J&K Bank

Srinagar, India Founded: 1938 • Age: 88 yrs Listed Fortune India 500 · #200
Commercial banking services are offered across India by JK Bank.
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About J&K Bank

J&K Bank is a publicly listed company based in Srinagar (India) founded in 1938. Commercial banking services are offered across India by JK Bank. The company has 12,510 employees. Its chief executive, as recorded, is Parvez Ahmad. Its website jkbank.com draws about 122 thousand monthly visits. Its Indian entity Jammu And Kashmir Bank Limited reported revenue of ₹7,783 Cr. J&K Bank offers products and services including Car Loan, Savings Account, Personal Loan, and Business Loan. Its focus areas include Banks and Commercial Banks. Similar companies include Axis Bank, HDFC Bank and Bandhan Bank; 1 of its 3 listed similar companies has raised funding.

Company details

JK Bank was established in 1938 as a commercial bank headquartered in Srinagar, India. Operations are focused on providing retail and corporate banking services, including deposits, loans, and digital solutions, primarily within Jammu and Kashmir and extending to other regions. Leadership is provided by CEO and Chairman Parvez Ahmad, with activities regulated under Indian banking norms.

J and K Bank is ranked #200 on the Fortune India 500 (2025).

Recognitions & Rankings of J&K Bank

Fortune India 500 2025 edition
Rank#200
Total income
₹13,688 Cr
Profit
₹2,082 Cr
Last year #203
  • Headquarters Srinagar, India
  • Employees 12,510
  • Stage Public
  • Sectors
    Financial Services
  • Website category Finance · Banking Credit and Lending
  • Email
    ••••••••
  • Phone
    •••• ••••
  • Website jkbank.com
  • Social LinkedIn X Facebook Instagram YouTube
  • Legal Name Jammu & Kashmir Bank Ltd.
Operational Areas
Financial Services → Banks
Key Metrics
  • Market Cap
    ₹13,462 Cr

    J&KBANK · NSE

  • Share Price
    ₹117.19

    -4.14% today

  • Revenue
    ₹6,833 Cr

    FY 2025-26 · -1.6% YoY

  • Net Profit
    ₹2,368 Cr

    FY 2025-26 · +13.5% YoY

  • P/E (TTM)
    5.7x

    P/B 0.8x

  • ROE
    16.9%

    as on 29 Oct 2026

  • Employee Count
    12,510

Products & Services of J&K Bank

J&K Bank offers a comprehensive portfolio of products and services, including Car Loan, Savings Account, Personal Loan, and Business Loan.

Car Loan
Loan Services

Financing for purchasing new and used vehicles.

Savings Account
Banking Accounts

Account for secure money saving with interest.

Personal Loan
Loan Services

Loans for education, consumption, and other needs.

Business Loan
Loan Services

Funding for commercial vehicles and trade.

Apps and channels of J&K Bank

J&K Bank publishes 1 mobile app with over 1M+ downloads; its YouTube channel J&K Bank has 26.6K subscribers and 30 videos.

JKB mPay Delight+
Google Play Finance Everyone Free 1M+ downloads
Developer: Jammu & Kashmir Bank
View on Google Play
J&K Bank
YouTube 26.6K subscribers 30 videos Science & Technology
Open channel

Videos from J&K Bank

The most watched videos on J&K Bank's YouTube channel, J&K Bank (26.6K subscribers). Click a video to play it here.

Mission Yuva Turning Small Ideas into Big Futures | J&K Bank
432.6K views
2X Returns? The Truth About Fake Investment Apps | J&K Bank
378K views
Work From Home Job Scam Exposed | Cyber fraud Awareness | J&K Bank
288.9K views
Investment App Scam | Digital Fraud Awareness | J&K Bank
280.8K views

More on J&K Bank.

Board of directors of Jammu And Kashmir Bank Limited (J&K Bank)

Jammu And Kashmir Bank Limited is the primary company behind J&K Bank. The board of Jammu And Kashmir Bank Limited currently have 12 directors; the longest-serving is Rajesh Kumar Chhibber, appointed in 2019. 75 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Rajesh Kumar Chhibber
DIN 08190084
Director10 Jun 20197 yrs 4 moJammu And Kashmir Bank Limited
Anand Kumar
DIN 03041018
Director03 Mar 20224 yrs 7 moJammu And Kashmir Bank Limited
Sudhir Gupta
DIN 09614492
Whole-time director14 Dec 20223 yrs 10 moJammu And Kashmir Bank Limited
Shahla Ayoub
DIN 09834993
Additional Director26 Dec 20223 yrs 10 moJammu And Kashmir Bank Limited
Mandeep K Bhandari
DIN 07310347
Director20 Oct 20233 yrsJammu And Kashmir Bank Limited
Amitava Chatterjee
DIN 07082989
Managing Director30 Dec 20241 yr 10 moJammu And Kashmir Bank Limited
Sanjiv Dayal
DIN 10926091
Nominee Director20 Jan 20251 yr 9 moJammu And Kashmir Bank Limited
Sankarasubramanian Krishnan
DIN 07261965
Director27 Mar 20251 yr 7 moJammu And Kashmir Bank Limited
Arun Gandotra
DIN 08907929
Director26 Aug 20251 yr 2 moJammu And Kashmir Bank Limited
Prafulla Premsukh Chhajed
DIN 03544734
Director18 Feb 20268 moJammu And Kashmir Bank Limited
Shailendra Kumar
DIN 07352828
Nominee Director02 Mar 20267 moJammu And Kashmir Bank Limited
Pravin Raghavendra
DIN 09686944
Additional Director23 Apr 20266 moJammu And Kashmir Bank Limited

People of J&K Bank

1 people are tracked at J&K Bank (1 in leadership); the tracked headcount is 12,510.

NameRoleGroup
Parvez Ahmad
CEO & ChairmanLeadership
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Complete people profiles for J&K Bank

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IPO & Listings of J&K Bank

J&K Bank is a publicly listed company on the NSE with ticker symbol J&KBANK in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • IPO date07 Jan 2000
  • Listed onBOM: 532209
  • Listed entityJammu & Kashmir Bank Ltd.
  • Exchange sectorFinance
  • ISININE168A01041
  • Share price₹138.75 (-0.3% on the day) · 2026-10-14
  • Market capitalisation₹15,334 Cr
  • Price to earnings6.6
  • EPS (diluted, trailing year)₹20.92
  • Dividend yield1.54%
  • Volume (last session)971,418

Financials of J&K Bank

Exchange-reported figures of Jammu And Kashmir Bank Limited, the listed company behind J&K Bank (NSE: J&KBANK).

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹6,833 Cr
-1.5% YoY
EBITDA
-
Profit After Tax
₹2,368 Cr
+13.5% YoY
Net Worth
₹16,500 Cr
+16.1% YoY
Total Assets
₹1,89,026 Cr
+11.5% YoY
Total Debt
₹1,68,773 Cr
+11.8% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue6,8336,9406,0435,5114,6654,4734,216
Revenue growth-1.6%+14.9%+9.7%+18.1%+4.3%+6.1%-
Profit before tax2,9642,9392,3881,786747537(1,144)
Net profit2,3682,0861,7701,199504435(1,183)
Balance sheet
Total assets1,89,0261,69,4941,54,5051,45,9131,30,5761,20,2731,08,829
Net worth16,50014,20812,1939,8968,0776,8026,346
Total debt1,68,7731,50,9351,37,6501,24,9191,17,0741,10,06299,805
Cash & bank7,8559,7838,1968,8998,7929,5049,793
Cash flow
Cash from operations(1,126)2,723(853)(407)(1,568)(14.17)4,374
Cash from investing(302)(102)(257)(124)(85.18)(75.98)(115)
Cash from financing(500)(1,034)407638941(199)(339)
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue1,8221,7161,7521,7711,5921,7201,8851,755
Revenue growth (YoY)+14.5%-0.2%-7.1%+0.9%-8.4%+9.7%--
Other income318217262280156253403242
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax718621862807635659810758
Tax17119563.18220140173225227
Net profit547425799588495486585532
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue6,8166,9246,0295,5024,6554,4634,253
Revenue growth-1.6%+14.8%+9.6%+18.2%+4.3%+4.9%-
Profit before tax2,9582,9342,3851,784743534(1,100)
Net profit2,3632,0821,7671,197502432(1,139)
Balance sheet
Total assets1,89,2601,69,5381,54,5271,45,9621,30,6021,20,2921,08,872
Net worth16,75014,25212,2369,9438,1076,8266,393
Total debt1,68,7851,50,9521,37,6611,24,9301,17,0811,10,07699,808
Cash & bank7,8269,7608,1778,8798,7859,4989,783
Cash flow
Cash from operations(1,132)2,718(851)(421)(1,568)(10.66)4,374
Cash from investing(302)(102)(257)(123)(85.14)(75.82)(114)
Cash from financing(500)(1,034)407638941(199)(339)
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue1,8171,7111,7471,7671,5881,7161,8821,751
Revenue growth (YoY)+14.5%-0.3%-7.2%+0.9%-8.3%+9.8%--
Other income315214259278154250402242
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax717619861806634658809758
Tax17019562.72219139173225226
Net profit546424798587494485585532

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 30 Oct 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue1,8221,7161,7521,7711,5921,7201,8851,755
Revenue growth (YoY)+14.5%-0.2%-7.1%+0.9%-8.4%+9.7%--
Other income318217262280156253403242
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax718621862807635659810758
Tax17119563.18220140173225227
Net profit547425799588495486585532
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue6,8336,9406,0435,5114,6654,4734,216
Revenue growth-1.6%+14.9%+9.7%+18.1%+4.3%+6.1%-
Other income9511,140838765753701509
Depreciation128168218158144134126
Profit before tax2,9642,9392,3881,786747537(1,144)
Tax59685261858724210239.36
Net profit2,3682,0861,7701,199504435(1,183)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital11011011010393.3071.3671.36
Reserves & surplus16,39014,09812,0839,7937,8906,7316,274
Shareholders' funds (net worth)16,50014,20812,1939,8968,0776,8026,346
Minority interest0.000.000.000.000.000.000.00
Secured loans3,4312,3832,8852,8922,3712,0152,020
Unsecured loans1,65,3421,48,5521,34,7651,22,0271,14,7031,08,04797,786
Total debt1,68,7731,50,9351,37,6501,24,9191,17,0741,10,06299,805
Total liabilities1,89,0261,69,4941,54,5051,45,9131,30,5761,20,2731,08,829
Assets
Investments40,52041,12234,90034,78033,78530,77422,990
Cash & bank balances7,8559,7838,1968,8998,7929,5049,793
Loans & advances15,48512,21315,39417,68415,65211,1409,576
Total assets1,89,0261,69,4941,54,5051,45,9131,30,5761,20,2731,08,829
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash9,7838,1968,8998,7929,5049,7935,872
Net cash from operating activities(1,126)2,723(853)(407)(1,568)(14.17)4,374
Net cash from investing activities(302)(102)(257)(124)(85.18)(75.98)(115)
Net cash from financing activities(500)(1,034)407638941(199)(339)
Net change in cash(1,928)1,587(702)107(712)(289)3,920
Closing cash7,8559,7838,1968,8998,7929,5049,793
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-1.6%+14.9%+9.7%+18.1%+4.3%+6.1%-
Net income growth+13.5%+17.9%+47.7%+137.6%+16.0%+136.7%-
Profitability & leverage
Return on net worth+16.9%+17.5%+18.1%+15.2%+7.8%+7.8%-20.8%
Efficiency & per share
EPS (₹)21.5018.9416.0711.625.416.09(16.58)
Dividend per share (₹)0.002.152.150.500.000.000.00
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue1,8171,7111,7471,7671,5881,7161,8821,751
Revenue growth (YoY)+14.5%-0.3%-7.2%+0.9%-8.3%+9.8%--
Other income315214259278154250402242
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax717619861806634658809758
Tax17019562.72219139173225226
Net profit546424798587494485585532
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue6,8166,9246,0295,5024,6554,4634,253
Revenue growth-1.6%+14.8%+9.6%+18.2%+4.3%+4.9%-
Other income9401,130825757744692546
Depreciation128168218158144134125
Profit before tax2,9582,9342,3851,784743534(1,100)
Tax59485161758724110239.36
Net profit2,3632,0821,7671,197502432(1,139)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital11011011010393.3071.3671.36
Reserves & surplus16,64014,14212,1269,8407,9206,7546,322
Shareholders' funds (net worth)16,75014,25212,2369,9438,1076,8266,393
Secured loans3,4312,3832,8852,8922,3712,0152,020
Unsecured loans1,65,3541,48,5691,34,7761,22,0381,14,7101,08,06197,788
Total debt1,68,7851,50,9521,37,6611,24,9301,17,0811,10,07699,808
Total liabilities1,89,2601,69,5381,54,5271,45,9621,30,6021,20,2921,08,872
Assets
Investments40,82241,21334,98734,82933,83530,81423,052
Cash & bank balances7,8269,7608,1778,8798,7859,4989,783
Loans & advances15,43912,17615,34217,69715,62811,1269,567
Total assets1,89,2601,69,5381,54,5271,45,9621,30,6021,20,2921,08,872
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash9,7608,1778,8798,7859,4989,7835,862
Net cash from operating activities(1,132)2,718(851)(421)(1,568)(10.66)4,374
Net cash from investing activities(302)(102)(257)(123)(85.14)(75.82)(114)
Net cash from financing activities(500)(1,034)407638941(199)(339)
Net change in cash(1,934)1,582(701)93.61(713)(285)3,921
Closing cash7,8269,7608,1778,8798,7859,4989,783
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-1.6%+14.8%+9.6%+18.2%+4.3%+4.9%-
Net income growth+13.5%+17.8%+47.6%+138.7%+16.1%+137.9%-
Profitability & leverage
Return on net worth+16.7%+17.4%+18.0%+15.1%+7.7%+7.7%-20.0%
Efficiency & per share
EPS (₹)21.4618.9116.0511.615.386.06(15.97)
Dividend per share (₹)0.002.152.150.500.000.000.00

Similar companies to J&K Bank

J&K Bank has 3 listed similar companies in our database, 1 of them funded. They include Axis Bank, HDFC Bank and Bandhan Bank.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
Axis Bank
axisbank.com1993Mumbai, India101,331
Provider of a commercial banking services
HDFC Bank
hdfcbank.com1994Mumbai, India213,527
Commercial and personal banking services are offered by HDFC Bank.
Bandhan Bank
bandhanbank.com2014Kolkata, India$259.27M158,632
Personal and business banking services are offered to underbanked markets.
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Detailed similar companies of JK Bank

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Web traffic of J&K Bank

The website of J&K Bank (jkbank.com) receives about 121.6K visits a month and ranks #308,340 among all websites worldwide, #4,564 in Banking Credit and Lending.

  • Monthly visits
    121.6K

    ▼ 4.8% vs previous month

  • Unique visitors
    59.6K

    per month

  • Global rank
    #308,340

    among all websites

  • Category rank
    #4,564

    Finance · Banking Credit and Lending

Similar websites

Websites whose visitors overlap most with J&K Bank. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
jkbankonline.com
jkbankonline.com
100%
#143,830–
HDFC Bank
hdfcbank.com
57%
54.1M#641View details
State Bank of India
sbi.co.in
56%
1.5M#42,736View details
Kotak Mahindra Bank
kotak.com
56%
4M#14,825View details
ICICI Bank
icicibank.com
56%
22.8M#1,388View details
••••••••••••••••.com••%•.•M#•••••–
••••••••••••••••.com••%•.•M#•••••–
••••••••••••••••.com••%•.•M#•••••–
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Top companies in Banks

3 companies that operate in the same segment as J&K Bank (Banks) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
AU Small Finance Bank
Collateralised loans for commercial vehicles are extended to rural entrepreneurs.
1996Jaipur, Rajasthan, IndiaUSD 118 MUSD 2.3 B50,950
Ujjivan Small Finance Bank
Small finance services are extended to underserved segments in India.
2005Bengaluru, Karnataka, IndiaUSD 153.96 M21,203
ESAF
Microfinance banking services are offered in India by ESAF.
1992Thrissur, Kerala, IndiaUSD 101.74 MUSD 474.19 M12,520
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Related news about J&K Bank

J&K Bank: CBIC Clarifies GST Exemption On FTP Notional Interest; Bank To Seek Quashing Of ₹8,330 Cr Tax Demands.
Exchange Update • 2 days ago
J&KBANK: Q2 GNPA 2.23% VS 2.37% (QOQ); Q2 NNPA 0.51% VS 0.60% (QOQ)
Exchange Update • 9 days ago
J&KBANK: Q2 SL NET PROFIT 5.5B RUPEES VS 4.9B (YOY); EST 5.1B
Exchange Update • 9 days ago
J&KBANK: Q2 REVENUE 37.3B RUPEES VS 32.9B (YOY)
Exchange Update • 9 days ago
J&K Bank: Bank’s Total Business Increased By 19.38% YoY To Rs 3,10,347 Cr As On September 30, 2026
Exchange Update • 9 days ago
J&K: Bank Reports 60% Of New Credit Boost From Retail, Agriculture, And MSME Sectors
Exchange Update • 9 days ago
Jammu & Kashmir Bank: Sells 0.5% Stake In PNB MetLife To MetLife International Holdings For ₹120.10 Crore.
Exchange Update • 15 days ago
J&K Bank signs escrow agreement for sale of 0.5% PNB MetLife stake for ₹120 crore - CNBC TV18
CNBCTV18 • 1 month ago
Jammu And Kashmir Bank: Signs Agreement To Sell PNB Metlife Stake At ₹117.20 Per Share For Total Of ₹120.10 Crore
Exchange Update • 1 month ago
Jammu And Kashmir Bank: To Host Analyst And Investor Meetings On September 28
Exchange Update • 1 month ago
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Frequently Asked Questions about J&K Bank

J&K Bank was founded in 1938.

J&K Bank is headquartered in Srinagar, India. It is registered at Srinagar, Jammu And Kashmir, India.

Parvez Ahmad is the CEO of J&K Bank, as recorded in our data.

J&K Bank has 12,510 employees.

The primary company behind J&K Bank, Jammu And Kashmir Bank Limited, reported revenue of ₹7,783 Cr for FY 2026, down 2% year on year.

JK Bank was established in 1938 as a commercial bank headquartered in Srinagar, India. Operations are focused on providing retail and corporate banking services, including deposits, loans, and digital solutions, primarily within Jammu and Kashmir and extending to other regions. Leadership is provided by CEO and Chairman Parvez Ahmad, with activities regulated under Indian banking norms.

J&K Bank's top competitors include Axis Bank, Bandhan Bank and HDFC Bank.

J&K Bank offers Car Loan, Savings Account, Personal Loan, and Business Loan.

Yes, J&K Bank is publicly traded on NSE under the ticker symbol J&KBANK.

J&K Bank operates through Jammu And Kashmir Bank Limited.

The legal entities of J&K Bank currently have 14 directors, including Anand Kumar, Shahla Ayoub, Rajesh Kumar Chhibber and others.

Yes. J&K Bank publishes JKB mPay Delight+, with over 1 million downloads.

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