About Kosh
Kosh is a company based in Gurugram (India) founded in 2019 by Aayush Goel and Sahil Bansal. It operates as a FinTech, and Commission-Based. Kosh has raised $9.03 million across 5 funding rounds from investors including Security and Intelligence Services, LetsVenture and 100Unicorns. The company has 152 employees as of December 31, 2024. Kosh offers products and services including Joint Liability Loans and Instant Loan. Kosh operates in a competitive market with competitors including Branch, Finnable, Mirae Asset Financial Services, Loan Granted and Phocket, among others.
- Headquarter Gurugram, India
- Employees 152 as on 31 Dec, 2024
- Founders Aayush Goel, Sahil Bansal
- Stage Minicorn
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
*********
- Legal Name Adhikosh Inc.
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Annual Revenue
$33.05 K (USD)8as on Mar 31, 2024
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Net Profit
$-3.44 K (USD)96as on Mar 31, 2024
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EBITDA
$4.03 K (USD)105as on Mar 31, 2024
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Total Equity Funding
$9.03 M (USD)
in 5 rounds
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Latest Funding Round
$5 M (USD), Series A
Mar 21, 2025
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Investors
Security and Intelligence Services
& 8 more
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Employee Count
152
as on Dec 31, 2024
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Products & Services of Kosh
Kosh offers a comprehensive portfolio of products and services, including Joint Liability Loans and Instant Loan. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Loans are provided for blue-collar workers' financial needs.
Instant loans up to Rs 2,00,000 are offered directly.
Funding Insights of Kosh
Kosh has successfully raised a total of $9.03M across 5 strategic funding rounds. The most recent funding activity was a Series A round of $5 million completed in March 2025. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 5
- Last Round Series A — $5.0M
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First Round
First Round
(17 Mar 2020)
- Investors Count 9
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Mar, 2025 | Amount | Series A - Kosh | Valuation |
investors |
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| Jan, 2023 | Amount | Series A - Kosh | Valuation | India Quotient |
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| Feb, 2022 | Amount | Series A - Kosh | Valuation | India Quotient |
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| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Kosh
Kosh has secured backing from 9 investors, including venture fund and institutional investors. Prominent investors backing the company include Security and Intelligence Services, LetsVenture and 100Unicorns. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Investment in Indian startups across technology and fintech sectors.
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Founded Year | Domain | Location | |
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A startup accelerator offering funding and support to early-stage companies.
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Founded Year | Domain | Location | |
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Early-stage startups are accelerated via funding and educational programs.
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Founded Year | Domain | Location |
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Founded Year | Domain | Location | |
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Kosh
| Company Name | Description | Domain | Location | Founded Year | Amount |
|---|---|---|---|---|---|
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Kosh
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Kosh Comparisons
Competitors of Kosh
Kosh operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Branch, Finnable, Mirae Asset Financial Services, Loan Granted and Phocket, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Branch is focused on providing faster workforce payment solutions.
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| domain | founded_year | HQ Location |
Online personal loans with minimal documentation are offered digitally.
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| domain | founded_year | HQ Location |
Platform offers financial solutions
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| domain | founded_year | HQ Location |
Online platform for consumer loans
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| domain | founded_year | HQ Location |
Various consumer loans are offered through an online platform.
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| Company Name | Domain | Founded year | HQ Location | Description |
|---|---|---|---|---|
| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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| domain | founded_year | HQ Location |
On-demand services are booked through an app-based platform.
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| domain | founded_year | HQ Location |
App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Frequently Asked Questions about Kosh
When was Kosh founded?
Kosh was founded in 2019 and raised its 1st funding round 1 year after it was founded.
Where is Kosh located?
Kosh is headquartered in Gurugram, India. It is registered at Gurugram, Haryana, India.
Is Kosh a funded company?
Kosh is a funded company, having raised a total of $9.03M across 5 funding rounds to date. The company's 1st funding round was a Series A of $1.58M, raised on Mar 17, 2020.
How many employees does Kosh have?
As of Dec 31, 2024, the latest employee count at Kosh is 152.
What is the annual revenue of Kosh?
Annual revenue of Kosh is $33.05K as on Mar 31, 2024.
What does Kosh do?
Financial solutions are provided by Kosh, focusing on microfinance for blue-collar workers in India. Joint liability loans and instant loans up to Rs 2,00,000 are facilitated through a digital platform. Features like paperless processes, flexible EMIs, and community networking are integrated to enhance user experience. The company targets underserved segments in Bharat through innovative distribution channels.
Who are the top competitors of Kosh?
Kosh's top competitors include Branch, Finnable and Mirae Asset Financial Services.
What products or services does Kosh offer?
Kosh offers Joint Liability Loans and Instant Loan.
Who are Kosh's investors?
Kosh has 9 investors. Key investors include Security and Intelligence Services, LetsVenture, 100Unicorns, India Quotient, and CDM Capital.
What is Kosh's valuation?
The valuation of Kosh is $7.93M as of Jan 2023.
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