HDFC Bank Diners Club

Mumbai, India Founded: 2012 • Age: 14 yrs Listed
Provides premium credit cards with rewards, dining, and entertainment perks.
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About HDFC Bank Diners Club

HDFC Bank Diners Club is a publicly listed company based in Mumbai (India) founded in 2012. It provides premium credit cards with rewards, dining, and entertainment perks. It operates on a B2C model in Financial Services and Technology sectors. The company has 143,624 employees. Its website hdfcbankdinersclub.com draws about 681 thousand monthly visits. Its Indian entity Hdfc Bank Limited reported revenue of ₹456,819 Cr. HDFC Bank Diners Club offers products and services including Diners Club Privilege, Diners Club Black Metal Edition, and Diners Club Millennia. Its focus areas include Banking, Credit Cards, Premium Rewards and FinTech. Its competitors include PNB Global, Finjoin and Citizencredit.

Company details

Diners Club, under HDFC Bank, delivers premium credit card services focused on global acceptance and rewards programs. It enables users to earn points on purchases, access exclusive dining and entertainment benefits, and utilize concierge services for travel. Based in India, it serves individual consumers worldwide through online platforms and partnerships, emphasizing cashback and milestone rewards for everyday spending.

  • Headquarters Mumbai, India
  • Employees 143,624
  • Stage Public
  • Sectors
    Financial Services
    Technology
  • Website hdfcbankdinersclub.com
  • Legal Name Hdfc Bank Ltd.
  • Date of Incorporation 30 Aug, 1994
  • Jurisdiction Mumbai, Maharashtra, India
Operational Areas
Financial Services → Consumer and SME Loans
Technology → Loyalty & Engagement Platforms
Key Metrics
  • Market Cap
    ₹12,44,778 Cr

    HDFCBANK · NSE

  • Share Price
    ₹810.75

    +0.51% today

  • Revenue
    ₹3,09,972 Cr

    FY 2025-26 · +8.0% YoY

  • Net Profit
    ₹79,219 Cr

    FY 2025-26 · +7.9% YoY

  • P/E (TTM)
    15.4x

    P/B 2.0x

  • ROE
    14.3%

    as on 09 Nov 2026

  • Employee Count
    143,624

Products & Services of HDFC Bank Diners Club

HDFC Bank Diners Club offers a comprehensive portfolio of products and services, including Diners Club Privilege, Diners Club Black Metal Edition, and Diners Club Millennia.

Diners Club Privilege
Credit Card

Offers rewards points on dining and entertainment spends

Diners Club Black Metal Edition
Credit Card

Provides premium memberships and quarterly bonuses

Diners Club Millennia
Credit Card

Delivers cashback on online shopping platforms

Board of directors of Hdfc Bank Limited (HDFC Bank Diners Club)

Hdfc Bank Limited is the primary company behind HDFC Bank Diners Club. The board of Hdfc Bank Limited currently have 12 directors; the longest-serving is Kaizad Maneck Bharucha, appointed in 2013. 25 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Kaizad Maneck Bharucha
DIN 02490648
Whole-time director24 Dec 201312 yrs 10 moHdfc Bank Limited
Sandeep Pravin Parekh
DIN 03268043
Director19 Jan 20197 yrs 9 moHdfc Bank Limited
Dwarakanath Ranganath Mavinakere
DIN 07565125
Director31 Jan 20197 yrs 9 moHdfc Bank Limited
Renu Sud Karnad
DIN 00008064
Director03 Mar 20206 yrs 8 moHdfc Bank Limited
Sashidhar Jagdishan
DIN 08614396
Managing Director27 Oct 20206 yrsHdfc Bank Limited
Sunita Maheshwari
DIN 01641411
Director30 Mar 20215 yrs 7 moHdfc Bank Limited
Lily Vadera
DIN 09400410
Director26 Nov 20214 yrs 11 moHdfc Bank Limited
Keki Minoo Mistry
DIN 00008886
Director30 Jun 20233 yrs 4 moHdfc Bank Limited
Srinivasa Rangan Vedanthachari
DIN 00030248
Whole-time director23 Nov 20232 yrs 11 moHdfc Bank Limited
Harsh Kumar Bhanwala
DIN 06417704
Director25 Jan 20242 yrs 9 moHdfc Bank Limited
Ajay Giridharilal Agarwal
DIN 08626284
Company Secretary25 Jul 20242 yrs 3 moHdfc Bank Limited
Santhosh Keshavan
DIN 08466631
Director18 Nov 20241 yr 11 moHdfc Bank Limited

IPO & Listings of HDFC Bank Diners Club

HDFC Bank Diners Club is a publicly listed company on the NSE with ticker symbol HDFCBANK in India, operating in the Banks sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • Listed onNSE: HDFCBANK
  • Listed entityHdfc Bank Limited
  • Exchange sectorBanks

Financials of HDFC Bank Diners Club

Exchange-reported figures of Hdfc Bank Limited, the listed company behind HDFC Bank Diners Club (NSE: HDFCBANK).

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹3,09,972 Cr
+8.0% YoY
EBITDA
-
Profit After Tax
₹79,219 Cr
+7.9% YoY
Net Worth
₹5,86,059 Cr
+12.3% YoY
Total Assets
₹49,15,598 Cr
+11.7% YoY
Total Debt
₹36,88,123 Cr
+10.2% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue3,09,9722,87,0222,53,8561,26,8861,09,11196,63884,931
Revenue growth+8.0%+13.1%+100.1%+16.3%+12.9%+13.8%-
Profit before tax1,02,14196,24276,56961,49850,87342,79638,195
Net profit79,21973,44065,44646,14938,15131,85727,296
Balance sheet
Total assets49,15,59843,99,98540,35,82725,30,43221,22,93417,99,50715,80,830
Net worth5,86,0595,21,7894,56,3952,89,4382,47,3262,09,8101,76,359
Total debt36,88,12333,45,50431,07,50321,39,21217,84,97015,11,41813,33,041
Cash & bank3,11,9262,49,9482,28,8351,97,1481,55,3861,21,27387,940
Cash flow
Cash from operations1,13,5061,27,24219,06920,814(11,960)42,476(16,869)
Cash from investing7,477(3,651)16,600(2,992)(2,051)(1,823)(1,403)
Cash from financing(59,005)(1,02,478)(3,983)23,94148,124(7,321)24,394
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue78,69185,48571,70081,10671,82085,34673,28365,280
Revenue growth (YoY)+9.6%+0.2%-2.2%+24.2%-5.6%+17.9%--
Other income34,22742,53529,73739,86031,56745,68333,48927,154
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax28,66327,19327,67226,96126,65920,85025,57323,973
Tax7,1256,8106,5976,2706,2953,7596,2895,633
Net profit21,53720,38321,07420,69120,36417,09019,28518,340
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue1,91,2191,68,3021,57,7731,18,0571,01,51990,08479,447
Revenue growth+13.6%+6.7%+33.6%+16.3%+12.7%+13.4%-
Profit before tax95,16988,47870,89558,48549,01541,65936,607
Net profit74,67167,34760,81244,10936,96131,11726,257
Balance sheet
Total assets43,72,36839,17,68636,23,22524,66,08120,68,53517,46,87115,30,511
Net worth5,62,9015,01,4254,40,2462,80,1992,40,0932,03,7211,70,986
Total debt35,94,64532,62,64630,41,93920,90,16017,44,03514,70,54812,92,131
Cash & bank2,98,4662,39,5712,19,1471,93,7651,52,3271,19,47086,619
Cash flow
Cash from operations1,23,6171,45,17735,01527,313(14,209)41,495(16,690)
Cash from investing10,348(1,845)12,604(1,997)(1,126)(1,262)(891)
Cash from financing(75,070)(1,22,909)(22,237)16,12248,192(7,381)22,852
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue48,45046,35646,28045,86945,90253,16844,09442,107
Revenue growth (YoY)+5.6%-12.8%+5.0%+8.9%+10.4%+31.3%--
Other income13,83112,82213,19913,25414,35021,73012,02811,454
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax25,91025,10825,19324,26024,42321,29223,34421,847
Tax6,4006,0495,9725,6065,7823,1375,7285,111
Net profit19,51019,06019,22118,65418,64118,15517,61616,736

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 12 Nov 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue78,69185,48571,70081,10671,82085,34673,28365,280
Revenue growth (YoY)+9.6%+0.2%-2.2%+24.2%-5.6%+17.9%--
Other income34,22742,53529,73739,86031,56745,68333,48927,154
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax28,66327,19327,67226,96126,65920,85025,57323,973
Tax7,1256,8106,5976,2706,2953,7596,2895,633
Net profit21,53720,38321,07420,69120,36417,09019,28518,340
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue3,09,9722,87,0222,53,8561,26,8861,09,11196,63884,931
Revenue growth+8.0%+13.1%+100.1%+16.3%+12.9%+13.8%-
Other income1,46,8481,34,5481,24,34633,91231,75927,33324,879
Depreciation4,1953,8053,0922,3451,6811,3851,277
Profit before tax1,02,14196,24276,56961,49850,87342,79638,195
Tax22,92222,80211,12215,35012,72210,93910,899
Net profit79,21973,44065,44646,14938,15131,85727,296
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital1,539765760558555551548
Reserves & surplus5,84,5205,21,0244,55,6362,88,8802,46,7722,09,2591,75,810
Shareholders' funds (net worth)5,86,0595,21,7894,56,3952,89,4382,47,3262,09,8101,76,359
Minority interest22,38516,35913,383860720633577
Secured loans5,88,4856,34,6067,30,6152,56,5492,26,9661,77,6971,86,834
Unsecured loans30,99,63827,10,89823,76,88718,82,66315,58,00313,33,72111,46,207
Total debt36,88,12333,45,50431,07,50321,39,21217,84,97015,11,41813,33,041
Total liabilities49,15,59843,99,98540,35,82725,30,43221,22,93417,99,50715,80,830
Assets
Investments12,80,21611,86,47310,05,6825,11,5824,49,2644,38,8233,89,305
Cash & bank balances3,11,9262,49,9482,28,8351,97,1481,55,3861,21,27387,940
Loans & advances2,56,1802,23,3682,16,7901,51,32290,91048,87955,139
Total assets49,15,59843,99,98540,35,82725,30,43221,22,93417,99,50715,80,830
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash2,49,9482,28,8351,97,1481,55,3861,21,27387,94081,818
Net cash from operating activities1,13,5061,27,24219,06920,814(11,960)42,476(16,869)
Net cash from investing activities7,477(3,651)16,600(2,992)(2,051)(1,823)(1,403)
Net cash from financing activities(59,005)(1,02,478)(3,983)23,94148,124(7,321)24,394
Net change in cash61,97821,11331,68741,76234,11333,3326,122
Closing cash3,11,9262,49,9482,28,8351,97,1481,55,3861,21,27387,940
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+8.0%+13.1%+100.1%+16.3%+12.9%+13.8%-
Net income growth+7.9%+12.2%+41.8%+21.0%+19.8%+16.7%-
Profitability & leverage
Return on net worth+14.3%+15.0%+17.6%+17.2%+16.7%+16.5%+16.5%
Efficiency & per share
EPS (₹)51.4695.9786.1582.7168.8057.7949.78
Dividend per share (₹)15.5022.0019.5019.0015.506.502.50
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue48,45046,35646,28045,86945,90253,16844,09442,107
Revenue growth (YoY)+5.6%-12.8%+5.0%+8.9%+10.4%+31.3%--
Other income13,83112,82213,19913,25414,35021,73012,02811,454
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax25,91025,10825,19324,26024,42321,29223,34421,847
Tax6,4006,0495,9725,6065,7823,1375,7285,111
Net profit19,51019,06019,22118,65418,64118,15517,61616,736
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue1,91,2191,68,3021,57,7731,18,0571,01,51990,08479,447
Revenue growth+13.6%+6.7%+33.6%+16.3%+12.7%+13.4%-
Other income62,53345,63249,24131,21529,51025,20523,261
Depreciation3,6583,3792,8102,2421,6001,3021,196
Profit before tax95,16988,47870,89558,48549,01541,65936,607
Tax20,49721,13110,08314,37712,05410,54210,350
Net profit74,67167,34760,81244,10936,96131,11726,257
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital1,539765760558555551548
Reserves & surplus5,61,3625,00,6594,39,4862,79,6412,39,5382,03,1701,70,438
Shareholders' funds (net worth)5,62,9015,01,4254,40,2462,80,1992,40,0932,03,7211,70,986
Secured loans4,89,3955,47,9316,62,1532,06,7661,84,8171,35,4871,44,629
Unsecured loans31,05,25027,14,71523,79,78618,83,39515,59,21713,35,06011,47,502
Total debt35,94,64532,62,64630,41,93920,90,16017,44,03514,70,54812,92,131
Total liabilities43,72,36839,17,68636,23,22524,66,08120,68,53517,46,87115,30,511
Assets
Investments8,84,2018,36,3607,02,4155,17,0014,55,5364,43,7283,91,827
Cash & bank balances2,98,4662,39,5712,19,1471,93,7651,52,3271,19,47086,619
Loans & advances2,37,8092,08,4912,05,4031,46,71385,76845,92653,931
Total assets43,72,36839,17,68636,23,22524,66,08120,68,53517,46,87115,30,511
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash2,39,5712,19,1471,93,7651,52,3271,19,47086,61981,348
Net cash from operating activities1,23,6171,45,17735,01527,313(14,209)41,495(16,690)
Net cash from investing activities10,348(1,845)12,604(1,997)(1,126)(1,262)(891)
Net cash from financing activities(75,070)(1,22,909)(22,237)16,12248,192(7,381)22,852
Net change in cash58,89620,42325,38241,43832,85732,8525,271
Closing cash2,98,4662,39,5712,19,1471,93,7651,52,3271,19,47086,619
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+13.6%+6.7%+33.6%+16.3%+12.7%+13.4%-
Net income growth+10.9%+10.8%+37.9%+19.3%+18.8%+18.5%-
Profitability & leverage
Return on net worth+14.0%+14.3%+16.9%+17.0%+16.7%+16.6%+16.4%
Efficiency & per share
EPS (₹)48.5188.0180.0579.0566.6556.4447.89
Dividend per share (₹)15.5022.0019.5019.0015.506.502.50

Competitors of HDFC Bank Diners Club

HDFC Bank Diners Club has 3 listed competitors in our database. They include PNB Global, Finjoin and Citizencredit.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
PNB Global
pnbcard.in2008Delhi, India
Operates as a credit union providing banking services to members.
Finjoin
finjoin.com2022Bengaluru, India
Operates as a credit union offering banking services to individuals and communities.
Citizencredit
citizencreditbank.com1989Mumbai, India
Serves as a credit union providing financial services and support to members.
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Detailed competitors of HDFC Bank Diners Club

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Web traffic of HDFC Bank Diners Club

The website of HDFC Bank Diners Club (hdfcbankdinersclub.com) receives about 680.7K visits a month.

  • Monthly visits
    680.7K

    ▼ 6.7% vs previous month

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Top companies in Consumer and SME Loans

3 companies that operate in the same segment as HDFC Bank Diners Club (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Manappuram Finance
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
HomeFirst Finance
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 204.93 M1,634
L & T Finance Holdings
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B167
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Frequently Asked Questions about HDFC Bank Diners Club

HDFC Bank Diners Club was founded in 2012.

HDFC Bank Diners Club is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.

HDFC Bank Diners Club has 143,624 employees.

The primary company behind HDFC Bank Diners Club, Hdfc Bank Limited, reported revenue of ₹456,819 Cr for FY 2026, up 8% year on year.

Diners Club, under HDFC Bank, delivers premium credit card services focused on global acceptance and rewards programs. It enables users to earn points on purchases, access exclusive dining and entertainment benefits, and utilize concierge services for travel. Based in India, it serves individual consumers worldwide through online platforms and partnerships, emphasizing cashback and milestone rewards for everyday spending.

HDFC Bank Diners Club's top competitors include PNB Global, Finjoin and Citizencredit.

HDFC Bank Diners Club offers Diners Club Privilege, Diners Club Black Metal Edition, and Diners Club Millennia.

Yes, HDFC Bank Diners Club is publicly traded on NSE under the ticker symbol HDFCBANK.

HDFC Bank Diners Club operates through Hdfc Bank Limited.

The legal entities of HDFC Bank Diners Club currently have 13 directors, including Kaizad Maneck Bharucha, Sunita Maheshwari, Sandeep Pravin Parekh and others.

The website of HDFC Bank Diners Club receives about 681 thousand visits a month.

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