About Karappara Chit Funds
Karappara Chit Funds is a Financial Services company. Chit fund services for saving and borrowing in India. Its Indian entity Karappara Chit Funds Private Limited reported revenue of ₹51 Lakh. Karappara Chit Funds offers products and services including Chit Funds and Savings and Borrowing Plans. Its focus areas include Finance, Investment, Alternative Investments and Mutual Aid Schemes.
Company details
Karappara Chit Funds is identified as a fourth-generation family business with origins in the finance sector traced back to 1920, where it has been operated to provide chit funds as a viable saving and borrowing option for society. The entity was registered under the Indian Partnership Act in 1950 and incorporated under the Companies Act in 2013, expanding from Vakathanam to Kottayam. Over the decades, services have been extended to thousands of clients, with more than 5,000 chits registered, emphasizing trust and reliability in financial dealings.
- SectorsFinancial Services
- Email••••••••
- Website karapparachitfunds.com
- Legal Name Karappara Chit Funds Pvt. Ltd
- Date of Incorporation 11 Jun, 2012
- Jurisdiction Kottayam, Kerala, India
- Indian entity revenue₹51 Lakh
FY 2025 · +23% YoY
- Indian entity net profit₹14.4 Lakh
FY 2025 · 28% margin
- Indian entity EBITDA₹19.5 Lakh
FY 2025 · 38% margin
Associated legal entities of Karappara Chit Funds
Karappara Chit Funds operates through Karappara Chit Funds Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Karappara Chit Funds Private Limited CIN U65992KL2012PTC031420 | Active | 11 Jun 2012 | Kottayam, Kerala | ₹0.5 Cr | 4 | View details |
Products & Services of Karappara Chit Funds
Karappara Chit Funds offers a comprehensive portfolio of products and services, including Chit Funds and Savings and Borrowing Plans.
Chit funds are provided as a means for saving and borrowing, with plans offered in various durations and amounts to support financial needs.
These plans are offered to enable access to funds for expenses, featuring dividends and monthly installments across different chit values.
Board of directors of Karappara Chit Funds Private Limited (Karappara Chit Funds)
Karappara Chit Funds Private Limited is the primary company behind Karappara Chit Funds. The board of Karappara Chit Funds Private Limited currently have 4 directors; the longest-serving is Saji John, appointed in 2012. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Saji John DIN 05278403 | Director | 11 Jun 2012 | 14 yrs 5 mo | Karappara Chit Funds Private Limited |
| Sherin Saji John DIN 05278464 | Director | 11 Jun 2012 | 14 yrs 5 mo | Karappara Chit Funds Private Limited |
| Kevin John Alex DIN 07911405 | Director | 20 Jul 2023 | 3 yrs 3 mo | Karappara Chit Funds Private Limited |
| Mikhael Philip Alex DIN 11106628 | Additional Director | 19 May 2025 | 1 yr 5 mo | Karappara Chit Funds Private Limited |
Financials of Karappara Chit Funds
Figures of Karappara Chit Funds Private Limited, the primary company behind Karappara Chit Funds, for FY 2025. Revenue was ₹51 Lakh (+23% year on year). Net profit was ₹14.4 Lakh (28% margin). EBITDA was ₹19.5 Lakh (38% margin). Revenue has grown at a compounded annual rate of +4% over three years and +9% over five years.
- ₹51 LakhRevenue · FY 2025 · +23% YoY
- ₹14.4 LakhNet profit · 28% margin
- ₹19.5 LakhEBITDA · 38% margin
- ₹9 LakhPaid-up capital
- +4%Revenue CAGR, 3 years
- +9%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Karappara Chit Funds Private Limited are on its company page.
Detailed financial statements for Karappara Chit Funds
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Frequently Asked Questions about Karappara Chit Funds
The primary company behind Karappara Chit Funds, Karappara Chit Funds Private Limited, reported revenue of ₹51 Lakh for FY 2025, up 23% year on year.
Karappara Chit Funds is identified as a fourth-generation family business with origins in the finance sector traced back to 1920, where it has been operated to provide chit funds as a viable saving and borrowing option for society. The entity was registered under the Indian Partnership Act in 1950 and incorporated under the Companies Act in 2013, expanding from Vakathanam to Kottayam. Over the decades, services have been extended to thousands of clients, with more than 5,000 chits registered, emphasizing trust and reliability in financial dealings.
Karappara Chit Funds offers Chit Funds and Savings and Borrowing Plans.
Karappara Chit Funds operates through Karappara Chit Funds Private Limited.
The legal entities of Karappara Chit Funds currently have 4 directors, including Kevin John Alex, Saji John, Sherin Saji John and others.