About InCred Money
InCred Money is a company based in Mumbai (India) founded in 2015 by Bhupinder Singh.. InCred Money has raised $32.35 million across 7 funding rounds from investors including Money Forward, Social Capital and General Atlantic. The company has 39 employees as of April 05, 2024. InCred Money has completed 1 acquisition, including Stocko. InCred Money offers products and services including InCred Money App, Unlisted Shares, Fixed Deposits, and Bonds. InCred Money operates in a competitive market with competitors including Stable Money, Wint Wealth, Jiraaf, GoldenPi and Dexif, among others.
- Headquarter Mumbai, India
- Employees 39 as on 05 Apr, 2024
- Founders Bhupinder Singh
- Stage Minicorn
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Sectors
Technology
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Email
***********
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Phone
*********
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Website
*********
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Social
*********
- Legal Name Alpha Fintech Private Limited
- Date of Incorporation 30 Dec, 2015
- Jurisdiction Mumbai, Maharashtra, India
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Annual Revenue
$296.97 K (USD)-30.25as on Mar 31, 2023
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Net Profit
$-404.26 K (USD)-271.53as on Mar 31, 2023
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EBITDA
$-383.41 K (USD)-211.43as on Mar 31, 2023
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Total Equity Funding
$32.35 M (USD)
in 7 rounds
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Latest Funding Round
$30 M (USD), Series B
Sep 16, 2025
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Investors
Money Forward
& 39 more
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Employee Count
39
as on Apr 05, 2024
- Investments & Acquisitions
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Products & Services of InCred Money
InCred Money offers a comprehensive portfolio of products and services, including InCred Money App, Unlisted Shares, Fixed Deposits, and Bonds. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Mobile app for direct investments in various financial products
Service to purchase shares of private companies
High-interest deposits up to 9.3% p.a. with RBI regulation
High-yield bonds offering fixed income returns
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Funding Insights of InCred Money
InCred Money has successfully raised a total of $32.35M across 7 strategic funding rounds. The most recent funding activity was a Series B round of $30 million completed in September 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 7
- Last Round Series B — $30.0M
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First Round
First Round
(08 Feb 2016)
- Investors Count 40
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Sep, 2025 | Amount | Series B - InCred Money | Valuation |
investors |
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| May, 2018 | Amount | Series A - InCred Money | Valuation |
investors |
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| Mar, 2017 | Amount | Seed - InCred Money | Valuation | M&S Partners |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in InCred Money
InCred Money has secured backing from 40 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Money Forward, Social Capital and General Atlantic. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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US focused VC firm investing in seed & growth stage companies
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Founded Year | Domain | Location | |
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Investments are made in early-stage tech startups by Saiam Cap.
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Founded Year | Domain | Location | |
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Incubator & VC firm Tech focused investing in primarily Japan & Taiwan
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by InCred Money
InCred Money has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include Stocko. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Broker-based online trading and investment platform
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0 |
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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OVO is recognized as a smart digital payment application.
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2017 | ||||
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Bionic investment advisor platform
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 |
Financial Statements - InCred Money
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Incred Money Comparisons
Competitors of InCred Money
InCred Money operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Stable Money, Wint Wealth, Jiraaf, GoldenPi and Dexif, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Online platform for fixed deposit investments
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| domain | founded_year | HQ Location |
An online platform for bond investments is offered.
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| domain | founded_year | HQ Location |
Online platform for alternative investment
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| domain | founded_year | HQ Location |
Fixed-income assets like bonds and debentures are traded online.
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| domain | founded_year | HQ Location |
Fixed income products and credit solutions are provided for India.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Frequently Asked Questions about InCred Money
When was InCred Money founded?
InCred Money was founded in 2015 and raised its 1st funding round 1 year after it was founded.
Where is InCred Money located?
InCred Money is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Who is the current CEO of InCred Money?
Bhupinder Singh is the current CEO of InCred Money. They have also founded this company.
Is InCred Money a funded company?
InCred Money is a funded company, having raised a total of $32.35M across 7 funding rounds to date. The company's 1st funding round was a Seed of $223.55K, raised on Feb 08, 2016.
How many employees does InCred Money have?
As of Apr 05, 2024, the latest employee count at InCred Money is 39.
What is the annual revenue of InCred Money?
Annual revenue of InCred Money is $296.97K as on Mar 31, 2023.
What does InCred Money do?
InCred Money was founded in 2015 in Mumbai, India, within the fintech sector. A digital platform is operated to enable investments in alternative assets, including unlisted equities, fixed-income products, and bonds. Access to opportunities with varying ticket sizes is provided, supporting portfolio diversification for individual investors. Operations focus on unlisted shares and debt instruments in the Indian market.
Who are the top competitors of InCred Money?
InCred Money's top competitors include Stable Money, Jiraaf and Wint Wealth.
What products or services does InCred Money offer?
InCred Money offers InCred Money App, Unlisted Shares, Fixed Deposits, and Bonds.
How many acquisitions has InCred Money made?
InCred Money has made 1 acquisition, including Stocko.
Who are InCred Money's investors?
InCred Money has 40 investors. Key investors include Money Forward, Social Capital, General Atlantic, The Indian Dream, and M&S Partners.
What is InCred Money's valuation?
The valuation of InCred Money is $5.36M as of May 2018.
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