Kotak 811

Mumbai, India Founded: 2017 • Age: 9 yrs Listed
Digital banking app providing savings accounts, debit cards, and credit services in India.
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About Kotak 811

Kotak 811 is a publicly listed company based in Mumbai (India) founded in 2017. Digital banking app providing savings accounts, debit cards, and credit services in India. It operates on a B2C and D2C model. The company has 73,299 employees. Its website kotak811.com draws about 7.6 million monthly visits. Its Indian entity Kotak Mahindra Bank Limited reported revenue of ₹122,935 Cr. Kotak 811 offers products and services including Savings Account, Current Account, Debit Card, Credit Card, and Instant Personal Loan. Its focus areas include FinTech, Investment Tech, Personal Loans and Banking Tech. Similar companies include Axis Bank, HDFC Bank and Bandhan Bank; 1 of its 3 listed similar companies has raised funding.

Company details

Kotak 811 is a mobile-based digital bank that allows users to manage savings accounts, current accounts, debit and credit cards, and instant personal loans through a single app. It operates via phone for anytime access, serving all Indian citizens without the need for physical branches. The platform emphasizes security governed by RBI regulations and enables online transactions from anywhere in India, focusing on convenient financial management for individuals and businesses.

  • Headquarters Mumbai, India
  • Employees 73,299
  • Stage Public
  • Sectors
    Financial Services
  • Website category Finance · Banking Credit and Lending
  • Website kotak811.com
  • Social X Facebook
  • Legal Name Kotak Mahindra Bank Limited
  • Date of Incorporation 21 Nov, 1985
  • Jurisdiction Mumbai, Maharashtra, India
Operational Areas
Financial Services → Consumer and SME Loans
Financial Services → Banking & FinTech Platforms
Key Metrics
  • Market Cap
    ₹4,34,722 Cr

    KOTAKBANK · NSE

  • Share Price
    ₹430.50

    -1.49% today

  • Revenue
    ₹81,548 Cr

    FY 2025-26 · +3.5% YoY

  • Net Profit
    ₹19,181 Cr

    FY 2025-26 · -12.6% YoY

  • P/E (TTM)
    21.7x

    P/B 2.4x

  • ROE
    11.3%

    as on 22 Oct 2026

  • Employee Count
    73,299

Products & Services of Kotak 811

Kotak 811 offers a comprehensive portfolio of products and services, including Savings Account, Current Account, Debit Card, Credit Card, and Instant Personal Loan.

Savings Account
Banking Service

Digital account for secure savings and transactions

Current Account
Banking Service

Account for business needs with easy online management

Debit Card
Payment Service

Virtual card for online shopping and payments

Credit Card
Credit Service

Card offering rewards and eligibility without credit score barriers

Instant Personal Loan
Loan Service

Quick loan access through the mobile app

Apps and channels of Kotak 811

Kotak 811 publishes 1 mobile app with over 10M+ downloads.

Kotak Bank: 811 Mobile App
Google Play Finance Everyone Free 10M+ downloads
Developer: Kotak Mahindra Bank Ltd.
View on Google Play

Board of directors of Kotak Mahindra Bank Limited (Kotak 811)

Kotak Mahindra Bank Limited is the primary company behind Kotak 811. The board of Kotak Mahindra Bank Limited currently have 12 directors; the longest-serving is Uday Suresh Kotak, appointed in 1985. 30 earlier directors have ceased.

DirectorDesignationAppointedTenureEntity
Uday Suresh Kotak
DIN 00007467
Director21 Nov 198540 yrs 11 moKotak Mahindra Bank Limited
Uday Shankar
DIN 01755963
Director16 Mar 20197 yrs 7 moKotak Mahindra Bank Limited
Ashu Suyash
DIN 00494515
Director24 Jan 20224 yrs 8 moKotak Mahindra Bank Limited
Amit Krishnakant Desai
DIN 00310510
Director18 Mar 20224 yrs 7 moKotak Mahindra Bank Limited
Chandra Rajan
DIN 00126063
Director22 Oct 20224 yrsKotak Mahindra Bank Limited
Ashok Valiram Vaswani
DIN 10227550
Managing Director01 Jan 20242 yrs 9 moKotak Mahindra Bank Limited
Cornelis Petrus Adrianus Joseph Leenaars
DIN 10438792
Director01 Jan 20242 yrs 9 moKotak Mahindra Bank Limited
Ketaki Sanat Bhagwati
DIN 07367868
Director18 May 20242 yrs 5 moKotak Mahindra Bank Limited
Jaideep Hansraj
DIN 02234625
Whole-time director11 Feb 20251 yr 8 moKotak Mahindra Bank Limited
Paritosh Kashyap
DIN 07656300
Whole-time director01 Sep 20251 yr 1 moKotak Mahindra Bank Limited
Ramesh Ganesh Iyer
DIN 00220759
Director17 Feb 20268 moKotak Mahindra Bank Limited
Anup Kumar Saha
DIN 07640220
Whole-Time Director06 Mar 20267 moKotak Mahindra Bank Limited

People of Kotak 811

82 people are tracked at Kotak 811 (38 in leadership, 44 in team); the tracked headcount is 73,299.

NameRoleGroup
Malav Shah
Associate Vice PresidentLeadership
Varenya Maheshwari
Vice PresidentLeadership
Ravi Srivastav
Vice President Devops, Devsecops, SRELeadership
Vikas Gupta
Deputy Vice President And Regional Sales ManagerLeadership
Girish Kumar
Deputy Vice PresidentLeadership
Ashok Vaswani
MD & CEOLeadership
Kumar Harsh Vardhan
Deputy Vice PresidentLeadership
Shanmukha Ganesh Yaddanapudi
Deputy Vice President - DevopsLeadership
Ankit Kumar Balyan
Associate Vice President For DevelopmentLeadership
Sunil Saxena
Head Of Payments ProductsLeadership
Jay Kotak
Co Head At Kotak811 And SVP - Conglomerate Relationships At Kotak BankLeadership
Kushal Shah
Senior Vice President & Head - Cross Sell ProductsLeadership
Vivek Tiwari
Associate Vice PresidentLeadership
Ronak Parpani
Deputy Vice PresidentLeadership
Shivnesh Kumar
Deputy Vice President - Data StrategyLeadership
Aditya Murarka
Deputy Vice PresidentLeadership
Aniket Tibrewal
Associate Vice PresidentLeadership
Saurab Srivastav
Associate Vice PresidentLeadership
Amit Kishore
Associate Vice President - Applied Data ScienceLeadership
Tarun Chugh
Senior Vice President - Contact Centre OperationsLeadership

62 more people are available in the full profile.

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Complete people profiles for Kotak 811

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IPO & Listings of Kotak 811

Kotak 811 is a publicly listed company on the NSE with ticker symbol KOTAKBANK in India, operating in the Banks sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

  • Listed onNSE: KOTAKBANK
  • Listed entityKotak Mahindra Bank Limited
  • Exchange sectorBanks

Financials of Kotak 811

Exchange-reported figures of Kotak Mahindra Bank Limited, the listed company behind Kotak 811 (NSE: KOTAKBANK).

Financial Highlights

FY 2025-26 · Consolidated
Revenue
₹81,548 Cr
+3.5% YoY
EBITDA
-
Profit After Tax
₹19,181 Cr
-12.6% YoY
Net Worth
₹1,81,226 Cr
+15.1% YoY
Total Assets
₹10,04,892 Cr
+14.1% YoY
Total Debt
₹6,62,334 Cr
+11.8% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue81,54878,82471,70753,73147,49843,44134,465
Revenue growth+3.5%+9.9%+33.5%+13.1%+9.3%+26.0%-
Profit before tax25,99328,98923,86319,64615,94813,16811,422
Net profit19,18121,94617,97714,78011,9329,9038,607
Balance sheet
Total assets10,04,8928,81,0107,67,9146,20,6455,46,7154,79,0444,43,337
Net worth1,81,2261,57,4891,29,9721,12,31497,16584,83967,137
Total debt6,62,3345,92,3305,20,3744,18,3073,65,2353,26,6103,25,977
Cash & bank1,02,09179,06265,20642,92552,66547,71764,080
Cash flow
Cash from operations41,72716,91615,685(1,242)8,4184,88146,619
Cash from investing(16,159)(25,226)(8,919)(10,381)(11,018)(11,172)(13,068)
Cash from financing(2,538)22,16515,5151,8837,549(10,072)(735)
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue22,36621,09920,46617,56919,17720,01716,77619,741
Revenue growth (YoY)+16.6%+5.4%+22.0%-11.0%-13.1%---
Other income11,71410,64810,3447,7039,45610,4027,31310,453
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax7,5097,4436,5335,9636,0536,3516,1806,647
Tax2,0222,0421,6291,5171,6241,4421,5401,649
Net profit5,4875,4024,9044,4464,4294,9094,6404,998
MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue41,63343,30336,82628,63522,80420,34618,872
Revenue growth-3.9%+17.6%+28.6%+25.6%+12.1%+7.8%-
Profit before tax18,58621,58418,01414,39111,3619,3037,805
Net profit14,00816,45013,78210,9398,5736,9655,947
Balance sheet
Total assets7,84,0936,94,4776,00,6014,90,0754,29,6163,83,6343,60,387
Net worth1,35,3121,17,24096,71983,52072,48863,72949,018
Total debt6,04,9315,47,4984,77,3223,86,5123,37,6513,03,7513,00,814
Cash & bank84,08965,77952,78832,54242,92439,62753,292
Cash flow
Cash from operations37,21112,80613,901(8,369)2,161(5,298)30,159
Cash from investing(2,624)(19,538)2,031529(1,320)(1,782)(7,426)
Cash from financing(16,278)19,7234,314(2,542)2,456(6,586)5,883
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue11,26710,99210,4029,90010,33910,4669,8199,704
Revenue growth (YoY)+9.0%+5.0%+5.9%+2.0%-22.2%---
Other income3,3383,1162,8382,5893,0803,1822,6232,684
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax5,4635,3394,5704,3214,3564,5634,3874,439
Tax1,3401,3121,1241,0681,0741,0111,0821,095
Net profit4,1234,0273,4463,2533,2823,5523,3053,344

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 23 Oct 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue22,36621,09920,46617,56919,17720,01716,77619,741
Revenue growth (YoY)+16.6%+5.4%+22.0%-11.0%-13.1%---
Other income11,71410,64810,3447,7039,45610,4027,31310,453
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax7,5097,4436,5335,9636,0536,3516,1806,647
Tax2,0222,0421,6291,5171,6241,4421,5401,649
Net profit5,4875,4024,9044,4464,4294,9094,6404,998
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue81,54878,82471,70753,73147,49843,44134,465
Revenue growth+3.5%+9.9%+33.5%+13.1%+9.3%+26.0%-
Other income41,38741,42638,03725,99125,31123,58816,892
Depreciation1,032941792599480461465
Profit before tax25,99328,98923,86319,64615,94813,16811,422
Tax6,8127,0435,8874,8664,0163,2652,815
Net profit19,18121,94617,97714,78011,9329,9038,607
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital9959949941,4931,4921,4911,457
Reserves & surplus1,80,1181,56,4011,28,8981,10,76195,64283,34665,678
Shareholders' funds (net worth)1,81,2261,57,4891,29,9721,12,31497,16584,83967,137
Minority interest0.000.000.000.000.000.000.00
Secured loans95,39497,62275,10657,03455,14847,73965,577
Unsecured loans5,66,9404,94,7074,45,2693,61,2733,10,0872,78,8712,60,400
Total debt6,62,3345,92,3305,20,3744,18,3073,65,2353,26,6103,25,977
Total liabilities10,04,8928,81,0107,67,9146,20,6455,46,7154,79,0444,43,337
Assets
Investments2,90,6332,84,2552,46,4461,95,3381,64,5291,56,9461,11,197
Cash & bank balances1,02,09179,06265,20642,92552,66547,71764,080
Loans & advances42,60027,76922,40020,19922,32419,65815,506
Total assets10,04,8928,81,0107,67,9146,20,6455,46,7154,79,0444,43,337
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash79,06265,20642,92552,66547,71764,08031,264
Net cash from operating activities41,72716,91615,685(1,242)8,4184,88146,619
Net cash from investing activities(16,159)(25,226)(8,919)(10,381)(11,018)(11,172)(13,068)
Net cash from financing activities(2,538)22,16515,5151,8837,549(10,072)(735)
Net change in cash23,02913,85522,281(9,740)4,949(16,363)32,815
Closing cash1,02,09179,06265,20642,92552,66547,71764,080
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth+3.5%+9.9%+33.5%+13.1%+9.3%+26.0%-
Net income growth-12.6%+22.1%+21.6%+23.9%+20.5%+15.1%-
Profitability & leverage
Return on net worth+11.3%+15.3%+14.8%+14.1%+13.1%+13.1%+13.8%
Efficiency & per share
EPS (₹)19.28110.3890.2474.2059.9249.7644.99
Dividend per share (₹)0.652.502.001.501.100.900.00
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue11,26710,99210,4029,90010,33910,4669,8199,704
Revenue growth (YoY)+9.0%+5.0%+5.9%+2.0%-22.2%---
Other income3,3383,1162,8382,5893,0803,1822,6232,684
Depreciation0.000.000.000.000.000.000.000.00
Profit before tax5,4635,3394,5704,3214,3564,5634,3874,439
Tax1,3401,3121,1241,0681,0741,0111,0821,095
Net profit4,1234,0273,4463,2533,2823,5523,3053,344
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue41,63343,30336,82628,63522,80420,34618,872
Revenue growth-3.9%+17.6%+28.6%+25.6%+12.1%+7.8%-
Other income11,62314,96110,8337,0835,9865,0075,372
Depreciation819729615462381367372
Profit before tax18,58621,58418,01414,39111,3619,3037,805
Tax4,5785,1344,2323,4522,7892,3381,857
Net profit14,00816,45013,78210,9398,5736,9655,947
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital9959949941,4931,4921,4911,457
Reserves & surplus1,34,2041,16,15295,64681,96770,96462,23647,559
Shareholders' funds (net worth)1,35,3121,17,24096,71983,52072,48863,72949,018
Secured loans32,47548,44328,36823,41625,96723,65137,993
Unsecured loans5,72,4564,99,0554,48,9543,63,0963,11,6842,80,1002,62,821
Total debt6,04,9315,47,4984,77,3223,86,5123,37,6513,03,7513,00,814
Total liabilities7,84,0936,94,4776,00,6014,90,0754,29,6163,83,6343,60,387
Assets
Investments1,72,5351,81,9071,55,4041,21,4041,00,5801,05,09975,052
Cash & bank balances84,08965,77952,78832,54242,92439,62753,292
Loans & advances29,07217,52214,17814,34713,21413,70210,672
Total assets7,84,0936,94,4776,00,6014,90,0754,29,6163,83,6343,60,387
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash65,77952,78832,54242,92439,62753,29224,676
Net cash from operating activities37,21112,80613,901(8,369)2,161(5,298)30,159
Net cash from investing activities(2,624)(19,538)2,031529(1,320)(1,782)(7,426)
Net cash from financing activities(16,278)19,7234,314(2,542)2,456(6,586)5,883
Net change in cash18,31012,99120,246(10,382)3,297(13,666)28,617
Closing cash84,08965,77952,78832,54242,92439,62753,292
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-3.9%+17.6%+28.6%+25.6%+12.1%+7.8%-
Net income growth-14.9%+19.4%+26.0%+27.6%+23.1%+17.1%-
Profitability & leverage
Return on net worth+11.1%+15.4%+15.3%+14.1%+12.6%+12.4%+13.0%
Efficiency & per share
EPS (₹)14.0882.7469.1354.8642.9934.9430.88
Dividend per share (₹)0.652.502.001.501.100.900.00

Similar companies to Kotak 811

Kotak 811 has 3 listed similar companies in our database, 1 of them funded. They include Axis Bank, HDFC Bank and Bandhan Bank.

Company NameDomainFoundedHQ LocationTotal fundingEmployeesDescription
Axis Bank
axisbank.com1993Mumbai, India101,331
Provider of a commercial banking services
HDFC Bank
hdfcbank.com1994Mumbai, India213,527
Commercial and personal banking services are offered by HDFC Bank.
Bandhan Bank
bandhanbank.com2014Kolkata, India$259.27M158,632
Personal and business banking services are offered to underbanked markets.
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Web traffic of Kotak 811

The website of Kotak 811 (kotak811.com) receives about 7.6M visits a month and ranks #5,308 among all websites worldwide, #341 in Banking Credit and Lending.

  • Monthly visits
    7.6M

    ▼ 25.3% vs previous month

  • Unique visitors
    5.4M

    per month

  • Global rank
    #5,308

    among all websites

  • Category rank
    #341

    Finance · Banking Credit and Lending

Similar websites

Websites whose visitors overlap most with Kotak 811. Affinity shows how closely the audiences match.

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Kotak Mahindra Bank
kotak.com
100%
4M#14,825View details
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axisbank.com
75%
1.1M#41,837View details
SBI Card
sbicard.com
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13.6M#4,327View details
TechnoFino
technofino.in
66%
1.5M#45,883View details
Bank of Baroda
bankofbaroda.in
66%
1.9M#21,145View details
••••••••••••••••.com••%•.•M#•••••–
••••••••••••••••.com••%•.•M#•••••–
••••••••••••••••.com••%•.•M#•••••–
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Top companies in Consumer and SME Loans

3 companies that operate in the same segment as Kotak 811 (Consumer and SME Loans) in India, ranked by their profile score on The Company Check.

CompanyDescriptionFoundedLocationTotal fundingRevenueEmployees
Manappuram Finance
Consumer and SME loans are provided by Manappuram Finance.
1992Valapad, Kerala, IndiaUSD 39.98 MUSD 1.01 B51,650
HomeFirst Finance
Affordable home loans are extended to low and middle-income groups.
2010Mumbai, Maharashtra, IndiaUSD 209.7 MUSD 203.79 M1,630
L & T Finance Holdings
Diversified lending services are provided as a non-banking financial institution.
1994Mumbai, Maharashtra, IndiaUSD 1.9 B36,520
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Related news about Kotak 811

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Exchange Update • 9 days ago
Kotak Mahindra Bank: Sets One-Year MCLR At 8.30% Starting October 16.
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KOTAKBANK: Rs. 22.88 Crores NSE Block Trade; for ~ 517,026 Shares, at Rs. 442.60
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KOTAKBANK: RS. 76.86 CRORES BSE BLOCK TRADE; FOR ~ 1,752,557 SHARES, AT RS. 438.55
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KOTAKBANK: RS. 134.03 CRORES BSE BLOCK TRADE; FOR ~ 3,053,173 SHARES, AT RS. 439.00
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Kotak Mahindra Bank: To Review Q2 Results On October 24
Exchange Update • 16 days ago
Kotak Bank: HSBC on Kotak Bank Upgrades to Buy, Target Price ₹520; turns constructive following the recent CEO appointment and stronger loan/EPS growth outlook, raising FY27–29E EPS by 1–14% on stronger loan growth and steady NIM, with repo hikes presenting an upside risk.
Exchange Update • 17 days ago
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Frequently Asked Questions about Kotak 811

Kotak 811 was founded in 2017.

Kotak 811 is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.

Kotak 811 has 73,299 employees.

The primary company behind Kotak 811, Kotak Mahindra Bank Limited, reported revenue of ₹122,935 Cr for FY 2026, up 3% year on year.

Kotak 811 is a mobile-based digital bank that allows users to manage savings accounts, current accounts, debit and credit cards, and instant personal loans through a single app. It operates via phone for anytime access, serving all Indian citizens without the need for physical branches. The platform emphasizes security governed by RBI regulations and enables online transactions from anywhere in India, focusing on convenient financial management for individuals and businesses.

Kotak 811's top competitors include Axis Bank, Bandhan Bank and HDFC Bank.

Kotak 811 offers Savings Account, Current Account, Debit Card, Credit Card, and Instant Personal Loan.

Yes, Kotak 811 is publicly traded on NSE under the ticker symbol KOTAKBANK.

Kotak 811 operates through Kotak Mahindra Bank Limited.

The legal entities of Kotak 811 currently have 14 directors, including Uday Shankar, Ashu Suyash, Avan Kayomars Doomasia and others.

Yes. Kotak 811 publishes Kotak Bank: 811 Mobile App, with over 10 million downloads.

The website of Kotak 811 receives about 7.6 million visits a month and ranks #5,308 among all websites worldwide.

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