About Harmoney
Harmoney is a company based in Auckland (New Zealand) founded in 2013 by Neil Roberts.. Harmoney has raised $56.41 million across 8 funding rounds from investors including Trade Me, NZX and Heartland Bank. Harmoney offers products and services including Personal Loans, Debt Consolidation Loans, Home Improvement Loans, Car Loans, and Education Loans. Harmoney operates in a competitive market with competitors including Superloans, Nexx, The Lending Room, UpLoans and Simply Loans, among others.
- Headquarter Auckland, New Zealand
- Founders Neil Roberts
- Stage Public
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
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- Legal Name Harmoney Corp Limited
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Annual Revenue
$87.11 M (USD)8.26as on Jun 30, 2025
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Net Profit
$3.65 M (USD)141.85as on Jun 30, 2025
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EBITDA
$70.07 M (USD)10.99as on Jun 30, 2025
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Total Equity Funding
$56.41 M (USD)
in 8 rounds
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Latest Funding Round
$13.4 M (USD), Debt – Conventional
Jan 01, 2020
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Investors
Trade Me
& 5 more
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Employee Count
Employee Count
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IPO & Listings of Harmoney
Harmoney is a publicly listed company on the ASX with ticker symbol HMY in Australia, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
Products & Services of Harmoney
Harmoney offers a comprehensive portfolio of products and services, including Personal Loans, Debt Consolidation Loans, Home Improvement Loans, Car Loans, and Education Loans. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Loans for various personal needs like debt consolidation
Helps combine debts into one repayment plan
Funding for home renovation and upgrades
Loans for purchasing new or used vehicles
Support for education-related expenses
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Funding Insights of Harmoney
Harmoney has successfully raised a total of $56.41M across 8 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $13.4 million completed in January 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 8
- Last Round Debt – Conventional — $13.4M
- First Round First Round
- Investors Count 6
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jan, 2020 | Amount | Debt – Conventional - Harmoney | Valuation |
investors |
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| Oct, 2019 | Amount | Debt – Conventional - Harmoney | Valuation |
investors |
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| Oct, 2019 | Amount | Series C - Harmoney | Valuation | Kirwood Capital |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Harmoney
Harmoney has secured backing from 6 investors, including institutional and venture fund investors. Prominent investors backing the company include Trade Me, NZX and Heartland Bank. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Tech and Life Sciences focused VC firm investing in the US and Australia
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Founded Year | Domain | Location | |
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Founded Year | Domain | Location | |
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Used multi-category products are auctioned online through this platform.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Harmoney
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Harmoney
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Harmoney Comparisons
Competitors of Harmoney
Harmoney operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Superloans, Nexx, The Lending Room, UpLoans and Simply Loans, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Offers personal, pawn, and express loans with quick approvals and funding.
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| domain | founded_year | HQ Location |
Serves as a peer-to-peer lending marketplace connecting users.
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| domain | founded_year | HQ Location |
Provides loans for personal, debt consolidation, vehicles, and homes.
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| domain | founded_year | HQ Location |
Hosts a digital marketplace for accessing and applying for personal loans.
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| domain | founded_year | HQ Location |
It serves as a finance made simple | apply-online | simply loans.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Harmoney
Frequently Asked Questions about Harmoney
When was Harmoney founded?
Harmoney was founded in 2013 and raised its 1st funding round 1 year after it was founded.
Where is Harmoney located?
Harmoney is headquartered in Auckland, New Zealand.
Is Harmoney a funded company?
Harmoney is a funded company, having raised a total of $56.41M across 8 funding rounds to date. The company's 1st funding round was a Debt – Conventional of $13.74M, raised on Sep 07, 2014.
What is the annual revenue of Harmoney?
Annual revenue of Harmoney is $87.11M as on Jun 30, 2025.
What does Harmoney do?
Harmoney is New Zealand-based P2P lending platform for personal loans. Borrowers can avail loans from 1,000 to 70,000 for 3 and 5 year periods. Interest rates are determined by a scorecard and range from 6.99 p.a. to 29.99 p.a. Every loan is processed by the platform before upload to ensure the credit-worthiness of the borrower. The minimum investible amount by a lender is 25. Claims that the average lender on the platform receives 13 p.a. realized return. Charges an up-front, one-off platform fee to borrowers of 500. Lenders are charged a service fee of 1.25 of the principal and interest payments collected on each note.
Who are the top competitors of Harmoney?
Harmoney's top competitors include Superloans, Nexx and The Lending Room.
What products or services does Harmoney offer?
Harmoney offers Personal Loans, Debt Consolidation Loans, Home Improvement Loans, Car Loans, and Education Loans.
Is Harmoney publicly traded?
Yes, Harmoney is publicly traded on ASX under the ticker symbol HMY.
Who are Harmoney's investors?
Harmoney has 6 investors. Key investors include Trade Me, NZX, Heartland Bank, Kirwood Capital, and Stone Ridge Ventures.
What is Harmoney's ticker symbol?
The ticker symbol of Harmoney is HMY on ASX.
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