- Valuation
- ₹4,48,844 Cr
- 1-year change
- -10.4%
About HDFC
HDFC is a publicly listed company based in Mumbai (India) founded in 1977. Provider of housing finance solutions. The company has 143,624 employees. HDFC has completed 1 acquisition, including Credila. Its website hdfc.com draws about 4 million monthly visits. Its Indian entity Hdfc Bank Limited reported revenue of ₹456,819 Cr. HDFC offers products and services including Home Loans, Personal Loan, and Fixed Deposits. Its focus areas include Consumer and SME Loans, Consumer Loans and Home Loans. Its competitors include HomeFirst Finance, India Shelter Finance Corporation and Shubham; 3 of its 3 listed competitors have raised funding.
Company details
HDFC was established in 1977 in Mumbai, India, as a key player in the housing finance sector. Services including home loans, mortgage financing, and related financial products are provided across the country. Operations are centered on supporting affordable housing initiatives. In 2022, annual revenues of 19.04B were reported, with a net profit of 3.26B. The company is led by Managing Director Renu Sud Karnad.
Recognitions & Rankings of HDFC
- Market Cap₹11,72,863 Cr
HDFCBANK · NSE
- Share Price₹788.25
+3.72% today
- Revenue₹3,09,972 Cr
FY 2025-26 · +8.0% YoY
- Net Profit₹79,219 Cr
FY 2025-26 · +7.9% YoY
- P/E (TTM)14.2x
P/B 1.9x
- ROE14.3%
as on 05 Nov 2026
- Latest Funding Round$1.34B (USD), Post-IPO
Aug 2020
- InvestorsCiti
& 6 more
- Employee Count143,624
- Investments & Acquisitions
Associated legal entities of HDFC
HDFC is associated with 2 registered companies on The Company Check; the primary company is Hdfc Bank Limited, a listed company. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Hdfc Bank Limited Listed CIN L65920MH1994PLC080618 | Active | 30 Aug 1994 | Mumbai, Maharashtra | ₹456,819 Cr | 143,624 | 13 | View details |
| Housing Development Finance Corporation Limited Listed CIN L70100MH1977PLC019916 | Amalgamated | 17 Oct 1977 | Mumbai, Maharashtra | ₹43,378 Cr | 4,139 | 9 | View details |
Products & Services of HDFC
HDFC offers a comprehensive portfolio of products and services, including Home Loans, Personal Loan, and Fixed Deposits.
Loans for purchasing or renovating homes in India.
Unsecured loans for personal expenses and needs.
Interest-bearing deposits for secure savings.
Apps and channels of HDFC
HDFC publishes 2 mobile apps with over 1M+ downloads; its YouTube channel HDFC Bank has 426K subscribers and 30 videos.
Videos from HDFC
The most watched videos on HDFC's YouTube channel, HDFC Bank (426K subscribers). Click a video to play it here.
More on HDFC Bank.
Funding Insights of HDFC
- Total Rounds 11
- Last Round Post-IPO — $1.34B
- Investors Count 7
Latest 10 of 11 funding rounds of HDFC with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Aug 2020 | $1.34B | Post-IPO | – | – | |
| Mar 2020 | Post-IPO | – | – | ||
| Mar 2018 | $291M | Post-IPO | – | – | – |
| Feb 2018 | $290.93M | Post-IPO | – | – | – |
| Mar 2017 | $504M | Debt – Conventional | – | – | – |
| Oct 2016 | $7.47M | Post-IPO | – | – | – |
| Sep 2015 | $752.81M | Debt – Conventional | – | – | – |
| May 2015 | $23.4M | Debt – Conventional | – | – | – |
| Jun 2014 | Post-IPO | – | – | ||
| May 2007 | $713.4M | Post-IPO | – | – |
7 investors in total: 7 institutional.
Investors in HDFC
HDFC has secured backing from 7 investors, including institutional and venture fund investors. Prominent investors backing the company include Citi, The Carlyle Group and Invesco Mutual Fund.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Private equity investments are directed toward multiple sectors. | 1986 | carlyle.com | ||
Private equity is invested by True North in mid-market companies. | truenorth.co.in | Mumbai, India | ||
Provider of manpower-related information and services | gov.sg | Singapore, Singapore | ||
Fund based investment management firm and fund of funds focused on multiple sectors | 1935 | invescomutualfund.com | Mumbai, India | |
Provider of loans to local governments or government departments at various levels | pbc.gov.cn | Xicheng, China | ||
Non-profit organisation providing elementary education system in rural government schools | 2001 | azimpremjifoundation.org | Bengaluru, India | |
Diversified financial services are offered through commercial banking operations. | 1812 | citigroup.com | New York, United States |
Investor details for HDFC
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Hdfc Bank Limited (HDFC)
Hdfc Bank Limited is the primary company behind HDFC. The boards of the 2 registered companies of HDFC currently have 17 directors; the longest-serving is Deepak Shantilal Parekh, appointed in 1985. 41 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Deepak Shantilal Parekh DIN 00009078 | Director | 01 Mar 1985 | 41 yrs 8 mo | Housing Development Finance Corporation Limited |
| Kaizad Maneck Bharucha DIN 02490648 | Whole-time director | 24 Dec 2013 | 12 yrs 10 mo | Hdfc Bank Limited |
| Bhaskar Ghosh DIN 06656458 | Director | 27 Sep 2018 | 8 yrs 1 mo | Housing Development Finance Corporation Limited |
| Sandeep Pravin Parekh DIN 03268043 | Director | 19 Jan 2019 | 7 yrs 9 mo | Hdfc Bank Limited |
| Ireena Vittal DIN 05195656 | Director | 30 Jan 2019 | 7 yrs 9 mo | Housing Development Finance Corporation Limited |
| Dwarakanath Ranganath Mavinakere DIN 07565125 | Director | 31 Jan 2019 | 7 yrs 9 mo | Hdfc Bank Limited |
| Renu Sud Karnad DIN 00008064 | Director | 03 Mar 2020 | 6 yrs 8 mo | Hdfc Bank Limited, Housing Development Finance Corporation Limited |
| Sashidhar Jagdishan DIN 08614396 | Managing Director | 27 Oct 2020 | 6 yrs | Hdfc Bank Limited |
| Sunita Maheshwari DIN 01641411 | Director | 30 Mar 2021 | 5 yrs 7 mo | Hdfc Bank Limited |
| Rajesh Narain Gupta DIN 00229040 | Director | 02 Aug 2021 | 5 yrs 3 mo | Housing Development Finance Corporation Limited |
| Prathivadibhayankara Rajagopalan Ramesh DIN 01915274 | Director | 02 Aug 2021 | 5 yrs 3 mo | Housing Development Finance Corporation Limited |
| Lily Vadera DIN 09400410 | Director | 26 Nov 2021 | 4 yrs 11 mo | Hdfc Bank Limited |
| Keki Minoo Mistry DIN 00008886 | Director | 30 Jun 2023 | 3 yrs 4 mo | Hdfc Bank Limited, Housing Development Finance Corporation Limited |
| Srinivasa Rangan Vedanthachari DIN 00030248 | Whole-time director | 23 Nov 2023 | 2 yrs 11 mo | Hdfc Bank Limited, Housing Development Finance Corporation Limited |
| Harsh Kumar Bhanwala DIN 06417704 | Director | 25 Jan 2024 | 2 yrs 9 mo | Hdfc Bank Limited |
| Ajay Giridharilal Agarwal DIN 08626284 | Company Secretary | 25 Jul 2024 | 2 yrs 3 mo | Hdfc Bank Limited, Housing Development Finance Corporation Limited |
| Santhosh Keshavan DIN 08466631 | Director | 18 Nov 2024 | 1 yr 11 mo | Hdfc Bank Limited |
People of HDFC
65 people are tracked at HDFC (21 in leadership, 6 in board & advisors, 38 in team); the tracked headcount is 143,624.
| Name | Role | Group |
|---|---|---|
| Managing Director | Leadership | |
| Vice Chairman & CEO | Leadership | |
Milind Marathe | Joint General Manager | Leadership |
Ankit Aradhya | Head Of Sales | Leadership |
Amit Roy | Business Head - Bihar | Leadership |
Santosh Gopalkrishnan | Additional Senior General Manager | Leadership |
Roshan Gupta | General Manager | Leadership |
Pawan Deep Singh Bawa | Additional Senior General Manager & Regional Business Head | Leadership |
Priyank Tripathy | General Manager & Business Head | Leadership |
Kartik Neelakantan Iyer | General Manager & Regional Business Head | Leadership |
Rahul Tiwari | Head - Retail Lending,chhatisgarh | Leadership |
Nishant Kumar | Deputy General Manager Credit Affordable Housing | Leadership |
Parul Aggarwal | Joint General Manager | Leadership |
Sanjeev Chaube | Regional Business Head - Uttar Pradesh | Leadership |
Gagan Agrawal | Branch Head | Leadership |
Srikanth Nair | Branch Business Head | Leadership |
Sanjay M Zaveri | Head Of Salesforce CRM And Cloud Technologies | Leadership |
Vinayak P Parkhi | Additional Senior General Manager & Regional Business Head | Leadership |
Keshav Rao | Senior Vice President, Head - Digital, Martech And Branding | Leadership |
Varghese George | Additional Senior General Manager & Business Head | Leadership |
45 more people are available in the full profile.
Complete people profiles for HDFC
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of HDFC
HDFC is a publicly listed company on the NSE with ticker symbol HDFCBANK in India, operating in the Banks sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date23 Oct 1996
- Listed onNSE: HDFC
- Listed entityHdfc Bank Limited
- Exchange sectorBanks
Financials of HDFC
Exchange-reported figures of Hdfc Bank Limited, the listed company behind HDFC (NSE: HDFCBANK).
Financial Highlights
FY 2025-26 · ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 3,09,972 | 2,87,022 | 2,53,856 | 1,26,886 | 1,09,111 | 96,638 | 84,931 |
| Revenue growth | +8.0% | +13.1% | +100.1% | +16.3% | +12.9% | +13.8% | - |
| Profit before tax | 1,02,141 | 96,242 | 76,569 | 61,498 | 50,873 | 42,796 | 38,195 |
| Net profit | 79,219 | 73,440 | 65,446 | 46,149 | 38,151 | 31,857 | 27,296 |
| Balance sheet | |||||||
| Total assets | 49,15,598 | 43,99,985 | 40,35,827 | 25,30,432 | 21,22,934 | 17,99,507 | 15,80,830 |
| Net worth | 5,86,059 | 5,21,789 | 4,56,395 | 2,89,438 | 2,47,326 | 2,09,810 | 1,76,359 |
| Total debt | 36,88,123 | 33,45,504 | 31,07,503 | 21,39,212 | 17,84,970 | 15,11,418 | 13,33,041 |
| Cash & bank | 3,11,926 | 2,49,948 | 2,28,835 | 1,97,148 | 1,55,386 | 1,21,273 | 87,940 |
| Cash flow | |||||||
| Cash from operations | 1,13,506 | 1,27,242 | 19,069 | 20,814 | (11,960) | 42,476 | (16,869) |
| Cash from investing | 7,477 | (3,651) | 16,600 | (2,992) | (2,051) | (1,823) | (1,403) |
| Cash from financing | (59,005) | (1,02,478) | (3,983) | 23,941 | 48,124 | (7,321) | 24,394 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 78,691 | 85,485 | 71,700 | 81,106 | 71,820 | 85,346 | 73,283 | 65,280 |
| Revenue growth (YoY) | +9.6% | +0.2% | -2.2% | +24.2% | -5.6% | +17.9% | - | - |
| Other income | 34,227 | 42,535 | 29,737 | 39,860 | 31,567 | 45,683 | 33,489 | 27,154 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 28,663 | 27,193 | 27,672 | 26,961 | 26,659 | 20,850 | 25,573 | 23,973 |
| Tax | 7,125 | 6,810 | 6,597 | 6,270 | 6,295 | 3,759 | 6,289 | 5,633 |
| Net profit | 21,537 | 20,383 | 21,074 | 20,691 | 20,364 | 17,090 | 19,285 | 18,340 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 1,91,219 | 1,68,302 | 1,57,773 | 1,18,057 | 1,01,519 | 90,084 | 79,447 |
| Revenue growth | +13.6% | +6.7% | +33.6% | +16.3% | +12.7% | +13.4% | - |
| Profit before tax | 95,169 | 88,478 | 70,895 | 58,485 | 49,015 | 41,659 | 36,607 |
| Net profit | 74,671 | 67,347 | 60,812 | 44,109 | 36,961 | 31,117 | 26,257 |
| Balance sheet | |||||||
| Total assets | 43,72,368 | 39,17,686 | 36,23,225 | 24,66,081 | 20,68,535 | 17,46,871 | 15,30,511 |
| Net worth | 5,62,901 | 5,01,425 | 4,40,246 | 2,80,199 | 2,40,093 | 2,03,721 | 1,70,986 |
| Total debt | 35,94,645 | 32,62,646 | 30,41,939 | 20,90,160 | 17,44,035 | 14,70,548 | 12,92,131 |
| Cash & bank | 2,98,466 | 2,39,571 | 2,19,147 | 1,93,765 | 1,52,327 | 1,19,470 | 86,619 |
| Cash flow | |||||||
| Cash from operations | 1,23,617 | 1,45,177 | 35,015 | 27,313 | (14,209) | 41,495 | (16,690) |
| Cash from investing | 10,348 | (1,845) | 12,604 | (1,997) | (1,126) | (1,262) | (891) |
| Cash from financing | (75,070) | (1,22,909) | (22,237) | 16,122 | 48,192 | (7,381) | 22,852 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 48,450 | 46,356 | 46,280 | 45,869 | 45,902 | 53,168 | 44,094 | 42,107 |
| Revenue growth (YoY) | +5.6% | -12.8% | +5.0% | +8.9% | +10.4% | +31.3% | - | - |
| Other income | 13,831 | 12,822 | 13,199 | 13,254 | 14,350 | 21,730 | 12,028 | 11,454 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 25,910 | 25,108 | 25,193 | 24,260 | 24,423 | 21,292 | 23,344 | 21,847 |
| Tax | 6,400 | 6,049 | 5,972 | 5,606 | 5,782 | 3,137 | 5,728 | 5,111 |
| Net profit | 19,510 | 19,060 | 19,221 | 18,654 | 18,641 | 18,155 | 17,616 | 16,736 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 78,691 | 85,485 | 71,700 | 81,106 | 71,820 | 85,346 | 73,283 | 65,280 |
| Revenue growth (YoY) | +9.6% | +0.2% | -2.2% | +24.2% | -5.6% | +17.9% | - | - |
| Other income | 34,227 | 42,535 | 29,737 | 39,860 | 31,567 | 45,683 | 33,489 | 27,154 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 28,663 | 27,193 | 27,672 | 26,961 | 26,659 | 20,850 | 25,573 | 23,973 |
| Tax | 7,125 | 6,810 | 6,597 | 6,270 | 6,295 | 3,759 | 6,289 | 5,633 |
| Net profit | 21,537 | 20,383 | 21,074 | 20,691 | 20,364 | 17,090 | 19,285 | 18,340 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 3,09,972 | 2,87,022 | 2,53,856 | 1,26,886 | 1,09,111 | 96,638 | 84,931 |
| Revenue growth | +8.0% | +13.1% | +100.1% | +16.3% | +12.9% | +13.8% | - |
| Other income | 1,46,848 | 1,34,548 | 1,24,346 | 33,912 | 31,759 | 27,333 | 24,879 |
| Depreciation | 4,195 | 3,805 | 3,092 | 2,345 | 1,681 | 1,385 | 1,277 |
| Profit before tax | 1,02,141 | 96,242 | 76,569 | 61,498 | 50,873 | 42,796 | 38,195 |
| Tax | 22,922 | 22,802 | 11,122 | 15,350 | 12,722 | 10,939 | 10,899 |
| Net profit | 79,219 | 73,440 | 65,446 | 46,149 | 38,151 | 31,857 | 27,296 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 1,539 | 765 | 760 | 558 | 555 | 551 | 548 |
| Reserves & surplus | 5,84,520 | 5,21,024 | 4,55,636 | 2,88,880 | 2,46,772 | 2,09,259 | 1,75,810 |
| Shareholders' funds (net worth) | 5,86,059 | 5,21,789 | 4,56,395 | 2,89,438 | 2,47,326 | 2,09,810 | 1,76,359 |
| Minority interest | 22,385 | 16,359 | 13,383 | 860 | 720 | 633 | 577 |
| Secured loans | 5,88,485 | 6,34,606 | 7,30,615 | 2,56,549 | 2,26,966 | 1,77,697 | 1,86,834 |
| Unsecured loans | 30,99,638 | 27,10,898 | 23,76,887 | 18,82,663 | 15,58,003 | 13,33,721 | 11,46,207 |
| Total debt | 36,88,123 | 33,45,504 | 31,07,503 | 21,39,212 | 17,84,970 | 15,11,418 | 13,33,041 |
| Total liabilities | 49,15,598 | 43,99,985 | 40,35,827 | 25,30,432 | 21,22,934 | 17,99,507 | 15,80,830 |
| Assets | |||||||
| Investments | 12,80,216 | 11,86,473 | 10,05,682 | 5,11,582 | 4,49,264 | 4,38,823 | 3,89,305 |
| Cash & bank balances | 3,11,926 | 2,49,948 | 2,28,835 | 1,97,148 | 1,55,386 | 1,21,273 | 87,940 |
| Loans & advances | 2,56,180 | 2,23,368 | 2,16,790 | 1,51,322 | 90,910 | 48,879 | 55,139 |
| Total assets | 49,15,598 | 43,99,985 | 40,35,827 | 25,30,432 | 21,22,934 | 17,99,507 | 15,80,830 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 2,49,948 | 2,28,835 | 1,97,148 | 1,55,386 | 1,21,273 | 87,940 | 81,818 |
| Net cash from operating activities | 1,13,506 | 1,27,242 | 19,069 | 20,814 | (11,960) | 42,476 | (16,869) |
| Net cash from investing activities | 7,477 | (3,651) | 16,600 | (2,992) | (2,051) | (1,823) | (1,403) |
| Net cash from financing activities | (59,005) | (1,02,478) | (3,983) | 23,941 | 48,124 | (7,321) | 24,394 |
| Net change in cash | 61,978 | 21,113 | 31,687 | 41,762 | 34,113 | 33,332 | 6,122 |
| Closing cash | 3,11,926 | 2,49,948 | 2,28,835 | 1,97,148 | 1,55,386 | 1,21,273 | 87,940 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +8.0% | +13.1% | +100.1% | +16.3% | +12.9% | +13.8% | - |
| Net income growth | +7.9% | +12.2% | +41.8% | +21.0% | +19.8% | +16.7% | - |
| Profitability & leverage | |||||||
| Return on net worth | +14.3% | +15.0% | +17.6% | +17.2% | +16.7% | +16.5% | +16.5% |
| Efficiency & per share | |||||||
| EPS (₹) | 51.46 | 95.97 | 86.15 | 82.71 | 68.80 | 57.79 | 49.78 |
| Dividend per share (₹) | 15.50 | 22.00 | 19.50 | 19.00 | 15.50 | 6.50 | 2.50 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 48,450 | 46,356 | 46,280 | 45,869 | 45,902 | 53,168 | 44,094 | 42,107 |
| Revenue growth (YoY) | +5.6% | -12.8% | +5.0% | +8.9% | +10.4% | +31.3% | - | - |
| Other income | 13,831 | 12,822 | 13,199 | 13,254 | 14,350 | 21,730 | 12,028 | 11,454 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 25,910 | 25,108 | 25,193 | 24,260 | 24,423 | 21,292 | 23,344 | 21,847 |
| Tax | 6,400 | 6,049 | 5,972 | 5,606 | 5,782 | 3,137 | 5,728 | 5,111 |
| Net profit | 19,510 | 19,060 | 19,221 | 18,654 | 18,641 | 18,155 | 17,616 | 16,736 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 1,91,219 | 1,68,302 | 1,57,773 | 1,18,057 | 1,01,519 | 90,084 | 79,447 |
| Revenue growth | +13.6% | +6.7% | +33.6% | +16.3% | +12.7% | +13.4% | - |
| Other income | 62,533 | 45,632 | 49,241 | 31,215 | 29,510 | 25,205 | 23,261 |
| Depreciation | 3,658 | 3,379 | 2,810 | 2,242 | 1,600 | 1,302 | 1,196 |
| Profit before tax | 95,169 | 88,478 | 70,895 | 58,485 | 49,015 | 41,659 | 36,607 |
| Tax | 20,497 | 21,131 | 10,083 | 14,377 | 12,054 | 10,542 | 10,350 |
| Net profit | 74,671 | 67,347 | 60,812 | 44,109 | 36,961 | 31,117 | 26,257 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 1,539 | 765 | 760 | 558 | 555 | 551 | 548 |
| Reserves & surplus | 5,61,362 | 5,00,659 | 4,39,486 | 2,79,641 | 2,39,538 | 2,03,170 | 1,70,438 |
| Shareholders' funds (net worth) | 5,62,901 | 5,01,425 | 4,40,246 | 2,80,199 | 2,40,093 | 2,03,721 | 1,70,986 |
| Secured loans | 4,89,395 | 5,47,931 | 6,62,153 | 2,06,766 | 1,84,817 | 1,35,487 | 1,44,629 |
| Unsecured loans | 31,05,250 | 27,14,715 | 23,79,786 | 18,83,395 | 15,59,217 | 13,35,060 | 11,47,502 |
| Total debt | 35,94,645 | 32,62,646 | 30,41,939 | 20,90,160 | 17,44,035 | 14,70,548 | 12,92,131 |
| Total liabilities | 43,72,368 | 39,17,686 | 36,23,225 | 24,66,081 | 20,68,535 | 17,46,871 | 15,30,511 |
| Assets | |||||||
| Investments | 8,84,201 | 8,36,360 | 7,02,415 | 5,17,001 | 4,55,536 | 4,43,728 | 3,91,827 |
| Cash & bank balances | 2,98,466 | 2,39,571 | 2,19,147 | 1,93,765 | 1,52,327 | 1,19,470 | 86,619 |
| Loans & advances | 2,37,809 | 2,08,491 | 2,05,403 | 1,46,713 | 85,768 | 45,926 | 53,931 |
| Total assets | 43,72,368 | 39,17,686 | 36,23,225 | 24,66,081 | 20,68,535 | 17,46,871 | 15,30,511 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 2,39,571 | 2,19,147 | 1,93,765 | 1,52,327 | 1,19,470 | 86,619 | 81,348 |
| Net cash from operating activities | 1,23,617 | 1,45,177 | 35,015 | 27,313 | (14,209) | 41,495 | (16,690) |
| Net cash from investing activities | 10,348 | (1,845) | 12,604 | (1,997) | (1,126) | (1,262) | (891) |
| Net cash from financing activities | (75,070) | (1,22,909) | (22,237) | 16,122 | 48,192 | (7,381) | 22,852 |
| Net change in cash | 58,896 | 20,423 | 25,382 | 41,438 | 32,857 | 32,852 | 5,271 |
| Closing cash | 2,98,466 | 2,39,571 | 2,19,147 | 1,93,765 | 1,52,327 | 1,19,470 | 86,619 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +13.6% | +6.7% | +33.6% | +16.3% | +12.7% | +13.4% | - |
| Net income growth | +10.9% | +10.8% | +37.9% | +19.3% | +18.8% | +18.5% | - |
| Profitability & leverage | |||||||
| Return on net worth | +14.0% | +14.3% | +16.9% | +17.0% | +16.7% | +16.6% | +16.4% |
| Efficiency & per share | |||||||
| EPS (₹) | 48.51 | 88.01 | 80.05 | 79.05 | 66.65 | 56.44 | 47.89 |
| Dividend per share (₹) | 15.50 | 22.00 | 19.50 | 19.00 | 15.50 | 6.50 | 2.50 |
Investments & Acquisitions by HDFC
HDFC has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Credila.
| Company Name | Description | Domain | Location | Founded | Acquired | Amount |
|---|---|---|---|---|---|---|
Secured education loans are offered to Indian students by Credila. | credila.com | Mumbai, India | 2006 | Sep 2009 | $2.15M |
Complete acquisition details for HDFC
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Timeline of HDFC
5 dated milestones of HDFC across 43 years, from founding to its latest funding, stage changes and deals.
- Founded HDFC is founded.
- IPO Lists on the stock exchange (IPO).
- Funding First funding round.
- Acquisition Acquires Credila.
- Funding Latest funding round, Post-IPO, of $1.3B.
Competitors of HDFC
HDFC has 3 listed competitors in our database, 3 of them funded. They include HomeFirst Finance, India Shelter Finance Corporation and Shubham.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| homefirstindia.com | 2010 | Mumbai, India | $209.7M | 1,724 | Affordable home loans are extended to low and middle-income groups. | |
| indiashelter.in | 2010 | Gurugram, India | $111.02M | 3,323 | Housing loans are extended to middle-income households in India. | |
| shubham.co | 2010 | Gurugram, India | $236.82M | 4,107 | Affordable housing finance solutions are provided to underserved individuals. |
Detailed competitors of HDFC
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Web traffic of HDFC
The website of HDFC (hdfc.com) receives about 4M visits a month and ranks #12,648 among all websites worldwide, #823 in Banking Credit and Lending.
- Monthly visits4M
▲ 2.7% vs previous month
- Unique visitors1.8M
per month
- Global rank#12,648
among all websites
- Category rank#823
Finance · Banking Credit and Lending
- Bounce rate55%
- Pages per visit4.4
- Average visit3 min 21 sec
- DevicesDesktop 27% · Mobile 73%
Websites whose visitors overlap most with HDFC. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| hdfcbank.com | 100% | 54.1M | #641 | View details | |
| icicibank.com | 88% | 22.8M | #1,388 | View details | |
| homeloans.sbi | 77% | #285,901 | View details | ||
emicalculator.net | emicalculator.net | 74% | #97,842 | – | |
| axisbank.com | 70% | 1.1M | #41,837 | View details | |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for HDFC
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as HDFC (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Related news about Hdfc
Complete news archive for HDFC
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Frequently Asked Questions about HDFC
HDFC was founded in 1977 and raised its 1st funding round 29 years after it was founded.
HDFC is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
HDFC has 143,624 employees.
The primary company behind HDFC, Hdfc Bank Limited, reported revenue of ₹456,819 Cr for FY 2026, up 8% year on year.
HDFC was established in 1977 in Mumbai, India, as a key player in the housing finance sector. Services including home loans, mortgage financing, and related financial products are provided across the country. Operations are centered on supporting affordable housing initiatives. In 2022, annual revenues of 19.04B were reported, with a net profit of 3.26B. The company is led by Managing Director Renu Sud Karnad.
HDFC's top competitors include HomeFirst Finance, India Shelter Finance Corporation and Shubham.
HDFC offers Home Loans, Personal Loan, and Fixed Deposits.
Yes, HDFC is publicly traded on NSE under the ticker symbol HDFCBANK.
HDFC has made 1 acquisition, including Credila.
HDFC has 7 investors. Key investors include Citi, The Carlyle Group, Invesco Mutual Fund, Azim Premji Foundation, and Gov.sg.
HDFC is associated with 2 legal entities: Hdfc Bank Limited, Housing Development Finance Corporation Limited.
The legal entities of HDFC currently have 18 directors, including Kaizad Maneck Bharucha, Sunita Maheshwari, Sandeep Pravin Parekh and others.

