About Indus Finance
Indus Finance is a publicly listed company based in Chennai (India) founded in 1992. Provider of diversified consumer loans. The company has 7 employees. Its chief executive, as recorded, is Bhaskara Chakkera. Its Indian entity Indus Finance Limited reported revenue of ₹8.90 Cr. Its focus areas include Consumer and SME Loans, Consumer Loans and Diversified. Similar companies include Manappuram Finance, L & T Finance Holdings and IIFL Finance; 1 of its 3 listed similar companies has raised funding.
Company details
Indus Finance, led by Bhaskara Chakkera as CEO, specializes in offering financial products and advice, consumer and sme loans, consumer loans, and diversified. Provider of diversified consumer loans. The team drives innovation, quality service, and sustainable practices to achieve excellence and client satisfaction.
- Headquarters Chennai, India
- Employees 7
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website indusfinance.in
- Legal Name Indus Finance Limited
- Market Cap₹348 Cr
INDUSFINL · BSE
- Share Price₹383.75
+1.99% today
- Revenue₹8.90 Cr
FY 2025-26 · +53.7% YoY
- EBITDA₹5.36 Cr
Margin 60.2%
- Net Profit₹2.40 Cr
FY 2025-26 · +63.3% YoY
- P/E (TTM)112.2x
P/B 14.7x
- ROE10.5%
ROCE 15.0%
- Debt / Equity0.68
Interest cover 54.2x
- Employee Count7
Associated legal entities of Indus Finance
Indus Finance operates through Indus Finance Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Indus Finance Limited Listed CIN L65191TN1992PLC022317 | Active | 11 Mar 1992 | Chennai, Tamil Nadu | ₹8.9 Cr | 8 | 7 | View details |
Board of directors of Indus Finance Limited (Indus Finance)
Indus Finance Limited is the primary company behind Indus Finance. The board of Indus Finance Limited currently have 4 directors; the longest-serving is Bala Venckat Kutti, appointed in 2007. 11 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Bala Venckat Kutti DIN 00765036 | Managing Director | 31 Jan 2007 | 19 yrs 9 mo | Indus Finance Limited |
| Kanagasabapathy Vasuki Balasubramaniam Kodumudi DIN 07452011 | Director | 29 Jul 2020 | 6 yrs 3 mo | Indus Finance Limited |
| Nanchar Bhaskara Chakkera DIN 02106379 | Director | 01 Feb 2024 | 2 yrs 9 mo | Indus Finance Limited |
| Vineet Niranjan Jagtap DIN 10428972 | Director | 01 Feb 2024 | 2 yrs 9 mo | Indus Finance Limited |
People of Indus Finance
1 people are tracked at Indus Finance (1 in leadership); the tracked headcount is 7.
| Name | Role | Group |
|---|---|---|
| CEO | Leadership |
Complete people profiles for Indus Finance
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Indus Finance
Indus Finance is a publicly listed company on the BSE with ticker symbol INDUSFINL in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date14 Dec 2001
- Listed onBSE: 531841
- Listed entityIndus Finance Limited
- Exchange sectorFinance
- ISININE935D01013
- Share price₹351.25 (+4.99% on the day) · 2026-10-14
- Market capitalisation₹310 Cr
- Price to earnings125.7
- EPS (diluted, trailing year)₹2.79
- Dividend yield0.18%
- Volume (last session)7,818
Financials of Indus Finance
Exchange-reported figures of Indus Finance Limited, the listed company behind Indus Finance (BSE: INDUSFINL).
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 8.90 | 5.79 | 3.99 | 2.59 | 0.93 | 3.52 | 2.53 |
| Revenue growth | +53.7% | +45.1% | +54.1% | +178.5% | -73.6% | +39.1% | - |
| EBITDA | 5.36 | 3.20 | 1.79 | 0.88 | (1.11) | 1.56 | 0.22 |
| EBITDA margin | +60.2% | +55.3% | +44.9% | +34.0% | -119.4% | +44.3% | +8.7% |
| Profit before tax | 2.43 | 1.37 | 0.89 | 0.45 | (1.50) | 0.59 | (0.10) |
| Net profit | 2.40 | 1.47 | 1.16 | 0.40 | (3.36) | 0.50 | (0.13) |
| Net profit margin | +27.0% | +25.4% | +29.1% | +15.4% | -361.3% | +14.2% | -5.1% |
| EPS (₹) | 2.17 | 1.16 | 0.81 | 0.42 | (3.65) | 0.54 | (0.14) |
| Balance sheet | |||||||
| Total assets | 34.04 | 43.32 | 38.04 | 23.57 | 30.34 | 19.11 | 20.69 |
| Net worth | 22.97 | 23.05 | 24.03 | 19.01 | 21.93 | 13.13 | 12.70 |
| Total debt | 11.07 | 20.27 | 14.01 | 4.57 | 8.42 | 5.99 | 7.99 |
| Cash & bank | 0.11 | 0.08 | 0.17 | 0.05 | 0.11 | 0.02 | 0.05 |
| Net working capital | 6.36 | 6.73 | 7.46 | 8.06 | 8.24 | 1.97 | 1.70 |
| Cash flow | |||||||
| Cash from operations | (2.54) | 9.86 | 11.11 | (0.34) | (2.30) | (0.05) | (0.07) |
| Cash from investing | (9.96) | (4.36) | (1.95) | (3.04) | 0.34 | (0.01) | (0.02) |
| Cash from financing | 12.54 | (5.59) | (9.05) | 3.32 | 2.05 | 0.03 | 0.10 |
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.28 | 1.55 | 5.69 | 1.37 | 1.05 | 1.12 | 1.02 | 1.51 |
| Revenue growth (YoY) | +21.9% | +38.4% | +457.8% | -9.3% | -49.0% | +21.7% | - | - |
| Other income | 0.00 | 0.00 | 0.12 | 0.00 | 0.00 | 0.00 | 0.25 | 0.00 |
| Total expenses | 0.92 | 0.47 | 2.37 | 0.68 | 0.49 | 0.47 | 0.56 | 0.82 |
| EBITDA | 0.36 | 1.08 | 3.32 | 0.69 | 0.56 | 0.65 | 0.46 | 0.69 |
| EBITDA margin | +28.1% | +69.7% | +58.3% | +50.4% | +53.3% | +58.0% | +45.1% | +45.7% |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Interest | 0.26 | 0.31 | 1.54 | 0.39 | 0.47 | 0.47 | 0.51 | 0.55 |
| Profit before tax | 0.09 | 0.76 | 1.89 | 0.29 | 0.08 | 0.17 | 0.19 | 0.13 |
| Tax | 0.00 | 0.00 | 0.43 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 |
Financial Statements
| Particulars | Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.28 | 1.55 | 5.69 | 1.37 | 1.05 | 1.12 | 1.02 | 1.51 |
| Revenue growth (YoY) | +21.9% | +38.4% | +457.8% | -9.3% | -49.0% | +21.7% | - | - |
| Other income | 0.00 | 0.00 | 0.12 | 0.00 | 0.00 | 0.00 | 0.25 | 0.00 |
| Total expenses | 0.92 | 0.47 | 2.37 | 0.68 | 0.49 | 0.47 | 0.56 | 0.82 |
| EBITDA | 0.36 | 1.08 | 3.32 | 0.69 | 0.56 | 0.65 | 0.46 | 0.69 |
| EBITDA margin | +28.1% | +69.7% | +58.3% | +50.4% | +53.3% | +58.0% | +45.1% | +45.7% |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Interest | 0.26 | 0.31 | 1.54 | 0.39 | 0.47 | 0.47 | 0.51 | 0.55 |
| Profit before tax | 0.09 | 0.76 | 1.89 | 0.29 | 0.08 | 0.17 | 0.19 | 0.13 |
| Tax | 0.00 | 0.00 | 0.43 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 8.90 | 5.79 | 3.99 | 2.59 | 0.93 | 3.52 | 2.53 |
| Revenue growth | +53.7% | +45.1% | +54.1% | +178.5% | -73.6% | +39.1% | - |
| Other income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total expenses | 3.54 | 2.59 | 2.20 | 1.71 | 2.04 | 1.96 | 2.31 |
| Employee cost | 1.13 | 0.97 | 0.87 | 0.92 | 0.80 | 0.92 | 1.02 |
| EBITDA | 5.36 | 3.20 | 1.79 | 0.88 | (1.11) | 1.56 | 0.22 |
| EBITDA margin | +60.2% | +55.3% | +44.9% | +34.0% | -119.4% | +44.3% | +8.7% |
| Depreciation | 0.05 | 0.03 | 0.03 | 0.03 | 0.01 | 0.01 | 0.02 |
| Interest | 2.88 | 1.80 | 0.87 | 0.40 | 0.38 | 0.96 | 0.30 |
| Profit before tax | 2.43 | 1.37 | 0.89 | 0.45 | (1.50) | 0.59 | (0.10) |
| Tax | 0.43 | 0.28 | 0.14 | 0.05 | 1.87 | 0.09 | 0.03 |
| Net profit | 2.40 | 1.47 | 1.16 | 0.40 | (3.36) | 0.50 | (0.13) |
| Net profit margin | +27.0% | +25.4% | +29.1% | +15.4% | -361.3% | +14.2% | -5.1% |
| EPS (₹) | 2.17 | 1.16 | 0.81 | 0.42 | (3.65) | 0.54 | (0.14) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 9.26 | 9.26 | 9.26 | 9.26 | 9.26 | 9.26 | 9.26 |
| Reserves & surplus | 13.71 | 13.79 | 14.77 | 9.75 | 12.67 | 3.87 | 3.44 |
| Shareholders' funds (net worth) | 22.97 | 23.05 | 24.03 | 19.01 | 21.93 | 13.13 | 12.70 |
| Secured loans | 0.00 | 5.36 | 4.96 | 4.57 | 4.17 | 3.79 | 5.33 |
| Unsecured loans | 11.07 | 14.91 | 9.05 | 0.00 | 4.25 | 2.20 | 2.66 |
| Total debt | 11.07 | 20.27 | 14.01 | 4.57 | 8.42 | 5.99 | 7.99 |
| Total liabilities | 34.04 | 43.32 | 38.04 | 23.57 | 30.34 | 19.11 | 20.69 |
| Assets | |||||||
| Gross block | 0.29 | 0.28 | 0.29 | 0.19 | 0.19 | 0.16 | 0.15 |
| Net block | 0.12 | 0.15 | 0.18 | 0.12 | 0.15 | 0.03 | 0.03 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.96 | 9.34 | 14.03 | 10.72 | 18.62 | 11.12 | 12.15 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 0.11 | 0.08 | 0.17 | 0.05 | 0.11 | 0.02 | 0.05 |
| Loans & advances | 6.70 | 6.95 | 7.68 | 8.17 | 8.23 | 2.11 | 1.70 |
| Total current assets | 6.81 | 7.03 | 7.85 | 8.22 | 8.34 | 2.13 | 1.75 |
| Total current liabilities | 0.45 | 0.30 | 0.39 | 0.16 | 0.10 | 0.16 | 0.05 |
| Net working capital | 6.36 | 6.73 | 7.46 | 8.06 | 8.24 | 1.97 | 1.70 |
| Total assets | 34.04 | 43.32 | 38.04 | 23.57 | 30.34 | 19.11 | 20.69 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.08 | 0.17 | 0.05 | 0.11 | 0.02 | 0.05 | 0.04 |
| Net cash from operating activities | (2.54) | 9.86 | 11.11 | (0.34) | (2.30) | (0.05) | (0.07) |
| Net cash from investing activities | (9.96) | (4.36) | (1.95) | (3.04) | 0.34 | (0.01) | (0.02) |
| Net cash from financing activities | 12.54 | (5.59) | (9.05) | 3.32 | 2.05 | 0.03 | 0.10 |
| Net change in cash | 0.04 | (0.09) | 0.12 | (0.06) | 0.09 | (0.03) | 0.01 |
| Closing cash | 0.11 | 0.08 | 0.17 | 0.05 | 0.11 | 0.02 | 0.05 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +53.7% | +45.1% | +54.1% | +178.5% | -73.6% | +39.1% | - |
| EBITDA growth | +67.5% | +78.8% | +103.4% | +179.3% | -171.2% | +609.1% | - |
| PBT growth | +77.4% | +53.9% | +97.8% | +9998.0% | - | +9998.0% | - |
| Net income growth | +63.3% | +26.7% | +190.0% | +111.9% | -772.0% | +484.6% | - |
| Revenue CAGR (3Y) | +50.9% | +84.0% | +4.3% | +0.8% | -27.2% | +34.7% | +2.6% |
| EBITDA CAGR (3Y) | +82.6% | - | +4.7% | +58.7% | - | - | - |
| Profitability & leverage | |||||||
| Net income margin | +22.5% | +18.8% | +18.8% | +15.4% | -362.4% | +14.2% | -5.1% |
| Return on capital employed | +15.0% | +9.0% | +7.3% | +3.1% | -4.6% | +7.8% | +0.8% |
| Return on net worth | +10.5% | +6.2% | +5.4% | +1.9% | -19.3% | +3.9% | -0.9% |
| Debt / equity | 0.68 | 0.73 | 0.43 | 0.32 | 0.41 | 0.54 | 0.76 |
| Long-term debt / equity | 0.12 | 0.22 | 0.22 | 0.21 | 0.23 | 0.35 | 0.35 |
| Interest cover | 54.24 | 56.78 | 49.43 | 47.06 | -33.93 | 61.94 | 150.00 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 31.23 | 20.32 | 16.63 | 13.63 | 5.31 | 22.71 | 16.87 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (₹) | 2.17 | 1.16 | 0.81 | 0.42 | (3.65) | 0.54 | (0.14) |
| Dividend per share (₹) | 0.60 | 0.50 | 0.30 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 24.81 | 24.89 | 25.95 | 20.53 | 23.68 | 14.18 | 13.72 |
Similar companies to Indus Finance
Indus Finance has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. | ||
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. |
Detailed similar companies of Indus Finance
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Indus Finance (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 204.93 M | 1,634 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 167 |
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Frequently Asked Questions about Indus Finance
Indus Finance was founded in 1992.
Indus Finance is headquartered in Chennai, India. It is registered at Chennai, Tamil Nadu, India.
Bhaskara Chakkera is the CEO of Indus Finance, as recorded in our data.
Indus Finance has 7 employees.
The primary company behind Indus Finance, Indus Finance Limited, reported revenue of ₹8.90 Cr for FY 2026, up 54% year on year.
Indus Finance, led by Bhaskara Chakkera as CEO, specializes in offering financial products and advice, consumer and sme loans, consumer loans, and diversified. Provider of diversified consumer loans. The team drives innovation, quality service, and sustainable practices to achieve excellence and client satisfaction.
Indus Finance's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Yes, Indus Finance is publicly traded on BSE under the ticker symbol INDUSFINL.
Indus Finance operates through Indus Finance Limited.
The legal entities of Indus Finance currently have 7 directors, including Bala Venckat Kutti, Kanagasabapathy Vasuki Balasubramaniam Kodumudi, Nanchar Bhaskara Chakkera and others.