Karnataka Bank

Mangaluru, India Founded: 1924 • Age: 102 yrs Listed Fortune India 500 · #256
Commercial banking services are provided across India.

About Karnataka Bank

Karnataka Bank is a publicly listed company based in Mangaluru (India) founded in 1924. Commercial banking services are provided across India. The company has 8,750 employees. Its chief executive, as recorded, is Srikrishnan Hari Hara Sarma. Its website karnatakabank.com draws about 15 thousand monthly visits. Its Indian entity The Karnataka Bank Limited reported revenue of β‚Ή5,925 Cr. Its focus areas include Banks and Commercial Banks. Similar companies include Axis Bank, Yes Bank and Bandhan Bank; 2 of its 3 listed similar companies have raised funding.

Company details

Karnataka Bank was founded in 1924 and is headquartered in Mangaluru, India. Operations are focused on the banking sector, where retail, corporate, and digital banking services are offered to customers nationwide. Deposits, loans, and financial products are managed through an extensive branch network and online platforms. The bank serves diverse segments including individuals, businesses, and rural economies in the Indian market.

Karnataka Bank is ranked #256 on the Fortune India 500 (2025).

Recognitions & Rankings of Karnataka Bank

Fortune India 500 2025 edition
Rank#256
Total income
₹10,283 Cr
Profit
₹1,273 Cr
India's Most Valuable Companies 2023 edition · Source: Hurun India
Rank#445
Valuation
₹8,061 Cr
  • Headquarters Mangaluru, India
  • Employees 8,750
  • Stage Public
  • Sectors
    Financial Services
  • Email
    β€’β€’β€’β€’β€’β€’β€’β€’
  • Phone
    β€’β€’β€’β€’ β€’β€’β€’β€’
  • Website karnatakabank.com
  • Social LinkedIn X Facebook
  • Legal Name Karnataka Bank Ltd.
Operational Areas
Key Metrics
  • Market Cap
    ₹13,851 Cr

    KTKBANK · NSE

  • Share Price
    ₹361.95

    -1.11% today

  • Revenue
    ₹4,522 Cr

    FY 2025-26 · -1.3% YoY

  • Net Profit
    ₹1,311 Cr

    FY 2025-26 · +3.0% YoY

  • P/E (TTM)
    8.5x

    P/B 1.0x

  • ROE
    10.8%

    as on 13 Nov 2026

  • Latest Funding Round
    $72.01M (USD), Post-IPO

    Apr 2024

  • Employee Count
    8,750

Funding Insights of Karnataka Bank

  • Total Rounds 1
  • Last Round Post-IPO β€” $72.01M
  • First Round $72.01M

    (Apr 2024)

All 1 funding rounds of Karnataka Bank with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.

DateAmountTransaction NameValuationLead InvestorsInvestors
Apr 2024$72.01MPost-IPO––
–

Board of directors of The Karnataka Bank Limited (Karnataka Bank)

The Karnataka Bank Limited is the primary company behind Karnataka Bank. The board of The Karnataka Bank Limited currently have 8 directors; the longest-serving is Balebail Rajagopal Ashok, appointed in 2019. 32 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Balebail Rajagopal Ashok
DIN 00415934
Director27 Aug 20197 yrs 2 moThe Karnataka Bank Limited
Panja Pradeep Kumar
DIN 03614568
Director19 Aug 20206 yrs 2 moThe Karnataka Bank Limited
Uma Shankar
DIN 07165728
Director01 Nov 20206 yrsThe Karnataka Bank Limited
Balakrishna Alse Shettwalli
DIN 08438552
Director26 May 20215 yrs 5 moThe Karnataka Bank Limited
Kalmanje Gururaj Acharya
DIN 02952524
Director26 Apr 20224 yrs 6 moThe Karnataka Bank Limited
Jeevandas Narayan
DIN 07656546
Director26 Apr 20224 yrs 6 moThe Karnataka Bank Limited
Harish Hassan Visweswara
DIN 08742808
Director01 Feb 20242 yrs 9 moThe Karnataka Bank Limited
Raghavendra Srinivas Bhat
DIN 11165725
Managing Director16 Jul 20251 yr 4 moThe Karnataka Bank Limited

People of Karnataka Bank

1 people are tracked at Karnataka Bank (1 in leadership); the tracked headcount is 8,750.

NameRoleGroup
CEO & MDLeadership
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IPO & Listings of Karnataka Bank

Karnataka Bank is a publicly listed company on the NSE with ticker symbol KTKBANK in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • IPO date27 Jul 2005
  • Listed onBOM: 532652
  • Listed entityKarnataka Bank Ltd.
  • Exchange sectorFinance
  • ISININE614B01018
  • Share price₹339.20 (-0.95% on the day) · 2026-10-14
  • Market capitalisation₹12,952 Cr
  • Price to earnings8.9
  • EPS (diluted, trailing year)₹37.95
  • Dividend yield1.46%
  • Volume (last session)1,342,734

Financials of Karnataka Bank

Exchange-reported figures of The Karnataka Bank Limited, the listed company behind Karnataka Bank (NSE: KTKBANK).

Financial Highlights

FY 2025-26 Β· Consolidated
Revenue
₹4,522 Cr
-1.3% YoY
EBITDA
-
Profit After Tax
₹1,311 Cr
+3.0% YoY
Net Worth
₹13,224 Cr
+9.4% YoY
Total Assets
₹1,29,495 Cr
+6.9% YoY
Total Debt
₹1,14,106 Cr
+6.9% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue4,5224,5804,6184,1783,4453,5873,292
Revenue growth-1.3%-0.8%+10.5%+21.3%-4.0%+9.0%-
Profit before tax1,6581,6411,5631,440694612522
Net profit1,3111,2731,3071,180508482432
Balance sheet
Total assets1,29,4951,21,1121,16,20499,16092,13085,72983,483
Net worth13,22412,08510,8488,2127,0946,6425,970
Total debt1,14,1061,06,7471,02,38788,93182,70177,41975,850
Cash & bank7,7367,9848,0536,1594,4375,3162,919
Cash flow
Cash from operations1,1002106811,830(467)3,368(89.60)
Cash from investing(87.82)(691)(369)(87.53)(56.43)(87.41)(56.05)
Cash from financing(1,260)4121,582(19.45)(355)(885)(545)
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue1,2731,2941,2421,0941,0721,1141,2091,092
Revenue growth (YoY)+18.8%+16.1%+2.7%+0.2%-2.9%-5.8%--
Other income290355399302343358428299
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax587552525357420357344349
Tax15213311766.1510164.0891.6365.70
Net profit436419408291319292253284
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue4,5224,5804,6184,1783,4453,5873,292
Revenue growth-1.3%-0.8%+10.5%+21.3%-4.0%+9.0%-
Profit before tax1,6581,6411,5631,441695612522
Net profit1,3101,2721,3061,180509483432
Balance sheet
Total assets1,29,4961,21,1131,16,20599,16191,67485,72983,483
Net worth13,22412,08510,8488,2137,0956,6425,970
Total debt1,14,1081,06,7481,02,38888,93182,70177,42075,850
Cash & bank7,7367,9848,0536,1594,4375,3162,919
Cash flow
Cash from operations1,100(321)6811,830(467)3,369(89.60)
Cash from investing(87.81)(161)(369)(87.42)(56.36)(87.40)(56.05)
Cash from financing(1,260)4121,582(19.95)(355)(885)(545)
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue1,2731,2941,2421,0941,0711,1141,2091,085
Revenue growth (YoY)+18.8%+16.1%+2.7%+0.9%-2.9%-5.8%--
Other income290355399302343358428292
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax587552525357420356344349
Tax15213311766.1510164.0991.5765.70
Net profit436419408291319292252284

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 14 Nov 2026
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue1,2731,2941,2421,0941,0721,1141,2091,092
Revenue growth (YoY)+18.8%+16.1%+2.7%+0.2%-2.9%-5.8%--
Other income290355399302343358428299
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax587552525357420357344349
Tax15213311766.1510164.0891.6365.70
Net profit436419408291319292253284
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue4,5224,5804,6184,1783,4453,5873,292
Revenue growth-1.3%-0.8%+10.5%+21.3%-4.0%+9.0%-
Other income1,4031,2701,3199939541,4041,262
Depreciation10785.1171.8886.4473.6773.5263.76
Profit before tax1,6581,6411,5631,440694612522
Tax34836825626118612990.25
Net profit1,3111,2731,3071,180508482432
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital378378377312311311311
Reserves & surplus12,84611,70710,4707,9006,7836,3315,660
Shareholders' funds (net worth)13,22412,08510,8488,2127,0946,6425,970
Minority interest0.000.000.000.000.000.000.00
Secured loans5,3291,9414,4001,5632,3141,7654,065
Unsecured loans1,08,7771,04,80697,98887,36880,38775,65471,785
Total debt1,14,1061,06,7471,02,38788,93182,70177,41975,850
Total liabilities1,29,4951,21,1121,16,20499,16092,13085,72983,483
Assets
Investments26,73724,53524,30023,32522,04021,63517,545
Cash & bank balances7,7367,9848,0536,1594,4375,3162,919
Loans & advances12,15211,06111,4148,8488,0516,4245,228
Total assets1,29,4951,21,1121,16,20499,16092,13085,72983,483
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash7,9848,0536,1594,4375,3162,9193,610
Net cash from operating activities1,1002106811,830(467)3,368(89.60)
Net cash from investing activities(87.82)(691)(369)(87.53)(56.43)(87.41)(56.05)
Net cash from financing activities(1,260)4121,582(19.45)(355)(885)(545)
Net change in cash(248)(68.97)1,8941,723(879)2,396(690)
Closing cash7,7367,9848,0536,1594,4375,3162,919
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-1.3%-0.8%+10.5%+21.3%-4.0%+9.0%-
Net income growth+3.0%-2.6%+10.8%+132.2%+5.3%+11.7%-
Profitability & leverage
Return on net worth+10.8%+11.6%+14.5%+16.5%+7.9%+8.3%+7.9%
Efficiency & per share
EPS (β‚Ή)34.6633.6834.6337.7716.3315.5213.89
Dividend per share (β‚Ή)5.005.005.505.004.001.800.00
ParticularsSep 2026Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024
Revenue1,2731,2941,2421,0941,0711,1141,2091,085
Revenue growth (YoY)+18.8%+16.1%+2.7%+0.9%-2.9%-5.8%--
Other income290355399302343358428292
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax587552525357420356344349
Tax15213311766.1510164.0991.5765.70
Net profit436419408291319292252284
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue4,5224,5804,6184,1783,4453,5873,292
Revenue growth-1.3%-0.8%+10.5%+21.3%-4.0%+9.0%-
Other income1,4031,2701,3199939541,4041,262
Depreciation10685.0671.8286.4173.6773.5263.76
Profit before tax1,6581,6411,5631,441695612522
Tax34836825626118612990.25
Net profit1,3101,2721,3061,180509483432
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital378378377312311311311
Reserves & surplus12,84611,70710,4717,9016,7846,3315,660
Shareholders' funds (net worth)13,22412,08510,8488,2137,0956,6425,970
Secured loans5,3291,9414,4001,5632,3141,7654,065
Unsecured loans1,08,7791,04,80797,98887,36880,38775,65571,785
Total debt1,14,1081,06,7481,02,38888,93182,70177,42075,850
Total liabilities1,29,4961,21,1131,16,20599,16191,67485,72983,483
Assets
Investments26,73924,53724,30223,32622,04121,63517,545
Cash & bank balances7,7367,9848,0536,1594,4375,3162,919
Loans & advances12,15211,06111,4138,8487,5956,4245,228
Total assets1,29,4961,21,1131,16,20599,16191,67485,72983,483
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash7,9848,0536,1594,4375,3162,9193,610
Net cash from operating activities1,100(321)6811,830(467)3,369(89.60)
Net cash from investing activities(87.81)(161)(369)(87.42)(56.36)(87.40)(56.05)
Net cash from financing activities(1,260)4121,582(19.95)(355)(885)(545)
Net change in cash(248)(69.57)1,8941,723(879)2,396(690)
Closing cash7,7367,9848,0536,1594,4375,3162,919
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-1.3%-0.8%+10.5%+21.3%-4.0%+9.0%-
Net income growth+3.0%-2.6%+10.7%+132.1%+5.4%+11.8%-
Profitability & leverage
Return on net worth+10.8%+11.6%+14.5%+16.5%+7.9%+8.3%+7.9%
Efficiency & per share
EPS (β‚Ή)34.6533.6734.6337.7916.3515.5213.89
Dividend per share (β‚Ή)5.005.005.505.004.001.800.00

Timeline of Karnataka Bank

3 dated milestones of Karnataka Bank across 100 years, from founding to its latest funding, stage changes and deals.

  1. Founded Karnataka Bank is founded.
  2. IPO Lists on the stock exchange (IPO).
  3. Funding First funding round of $72.0M.

Similar companies to Karnataka Bank

Karnataka Bank has 3 listed similar companies in our database, 2 of them funded. They include Axis Bank, Yes Bank and Bandhan Bank.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
axisbank.com1993Mumbai, India101,331
Provider of a commercial banking services
yesbank.in2004Mumbai, India$4.63M28,882
Commercial banking services are offered to individuals and businesses.
bandhanbank.com2014Kolkata, India$259.27M158,632
Personal and business banking services are offered to underbanked markets.
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Web traffic of Karnataka Bank

The website of Karnataka Bank (karnatakabank.com) receives about 14.7K visits a month.

  • Monthly visits
    14.7K

    ▼ 37.7% vs previous month

Similar websites

Websites whose visitors overlap most with Karnataka Bank. Affinity shows how closely the audiences match.

WebsiteDomainAudience affinityMonthly visitsGlobal rankProfile
dhanbank.com
100%
1.5K#793,251View details
corpbank.com
99%
View details
ktkbank.com
ktkbank.com
98%
–
icicibank.com
94%
22.8M#1,388View details
sbi.co.in
94%
1.5M#42,736View details
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’β€’.comβ€’β€’%β€’.β€’M#‒‒‒‒‒–
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Top companies in Banks

3 companies that operate in the same segment as Karnataka Bank (Banks) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Collateralised loans for commercial vehicles are extended to rural entrepreneurs.
1996Jaipur, Rajasthan, IndiaUSD 118 MUSD 2.3 B50,950
Small finance services are extended to underserved segments in India.
2005Bengaluru, Karnataka, IndiaUSD 153.96 M21,203
Microfinance banking services are offered in India by ESAF.
1992Thrissur, Kerala, IndiaUSD 101.74 MUSD 474.19 M12,520
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Related news about Karnataka Bank

KTKBANK: Q2 SL NET PROFIT 4.4B RUPEES VS 3.19B (YOY); EST 4.2B
Exchange Update β€’ 18 days ago
KTKBANK: Q2 GNPA 2.27% VS 2.58% (QOQ); Q2 NNPA 0.74% VS 0.87% (QOQ)
Exchange Update β€’ 18 days ago
Karnataka Bank: Reports Deposits Rose By 11.98% Year On Year As Of September 30; Gross Advances Increased By 24.94% Year Over Year.
Exchange Update β€’ 1 month ago
Karnataka Bank: Co Promotes Six Assistant General Managers To Deputy General Manager Starting September 19, 2026.
Exchange Update β€’ 1 month ago
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Frequently Asked Questions about Karnataka Bank

Karnataka Bank was founded in 1924 and raised its 1st funding round 100 years after it was founded.

Karnataka Bank is headquartered in Mangaluru, India. It is registered at Mangaluru, Karnataka, India.

Srikrishnan Hari Hara Sarma is the CEO of Karnataka Bank, as recorded in our data.

Karnataka Bank has 8,750 employees.

The primary company behind Karnataka Bank, The Karnataka Bank Limited, reported revenue of β‚Ή5,925 Cr for FY 2026, down 1% year on year.

Karnataka Bank was founded in 1924 and is headquartered in Mangaluru, India. Operations are focused on the banking sector, where retail, corporate, and digital banking services are offered to customers nationwide. Deposits, loans, and financial products are managed through an extensive branch network and online platforms. The bank serves diverse segments including individuals, businesses, and rural economies in the Indian market.

Karnataka Bank's top competitors include Yes Bank, Axis Bank and Bandhan Bank.

Yes, Karnataka Bank is publicly traded on NSE under the ticker symbol KTKBANK.

Karnataka Bank operates through The Karnataka Bank Limited.

The legal entities of Karnataka Bank currently have 10 directors, including Uma Shankar, Balakrishna Alse Shettwalli, Kalmanje Gururaj Acharya and others.

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