About JULO
JULO is a company based in Jakarta (Indonesia) founded in 2016 by Adrianus Hitijahubessy. JULO has raised $105 million across 6 funding rounds from investors including Saison Card, Quona and Saratoga. JULO offers products and services including Dana Tunai, Paylater, and Tagihan Online. JULO operates in a competitive market with competitors including WeLab, Kredivo Holdings, UangMe, Pendanaan and GoPay, among others.
- Total Equity Funding$105M (USD)
in 6 rounds
- Latest Funding Round$50M (USD), Debt – Conventional
Apr 2022
- InvestorsSaison Card
& 11 more
Products & Services of JULO
JULO offers a comprehensive portfolio of products and services, including Dana Tunai, Paylater, and Tagihan Online.
Offers cash loans for immediate financial needs via app.
Enables deferred payments for online shopping transactions.
Facilitates online payments for utilities and services.
Apps and channels of JULO
JULO publishes 1 mobile app with over 10M+ downloads; its YouTube channel JULO has 88.3K subscribers and 30 videos.
Videos from JULO
The most watched videos on JULO's YouTube channel, JULO (88.3K subscribers). Click a video to play it here.
More on JULO.
Funding Insights of JULO
JULO has successfully raised a total of $105M across 6 strategic funding rounds. The most recent funding activity was a Debt – Conventional round of $50 million completed in April 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $105M
- Total Rounds 6
- Last Round Debt – Conventional — $50M
- Investors Count 12
All 6 funding rounds of JULO with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2022 | $30M | Series B | – | Credit Saison | |
| Apr 2022 | $50M | Debt – Conventional | – | – | |
| Feb 2022 | $60M | Series B | – | Credit Saison | – |
| Sep 2019 | $10M | Series A | – | Quona | |
| May 2018 | $5M | Series A | – | East Ventures | |
| Jul 2017 | – | Seed | – | – |
12 investors in total: 12 institutional.
Investors in JULO
JULO has secured backing from 12 investors, including institutional and venture fund investors. Prominent investors backing the company include Saison Card, Quona and Saratoga.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Early-stage tech startups are funded by Skystar Capital venture fund. | – | skystar.vc | Jakarta, Indonesia | |
Private equity investments in Indonesia are managed by the firm. | 1997 | saratoga-investama.com | Jakarta, Indonesia | |
Venture capital firm investing in Southeast Asian startups and publishing reports on technology and sustainability. | – | east.vc | - | |
Fintech investments focused on financial inclusion and global economic growth. | 2015 | quona.com | - | |
Corporate-backed venture capital is directed toward fintech and cloud sectors. | – | mdi.vc | Jakarta, Indonesia | |
Venture capital firm investing in early-stage tech startups | – | gobi.vc | Kuala Lumpur, Malaysia | |
Indonesian early-stage tech firms are funded by Central Capital Ventura. | – | centralcapital.vc | Jakarta, Indonesia | |
Early-stage tech investments in Asia are targeted by the firm. | – | convergencevc.com | Jakarta, Indonesia | |
Investments are focused on multiple sectors by Provident Capital Partners. | – | procap-partners.com | Singapore, Singapore | |
Credit cards and related financial services are provided in Japan. | 1951 | saisoncard.co.jp | Tokyo, Japan |
Investor details for JULO
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
People of JULO
25 people are tracked at JULO (3 in leadership, 2 in board & advisors, 20 in team).
| Name | Role | Group |
|---|---|---|
Adrianus Hitijahubessy | Co-Founder & CEO | Leadership |
Miko Brammada (Bram) | Head of Finance and Accounting | Leadership |
Listyo Febryantono | Head of Operations | Leadership |
Thadea Silvana | Commissioner | Board & advisors |
Abraham Hidayat | Commissioner | Board & advisors |
Anggito Z. | Collection Analyst | Team |
Meilani Christina Hutagalung | Finance Specialist | Team |
Muhammad Luthfie | Operations | Team |
Widya Ramadhani | Jr. Supervisor Operations Customer Service, Fraud, Disbursement | Team |
Ocky Rosalliya Agustina | Finance Manager | Team |
Rizky Agustina | Quality Assurance & Improvement Manager Processing | Team |
Rezky Pratama | Finance And Planning Analyst Support | Team |
Bimandhika M Putro | Finance and Accounting Officer | Team |
Krisna Leo Parista | Project Manager | Team |
Abriyanto Putra Setiawan Nugraha | Fraud Operation Team Lead | Team |
Ahmad Mushthafa Syauqi | Project Manager | Team |
Muhammad Husin Matondang | Associate Team Leader - Ops Fin Repayment | Team |
Amima Tusyadia | Fraud Operations Staff | Team |
Rizka Nur Awani | Repayment Operations | Team |
Rooy Ronald | AVP Operation | Team |
5 more people are available in the full profile.
Complete people profiles for JULO
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Timeline of JULO
3 dated milestones of JULO across 6 years, from founding to its latest funding, stage changes and deals.
- Founded JULO is founded.
- Funding First funding round.
- Funding Latest funding round, Debt – Conventional, of $50.0M.
Competitors of JULO
JULO operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as WeLab, Kredivo Holdings, UangMe, Pendanaan and GoPay, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| welab.co | 2013 | Hong Kong, China | $1.53B | – | Financial products are offered through an online platform. | |
| kredivocorp.com | 2015 | Jakarta, Indonesia | $660M | – | A consumer lending platform for financial applications is provided. | |
| uangme.id | 2018 | Jakarta, Indonesia | $31.92M | – | Personal loans are enabled via a P2P lending platform. | |
| pendanaan.com | 2016 | Jakarta, Indonesia | $1M | – | Short-term mobile loans are facilitated through an automated platform. | |
| gopay.co.id | 2016 | Kebayoran Baru, Indonesia | – | – | GoPay is recognized as a leading digital wallet in Indonesia. | |
| cairin.id | 2018 | Jakarta, Indonesia | – | – | Personal loans are provided to consumers via an Android app. | |
| tunaiku.com | 2014 | Jakarta, Indonesia | – | – | Functions as an online portal for unsecured personal loans, offering quick access to financing. | |
| pinjamyuk.co.id | 2017 | Kebon Jeruk, Indonesia | – | – | An online platform offering personal loans to users. | |
| pinjamango.co.id | 2017 | Jakarta, Indonesia | – | – | PinjamanGo provides online cash loan services authorized by OJK for individuals. |
Detailed competitors of JULO
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Web traffic of JULO
The website of JULO (julo.co.id) receives about 228.3K visits a month and ranks #203,445 among all websites worldwide, #3,158 in Banking Credit and Lending.
- Monthly visits228.3K
▲ 12.2% vs previous month
- Unique visitors117.1K
per month
- Global rank#203,445
among all websites
- Category rank#3,158
Finance · Banking Credit and Lending
- Bounce rate54%
- Pages per visit2.8
- Average visit58 sec
- DevicesDesktop 8% · Mobile 92%
Websites whose visitors overlap most with JULO. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| bankjatim.co.id | 100% | 192.1K | #82,248 | View details | |
| bri.co.id | 98% | 6.8M | #7,371 | View details | |
linkumkm.id | linkumkm.id | 94% | – | #346,947 | – |
nexapp.co | nexapp.co | 92% | – | #525,768 | – |
edufund.co.id | edufund.co.id | 92% | – | #487,350 | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
| •••••••••• | ••••••.com | ••% | •.•M | #••••• | – |
All 40 similar websites and full traffic analytics for JULO
The complete similar-websites list, audience overlap and engagement analytics require an active premium plan.
- 40 similar websites
- Audience overlap
- Engagement analytics
- Traffic by brand
Verified entity values are shown only after access is granted.
Latest news on Julo
Complete news archive for JULO
Full article history, source details, and older brand coverage require an active premium plan.
- Full article archive
- Source and publication date
- Older coverage
- Brand-specific news history
Verified entity values are shown only after access is granted.
Similar companies to JULO
10 companies that operate in the same segment as JULO (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 726 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 5,000 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | – | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 349.23 M | USD 106.45 M | 1,749 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | – | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – | |
Digital lending and instant credit lines are provided to individuals. | 2016 | Gurugram, Haryana, India | USD 115 M | USD 18.69 M | 81 | |
Personal loans and lines of credit are provided by Mogo. | 2008 | Vancouver, British Columbia, Canada | – | USD 49.45 M | – |
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Frequently Asked Questions about JULO
JULO was founded in 2016 and raised its 1st funding round 1 year after it was founded.
JULO is headquartered in Jakarta, Indonesia. It is registered at Jakarta, Jakarta, Indonesia.
Adrianus Hitijahubessy is the current CEO of JULO. They have also founded this company.
JULO is a funded company, having raised a total of $105M across 6 funding rounds to date.
Founded in 2016 and based in Jakarta, Indonesia, JULO operates as a fintech platform in the personal lending sector. User registration is handled through personal documents, email, and mobile number verification. Creditworthiness is assessed using machine learning algorithms. Services encompass bill payments, fund withdrawals, and transaction management, with the application accessible on the Android platform.
JULO's top competitors include WeLab, Kredivo Holdings and UangMe.
JULO offers Dana Tunai, Paylater, and Tagihan Online.
JULO has 12 investors. Key investors include Saison Card, Quona, Saratoga, Skystar Capital, and East Ventures.
JULO operates through Pt. Julo Teknologi Finansial.
Yes. JULO publishes JULO: Kredit Online & Pinjaman, with over 10 million downloads.
The website of JULO receives about 228 thousand visits a month and ranks #203,445 among all websites worldwide.