About KreditOne
KreditOne is a Financial Services company based in Delhi (India) founded in 2019. It provides instant credit lines and online loans through mobile app in India. It operates on a D2C model. Its Indian entity Kreditin Private Limited reported revenue of ₹2.68 Cr. KreditOne offers products and services including Instant Credit Line, Virtual Credit Line App, and Online Loan Application. Its focus areas include FinTech, Lending Tech, Personal Loans and Instant Credit. Similar companies include Kissht, Stashfin and Finnable; 3 of its 3 listed similar companies have raised funding.
Company details
KreditOne is a financial services platform that delivers instant credit lines and online loans to individuals in India. It uses AI technology and a mobile-based app for quick approvals and secure transactions, partnering with RBI-registered NBFCs. The service focuses on underserved financial needs, offering flexible amounts from Rs. 2000 to Rs. 200000 with a fully online process. Customers can apply anytime with minimal paperwork, ensuring fast and transparent access to funds.
- Headquarters Delhi, India
- SectorsFinancial Services
- Email••••••••
- Website kreditone.in
- Social LinkedIn Facebook Instagram
- Legal Name Kreditin Private Limited
- Date of Incorporation 21 Aug, 2019
- Jurisdiction New Delhi, Delhi, India
- Annual Revenue₹2.68 Cr
FY 2020
- Net Profit₹72.8 Lakh
FY 2020 · 27% margin
- EBITDA₹73.1 Lakh
FY 2020 · 27% margin
Associated legal entities of KreditOne
KreditOne operates through Kreditin Private Limited (strike off). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2020) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Kreditin Private Limited CIN U74999DL2019FTC354073 | Strike Off | 21 Aug 2019 | New Delhi, Delhi | ₹2.7 Cr | 2 | View details |
Products & Services of KreditOne
KreditOne offers a comprehensive portfolio of products and services, including Instant Credit Line, Virtual Credit Line App, and Online Loan Application.
Offers quick online credit up to Rs. 200000 for personal financial needs.
App for applying and managing instant loans in under 5 minutes.
Facilitates fast loan approvals and disbursements via digital interface.
Board of directors of Kreditin Private Limited (KreditOne)
Kreditin Private Limited is the primary company behind KreditOne. The board of Kreditin Private Limited currently have 2 directors; the longest-serving is Durgesh Sharma, appointed in 2021. 4 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Durgesh Sharma DIN 09210420 | Additional Director | 21 Jun 2021 | 5 yrs 4 mo | Kreditin Private Limited |
| Rohit Bhardwaj DIN 09199189 | Additional Director | 10 Jun 2022 | 4 yrs 5 mo | Kreditin Private Limited |
Financials of KreditOne
Figures of Kreditin Private Limited, the primary company behind KreditOne, for FY 2020. Revenue was ₹2.68 Cr. Net profit was ₹72.8 Lakh (27% margin). EBITDA was ₹73.1 Lakh (27% margin).
- ₹2.68 CrRevenue · FY 2020
- ₹72.8 LakhNet profit · 27% margin
- ₹73.1 LakhEBITDA · 27% margin
- ₹1.90 CrPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Kreditin Private Limited are on its company page.
Detailed financial statements for KreditOne
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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- Financial ratios
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Verified entity values are shown only after access is granted.
Similar companies to KreditOne
KreditOne has 3 listed similar companies in our database, 3 of them funded. They include Kissht, Stashfin and Finnable.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kissht.com | 2015 | Mumbai, India | $132.57M | 265 | Personal, business, and property loans are provided by Kissht. | |
| stashfin.com | 2016 | Gurugram, India | $115M | 175 | Digital lending and instant credit lines are provided to individuals. | |
| finnable.com | 2015 | Bengaluru, India | $33.9M | 1,409 | Online personal loans with minimal documentation are offered digitally. |
Detailed similar companies of KreditOne
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- Full competitor set
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Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as KreditOne (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 185.7 M | 2,787 |
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Frequently Asked Questions about KreditOne
KreditOne was founded in 2019.
KreditOne is headquartered in Delhi, India. It is registered at Delhi, Delhi, India.
The primary company behind KreditOne, Kreditin Private Limited, reported revenue of ₹2.68 Cr for FY 2020.
KreditOne is a financial services platform that delivers instant credit lines and online loans to individuals in India. It uses AI technology and a mobile-based app for quick approvals and secure transactions, partnering with RBI-registered NBFCs. The service focuses on underserved financial needs, offering flexible amounts from Rs. 2000 to Rs. 200000 with a fully online process. Customers can apply anytime with minimal paperwork, ensuring fast and transparent access to funds.
KreditOne offers Instant Credit Line, Virtual Credit Line App, and Online Loan Application.
KreditOne operates through Kreditin Private Limited.
The legal entities of KreditOne currently have 2 directors, including Durgesh Sharma, Rohit Bhardwaj.