KJMC Finserv Group

Mumbai, India Founded: 1988 • Age: 38 yrs Listed
Corporate advisory firm

About KJMC Finserv Group

KJMC Finserv Group is a publicly listed company based in Mumbai (India) founded in 1988. Corporate advisory firm. The company has 1 employees. Its Indian entity Kjmc Financial Services Limited reported revenue of β‚Ή6.88 Cr. Its focus areas include Consumer and SME Loans, Diversified, Investment Industry and Investment Banks.

Company details

KJMC Finserv Group corporate advisory firm, focusing on offering financial products and advice, consumer and sme loans, and diversified. It serves clients with dedicated solutions, emphasizing quality, innovation, and sustainable growth in its core markets. It continues to evolve, meeting industry challenges with strategic approaches.

  • Headquarters Mumbai, India
  • Employees 1
  • Stage Public
  • Sectors
    Financial Services
  • Email
    β€’β€’β€’β€’β€’β€’β€’β€’
  • Phone
    β€’β€’β€’β€’ β€’β€’β€’β€’
  • Website kjmcfinserv.com
  • Social LinkedIn Facebook
  • Legal Name Kjmc Financial Services Limited
Key Metrics
  • Market Cap
    ₹26.74 Cr

    KJMCFIN · NSE

  • Share Price
    ₹56.14

    +0.48% today

  • Revenue
    ₹6.50 Cr

    FY 2025-26 · +32.1% YoY

  • EBITDA
    ₹3.84 Cr

    Margin 59.1%

  • Net Profit
    ₹1.69 Cr

    FY 2025-26 · +96.5% YoY

  • P/E (TTM)
    11.4x

    P/B 0.3x

  • ROE
    1.3%

    ROCE 2.6%

  • Debt / Equity
    0.07

    Interest cover 37.3x

  • Employee Count
    1

Board of directors of Kjmc Financial Services Limited (KJMC Finserv Group)

Kjmc Financial Services Limited is the primary company behind KJMC Finserv Group. The board of Kjmc Financial Services Limited currently have 6 directors; the longest-serving is Girish Inderchand Jain, appointed in 1994. 26 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Girish Inderchand Jain
DIN 00151673
Director21 Sep 199432 yrs 1 moKjmc Financial Services Limited
Rajnesh Inderchand Jain
DIN 00151988
Whole-time director30 Jun 200125 yrs 4 moKjmc Financial Services Limited
Shraddha Rajnesh Jain
DIN 00156306
Director22 May 20197 yrs 5 moKjmc Financial Services Limited
Vijay Indukumar Joshi
DIN 00151550
Director07 Sep 20206 yrs 1 moKjmc Financial Services Limited
Shyam Ramsharan Khandelwal
DIN 05147157
Director10 Aug 20242 yrs 2 moKjmc Financial Services Limited
Suhas Narayan Sahakari
DIN 08168414
Director10 Aug 20242 yrs 2 moKjmc Financial Services Limited

People of KJMC Finserv Group

3 people are tracked at KJMC Finserv Group (3 in leadership); the tracked headcount is 1.

NameRoleGroup
ChairmanLeadership
DirectorLeadership
DirectorLeadership
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IPO & Listings of KJMC Finserv Group

KJMC Finserv Group is a publicly listed company on the BSE with ticker symbol KJMCFIN in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • IPO date19 May 1995
  • Listed onBSE: 532304
  • Listed entityKJMC Financial Services Limited
  • Exchange sectorFinance
  • ISININE533C01018
  • Share price₹58.31 (+6.02% on the day) · 2026-05-11
  • Volume (last session)881
  • Analyst consensusNo rating

Financials of KJMC Finserv Group

Exchange-reported figures of Kjmc Financial Services Limited, the listed company behind KJMC Finserv Group (NSE: KJMCFIN).

Financial Highlights

FY 2025-26 Β· Consolidated
Revenue
₹6.50 Cr
+32.1% YoY
EBITDA
₹3.84 Cr
+78.6% YoY
Profit After Tax
₹1.69 Cr
+96.5% YoY
Net Worth
₹100 Cr
-42.2% YoY
Total Assets
₹116 Cr
-34.8% YoY
Total Debt
₹13.66 Cr
+209.8% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue6.504.924.633.013.691.782.28
Revenue growth+32.1%+6.3%+53.8%-18.4%+107.3%-21.9%-
EBITDA3.842.152.270.200.81(1.03)(0.15)
EBITDA margin+59.1%+43.7%+49.0%+6.6%+22.0%-57.9%-6.6%
Profit before tax2.501.321.42(0.65)(0.18)(1.97)(1.67)
Net profit1.690.860.85(0.91)(0.51)(1.53)(1.64)
Net profit margin+26.0%+17.5%+18.4%-30.2%-13.8%-86.0%-71.9%
EPS (β‚Ή)3.551.771.80(1.93)(1.06)(3.20)(3.44)
Balance sheet
Total assets11617713991.9390.5776.5141.18
Net worth10017313283.5284.9271.4726.96
Total debt13.664.417.238.415.655.0314.23
Cash & bank0.150.420.360.450.400.286.99
Net working capital0.701.321.180.682.512.078.98
Cash flow
Cash from operations(9.60)1.393.38(3.51)(1.24)0.58(1.19)
Cash from investing1.352.33(1.56)0.741.712.811.50
Cash from financing7.98(3.66)(1.92)2.83(0.36)(10.09)(0.25)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue3.380.871.601.852.140.051.272.02
Revenue growth (YoY)+57.9%+1640.0%+26.0%-8.4%+35.4%---
Other income0.070.070.070.180.080.170.090.09
EBITDA2.790.200.881.111.63(0.38)0.331.35
EBITDA margin+82.5%+23.0%+55.0%+60.0%+76.2%-760.0%+26.0%+66.8%
Depreciation0.120.130.140.100.100.110.110.11
Interest0.300.390.430.260.180.240.250.16
Profit before tax2.44(0.25)0.380.931.43(0.56)0.061.17
Tax0.650.010.170.240.35(0.10)0.000.42
Net profit1.79(0.26)0.210.691.08(0.46)0.060.75
EPS (β‚Ή)3.70(0.58)0.481.382.26(1.01)0.051.55
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue5.934.924.633.013.651.782.27
Revenue growth+20.5%+6.3%+53.8%-17.5%+105.1%-21.6%-
EBITDA3.662.172.290.200.78(1.03)(0.15)
EBITDA margin+61.7%+44.1%+49.5%+6.6%+21.4%-57.9%-6.6%
Profit before tax2.341.191.37(0.63)(0.11)(1.83)(1.53)
Net profit1.620.800.90(0.89)(0.44)(1.39)(1.50)
Net profit margin+27.3%+16.3%+19.4%-29.6%-12.1%-78.1%-66.1%
EPS (β‚Ή)3.411.701.89(1.87)(0.90)(2.92)(3.15)
Balance sheet
Total assets97.7714411576.7175.4262.7437.21
Net worth84.1214010868.9070.3259.0324.25
Total debt13.664.417.237.825.103.7112.96
Cash & bank0.150.410.340.410.370.256.97
Net working capital0.641.311.160.642.462.058.97
Cash flow
Cash from operations(8.35)1.334.30(2.58)(1.28)0.57(1.23)
Cash from investing0.102.40(3.06)(0.21)0.862.721.54
Cash from financing7.98(3.66)(1.31)2.830.54(10.01)(0.23)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue3.040.851.381.572.140.051.272.02
Revenue growth (YoY)+42.1%+1600.0%+8.7%-22.3%+35.4%---
Other income0.080.070.070.180.070.210.030.03
Total expenses0.490.520.600.640.510.430.930.67
EBITDA2.550.330.780.931.63(0.38)0.341.35
EBITDA margin+83.9%+38.8%+56.5%+59.2%+76.2%-760.0%+26.8%+66.8%
Depreciation0.120.130.140.100.100.110.110.11
Interest0.300.390.430.260.180.240.250.16
Profit before tax2.21(0.12)0.280.751.42(0.52)0.011.11
Tax0.580.040.140.190.35(0.10)0.000.41

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 03 Nov 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue3.380.871.601.852.140.051.272.02
Revenue growth (YoY)+57.9%+1640.0%+26.0%-8.4%+35.4%---
Other income0.070.070.070.180.080.170.090.09
EBITDA2.790.200.881.111.63(0.38)0.331.35
EBITDA margin+82.5%+23.0%+55.0%+60.0%+76.2%-760.0%+26.0%+66.8%
Depreciation0.120.130.140.100.100.110.110.11
Interest0.300.390.430.260.180.240.250.16
Profit before tax2.44(0.25)0.380.931.43(0.56)0.061.17
Tax0.650.010.170.240.35(0.10)0.000.42
Net profit1.79(0.26)0.210.691.08(0.46)0.060.75
EPS (β‚Ή)3.70(0.58)0.481.382.26(1.01)0.051.55
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue6.504.924.633.013.691.782.28
Revenue growth+32.1%+6.3%+53.8%-18.4%+107.3%-21.9%-
Other income0.380.450.140.110.100.180.09
Total expenses2.662.772.362.812.882.812.43
Employee cost0.931.021.181.221.571.571.59
EBITDA3.842.152.270.200.81(1.03)(0.15)
EBITDA margin+59.1%+43.7%+49.0%+6.6%+22.0%-57.9%-6.6%
Depreciation0.460.440.300.200.110.190.29
Interest1.260.840.690.760.980.931.32
Profit before tax2.501.321.42(0.65)(0.18)(1.97)(1.67)
Tax0.780.390.470.260.33(0.44)(0.02)
Net profit1.690.860.85(0.91)(0.51)(1.53)(1.64)
Net profit margin+26.0%+17.5%+18.4%-30.2%-13.8%-86.0%-71.9%
EPS (β‚Ή)3.551.771.80(1.93)(1.06)(3.20)(3.44)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital4.794.794.794.794.794.794.79
Reserves & surplus95.2316812778.7380.1366.6822.17
Shareholders' funds (net worth)10017313283.5284.9271.4726.96
Minority interest2.110.000.000.000.000.000.00
Secured loans13.323.616.147.533.992.5911.33
Unsecured loans0.340.801.090.881.662.442.90
Total debt13.664.417.238.415.655.0314.23
Total liabilities11617713991.9390.5776.5141.18
Assets
Gross block7.287.433.373.343.072.572.56
Net block4.904.580.710.920.850.180.36
Capital work in progress0.000.000.000.000.000.000.00
Investments11219014287.1486.5074.6825.67
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances0.150.420.360.450.400.286.99
Loans & advances1.241.531.380.992.782.492.45
Total current assets1.391.951.741.443.182.779.44
Total current liabilities0.690.630.560.760.670.700.46
Net working capital0.701.321.180.682.512.078.98
Total assets11617713991.9390.5776.5141.18
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.420.360.450.400.286.996.92
Net cash from operating activities(9.60)1.393.38(3.51)(1.24)0.58(1.19)
Net cash from investing activities1.352.33(1.56)0.741.712.811.50
Net cash from financing activities7.98(3.66)(1.92)2.83(0.36)(10.09)(0.25)
Net change in cash(0.27)0.06(0.10)0.060.12(6.71)0.07
Closing cash0.150.420.360.450.400.286.99
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+32.1%+6.3%+53.8%-18.4%+107.3%-21.9%-
EBITDA growth+78.6%-5.3%+1035.0%-75.3%+178.6%-586.7%-
PBT growth+89.4%-7.0%+9998.0%-261.1%+90.9%-18.0%-142.0%
Net income growth+96.5%+1.2%+193.4%-78.4%+66.7%+6.7%-
Revenue CAGR (3Y)+29.3%+10.1%+37.5%+9.7%+11.8%-36.5%-8.3%
EBITDA CAGR (3Y)+167.8%+38.5%--+8.7%--
Profitability & leverage
Net income margin+26.5%+18.9%+20.5%-30.2%-13.8%-86.0%-72.4%
Return on capital employed+2.6%+1.3%+1.8%0.0%0.0%0.0%-0.9%
Return on net worth+1.3%+0.6%+0.9%0.0%0.0%0.0%-6.1%
Debt / equity0.070.040.070.080.070.200.51
Long-term debt / equity0.070.040.070.080.070.110.16
Interest cover37.2849.1235.03-140.00-76.23-300.00
Efficiency & per share
Fixed asset turnover0.940.991.420.971.280.760.98
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (β‚Ή)3.551.771.80(1.93)(1.06)(3.20)(3.44)
Dividend per share (β‚Ή)1.000.000.000.000.000.000.00
Book value per share (β‚Ή)208.99361.66275.56174.52177.44149.3456.32
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue3.040.851.381.572.140.051.272.02
Revenue growth (YoY)+42.1%+1600.0%+8.7%-22.3%+35.4%---
Other income0.080.070.070.180.070.210.030.03
Total expenses0.490.520.600.640.510.430.930.67
EBITDA2.550.330.780.931.63(0.38)0.341.35
EBITDA margin+83.9%+38.8%+56.5%+59.2%+76.2%-760.0%+26.8%+66.8%
Depreciation0.120.130.140.100.100.110.110.11
Interest0.300.390.430.260.180.240.250.16
Profit before tax2.21(0.12)0.280.751.42(0.52)0.011.11
Tax0.580.040.140.190.35(0.10)0.000.41
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue5.934.924.633.013.651.782.27
Revenue growth+20.5%+6.3%+53.8%-17.5%+105.1%-21.6%-
Other income0.400.300.060.080.080.180.09
Total expenses2.272.752.342.812.872.812.42
Employee cost0.861.021.141.131.481.421.43
EBITDA3.662.172.290.200.78(1.03)(0.15)
EBITDA margin+61.7%+44.1%+49.5%+6.6%+21.4%-57.9%-6.6%
Depreciation0.460.440.300.200.110.190.29
Interest1.260.840.680.710.860.791.18
Profit before tax2.341.191.37(0.63)(0.11)(1.83)(1.53)
Tax0.720.390.470.260.33(0.44)(0.03)
Net profit1.620.800.90(0.89)(0.44)(1.39)(1.50)
Net profit margin+27.3%+16.3%+19.4%-29.6%-12.1%-78.1%-66.1%
EPS (β‚Ή)3.411.701.89(1.87)(0.90)(2.92)(3.15)
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital4.794.794.794.794.794.794.79
Reserves & surplus79.3313510364.1165.5354.2419.46
Shareholders' funds (net worth)84.1214010868.9070.3259.0324.25
Secured loans13.323.616.147.533.992.5911.33
Unsecured loans0.340.801.090.291.111.121.63
Total debt13.664.417.237.825.103.7112.96
Total liabilities97.7714411576.7175.4262.7437.21
Assets
Gross block7.287.433.373.343.072.572.56
Net block4.904.580.710.920.850.180.36
Capital work in progress0.000.000.000.000.000.000.00
Investments92.4915711871.9671.4060.9421.72
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances0.150.410.340.410.370.256.97
Loans & advances1.091.531.380.982.772.492.45
Total current assets1.241.941.721.393.142.749.42
Total current liabilities0.600.630.560.750.680.690.45
Net working capital0.641.311.160.642.462.058.97
Total assets97.7714411576.7175.4262.7437.21
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash0.410.340.410.370.256.976.90
Net cash from operating activities(8.35)1.334.30(2.58)(1.28)0.57(1.23)
Net cash from investing activities0.102.40(3.06)(0.21)0.862.721.54
Net cash from financing activities7.98(3.66)(1.31)2.830.54(10.01)(0.23)
Net change in cash(0.27)0.07(0.07)0.040.12(6.72)0.07
Closing cash0.150.410.340.410.370.256.97
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+20.5%+6.3%+53.8%-17.5%+105.1%-21.6%-
EBITDA growth+68.7%-5.2%+1045.0%-74.4%+175.7%-586.7%-
PBT growth+96.6%-13.1%+9998.0%-472.7%+94.0%-19.6%-131.8%
Net income growth+102.5%-11.1%+201.1%-102.3%+68.4%+7.3%-
Revenue CAGR (3Y)+25.4%+10.5%+37.5%+9.9%+11.5%-36.4%-6.9%
EBITDA CAGR (3Y)+163.5%+40.6%--+8.0%--
Profitability & leverage
Net income margin+27.3%+16.3%+19.4%-29.6%-12.1%-78.1%-66.1%
Return on capital employed+3.0%+1.6%+2.1%0.0%0.0%0.0%-1.0%
Return on net worth+1.5%+0.7%+1.0%0.0%0.0%0.0%-6.2%
Debt / equity0.080.050.090.090.070.200.51
Long-term debt / equity0.080.050.090.090.070.100.13
Interest cover39.3848.5534.17-128.36-64.75-268.18
Efficiency & per share
Fixed asset turnover0.860.971.400.961.320.760.98
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (β‚Ή)3.411.701.89(1.87)(0.90)(2.92)(3.15)
Dividend per share (β‚Ή)1.000.000.000.000.000.000.00
Book value per share (β‚Ή)175.76291.81225.57143.95146.93123.3550.66

Top companies in Consumer and SME Loans

3 companies that operate in the same segment as KJMC Finserv Group (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 203.79 M1,630
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B36,520
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Frequently Asked Questions about KJMC Finserv Group

KJMC Finserv Group was founded in 1988.

KJMC Finserv Group is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.

KJMC Finserv Group has 1 employees.

The primary company behind KJMC Finserv Group, Kjmc Financial Services Limited, reported revenue of β‚Ή6.88 Cr for FY 2026, up 32% year on year.

KJMC Finserv Group corporate advisory firm, focusing on offering financial products and advice, consumer and sme loans, and diversified. It serves clients with dedicated solutions, emphasizing quality, innovation, and sustainable growth in its core markets. It continues to evolve, meeting industry challenges with strategic approaches.

Yes, KJMC Finserv Group is publicly traded on BSE under the ticker symbol KJMCFIN.

KJMC Finserv Group operates through Kjmc Financial Services Limited.

The legal entities of KJMC Finserv Group currently have 8 directors, including Girish Inderchand Jain, Rajnesh Inderchand Jain, Shraddha Rajnesh Jain and others.

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