About Kredmint
Kredmint is a Financial Services company based in Noida (India) founded in 2022 by Rahul Nagar, Himanshu Arora, and Vikas Garg. Embedded finance and supply chain financing solutions are provided. Kredmint has raised $2 million across 1 funding round from investors including Gemba Capital, Kunal Shah and Ashneer Grover. The company has 1 employees. Its chief executive, as recorded, is Vikas Garg. Its Indian entity Kredmint Technologies Private Limited reported revenue of ₹1.78 Cr. Kredmint offers products and services including Embedded Finance, Invoice Discounting, Vendor Financing, and Buy Now Pay Later. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its competitors include Bizongo, GoKwik and Indifi; 3 of its 3 listed competitors have raised funding.
Company details
Kredmint was founded in 2022 in Noida, India, within the fintech sector. Embedded finance and supply chain financing solutions are offered to businesses. Invoice discounting, vendor financing, and buy now pay later options are included among the financial products. Working capital management and payment cycle streamlining are supported through these services. Integration with existing ERP systems is enabled by the platform, which also manages collections, payments, and overall financial operations.
- Headquarters Noida, India
- Employees 1
- Founders Rahul Nagar, Himanshu Arora, Vikas Garg
- SectorsFinancial Services
- Email••••••••
- Website kredmint.com
- Social LinkedIn X Facebook
- Legal Name Kredmint Technologies Private Limited
- Date of Incorporation 29 Jun, 2022
- Jurisdiction Faridabad, Haryana, India
- Annual Revenue₹1.78 Cr
FY 2025 · -22% YoY
- Net Loss-₹1.16 Cr
FY 2025 · -65% margin
- EBITDA-₹1.16 Cr
FY 2025 · -66% margin
- Total Equity Funding$2M (USD)
in 1 rounds
- Latest Funding Round$2M (USD), Angel Round
Dec 2022
- InvestorsGemba Capital
& 10 more
- Employee Count1
Associated legal entities of Kredmint
Kredmint operates through Kredmint Technologies Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Kredmint Technologies Private Limited CIN U72900HR2022PTC104791 | Active | 29 Jun 2022 | Faridabad, Haryana | ₹1.8 Cr | 25 | 4 | View details |
Products & Services of Kredmint
Kredmint offers a comprehensive portfolio of products and services, including Embedded Finance, Invoice Discounting, Vendor Financing, and Buy Now Pay Later.
Integrates financial tools into business systems for seamless operations.
Provides immediate cash by discounting business invoices quickly.
Offers credit lines to vendors for efficient supply chain management.
Enables customers to defer payments for purchases flexibly.
Apps and channels of Kredmint
Kredmint publishes 1 mobile app with over 10K+ downloads.
Funding Insights of Kredmint
Kredmint has successfully raised a total of $2M through 1 strategic funding round. The most recent funding activity was a Angel Round of $2 million completed in December 2022. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $2M
- Total Rounds 1
- Last Round Angel Round — $2M
- First Round $2M
(Dec 2022)
- Investors Count 11
All 1 funding rounds of Kredmint with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Dec 2022 | $2M | Angel Round | – | Kunal Shah, Ashneer Grover |
11 investors in total: 1 institutional and 10 angel.
Investors in Kredmint
Kredmint has secured backing from 11 investors, including angel and venture fund investors. Prominent investors backing the company include Gemba Capital, Kunal Shah and Ashneer Grover.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Venture capital firm backing startups in Fintech and Consumer Tech sectors. | 2017 | gembacapital.in | Bengaluru, India | |
KS Kunal Shah | Founder of CRED, serial entrepreneur, and prominent Indian angel investor | unknown_3040ec1e2f18431d9 | ||
AG Ashneer Grover | Founder of BharatPe, Third Unicorn, ex-Shark Tank India judge, active angel investor | unknown_4719ba8f8a434aea8 | ||
AL Amit Lakhotia | unknown_702f83c60d6f4573a | |||
SN Shankar Nath | Angel investor, ex-Head of Marketing at PolicyBazaar, mentor to startups | unknown_1d31190a1fc44353a | ||
AS Amit Sinha | Angel investor, ex-Amazon leader, focused on tech startups in India | unknown_7ba73eec2e2d423c8 | ||
MA Manish Amin | Co-founder of Yatra, active angel investor in Indian startups | unknown_de71cf34a9b04af6b | ||
SS Sachin Seth | unknown_731691c80fe5424d8 | |||
JK Jaskaran Kapany | unknown_8b3d63f4f18d42f88 | |||
AW Ankur Warikoo | Entrepreneur, angel investor, author, and content creator mentoring startups. | unknown_8360c8fb5a6141b58 |
Investor details for Kredmint
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Board of directors of Kredmint Technologies Private Limited (Kredmint)
Kredmint Technologies Private Limited is the primary company behind Kredmint. The board of Kredmint Technologies Private Limited currently have 4 directors; the longest-serving is Vikas Garg, appointed in 2022. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Vikas Garg DIN 07871975 | Director | 29 Jun 2022 | 4 yrs 4 mo | Kredmint Technologies Private Limited |
| Sonia Garg DIN 08691820 | Director | 29 Jun 2022 | 4 yrs 4 mo | Kredmint Technologies Private Limited |
| Rahul Nagar DIN 09812836 | Director | 16 Dec 2022 | 3 yrs 10 mo | Kredmint Technologies Private Limited |
| Himanshu Arora DIN 07214725 | Director | 16 Dec 2022 | 3 yrs 10 mo | Kredmint Technologies Private Limited |
People of Kredmint
3 people are tracked at Kredmint (3 in leadership); the tracked headcount is 1.
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
| Co-Founder | Leadership | |
| Co-Founder & CEO | Leadership |
Complete people profiles for Kredmint
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
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- Team structure
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Verified entity values are shown only after access is granted.
Financials of Kredmint
Figures of Kredmint Technologies Private Limited, the primary company behind Kredmint, for FY 2025. Revenue was ₹1.78 Cr (-22% year on year). Net loss was -₹1.16 Cr (-65% margin). EBITDA was -₹1.16 Cr (-66% margin).
- ₹1.78 CrRevenue · FY 2025 · -22% YoY
- -₹1.16 CrNet loss · -65% margin
- -₹1.16 CrEBITDA · -66% margin
- ₹50 LakhPaid-up capital
- 25Employees (provident fund records)
Balance sheet, profit and loss, cash flow and ratios of Kredmint Technologies Private Limited are on its company page.
Detailed financial statements for Kredmint
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of Kredmint
2 dated milestones of Kredmint, from founding to its latest funding, stage changes and deals.
- Founded Kredmint is founded.
- Funding First funding round of $2.0M.
Competitors of Kredmint
Kredmint has 3 listed competitors in our database, 3 of them funded. They include Bizongo, GoKwik and Indifi.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| bizongo.com | 2015 | Mumbai, India | $257.08M | 94 | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | |
| gokwik.co | 2020 | Delhi, India | $73.02M | 304 | Software solutions are provided for e-commerce and D2C brands. | |
| indifi.com | 2015 | Gurugram, India | $90.76M | 500 | Online business loans and credit solutions for MSMEs are provided. |
Detailed competitors of Kredmint
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Verified entity values are shown only after access is granted.
Web traffic of Kredmint
The website of Kredmint (kredmint.com) receives about 1.9K visits a month.
- Monthly visits1.9K
▼ 43.2% vs previous month
Top companies in Alternative Lending
3 companies that operate in the same segment as Kredmint (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Kredmint
Complete news archive for Kredmint
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Frequently Asked Questions about Kredmint
Kredmint was founded in 2022.
Kredmint is headquartered in Noida, India. It is registered at Noida, Uttar Pradesh, India.
Vikas Garg is the CEO of Kredmint, as recorded in our data. They have also founded this company.
Kredmint is a funded company, having raised a total of $2M across 1 funding round to date. The company's 1st funding round was a Angel Round of $2M, raised on Dec 2022.
Kredmint has 1 employees.
The primary company behind Kredmint, Kredmint Technologies Private Limited, reported revenue of ₹1.78 Cr for FY 2025, down 22% year on year.
Kredmint was founded in 2022 in Noida, India, within the fintech sector. Embedded finance and supply chain financing solutions are offered to businesses. Invoice discounting, vendor financing, and buy now pay later options are included among the financial products. Working capital management and payment cycle streamlining are supported through these services. Integration with existing ERP systems is enabled by the platform, which also manages collections, payments, and overall financial operations.
Kredmint offers Embedded Finance, Invoice Discounting, Vendor Financing, and Buy Now Pay Later.
Kredmint has 11 investors. Key investors include Gemba Capital, Kunal Shah, Ashneer Grover, Amit Lakhotia, and Shankar Nath.
Kredmint operates through Kredmint Technologies Private Limited.
The legal entities of Kredmint currently have 4 directors, including Vikas Garg, Sonia Garg, Rahul Nagar and others.