About Iwoca
Iwoca is a Financial Services company based in London (United Kingdom) founded in 2011. Online platform for short-term working capital loans is provided. Iwoca has raised $84.29 million across 17 funding rounds from investors including Intesa Sanpaolo, Barclays and Citi. Iwoca was last valued at $102.6 million in October 2016. Its website iwoca.co.uk draws about 232 thousand monthly visits. Iwoca offers products and services including Business Loan, Flexi-Loan, and Unsecured Business Loan. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its legal entity is IWOCA LTD. Its competitors include Growth Street, Lenkie and Finteum; 3 of its 3 listed competitors have raised funding.
Company details
Provider of an online platform for working capital loans. It provides users with business loans with a short-term tenure. It also serves a wide range of industries including retailers, restaurants, hotels, and service providers. It also offers the government-backed Coronavirus Business Interruption Loan Scheme (CBILS) for businesses affected by the global pandemic. It provides a loan calculator for calculating monthly payments and total interest for the acquired loan.
- Total Equity Funding$84.29M (USD)
in 17 rounds
- Latest Funding Round$333.05M (USD), Debt – Conventional
Jul 2026
- InvestorsIntesa Sanpaolo
& 36 more
Products & Services of Iwoca
Iwoca offers a comprehensive portfolio of products and services, including Business Loan, Flexi-Loan, and Unsecured Business Loan.
Provides funding for business growth and cash flow needs
Offers adaptable loans with no early repayment fees
Delivers loans without collateral for various business uses
Apps and channels of Iwoca
its YouTube channel iwoca has 562 subscribers and 30 videos.
Videos from Iwoca
The most watched videos on Iwoca's YouTube channel, iwoca (562 subscribers). Click a video to play it here.
More on iwoca.
Funding Insights of Iwoca
Iwoca has successfully raised a total of $84.29M across 17 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $333.05 million completed in July 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $84.29M
- Total Rounds 17
- Last Round Debt – Conventional — $333.05M
- First Round $3.25M
(Aug 2012)
- Investors Count 37
Latest 10 of 17 funding rounds of Iwoca with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul 2026 | $333.05M | Debt – Conventional | – | – | |
| Nov 2024 | $258.3M | Debt – Conventional | – | – | |
| May 2024 | $339.21M | Debt – Conventional | – | – | |
| Oct 2023 | $243.57M | Debt – Conventional | – | – | |
| Aug 2020 | Series D | – | – | – | |
| Aug 2020 | $130.84M | Debt – Conventional | – | – | – |
| Feb 2020 | $108.77M | Debt – Conventional | – | – | |
| Aug 2019 | $12.07M | Grant | – | – | |
| Feb 2019 | $167.49M | Debt – Conventional | – | – | |
| Feb 2019 | $25.77M | Series D | – | Augmentum Fintech |
| Date | Valuation | Stage |
|---|---|---|
| Oct 2016 | $102.6M | •••••••• |
| Jan 2015 | $83.1M | •••••••• |
| Aug 2013 | $••••• | •••••••• |
Full valuation and stage history of Iwoca
Every valuation point, the growth-stage changes (minicorn, soonicorn, unicorn) and the dates behind them require an active premium plan.
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Last known valuation $102.6M (Oct 2016). 37 investors in total: 25 institutional and 12 angel.
Investors in Iwoca
Iwoca has secured backing from 37 investors, including institutional, venture fund, and angel investors. Prominent investors backing the company include Intesa Sanpaolo, Barclays and Citi.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Global investment firm focusing on credit and credit-related assets across markets. | 1993 | varde.com | Minneapolis, United States | |
Venture capital fund investing in fintech startups | 2009 | augmentum.vc | London, United Kingdom | |
Venture capital is invested in European technology sectors. | primeventures.com | Amsterdam, Netherlands | ||
Private equity firm focused on multiple sectors | 2013 | pollenstreetgroup.com | London, United Kingdom | |
| assemblycapitaladvisors.com | ||||
Growth-stage tech investments are made in North America, Europe, Israel. | redline-capital.com | Luxembourg, Luxembourg | ||
Tech-enabled companies are invested in by Acton Capital venture firm. | actoncapital.com | Munich, Germany | ||
Venture capital funding is provided to FinTech startups by CommerzVentures. | commerzventures.com | Frankfurt Am Main, Germany | ||
Investment in innovative ventures is facilitated by Rocket Internet Malaysia. | 2012 | rocket-internet.com.my | Georgetown, Malaysia | |
A private investment firm based in Potsdam, Germany. | obotritia-capital.com | Potsdam, Germany |
Investor details for Iwoca
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
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People of Iwoca
113 people are tracked at Iwoca (23 in leadership, 1 in board & advisors, 89 in team).
| Name | Role | Group |
|---|---|---|
Jonathan Mark Schneider | Leadership | |
William Hayes | Head of Engineering | Leadership |
Fabian Platzen | General Manager Iwoca Deutschland | Leadership |
Christoph Rieche | CEO | Leadership |
James Dear | CTO / Founder | Leadership |
Rob Jones | Co-lead Iwocapay - Head Of Commercial Operations | Leadership |
Seema Desai | COO | Leadership |
Austin Carpenter | CFO | Leadership |
Freddie Glebocki | Head Of Legal | Leadership |
Richard Sutton | Head Of Iwocapay Sales & Accountants | Leadership |
Paul Gabriel | Head Of Product | Leadership |
Dean McInnis | Head Of Credit Operations | Leadership |
Sarah Edwardes Jones | Head Of Operations Strategy | Leadership |
Joost Versteeg | Head Of Commercial Strategy (interim) | Leadership |
Rich Pearce | Engineering Director | Leadership |
Arijeet Das | Head Of Transaction Management | Leadership |
James Turner | Head Of IT And Security | Leadership |
Sebastian Rother | Head Of Engineering - Iwocapay | Leadership |
Jochen Losert | Head Of Collections | Leadership |
Romain Guilleminet | Head Of Capital Markets | Leadership |
93 more people are available in the full profile.
Complete people profiles for Iwoca
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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Timeline of Iwoca
4 dated milestones of Iwoca across 15 years, from founding to its latest funding, stage changes and deals.
- Founded Iwoca is founded.
- Funding First funding round of $3.2M.
- Milestone Reaches Minicorn status.
- Funding Latest funding round, Debt – Conventional, of $333.0M.
Competitors of Iwoca
Iwoca has 3 listed competitors in our database, 3 of them funded. They include Growth Street, Lenkie and Finteum.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| growthstreet.co.uk | 2013 | London, United Kingdom | $29.85M | 23 | A P2P lending marketplace for working capital loans is operated. | |
| lenkie.com | 2020 | London, United Kingdom | $5.06M | 2 | Working capital loans are provided to platform-based businesses. | |
| finteum.com | 2017 | London, United Kingdom | $1.75M | 5 | Blockchain-based market for intraday borrowing is facilitated. |
Detailed competitors of Iwoca
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
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Web traffic of Iwoca
The website of Iwoca (iwoca.co.uk) receives about 232.3K visits a month and ranks #183,366 among all websites worldwide, #2,536 in Financial Planning and Management.
- Monthly visits232.3K
▲ 2.6% vs previous month
- Unique visitors68.7K
per month
- Global rank#183,366
among all websites
- Category rank#2,536
Finance · Financial Planning and Management
- Bounce rate42%
- Pages per visit3.5
- Average visit3 min 07 sec
- DevicesDesktop 57% · Mobile 43%
Websites whose visitors overlap most with Iwoca. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| fundingcircle.com | 100% | 217.8K | #179,406 | View details | |
| kabbage.com | 95% | View details | |||
| ezbob.com | 95% | 6.8K | #2,586,051 | View details | |
| capitalontap.com | 87% | 574.4K | #81,657 | View details | |
| boostcapital.co.uk | 86% | View details | |||
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for Iwoca
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- 40 similar websites
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Top companies in Alternative Lending
2 companies that operate in the same segment as Iwoca (Alternative Lending) in United Kingdom, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 860 | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M |
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Related news about Iwoca
Complete news archive for Iwoca
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Frequently Asked Questions about Iwoca
Iwoca was founded in 2011 and raised its 1st funding round 1 year after it was founded.
Iwoca is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.
Iwoca is a funded company, having raised a total of $84.29M across 17 funding rounds to date. The company's 1st funding round was a Debt – Conventional of $167.49M, raised on Aug 2012.
Provider of an online platform for working capital loans. It provides users with business loans with a short-term tenure. It also serves a wide range of industries including retailers, restaurants, hotels, and service providers. It also offers the government-backed Coronavirus Business Interruption Loan Scheme (CBILS) for businesses affected by the global pandemic. It provides a loan calculator for calculating monthly payments and total interest for the acquired loan.
Iwoca's top competitors include Growth Street, Lenkie and Finteum.
Iwoca offers Business Loan, Flexi-Loan, and Unsecured Business Loan.
Iwoca has 37 investors. Key investors include Intesa Sanpaolo, Barclays, Citi, Shawbrook Bank, and NIBC.
The valuation of Iwoca is $102.6M as of Oct 2016.
Iwoca operates through Iwoca Ltd.
The website of Iwoca receives about 232 thousand visits a month and ranks #183,366 among all websites worldwide.