About lessEMI
lessEMI is a Financial Services company based in Ahmedabad (India) founded in 2022 by Sahil Ullasbhai Shah and Biswaroop Padhi. Loan distribution platform for counsellors to partner with banks and manage financial services. It operates on a B2B and Marketplace model in Financial Services and Technology sectors. The company has 1 employees. Its Indian entity Future Today Fintech Private Limited reported revenue of ₹93.5 Lakh. lessEMI offers products and services including Loan Distribution Platform and Loan Management System. Its focus areas include FinTech, Investment Tech, Private Company Data and Counselling Platform. Its competitors include AceHours, PayCapital and BankersKlub.
Company details
LessEMI operates as a fintech company providing a technology-driven platform for individuals to become loan counsellors. It connects users with over 55 banks and NBFCs, offering tools like a dynamic recommendation engine and loan management system to handle referrals and track cases. Based in Ahmedabad, India, it focuses on low-investment business opportunities, enabling counsellors to earn commissions through efficient loan processing and support services, while emphasizing transparency and professional growth.
- Headquarters Ahmedabad, India
- Employees 1
- Founders Sahil Ullasbhai Shah, Biswaroop Padhi
- SectorsFinancial ServicesTechnology
- Email••••••••
- Phone•••• ••••
- Website lessemi.com
- Legal Name Future Today Fintech Private Limited
- Date of Incorporation 06 Jan, 2022
- Jurisdiction Ahmedabad, Gujarat, India
- Annual Revenue₹93.5 Lakh
FY 2025 · +5% YoY
- Net Loss-₹23 Lakh
FY 2025 · -25% margin
- EBITDA-₹2.3 Lakh
FY 2025 · -3% margin
- Employee Count1
Associated legal entities of lessEMI
lessEMI operates through Future Today Fintech Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Future Today Fintech Private Limited CIN U74999GJ2022PTC128495 | Active | 06 Jan 2022 | Ahmedabad, Gujarat | ₹0.9 Cr | 2 | View details |
Products & Services of lessEMI
lessEMI offers a comprehensive portfolio of products and services, including Loan Distribution Platform and Loan Management System.
Platform for managing loan referrals and recommendations with banks.
System to track and process loan cases for counsellors efficiently.
Board of directors of Future Today Fintech Private Limited (lessEMI)
Future Today Fintech Private Limited is the primary company behind lessEMI. The board of Future Today Fintech Private Limited currently have 2 directors; the longest-serving is Sahil Ullasbhai Shah, appointed in 2022.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Sahil Ullasbhai Shah DIN 07154561 | Director | 06 Jan 2022 | 4 yrs 9 mo | Future Today Fintech Private Limited |
| Biswaroop Abhayakumar Padhi DIN 08735860 | Director | 06 Jan 2022 | 4 yrs 9 mo | Future Today Fintech Private Limited |
People of lessEMI
2 people are tracked at lessEMI (2 in leadership); the tracked headcount is 1.
| Name | Role | Group |
|---|---|---|
| Co-Founder | Leadership | |
| Co-Founder | Leadership |
Complete people profiles for lessEMI
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of lessEMI
Figures of Future Today Fintech Private Limited, the primary company behind lessEMI, for FY 2025. Revenue was ₹93.5 Lakh (+5% year on year). Net loss was -₹23 Lakh (-25% margin). EBITDA was -₹2.3 Lakh (-3% margin).
- ₹93.5 LakhRevenue · FY 2025 · +5% YoY
- -₹23 LakhNet loss · -25% margin
- -₹2.3 LakhEBITDA · -3% margin
- ₹1.1 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Future Today Fintech Private Limited are on its company page.
Detailed financial statements for lessEMI
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Competitors of lessEMI
lessEMI has 3 listed competitors in our database. They include AceHours, PayCapital and BankersKlub.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| acehours.com | 2021 | Gurugram, India | Platform connecting MSMEs with experts for funding, consulting, and digitization services. | |||
| paycapital.in | 2024 | Surat, India | Serves as a platform for financial and debt counselling to support individuals. | |||
| bankersklub.com | 2024 | Delhi, India | Debt counselling platform for individuals and businesses |
Detailed competitors of lessEMI
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- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
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Frequently Asked Questions about lessEMI
lessEMI was founded in 2022.
lessEMI is headquartered in Ahmedabad, India. It is registered at Ahmedabad, Gujarat, India.
lessEMI has 1 employees.
The primary company behind lessEMI, Future Today Fintech Private Limited, reported revenue of ₹93.5 Lakh for FY 2025, up 5% year on year.
LessEMI operates as a fintech company providing a technology-driven platform for individuals to become loan counsellors. It connects users with over 55 banks and NBFCs, offering tools like a dynamic recommendation engine and loan management system to handle referrals and track cases. Based in Ahmedabad, India, it focuses on low-investment business opportunities, enabling counsellors to earn commissions through efficient loan processing and support services, while emphasizing transparency and professional growth.
lessEMI's top competitors include BankersKlub, PayCapital and AceHours.
lessEMI offers Loan Distribution Platform and Loan Management System.
lessEMI operates through Future Today Fintech Private Limited.
The legal entities of lessEMI currently have 2 directors, including Sahil Ullasbhai Shah, Biswaroop Abhayakumar Padhi.