KOHO

Toronto, Canada Founded: 2014 • Age: 12 yrs
Internet-first banking for individuals is provided through digital platforms.
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About KOHO

KOHO is a company based in Toronto (Canada) founded in 2014 by Joshua Bixby, Mike Benna, Jonathan Bixby, and Daniel Eberhard. It operates as a FinTech, Subscription Services, and Freemium. KOHO has raised $367.28 million across 12 funding rounds from investors including National Bank of Canada, Rockefeller Capital Management and Portage. KOHO offers products and services including KOHO Mastercard, Savings Account, Credit Building, and Cash Advance. KOHO operates in a competitive market with competitors including Fintech Select, ThriveCard, TruCash, PAGALO and EntroPay, among others.

  • Headquarter Toronto, Canada
  • Founders Joshua Bixby, Mike Benna, Jonathan Bixby, Daniel Eberhard
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Koho Financial Inc.
Operational Areas
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $367.28 M (USD)

    in 12 rounds

  • Latest Funding Round
    $10.84 M (USD), Series D

    Apr 17, 2025

  • Investors
  • Employee Count
    Employee Count
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Products & Services of KOHO

KOHO offers a comprehensive portfolio of products and services, including KOHO Mastercard, Savings Account, Credit Building, and Cash Advance. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Prepaid card offering cashback on everyday spending.

Account earning interest on deposited balance annually.

Tools provided to improve personal credit history.

Short-term borrowing option for urgent cash needs.

People of KOHO
Headcount 200-500
Employee Profiles 87
Board Members and Advisors 2
Employee Profiles
People
Zach Goldstein
Engineering Manager
People
Anika Nawar
Senior Data Analyst
People
Amber Cochrane
Senior Growth Marketer
People
Daryl Lwin
Senior Credit Risk Analyst

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Board Members and Advisors
people
Jonathan Bixby
Co-Founder & Investor
people
Joshua Bixby
Co-Founder & Investor

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Funding Insights of KOHO

KOHO has successfully raised a total of $367.28M across 12 strategic funding rounds. The most recent funding activity was a Series D round of $10.84 million completed in April 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 12
  • Last Round Series D — $10.8M
  • First Round

    (28 May 2015)

  • Investors Count 18
Date Amount Transaction Name Valuation Lead Investors Investors
Apr, 2025 Amount Series D - KOHO Valuation

investors

Oct, 2024 Amount Series D - KOHO Valuation PROPELR Growth
Oct, 2024 Amount Debt – Conventional - KOHO Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in KOHO

KOHO has secured backing from 18 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include National Bank of Canada, Rockefeller Capital Management and Portage. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Late-stage growth equity investments are offered by PROPELR Growth.
Founded Year Domain Location
Venture capital firm focused on pre-seed and seed stage investments
Founded Year Domain Location
Investments are made by TTV Capital in early-stage fintech companies.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by KOHO

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - KOHO

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Koho Comparisons

Employees
+
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Competitors of KOHO

KOHO operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Fintech Select, ThriveCard, TruCash, PAGALO and EntroPay, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

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Prepaid card for earning rewards through shopping, sharing, and peer payments.
domain founded_year HQ Location
Provides prepaid Visa cards for consumer payments and corporate incentives.
domain founded_year HQ Location
Provides prepaid cards for money transfers and online payments.
domain founded_year HQ Location
Electronic money issuing for consumers through financial platforms.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Frequently Asked Questions about KOHO

When was KOHO founded?

KOHO was founded in 2014 and raised its 1st funding round 1 year after it was founded.

Where is KOHO located?

KOHO is headquartered in Toronto, Canada. It is registered at Toronto, Ontario, Canada.

Who is the current CEO of KOHO?

Daniel Eberhard is the current CEO of KOHO. They have also founded this company.

Is KOHO a funded company?

KOHO is a funded company, having raised a total of $367.28M across 12 funding rounds to date. The company's 1st funding round was a Series D of $29.6M, raised on May 28, 2015.

What does KOHO do?

KOHO is operated as a Canadian financial application designed to assist users in managing money and improving financial health. Services are provided in areas such as spending, saving, borrowing, and credit building. Solutions are offered through a prepaid Mastercard with cashback, high-interest savings accounts, and tools for credit improvement. Various plans are made available to cater to different user needs, ensuring flexibility and accessibility in personal finance management.

Who are the top competitors of KOHO?

KOHO's top competitors include Fintech Select, ThriveCard and TruCash.

What products or services does KOHO offer?

KOHO offers KOHO Mastercard, Savings Account, Credit Building, and Cash Advance.

Who are KOHO's investors?

KOHO has 18 investors. Key investors include National Bank of Canada, Rockefeller Capital Management, Portage, BDC, and Power financial.

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