Entrepreneurship support, ecosystem strengthening, and impact investing services are offered by Village Capital.
Founded Year Domain Location
Startup accelerator focused on Financial Services sector
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Gerald

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Gerald

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Gerald Comparisons

Employees
+
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Competitors of Gerald

Gerald operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Doxo, BillGO, Papaya, Health Payment Systems and Papaya Payments, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Bill payments are managed via a mobile app for users.
domain founded_year HQ Location
Bill payment processing solutions are provided for businesses and consumers.
domain founded_year HQ Location
Papaya is focused on simplifying billing and payment processes.
domain founded_year HQ Location
Provider of an all-in-one statement and payment solution for healthcare billing
domain founded_year HQ Location
Mobile app for bill payments via photo capture is provided.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Gerald

Frequently Asked Questions about Gerald

When was Gerald founded?

Gerald was founded in 2018 and raised its 1st funding round 2 years after it was founded.

Where is Gerald located?

Gerald is headquartered in New York, United States. It is registered at New York, New York, United States.

Is Gerald a funded company?

Gerald is a funded company, having raised a total of $200K across 3 funding rounds to date. The company's 1st funding round was a Seed of $75K, raised on Jan 09, 2020.

What does Gerald do?

Smart banking solutions are offered by Gerald for modern life needs. Essential household items, bills, and mobile plans are covered through innovative financial products. Services like Buy Now, Pay Later and Cash Advances are provided with no interest or fees. The focus is placed on accessible, affordable financial flexibility via a user-friendly app. Sectors such as personal finance and mobile services are targeted with seamless solutions.

Who are the top competitors of Gerald?

Gerald's top competitors include Doxo, BillGO and Health Payment Systems.

What products or services does Gerald offer?

Gerald offers Buy Now, Pay Later, Cash Advance, and Mobile Plan Advance.

Who are Gerald's investors?

Gerald has 3 investors. Key investors include Y Combinator, Village Capital, and Global Insurance Accelerator.

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