JULO

Jakarta, Indonesia Founded: 2016 • Age: 10 yrs
Personal loans are provided via an online marketplace.

About JULO

JULO is a company based in Jakarta (Indonesia) founded in 2016 by Adrianus Hitijahubessy.. JULO has raised $105 million across 6 funding rounds from investors including Saison Card, Quona and Saratoga. JULO offers products and services including Dana Tunai, Paylater, and Tagihan Online. JULO operates in a competitive market with competitors including WeLab, Kredivo Holdings, UangMe, Pendanaan and GoPay, among others.

  • Headquarter Jakarta, Indonesia
  • Founders Adrianus Hitijahubessy
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Pt. Julo Teknologi Finansial
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $105 M (USD)

    in 6 rounds

  • Latest Funding Round
    $50 M (USD), Debt – Conventional

    Apr 13, 2022

  • Investors
    Saison Card

    & 11 more

  • Employee Count
    Employee Count
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Products & Services of JULO

JULO offers a comprehensive portfolio of products and services, including Dana Tunai, Paylater, and Tagihan Online. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Offers cash loans for immediate financial needs via app.

Enables deferred payments for online shopping transactions.

Facilitates online payments for utilities and services.

People of JULO
Headcount 200-500
Employee Profiles 23
Board Members and Advisors 2
Employee Profiles
People
Anggito Z.
Collection Analyst
People
Adrianus Hitijahubessy
Founder
People
Meilani Christina Hutagalung
Finance Specialist
People
Muhammad Luthfie
Operations

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Board Members and Advisors
people
Thadea Silvana
Commissioner
people
Abraham Hidayat
Commissioner

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Funding Insights of JULO

JULO has successfully raised a total of $105M across 6 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $50 million completed in April 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 6
  • Last Round Debt – Conventional — $50.0M
  • First Round
  • Investors Count 12
Date Amount Transaction Name Valuation Lead Investors Investors
Apr, 2022 Amount Series B - JULO Valuation Credit Saison
Apr, 2022 Amount Debt – Conventional - JULO Valuation

investors

Feb, 2022 Amount Series B - JULO Valuation Credit Saison
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in JULO

JULO has secured backing from 12 investors, including institutional and venture fund investors. Prominent investors backing the company include Saison Card, Quona and Saratoga. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Investor Description Founded Year Domain Location
Early-stage tech startups are funded by Skystar Capital venture fund.
Founded Year Domain Location
Private equity investments in Indonesia are managed by the firm.
Founded Year Domain Location
Venture capital firm investing in Southeast Asian startups and publishing reports on technology and sustainability.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by JULO

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - JULO

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Julo Comparisons

Employees
+
Add Comparison
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Competitors of JULO

JULO operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as WeLab, Kredivo Holdings, UangMe, Pendanaan and GoPay, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Financial products are offered through an online platform.
domain founded_year HQ Location
A consumer lending platform for financial applications is provided.
domain founded_year HQ Location
Personal loans are enabled via a P2P lending platform.
domain founded_year HQ Location
Short-term mobile loans are facilitated through an automated platform.
domain founded_year HQ Location
GoPay is recognized as a leading digital wallet in Indonesia.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Frequently Asked Questions about JULO

When was JULO founded?

JULO was founded in 2016 and raised its 1st funding round 1 year after it was founded.

Where is JULO located?

JULO is headquartered in Jakarta, Indonesia. It is registered at Jakarta, Jakarta, Indonesia.

Who is the current CEO of JULO?

Adrianus Hitijahubessy is the current CEO of JULO. They have also founded this company.

Is JULO a funded company?

JULO is a funded company, having raised a total of $105M across 6 funding rounds to date. The company's 1st funding round was a Series B of $60M, raised on Jul 19, 2017.

What does JULO do?

Founded in 2016 and based in Jakarta, Indonesia, JULO operates as a fintech platform in the personal lending sector. User registration is handled through personal documents, email, and mobile number verification. Creditworthiness is assessed using machine learning algorithms. Services encompass bill payments, fund withdrawals, and transaction management, with the application accessible on the Android platform.

Who are the top competitors of JULO?

JULO's top competitors include WeLab, Kredivo Holdings and UangMe.

What products or services does JULO offer?

JULO offers Dana Tunai, Paylater, and Tagihan Online.

Who are JULO's investors?

JULO has 12 investors. Key investors include Saison Card, Quona, Saratoga, Skystar Capital, and East Ventures.

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