Kriya

London, United Kingdom Founded: 2010 • Age: 16 yrs Acquired By Allica Bank
Diversified business loans, payments, and authentication solutions are provided online.
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About Kriya

Kriya is a company based in London (United Kingdom) founded in 2010 by Anil Stocker, Manami Kay, and Ilya Kondrashov was acquired by Allica Bank in October 2025.. Kriya has raised $451.59 million across 12 funding rounds from investors including Intesa Sanpaolo, Allica Bank and Barclays. The company has 130 employees as of December 31, 2021. Kriya offers products and services including Embedded Paylater, Invoice Finance, Working Capital Loans, Buyer Authentication, and Offline Payments. Kriya operates in a competitive market with competitors including Stripe, Flutterwave, Square, PayU and Mollie, among others.

  • Headquarter London, United Kingdom
  • Employees 130 as on 31 Dec, 2021
  • Founders Anil Stocker, Manami Kay, Ilya Kondrashov
  • Sectors
    Technology
    Financial Services
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Kriya Finance Limited
  • Date of Incorporation 29 Jul, 2010
  • Jurisdiction LONDON, ENGLAND
Operational Areas
Technology → Enterprise Software & Productivity Solutions
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
    $33.68 M (USD)
    137
    as on Dec 31, 2021
  • Net Profit
    $542.42 K (USD)
    104
    as on Dec 31, 2021
  • EBITDA
    $330.17 K (USD)
    102
    as on Dec 31, 2021
  • Total Equity Funding
    $451.59 M (USD)

    in 12 rounds

  • Latest Funding Round
    $63.45 M (USD), Debt – Convertible

    Jan 31, 2024

  • Investors
  • Employee Count
    130

    as on Dec 31, 2021

  • Acquired by
    Allica Bank

    (Oct 22, 2025)

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Products & Services of Kriya

Kriya offers a comprehensive portfolio of products and services, including Embedded Paylater, Invoice Finance, Working Capital Loans, Buyer Authentication, and Offline Payments. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Provides flexible payment terms to boost buyer conversions and sales.

Allows drawing funds against invoices to bridge cash flow gaps.

Enables borrowing for inventory to maintain business liquidity.

Facilitates secure customer onboarding for faster system access.

Supports order creation and trade credit in offline B2B channels.

Funding Insights of Kriya

Kriya has successfully raised a total of $451.59M across 12 strategic funding rounds. The most recent funding activity was a Debt – Convertible round of $63.45 million completed in January 2024. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 12
  • Last Round Debt – Convertible — $63.4M
  • First Round

    (03 Dec 2014)

  • Investors Count 13
Date Amount Transaction Name Valuation Lead Investors Investors
Jan, 2024 Amount Debt – Convertible - Kriya Valuation Viola Credit
Oct, 2022 Amount Debt – Conventional - Kriya Valuation

investors

May, 2022 Amount Debt – Conventional - Kriya Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Kriya

Kriya has secured backing from 14 investors, including venture fund, institutional, and angel investors. Prominent investors backing the company include Intesa Sanpaolo, Allica Bank and Barclays. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Credit fund / Venture debt provider for tech companies & fintech lenders
Founded Year Domain Location
Early and growth stage tech companies in Europe are funded.
Founded Year Domain Location
Investments are made in early-stage technology companies globally.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Kriya

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016

Financial Statements - Kriya

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Kriya Comparisons

Employees
+
Add Comparison
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Competitors of Kriya

Kriya operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Stripe, Flutterwave, Square, PayU and Mollie, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Payment processing and card issuance solutions are provided for businesses.
domain founded_year HQ Location
Provider of payment processing solutions for businesses
domain founded_year HQ Location
POS solutions are provided for retail businesses.
domain founded_year HQ Location
Online payment processing and credit solutions are provided for businesses.
domain founded_year HQ Location
Online payment solutions are provided for businesses via API.
domain founded_year HQ Location
Identity verification solutions are provided, including document and biometric authentication.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Kriya

Frequently Asked Questions about Kriya

When was Kriya founded?

Kriya was founded in 2010 and raised its 1st funding round 4 years after it was founded.

Where is Kriya located?

Kriya is headquartered in London, United Kingdom. It is registered at London, England, United Kingdom.

Who is the current CEO of Kriya?

Anil Stocker is the current CEO of Kriya. They have also founded this company.

Is Kriya a funded company?

Kriya is a funded company, having raised a total of $451.59M across 12 funding rounds to date. The company's 1st funding round was a Debt – Conventional of $124.09M, raised on Dec 03, 2014.

How many employees does Kriya have?

As of Dec 31, 2021, the latest employee count at Kriya is 130.

What is the annual revenue of Kriya?

Annual revenue of Kriya is $33.68M as on Dec 31, 2021.

What does Kriya do?

Kriya was founded in 2010 in London, United Kingdom, as an online platform in the fintech sector. Business loans, including invoice financing, are processed entirely online. Payments solutions with buy-now-pay-later options are offered for B2B marketplaces and enterprises. Customer authentication services support onboarding processes for various business needs.

Who are the top competitors of Kriya?

Kriya's top competitors include Stripe, PayU and Flutterwave.

What products or services does Kriya offer?

Kriya offers Embedded Paylater, Invoice Finance, Working Capital Loans, Buyer Authentication, and Offline Payments.

Who are Kriya's investors?

Kriya has 14 investors. Key investors include Intesa Sanpaolo, Allica Bank, Barclays, Deutsche Bank, and Santander Bank.

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