About Jindal Capital
Jindal Capital is a publicly listed company based in Delhi (India) founded in 1994. SME loans are provided to businesses by Jindal Capital. Its Indian entity Jindal Capital Limited reported revenue of ₹4.30 Cr. Jindal Capital offers products and services including JCAP Loan against Property, JCAP Business Loan, and JCAP Personal Loan. Its focus areas include Consumer and SME Loans and Diversified. Similar companies include Manappuram Finance, IIFL Finance and L & T Finance Holdings; 1 of its 3 listed similar companies has raised funding.
Company details
Jindal Capital was established in 1994 and is headquartered in Delhi, India. Financial services are offered, with a focus on loans for small and medium enterprises. Operations center on supporting business growth through targeted lending solutions in the Indian market. The company is directed by Managing Director Sadhu Ram Aggarwal, ensuring structured oversight in the sector.
- Headquarters Delhi, India
- Stage Public
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website jindalcapital.co.in
- Social LinkedIn X Facebook Instagram
- Legal Name Jindal Capital Limited
- Market Cap₹22.11 Cr
JINDCAP · BSE
- Share Price₹32.14
+4.79% today
- Revenue₹4.10 Cr
FY 2025-26 · +6.8% YoY
- EBITDA₹2.35 Cr
Margin 57.3%
- Net Profit₹1.12 Cr
FY 2025-26 · -19.4% YoY
- P/E (TTM)17.4x
P/B 1.8x
Associated legal entities of Jindal Capital
Jindal Capital operates through Jindal Capital Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Jindal Capital Limited Listed CIN L65910DL1994PLC059720 | Active | 20 Jun 1994 | Delhi, Delhi | ₹4.3 Cr | 3 | 8 | View details |
Products & Services of Jindal Capital
Jindal Capital offers a comprehensive portfolio of products and services, including JCAP Loan against Property, JCAP Business Loan, and JCAP Personal Loan.
Secured loan using property as collateral for financial needs.
Funding for small and medium enterprises to support growth.
Unsecured loan for individual expenses and obligations.
Board of directors of Jindal Capital Limited (Jindal Capital)
Jindal Capital Limited is the primary company behind Jindal Capital. The board of Jindal Capital Limited currently have 6 directors; the longest-serving is Sadhu Aggarwal Ram, appointed in 2022. 13 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sadhu Aggarwal Ram DIN 00961850 | Managing Director | 30 Mar 2022 | 4 yrs 6 mo | Jindal Capital Limited |
| Baij Nath Gupta DIN 07298765 | Director | 30 Mar 2022 | 4 yrs 6 mo | Jindal Capital Limited |
| Sham Lal Singal DIN 09277753 | Director | 30 Mar 2022 | 4 yrs 6 mo | Jindal Capital Limited |
| Divya Aggarwal DIN 07684118 | Director | 02 May 2022 | 4 yrs 5 mo | Jindal Capital Limited |
| Udit Aggarwal DIN 08175096 | Director | 02 May 2022 | 4 yrs 5 mo | Jindal Capital Limited |
| Subhash Kumar Changoiwala DIN 00015235 | Director | 02 May 2022 | 4 yrs 5 mo | Jindal Capital Limited |
People of Jindal Capital
1 people are tracked at Jindal Capital (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Managing Director | Leadership |
Complete people profiles for Jindal Capital
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of Jindal Capital
Jindal Capital is a publicly listed company on the BSE with ticker symbol JINDCAP in India, operating in the Miscellaneous sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date10 Sep 2003
- Listed onBSE: 530405
- Listed entityJindal Capital Limited
- Exchange sectorMiscellaneous
- ISININE356F01017
- Share price₹33.25 (+1.34% on the day) · 2026-10-14
- Volume (last session)1,472
Financials of Jindal Capital
Exchange-reported figures of Jindal Capital Limited, the listed company behind Jindal Capital (BSE: JINDCAP).
Financial Highlights
FY 2025-26 · StandaloneRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 4.10 | 3.84 | 3.50 | 5.03 | 8.66 | 6.09 | 12.16 |
| Revenue growth | +6.8% | +9.7% | -30.4% | -41.9% | +42.2% | -49.9% | - |
| EBITDA | 2.35 | 2.51 | 1.76 | 0.29 | 0.89 | 0.69 | (0.06) |
| EBITDA margin | +57.3% | +65.4% | +50.3% | +5.8% | +10.3% | +11.3% | -0.5% |
| Profit before tax | 1.49 | 1.86 | 1.49 | 0.22 | 0.74 | 0.64 | (0.11) |
| Net profit | 1.12 | 1.39 | 1.12 | 0.16 | 0.45 | 0.41 | (0.10) |
| Net profit margin | +27.3% | +36.2% | +32.0% | +3.2% | +5.2% | +6.7% | -0.8% |
| EPS (₹) | 1.57 | 1.94 | 1.54 | 0.21 | 0.62 | 0.56 | (0.15) |
| Balance sheet | |||||||
| Total assets | 26.47 | 18.86 | 14.49 | 9.94 | 8.67 | 8.03 | 7.87 |
| Net worth | 12.23 | 11.10 | 9.99 | 8.84 | 8.68 | 7.91 | 7.40 |
| Total debt | 14.24 | 7.76 | 4.50 | 1.11 | 0.00 | 0.13 | 0.47 |
| Cash & bank | 0.24 | 2.82 | 0.35 | 1.62 | 1.45 | 0.05 | 0.03 |
| Net working capital | (0.74) | 2.56 | 0.22 | 2.80 | 3.85 | 2.22 | 7.62 |
| Cash flow | |||||||
| Cash from operations | 1.86 | 1.83 | 1.92 | 1.45 | 0.59 | (0.30) | (0.79) |
| Cash from investing | 0.00 | (0.02) | (0.13) | 0.10 | 0.00 | 0.00 | (0.09) |
| Cash from financing | (4.44) | 0.65 | (3.05) | (1.38) | 0.80 | 0.33 | 0.36 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.08 | 1.35 | 1.01 | 0.97 | 0.77 | 0.77 | 1.25 | 0.68 |
| Revenue growth (YoY) | +40.3% | +75.3% | -19.2% | +42.7% | -29.4% | - | - | - |
| Other income | 0.02 | 0.13 | 0.05 | 0.01 | 0.01 | 0.02 | 0.07 | 0.00 |
| Total expenses | 0.44 | 0.62 | 0.40 | 0.33 | 0.41 | 0.32 | 0.64 | 0.21 |
| EBITDA | 0.64 | 0.73 | 0.61 | 0.64 | 0.36 | 0.45 | 0.61 | 0.47 |
| EBITDA margin | +59.3% | +54.1% | +60.4% | +66.0% | +46.8% | +58.4% | +48.8% | +69.1% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Interest | 0.34 | 0.34 | 0.29 | 0.24 | 0.17 | 0.21 | 0.18 | 0.14 |
| Profit before tax | 0.32 | 0.52 | 0.37 | 0.41 | 0.20 | 0.25 | 0.49 | 0.33 |
| Tax | 0.00 | 0.17 | 0.10 | 0.10 | 0.00 | 0.47 | 0.00 | 0.00 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1.08 | 1.35 | 1.01 | 0.97 | 0.77 | 0.77 | 1.25 | 0.68 |
| Revenue growth (YoY) | +40.3% | +75.3% | -19.2% | +42.7% | -29.4% | - | - | - |
| Other income | 0.02 | 0.13 | 0.05 | 0.01 | 0.01 | 0.02 | 0.07 | 0.00 |
| Total expenses | 0.44 | 0.62 | 0.40 | 0.33 | 0.41 | 0.32 | 0.64 | 0.21 |
| EBITDA | 0.64 | 0.73 | 0.61 | 0.64 | 0.36 | 0.45 | 0.61 | 0.47 |
| EBITDA margin | +59.3% | +54.1% | +60.4% | +66.0% | +46.8% | +58.4% | +48.8% | +69.1% |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Interest | 0.34 | 0.34 | 0.29 | 0.24 | 0.17 | 0.21 | 0.18 | 0.14 |
| Profit before tax | 0.32 | 0.52 | 0.37 | 0.41 | 0.20 | 0.25 | 0.49 | 0.33 |
| Tax | 0.00 | 0.17 | 0.10 | 0.10 | 0.00 | 0.47 | 0.00 | 0.00 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 4.10 | 3.84 | 3.50 | 5.03 | 8.66 | 6.09 | 12.16 |
| Revenue growth | +6.8% | +9.7% | -30.4% | -41.9% | +42.2% | -49.9% | - |
| Other income | 0.20 | 0.04 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total expenses | 1.75 | 1.33 | 1.74 | 4.74 | 7.77 | 5.40 | 12.22 |
| Employee cost | 0.00 | 0.53 | 0.26 | 0.04 | 0.16 | 0.18 | 0.15 |
| EBITDA | 2.35 | 2.51 | 1.76 | 0.29 | 0.89 | 0.69 | (0.06) |
| EBITDA margin | +57.3% | +65.4% | +50.3% | +5.8% | +10.3% | +11.3% | -0.5% |
| Depreciation | 0.02 | 0.02 | 0.01 | 0.03 | 0.06 | 0.04 | 0.04 |
| Interest | 1.04 | 0.67 | 0.31 | 0.04 | 0.09 | 0.01 | 0.01 |
| Profit before tax | 1.49 | 1.86 | 1.49 | 0.22 | 0.74 | 0.64 | (0.11) |
| Tax | 0.37 | 0.47 | 0.37 | 0.06 | 0.29 | 0.23 | (0.01) |
| Net profit | 1.12 | 1.39 | 1.12 | 0.16 | 0.45 | 0.41 | (0.10) |
| Net profit margin | +27.3% | +36.2% | +32.0% | +3.2% | +5.2% | +6.7% | -0.8% |
| EPS (₹) | 1.57 | 1.94 | 1.54 | 0.21 | 0.62 | 0.56 | (0.15) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 7.21 | 7.21 | 7.21 | 7.21 | 7.21 | 7.21 | 7.21 |
| Reserves & surplus | 5.02 | 3.89 | 2.78 | 1.63 | 1.47 | 0.70 | 0.19 |
| Shareholders' funds (net worth) | 12.23 | 11.10 | 9.99 | 8.84 | 8.68 | 7.91 | 7.40 |
| Secured loans | 13.49 | 7.76 | 0.00 | 0.00 | 0.00 | 0.13 | 0.17 |
| Unsecured loans | 0.75 | 0.00 | 4.50 | 1.11 | 0.00 | 0.00 | 0.30 |
| Total debt | 14.24 | 7.76 | 4.50 | 1.11 | 0.00 | 0.13 | 0.47 |
| Total liabilities | 26.47 | 18.86 | 14.49 | 9.94 | 8.67 | 8.03 | 7.87 |
| Assets | |||||||
| Gross block | 0.11 | 0.11 | 0.09 | 0.03 | 0.40 | 0.40 | 0.40 |
| Net block | 0.04 | 0.06 | 0.06 | 0.01 | 0.14 | 0.20 | 0.25 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.66 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventories | 0.00 | 0.10 | 0.21 | 1.31 | 2.06 | 2.18 | 0.84 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.39 | 0.00 | 0.02 |
| Cash & bank balances | 0.24 | 2.82 | 0.35 | 1.62 | 1.45 | 0.05 | 0.03 |
| Loans & advances | 0.32 | 0.43 | 0.27 | 0.11 | 0.19 | 0.13 | 6.74 |
| Total current assets | 0.56 | 3.35 | 0.83 | 3.04 | 4.09 | 2.36 | 7.63 |
| Total current liabilities | 1.30 | 0.79 | 0.61 | 0.24 | 0.24 | 0.14 | 0.01 |
| Net working capital | (0.74) | 2.56 | 0.22 | 2.80 | 3.85 | 2.22 | 7.62 |
| Total assets | 26.47 | 18.86 | 14.49 | 9.94 | 8.67 | 8.03 | 7.87 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 2.82 | 0.35 | 1.62 | 1.45 | 0.05 | 0.03 | 0.55 |
| Net cash from operating activities | 1.86 | 1.83 | 1.92 | 1.45 | 0.59 | (0.30) | (0.79) |
| Net cash from investing activities | 0.00 | (0.02) | (0.13) | 0.10 | 0.00 | 0.00 | (0.09) |
| Net cash from financing activities | (4.44) | 0.65 | (3.05) | (1.38) | 0.80 | 0.33 | 0.36 |
| Net change in cash | (2.58) | 2.47 | (1.27) | 0.17 | 1.39 | 0.03 | (0.52) |
| Closing cash | 0.24 | 2.82 | 0.35 | 1.62 | 1.45 | 0.05 | 0.03 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +6.8% | +9.7% | -30.4% | -41.9% | +42.2% | -49.9% | - |
| EBITDA growth | -6.4% | +42.6% | +506.9% | -67.4% | +29.0% | +1250.0% | - |
| PBT growth | -19.9% | +24.8% | +577.3% | -70.3% | +15.6% | +9998.0% | - |
| Net income growth | -19.4% | +24.1% | +600.0% | -64.4% | +9.8% | +510.0% | - |
| Revenue CAGR (3Y) | -6.6% | -23.7% | -16.9% | -25.5% | -8.2% | -19.2% | +4.8% |
| EBITDA CAGR (3Y) | +100.9% | +41.3% | +36.6% | - | +73.6% | +184.4% | - |
| Profitability & leverage | |||||||
| Net income margin | +27.3% | +36.2% | +32.0% | +3.2% | +5.2% | +6.7% | -0.8% |
| Return on capital employed | - | +15.2% | +14.7% | +2.7% | +10.1% | +8.1% | -1.3% |
| Return on net worth | - | +13.3% | +11.8% | +1.7% | +5.4% | +5.2% | -1.5% |
| Debt / equity | - | 0.58 | 0.30 | 0.06 | 0.01 | 0.04 | 0.04 |
| Long-term debt / equity | - | 0.58 | 0.30 | 0.06 | 0.01 | 0.04 | 0.04 |
| Interest cover | 44.64 | 26.91 | 17.71 | 15.38 | 10.84 | 1.54 | -10.00 |
| Efficiency & per share | |||||||
| Fixed asset turnover | - | 38.80 | 59.17 | 23.40 | 21.65 | 15.23 | 31.18 |
| Inventory turnover | - | 25.03 | 4.67 | 2.99 | 4.08 | 4.03 | 11.26 |
| Debtors turnover | - | 0.00 | 0.00 | 25.79 | 44.41 | 609.00 | 1,216.00 |
| EPS (₹) | 1.57 | 1.94 | 1.54 | 0.21 | 0.62 | 0.56 | (0.15) |
| Dividend per share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (₹) | 0.00 | 15.39 | 13.86 | 12.26 | 12.03 | 10.97 | 10.27 |
Similar companies to Jindal Capital
Jindal Capital has 3 listed similar companies in our database, 1 of them funded. They include Manappuram Finance, IIFL Finance and L & T Finance Holdings.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| manappuram.com | 1992 | Valapad, India | $39.98M | 32,076 | Consumer and SME loans are provided by Manappuram Finance. | |
| iifl.com | 1995 | Mumbai, India | 16,076 | Online gold, home, personal, and business loans are provided. | ||
| ltfs.com | 1994 | Mumbai, India | 39,216 | Diversified lending services are provided as a non-banking financial institution. |
Detailed similar companies of Jindal Capital
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Top companies in Consumer and SME Loans
3 companies that operate in the same segment as Jindal Capital (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Frequently Asked Questions about Jindal Capital
Jindal Capital was founded in 1994.
Jindal Capital is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
The primary company behind Jindal Capital, Jindal Capital Limited, reported revenue of ₹4.30 Cr for FY 2026, up 7% year on year.
Jindal Capital was established in 1994 and is headquartered in Delhi, India. Financial services are offered, with a focus on loans for small and medium enterprises. Operations center on supporting business growth through targeted lending solutions in the Indian market. The company is directed by Managing Director Sadhu Ram Aggarwal, ensuring structured oversight in the sector.
Jindal Capital's top competitors include Manappuram Finance, L & T Finance Holdings and IIFL Finance.
Jindal Capital offers JCAP Loan against Property, JCAP Business Loan, and JCAP Personal Loan.
Yes, Jindal Capital is publicly traded on BSE under the ticker symbol JINDCAP.
Jindal Capital operates through Jindal Capital Limited.
The legal entities of Jindal Capital currently have 7 directors, including Sadhu Aggarwal Ram, Baij Nath Gupta, Sham Lal Singal and others.