About KJMC Finserv Group
KJMC Finserv Group is a publicly listed company based in Mumbai (India) founded in 1988. Corporate advisory firm. The company has 1 employees. Its Indian entity Kjmc Financial Services Limited reported revenue of βΉ6.88 Cr. Its focus areas include Consumer and SME Loans, Diversified, Investment Industry and Investment Banks.
Company details
KJMC Finserv Group corporate advisory firm, focusing on offering financial products and advice, consumer and sme loans, and diversified. It serves clients with dedicated solutions, emphasizing quality, innovation, and sustainable growth in its core markets. It continues to evolve, meeting industry challenges with strategic approaches.
- Headquarters Mumbai, India
- Employees 1
- Stage Public
- SectorsFinancial Services
- Emailβ’β’β’β’β’β’β’β’
- Phoneβ’β’β’β’ β’β’β’β’
- Website kjmcfinserv.com
- Social LinkedIn Facebook
- Legal Name Kjmc Financial Services Limited
- Market Cap₹26.74 Cr
KJMCFIN · NSE
- Share Price₹56.14
+0.48% today
- Revenue₹6.50 Cr
FY 2025-26 · +32.1% YoY
- EBITDA₹3.84 Cr
Margin 59.1%
- Net Profit₹1.69 Cr
FY 2025-26 · +96.5% YoY
- P/E (TTM)11.4x
P/B 0.3x
- ROE1.3%
ROCE 2.6%
- Debt / Equity0.07
Interest cover 37.3x
- Employee Count1
Associated legal entities of KJMC Finserv Group
KJMC Finserv Group operates through Kjmc Financial Services Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2026) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Kjmc Financial Services Limited Listed CIN L65100MH1988PLC047873 | Active | 29 Jun 1988 | Mumbai, Maharashtra | ₹6.9 Cr | 1 | 8 | View details |
Board of directors of Kjmc Financial Services Limited (KJMC Finserv Group)
Kjmc Financial Services Limited is the primary company behind KJMC Finserv Group. The board of Kjmc Financial Services Limited currently have 6 directors; the longest-serving is Girish Inderchand Jain, appointed in 1994. 26 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Girish Inderchand Jain DIN 00151673 | Director | 21 Sep 1994 | 32 yrs 1 mo | Kjmc Financial Services Limited |
| Rajnesh Inderchand Jain DIN 00151988 | Whole-time director | 30 Jun 2001 | 25 yrs 4 mo | Kjmc Financial Services Limited |
| Shraddha Rajnesh Jain DIN 00156306 | Director | 22 May 2019 | 7 yrs 5 mo | Kjmc Financial Services Limited |
| Vijay Indukumar Joshi DIN 00151550 | Director | 07 Sep 2020 | 6 yrs 1 mo | Kjmc Financial Services Limited |
| Shyam Ramsharan Khandelwal DIN 05147157 | Director | 10 Aug 2024 | 2 yrs 2 mo | Kjmc Financial Services Limited |
| Suhas Narayan Sahakari DIN 08168414 | Director | 10 Aug 2024 | 2 yrs 2 mo | Kjmc Financial Services Limited |
People of KJMC Finserv Group
3 people are tracked at KJMC Finserv Group (3 in leadership); the tracked headcount is 1.
| Name | Role | Group |
|---|---|---|
| Chairman | Leadership | |
| Director | Leadership | |
| Director | Leadership |
Complete people profiles for KJMC Finserv Group
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
IPO & Listings of KJMC Finserv Group
KJMC Finserv Group is a publicly listed company on the BSE with ticker symbol KJMCFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.
- IPO date19 May 1995
- Listed onBSE: 532304
- Listed entityKJMC Financial Services Limited
- Exchange sectorFinance
- ISININE533C01018
- Share price₹58.31 (+6.02% on the day) · 2026-05-11
- Volume (last session)881
- Analyst consensusNo rating
Financials of KJMC Finserv Group
Exchange-reported figures of Kjmc Financial Services Limited, the listed company behind KJMC Finserv Group (NSE: KJMCFIN).
Financial Highlights
FY 2025-26 Β· ConsolidatedRevenue vs Net Profit ₹ Cr
Margin trends
Financial summary ₹ Cr
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 6.50 | 4.92 | 4.63 | 3.01 | 3.69 | 1.78 | 2.28 |
| Revenue growth | +32.1% | +6.3% | +53.8% | -18.4% | +107.3% | -21.9% | - |
| EBITDA | 3.84 | 2.15 | 2.27 | 0.20 | 0.81 | (1.03) | (0.15) |
| EBITDA margin | +59.1% | +43.7% | +49.0% | +6.6% | +22.0% | -57.9% | -6.6% |
| Profit before tax | 2.50 | 1.32 | 1.42 | (0.65) | (0.18) | (1.97) | (1.67) |
| Net profit | 1.69 | 0.86 | 0.85 | (0.91) | (0.51) | (1.53) | (1.64) |
| Net profit margin | +26.0% | +17.5% | +18.4% | -30.2% | -13.8% | -86.0% | -71.9% |
| EPS (βΉ) | 3.55 | 1.77 | 1.80 | (1.93) | (1.06) | (3.20) | (3.44) |
| Balance sheet | |||||||
| Total assets | 116 | 177 | 139 | 91.93 | 90.57 | 76.51 | 41.18 |
| Net worth | 100 | 173 | 132 | 83.52 | 84.92 | 71.47 | 26.96 |
| Total debt | 13.66 | 4.41 | 7.23 | 8.41 | 5.65 | 5.03 | 14.23 |
| Cash & bank | 0.15 | 0.42 | 0.36 | 0.45 | 0.40 | 0.28 | 6.99 |
| Net working capital | 0.70 | 1.32 | 1.18 | 0.68 | 2.51 | 2.07 | 8.98 |
| Cash flow | |||||||
| Cash from operations | (9.60) | 1.39 | 3.38 | (3.51) | (1.24) | 0.58 | (1.19) |
| Cash from investing | 1.35 | 2.33 | (1.56) | 0.74 | 1.71 | 2.81 | 1.50 |
| Cash from financing | 7.98 | (3.66) | (1.92) | 2.83 | (0.36) | (10.09) | (0.25) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3.38 | 0.87 | 1.60 | 1.85 | 2.14 | 0.05 | 1.27 | 2.02 |
| Revenue growth (YoY) | +57.9% | +1640.0% | +26.0% | -8.4% | +35.4% | - | - | - |
| Other income | 0.07 | 0.07 | 0.07 | 0.18 | 0.08 | 0.17 | 0.09 | 0.09 |
| EBITDA | 2.79 | 0.20 | 0.88 | 1.11 | 1.63 | (0.38) | 0.33 | 1.35 |
| EBITDA margin | +82.5% | +23.0% | +55.0% | +60.0% | +76.2% | -760.0% | +26.0% | +66.8% |
| Depreciation | 0.12 | 0.13 | 0.14 | 0.10 | 0.10 | 0.11 | 0.11 | 0.11 |
| Interest | 0.30 | 0.39 | 0.43 | 0.26 | 0.18 | 0.24 | 0.25 | 0.16 |
| Profit before tax | 2.44 | (0.25) | 0.38 | 0.93 | 1.43 | (0.56) | 0.06 | 1.17 |
| Tax | 0.65 | 0.01 | 0.17 | 0.24 | 0.35 | (0.10) | 0.00 | 0.42 |
| Net profit | 1.79 | (0.26) | 0.21 | 0.69 | 1.08 | (0.46) | 0.06 | 0.75 |
| EPS (βΉ) | 3.70 | (0.58) | 0.48 | 1.38 | 2.26 | (1.01) | 0.05 | 1.55 |
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | 5.93 | 4.92 | 4.63 | 3.01 | 3.65 | 1.78 | 2.27 |
| Revenue growth | +20.5% | +6.3% | +53.8% | -17.5% | +105.1% | -21.6% | - |
| EBITDA | 3.66 | 2.17 | 2.29 | 0.20 | 0.78 | (1.03) | (0.15) |
| EBITDA margin | +61.7% | +44.1% | +49.5% | +6.6% | +21.4% | -57.9% | -6.6% |
| Profit before tax | 2.34 | 1.19 | 1.37 | (0.63) | (0.11) | (1.83) | (1.53) |
| Net profit | 1.62 | 0.80 | 0.90 | (0.89) | (0.44) | (1.39) | (1.50) |
| Net profit margin | +27.3% | +16.3% | +19.4% | -29.6% | -12.1% | -78.1% | -66.1% |
| EPS (βΉ) | 3.41 | 1.70 | 1.89 | (1.87) | (0.90) | (2.92) | (3.15) |
| Balance sheet | |||||||
| Total assets | 97.77 | 144 | 115 | 76.71 | 75.42 | 62.74 | 37.21 |
| Net worth | 84.12 | 140 | 108 | 68.90 | 70.32 | 59.03 | 24.25 |
| Total debt | 13.66 | 4.41 | 7.23 | 7.82 | 5.10 | 3.71 | 12.96 |
| Cash & bank | 0.15 | 0.41 | 0.34 | 0.41 | 0.37 | 0.25 | 6.97 |
| Net working capital | 0.64 | 1.31 | 1.16 | 0.64 | 2.46 | 2.05 | 8.97 |
| Cash flow | |||||||
| Cash from operations | (8.35) | 1.33 | 4.30 | (2.58) | (1.28) | 0.57 | (1.23) |
| Cash from investing | 0.10 | 2.40 | (3.06) | (0.21) | 0.86 | 2.72 | 1.54 |
| Cash from financing | 7.98 | (3.66) | (1.31) | 2.83 | 0.54 | (10.01) | (0.23) |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3.04 | 0.85 | 1.38 | 1.57 | 2.14 | 0.05 | 1.27 | 2.02 |
| Revenue growth (YoY) | +42.1% | +1600.0% | +8.7% | -22.3% | +35.4% | - | - | - |
| Other income | 0.08 | 0.07 | 0.07 | 0.18 | 0.07 | 0.21 | 0.03 | 0.03 |
| Total expenses | 0.49 | 0.52 | 0.60 | 0.64 | 0.51 | 0.43 | 0.93 | 0.67 |
| EBITDA | 2.55 | 0.33 | 0.78 | 0.93 | 1.63 | (0.38) | 0.34 | 1.35 |
| EBITDA margin | +83.9% | +38.8% | +56.5% | +59.2% | +76.2% | -760.0% | +26.8% | +66.8% |
| Depreciation | 0.12 | 0.13 | 0.14 | 0.10 | 0.10 | 0.11 | 0.11 | 0.11 |
| Interest | 0.30 | 0.39 | 0.43 | 0.26 | 0.18 | 0.24 | 0.25 | 0.16 |
| Profit before tax | 2.21 | (0.12) | 0.28 | 0.75 | 1.42 | (0.52) | 0.01 | 1.11 |
| Tax | 0.58 | 0.04 | 0.14 | 0.19 | 0.35 | (0.10) | 0.00 | 0.41 |
Financial Statements
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3.38 | 0.87 | 1.60 | 1.85 | 2.14 | 0.05 | 1.27 | 2.02 |
| Revenue growth (YoY) | +57.9% | +1640.0% | +26.0% | -8.4% | +35.4% | - | - | - |
| Other income | 0.07 | 0.07 | 0.07 | 0.18 | 0.08 | 0.17 | 0.09 | 0.09 |
| EBITDA | 2.79 | 0.20 | 0.88 | 1.11 | 1.63 | (0.38) | 0.33 | 1.35 |
| EBITDA margin | +82.5% | +23.0% | +55.0% | +60.0% | +76.2% | -760.0% | +26.0% | +66.8% |
| Depreciation | 0.12 | 0.13 | 0.14 | 0.10 | 0.10 | 0.11 | 0.11 | 0.11 |
| Interest | 0.30 | 0.39 | 0.43 | 0.26 | 0.18 | 0.24 | 0.25 | 0.16 |
| Profit before tax | 2.44 | (0.25) | 0.38 | 0.93 | 1.43 | (0.56) | 0.06 | 1.17 |
| Tax | 0.65 | 0.01 | 0.17 | 0.24 | 0.35 | (0.10) | 0.00 | 0.42 |
| Net profit | 1.79 | (0.26) | 0.21 | 0.69 | 1.08 | (0.46) | 0.06 | 0.75 |
| EPS (βΉ) | 3.70 | (0.58) | 0.48 | 1.38 | 2.26 | (1.01) | 0.05 | 1.55 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 6.50 | 4.92 | 4.63 | 3.01 | 3.69 | 1.78 | 2.28 |
| Revenue growth | +32.1% | +6.3% | +53.8% | -18.4% | +107.3% | -21.9% | - |
| Other income | 0.38 | 0.45 | 0.14 | 0.11 | 0.10 | 0.18 | 0.09 |
| Total expenses | 2.66 | 2.77 | 2.36 | 2.81 | 2.88 | 2.81 | 2.43 |
| Employee cost | 0.93 | 1.02 | 1.18 | 1.22 | 1.57 | 1.57 | 1.59 |
| EBITDA | 3.84 | 2.15 | 2.27 | 0.20 | 0.81 | (1.03) | (0.15) |
| EBITDA margin | +59.1% | +43.7% | +49.0% | +6.6% | +22.0% | -57.9% | -6.6% |
| Depreciation | 0.46 | 0.44 | 0.30 | 0.20 | 0.11 | 0.19 | 0.29 |
| Interest | 1.26 | 0.84 | 0.69 | 0.76 | 0.98 | 0.93 | 1.32 |
| Profit before tax | 2.50 | 1.32 | 1.42 | (0.65) | (0.18) | (1.97) | (1.67) |
| Tax | 0.78 | 0.39 | 0.47 | 0.26 | 0.33 | (0.44) | (0.02) |
| Net profit | 1.69 | 0.86 | 0.85 | (0.91) | (0.51) | (1.53) | (1.64) |
| Net profit margin | +26.0% | +17.5% | +18.4% | -30.2% | -13.8% | -86.0% | -71.9% |
| EPS (βΉ) | 3.55 | 1.77 | 1.80 | (1.93) | (1.06) | (3.20) | (3.44) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 |
| Reserves & surplus | 95.23 | 168 | 127 | 78.73 | 80.13 | 66.68 | 22.17 |
| Shareholders' funds (net worth) | 100 | 173 | 132 | 83.52 | 84.92 | 71.47 | 26.96 |
| Minority interest | 2.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Secured loans | 13.32 | 3.61 | 6.14 | 7.53 | 3.99 | 2.59 | 11.33 |
| Unsecured loans | 0.34 | 0.80 | 1.09 | 0.88 | 1.66 | 2.44 | 2.90 |
| Total debt | 13.66 | 4.41 | 7.23 | 8.41 | 5.65 | 5.03 | 14.23 |
| Total liabilities | 116 | 177 | 139 | 91.93 | 90.57 | 76.51 | 41.18 |
| Assets | |||||||
| Gross block | 7.28 | 7.43 | 3.37 | 3.34 | 3.07 | 2.57 | 2.56 |
| Net block | 4.90 | 4.58 | 0.71 | 0.92 | 0.85 | 0.18 | 0.36 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 112 | 190 | 142 | 87.14 | 86.50 | 74.68 | 25.67 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 0.15 | 0.42 | 0.36 | 0.45 | 0.40 | 0.28 | 6.99 |
| Loans & advances | 1.24 | 1.53 | 1.38 | 0.99 | 2.78 | 2.49 | 2.45 |
| Total current assets | 1.39 | 1.95 | 1.74 | 1.44 | 3.18 | 2.77 | 9.44 |
| Total current liabilities | 0.69 | 0.63 | 0.56 | 0.76 | 0.67 | 0.70 | 0.46 |
| Net working capital | 0.70 | 1.32 | 1.18 | 0.68 | 2.51 | 2.07 | 8.98 |
| Total assets | 116 | 177 | 139 | 91.93 | 90.57 | 76.51 | 41.18 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.42 | 0.36 | 0.45 | 0.40 | 0.28 | 6.99 | 6.92 |
| Net cash from operating activities | (9.60) | 1.39 | 3.38 | (3.51) | (1.24) | 0.58 | (1.19) |
| Net cash from investing activities | 1.35 | 2.33 | (1.56) | 0.74 | 1.71 | 2.81 | 1.50 |
| Net cash from financing activities | 7.98 | (3.66) | (1.92) | 2.83 | (0.36) | (10.09) | (0.25) |
| Net change in cash | (0.27) | 0.06 | (0.10) | 0.06 | 0.12 | (6.71) | 0.07 |
| Closing cash | 0.15 | 0.42 | 0.36 | 0.45 | 0.40 | 0.28 | 6.99 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +32.1% | +6.3% | +53.8% | -18.4% | +107.3% | -21.9% | - |
| EBITDA growth | +78.6% | -5.3% | +1035.0% | -75.3% | +178.6% | -586.7% | - |
| PBT growth | +89.4% | -7.0% | +9998.0% | -261.1% | +90.9% | -18.0% | -142.0% |
| Net income growth | +96.5% | +1.2% | +193.4% | -78.4% | +66.7% | +6.7% | - |
| Revenue CAGR (3Y) | +29.3% | +10.1% | +37.5% | +9.7% | +11.8% | -36.5% | -8.3% |
| EBITDA CAGR (3Y) | +167.8% | +38.5% | - | - | +8.7% | - | - |
| Profitability & leverage | |||||||
| Net income margin | +26.5% | +18.9% | +20.5% | -30.2% | -13.8% | -86.0% | -72.4% |
| Return on capital employed | +2.6% | +1.3% | +1.8% | 0.0% | 0.0% | 0.0% | -0.9% |
| Return on net worth | +1.3% | +0.6% | +0.9% | 0.0% | 0.0% | 0.0% | -6.1% |
| Debt / equity | 0.07 | 0.04 | 0.07 | 0.08 | 0.07 | 0.20 | 0.51 |
| Long-term debt / equity | 0.07 | 0.04 | 0.07 | 0.08 | 0.07 | 0.11 | 0.16 |
| Interest cover | 37.28 | 49.12 | 35.03 | - | 140.00 | -76.23 | -300.00 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.94 | 0.99 | 1.42 | 0.97 | 1.28 | 0.76 | 0.98 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (βΉ) | 3.55 | 1.77 | 1.80 | (1.93) | (1.06) | (3.20) | (3.44) |
| Dividend per share (βΉ) | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 208.99 | 361.66 | 275.56 | 174.52 | 177.44 | 149.34 | 56.32 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3.04 | 0.85 | 1.38 | 1.57 | 2.14 | 0.05 | 1.27 | 2.02 |
| Revenue growth (YoY) | +42.1% | +1600.0% | +8.7% | -22.3% | +35.4% | - | - | - |
| Other income | 0.08 | 0.07 | 0.07 | 0.18 | 0.07 | 0.21 | 0.03 | 0.03 |
| Total expenses | 0.49 | 0.52 | 0.60 | 0.64 | 0.51 | 0.43 | 0.93 | 0.67 |
| EBITDA | 2.55 | 0.33 | 0.78 | 0.93 | 1.63 | (0.38) | 0.34 | 1.35 |
| EBITDA margin | +83.9% | +38.8% | +56.5% | +59.2% | +76.2% | -760.0% | +26.8% | +66.8% |
| Depreciation | 0.12 | 0.13 | 0.14 | 0.10 | 0.10 | 0.11 | 0.11 | 0.11 |
| Interest | 0.30 | 0.39 | 0.43 | 0.26 | 0.18 | 0.24 | 0.25 | 0.16 |
| Profit before tax | 2.21 | (0.12) | 0.28 | 0.75 | 1.42 | (0.52) | 0.01 | 1.11 |
| Tax | 0.58 | 0.04 | 0.14 | 0.19 | 0.35 | (0.10) | 0.00 | 0.41 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Revenue | 5.93 | 4.92 | 4.63 | 3.01 | 3.65 | 1.78 | 2.27 |
| Revenue growth | +20.5% | +6.3% | +53.8% | -17.5% | +105.1% | -21.6% | - |
| Other income | 0.40 | 0.30 | 0.06 | 0.08 | 0.08 | 0.18 | 0.09 |
| Total expenses | 2.27 | 2.75 | 2.34 | 2.81 | 2.87 | 2.81 | 2.42 |
| Employee cost | 0.86 | 1.02 | 1.14 | 1.13 | 1.48 | 1.42 | 1.43 |
| EBITDA | 3.66 | 2.17 | 2.29 | 0.20 | 0.78 | (1.03) | (0.15) |
| EBITDA margin | +61.7% | +44.1% | +49.5% | +6.6% | +21.4% | -57.9% | -6.6% |
| Depreciation | 0.46 | 0.44 | 0.30 | 0.20 | 0.11 | 0.19 | 0.29 |
| Interest | 1.26 | 0.84 | 0.68 | 0.71 | 0.86 | 0.79 | 1.18 |
| Profit before tax | 2.34 | 1.19 | 1.37 | (0.63) | (0.11) | (1.83) | (1.53) |
| Tax | 0.72 | 0.39 | 0.47 | 0.26 | 0.33 | (0.44) | (0.03) |
| Net profit | 1.62 | 0.80 | 0.90 | (0.89) | (0.44) | (1.39) | (1.50) |
| Net profit margin | +27.3% | +16.3% | +19.4% | -29.6% | -12.1% | -78.1% | -66.1% |
| EPS (βΉ) | 3.41 | 1.70 | 1.89 | (1.87) | (0.90) | (2.92) | (3.15) |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Equity & liabilities | |||||||
| Share capital | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 | 4.79 |
| Reserves & surplus | 79.33 | 135 | 103 | 64.11 | 65.53 | 54.24 | 19.46 |
| Shareholders' funds (net worth) | 84.12 | 140 | 108 | 68.90 | 70.32 | 59.03 | 24.25 |
| Secured loans | 13.32 | 3.61 | 6.14 | 7.53 | 3.99 | 2.59 | 11.33 |
| Unsecured loans | 0.34 | 0.80 | 1.09 | 0.29 | 1.11 | 1.12 | 1.63 |
| Total debt | 13.66 | 4.41 | 7.23 | 7.82 | 5.10 | 3.71 | 12.96 |
| Total liabilities | 97.77 | 144 | 115 | 76.71 | 75.42 | 62.74 | 37.21 |
| Assets | |||||||
| Gross block | 7.28 | 7.43 | 3.37 | 3.34 | 3.07 | 2.57 | 2.56 |
| Net block | 4.90 | 4.58 | 0.71 | 0.92 | 0.85 | 0.18 | 0.36 |
| Capital work in progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 92.49 | 157 | 118 | 71.96 | 71.40 | 60.94 | 21.72 |
| Inventories | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Sundry debtors | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash & bank balances | 0.15 | 0.41 | 0.34 | 0.41 | 0.37 | 0.25 | 6.97 |
| Loans & advances | 1.09 | 1.53 | 1.38 | 0.98 | 2.77 | 2.49 | 2.45 |
| Total current assets | 1.24 | 1.94 | 1.72 | 1.39 | 3.14 | 2.74 | 9.42 |
| Total current liabilities | 0.60 | 0.63 | 0.56 | 0.75 | 0.68 | 0.69 | 0.45 |
| Net working capital | 0.64 | 1.31 | 1.16 | 0.64 | 2.46 | 2.05 | 8.97 |
| Total assets | 97.77 | 144 | 115 | 76.71 | 75.42 | 62.74 | 37.21 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Opening cash | 0.41 | 0.34 | 0.41 | 0.37 | 0.25 | 6.97 | 6.90 |
| Net cash from operating activities | (8.35) | 1.33 | 4.30 | (2.58) | (1.28) | 0.57 | (1.23) |
| Net cash from investing activities | 0.10 | 2.40 | (3.06) | (0.21) | 0.86 | 2.72 | 1.54 |
| Net cash from financing activities | 7.98 | (3.66) | (1.31) | 2.83 | 0.54 | (10.01) | (0.23) |
| Net change in cash | (0.27) | 0.07 | (0.07) | 0.04 | 0.12 | (6.72) | 0.07 |
| Closing cash | 0.15 | 0.41 | 0.34 | 0.41 | 0.37 | 0.25 | 6.97 |
| Particulars | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|---|---|
| Growth | |||||||
| Sales growth | +20.5% | +6.3% | +53.8% | -17.5% | +105.1% | -21.6% | - |
| EBITDA growth | +68.7% | -5.2% | +1045.0% | -74.4% | +175.7% | -586.7% | - |
| PBT growth | +96.6% | -13.1% | +9998.0% | -472.7% | +94.0% | -19.6% | -131.8% |
| Net income growth | +102.5% | -11.1% | +201.1% | -102.3% | +68.4% | +7.3% | - |
| Revenue CAGR (3Y) | +25.4% | +10.5% | +37.5% | +9.9% | +11.5% | -36.4% | -6.9% |
| EBITDA CAGR (3Y) | +163.5% | +40.6% | - | - | +8.0% | - | - |
| Profitability & leverage | |||||||
| Net income margin | +27.3% | +16.3% | +19.4% | -29.6% | -12.1% | -78.1% | -66.1% |
| Return on capital employed | +3.0% | +1.6% | +2.1% | 0.0% | 0.0% | 0.0% | -1.0% |
| Return on net worth | +1.5% | +0.7% | +1.0% | 0.0% | 0.0% | 0.0% | -6.2% |
| Debt / equity | 0.08 | 0.05 | 0.09 | 0.09 | 0.07 | 0.20 | 0.51 |
| Long-term debt / equity | 0.08 | 0.05 | 0.09 | 0.09 | 0.07 | 0.10 | 0.13 |
| Interest cover | 39.38 | 48.55 | 34.17 | - | 128.36 | -64.75 | -268.18 |
| Efficiency & per share | |||||||
| Fixed asset turnover | 0.86 | 0.97 | 1.40 | 0.96 | 1.32 | 0.76 | 0.98 |
| Inventory turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debtors turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EPS (βΉ) | 3.41 | 1.70 | 1.89 | (1.87) | (0.90) | (2.92) | (3.15) |
| Dividend per share (βΉ) | 1.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Book value per share (βΉ) | 175.76 | 291.81 | 225.57 | 143.95 | 146.93 | 123.35 | 50.66 |
Top companies in Consumer and SME Loans
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Consumer and SME loans are provided by Manappuram Finance. | 1992 | Valapad, Kerala, India | USD 39.98 M | USD 1.01 B | 51,650 | |
Affordable home loans are extended to low and middle-income groups. | 2010 | Mumbai, Maharashtra, India | USD 209.7 M | USD 203.79 M | 1,630 | |
Diversified lending services are provided as a non-banking financial institution. | 1994 | Mumbai, Maharashtra, India | USD 1.9 B | 36,520 |
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Frequently Asked Questions about KJMC Finserv Group
KJMC Finserv Group was founded in 1988.
KJMC Finserv Group is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
KJMC Finserv Group has 1 employees.
The primary company behind KJMC Finserv Group, Kjmc Financial Services Limited, reported revenue of βΉ6.88 Cr for FY 2026, up 32% year on year.
KJMC Finserv Group corporate advisory firm, focusing on offering financial products and advice, consumer and sme loans, and diversified. It serves clients with dedicated solutions, emphasizing quality, innovation, and sustainable growth in its core markets. It continues to evolve, meeting industry challenges with strategic approaches.
Yes, KJMC Finserv Group is publicly traded on BSE under the ticker symbol KJMCFIN.
KJMC Finserv Group operates through Kjmc Financial Services Limited.
The legal entities of KJMC Finserv Group currently have 8 directors, including Girish Inderchand Jain, Rajnesh Inderchand Jain, Shraddha Rajnesh Jain and others.

