About Harmoney
Harmoney is a company based in Auckland (New Zealand) founded in 2013 by Neil Roberts. Harmoney has raised $56.41 million across 8 funding rounds from investors including Trade Me, NZX and Heartland Bank. Harmoney offers products and services including Personal Loans, Debt Consolidation Loans, Home Improvement Loans, Car Loans, and Education Loans. Harmoney operates in a competitive market with competitors including Superloans, Nexx, The Lending Room, UpLoans and Simply Loans, among others.
- Headquarter Auckland, New Zealand
- Founders Neil Roberts
- Stage Public
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Sectors
Financial Services
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Email
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Phone
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Website
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Social
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- Legal Name Harmoney Corp Limited
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Annual Revenue
$86.08 M (USD)8.26as on Jun 30, 2025
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Net Profit
$3.6 M (USD)0as on Jun 30, 2025
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EBITDA
$69.25 M (USD)10.99as on Jun 30, 2025
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Total Equity Funding
$56.41 M (USD)
in 8 rounds
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Latest Funding Round
$13.4 M (USD), Debt – Conventional
Jan 01, 2020
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Investors
Trade Me
& 5 more
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Employee Count
Not available
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IPO & Listings of Harmoney
Harmoney is a publicly listed company on the ASX with ticker symbol HMY in Australia, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
Products & Services of Harmoney
Harmoney offers a comprehensive portfolio of products and services, including Personal Loans, Debt Consolidation Loans, Home Improvement Loans, Car Loans, and Education Loans.
Loans for various personal needs like debt consolidation
Helps combine debts into one repayment plan
Funding for home renovation and upgrades
Loans for purchasing new or used vehicles
Support for education-related expenses
People of Harmoney
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Funding Insights of Harmoney
Harmoney has successfully raised a total of $56.41M across 8 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $13.4 million completed in January 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
Investors in Harmoney
Harmoney has secured backing from 6 investors, including institutional and venture fund investors. Prominent investors backing the company include Trade Me, NZX and Heartland Bank.
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Tech and Life Sciences focused VC firm investing in the US and Australia
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Used multi-category products are auctioned online through this platform.
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Investor details for Harmoney
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Investments & Acquisitions by Harmoney
Investment portfolio details for Harmoney
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Financial Statements - Harmoney
Detailed financials for Harmoney
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Harmoney Comparisons
Peer comparison for Harmoney
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Competitors of Harmoney
Harmoney operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Superloans, Nexx, The Lending Room, UpLoans and Simply Loans, among others.
| Company Name | Domain | Founded year | HQ Location | Description |
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Offers personal, pawn, and express loans with quick approvals and funding.
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Serves as a peer-to-peer lending marketplace connecting users.
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Provides loans for personal, debt consolidation, vehicles, and homes.
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Hosts a digital marketplace for accessing and applying for personal loans.
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It serves as a finance made simple | apply-online | simply loans.
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Detailed competitors of Harmoney
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Latest news on Harmoney
Complete news archive for Harmoney
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Frequently Asked Questions about Harmoney
Harmoney was founded in 2013 and raised its 1st funding round 1 year after it was founded.
Harmoney is headquartered in Auckland, New Zealand.
Harmoney is a funded company, having raised a total of $56.41M across 8 funding rounds to date.
Annual revenue of Harmoney is $86.08M as on Jun 30, 2025.
Harmoney is New Zealand-based P2P lending platform for personal loans. Borrowers can avail loans from 1,000 to 70,000 for 3 and 5 year periods. Interest rates are determined by a scorecard and range from 6.99 p.a. to 29.99 p.a. Every loan is processed by the platform before upload to ensure the credit-worthiness of the borrower. The minimum investible amount by a lender is 25. Claims that the average lender on the platform receives 13 p.a. realized return. Charges an up-front, one-off platform fee to borrowers of 500. Lenders are charged a service fee of 1.25 of the principal and interest payments collected on each note.
Harmoney's top competitors include Superloans, Nexx and The Lending Room.
Harmoney offers Personal Loans, Debt Consolidation Loans, Home Improvement Loans, Car Loans, and Education Loans.
Yes, Harmoney is publicly traded on ASX under the ticker symbol HMY.
Harmoney has 6 investors. Key investors include Trade Me, NZX, Heartland Bank, Kirwood Capital, and Stone Ridge Ventures.
The ticker symbol of Harmoney is HMY on ASX.