Live Oak Bank

Wilmington, United States Founded: 2008 • Age: 18 yrs
Small business loans and online savingsCD accounts are offered digitally.
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About Live Oak Bank

Live Oak Bank is a company based in Wilmington (United States) founded in 2008 by David Lucht, Lee Williams, and Neil Underwood.. Live Oak Bank has raised $74.95 million across 3 funding rounds from investors including Dimensional Fund Advisors. Live Oak Bank has completed 1 acquisition, including National Assurance Title. Live Oak Bank offers products and services including High-Yield Savings, Certificates of Deposit, and Business Loans. Live Oak Bank operates in a competitive market with competitors including Truist, First Republic Bank, Equity Bank, Investec and UniCredit, among others.

  • Headquarter Wilmington, United States
  • Founders David Lucht, Lee Williams, Neil Underwood
  • Stage Public
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Live Oak Bancshares, Inc.
Operational Areas
Financial Services → Banking & Financial Institutions
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $74.95 M (USD)

    in 3 rounds

  • Latest Funding Round
    $523 K (USD), Post-IPO

    Dec 05, 2017

  • Investors
  • Employee Count
    Employee Count
  • Investments & Acquisitions
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Products & Services of Live Oak Bank

Live Oak Bank offers a comprehensive portfolio of products and services, including High-Yield Savings, Certificates of Deposit, and Business Loans. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Provides high-interest savings for personal and business use.

Offers fixed-term deposits with competitive APY rates.

Delivers SBA and custom loans for business financing.

People of Live Oak Bank
Headcount 500-1000
Employee Profiles 287
Board Members and Advisors 8
Employee Profiles
People
Connor Duncan
Vice President - Senior Loan Officer
People
BJ Losch III
President
People
James S. Mahan III
Chairman & CEO
People
Steve Smits
Head of Commercial Banking

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Board Members and Advisors
people
Lee Williams III
Vice Chairman
people
Bill Cameron
Director
people
Milt Petty
Director
people
Diane Glossman
Director

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Funding Insights of Live Oak Bank

Live Oak Bank has successfully raised a total of $74.95M across 3 strategic funding rounds. The most recent funding activity was a Post-IPO round of $523 thousand completed in December 2017. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 3
  • Last Round Post-IPO — $523,000
  • First Round

    (17 Apr 2009)

  • Investors Count 1
Date Amount Transaction Name Valuation Lead Investors Investors
Dec, 2017 Amount Post-IPO - Live Oak Bank Valuation

investors

Aug, 2014 Amount Series C - Live Oak Bank Valuation

investors

Apr, 2009 Amount Debt – Conventional - Live Oak Bank Valuation

investors

Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Live Oak Bank

Live Oak Bank has secured backing from 1 investor, including institutional investors. Prominent investors backing the company include Dimensional Fund Advisors. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Institutional
Investor Description Founded Year Domain Location
Diversified investment management services are provided to global clients.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Live Oak Bank

Live Oak Bank has strategically engaged in corporate development activities, having acquired 1 company. Notable acquisitions include National Assurance Title. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Title insurance agency services are provided in the United States.
2012
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Live Oak Bank

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Live Oak Bank Comparisons

Employees
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Competitors of Live Oak Bank

Live Oak Bank operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Truist, First Republic Bank, Equity Bank, Investec and UniCredit, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Wealth advisory and banking services are offered to clients.
domain founded_year HQ Location
Commercial bank
domain founded_year HQ Location
Commercial banking services are provided to businesses and individuals.
domain founded_year HQ Location
Global banking, investment, and wealth management services are offered worldwide.
domain founded_year HQ Location
Commercial bank
domain founded_year HQ Location
Commercial banking and wealth management services are offered globally.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Live Oak Bank

Frequently Asked Questions about Live Oak Bank

When was Live Oak Bank founded?

Live Oak Bank was founded in 2008 and raised its 1st funding round 1 year after it was founded.

Where is Live Oak Bank located?

Live Oak Bank is headquartered in Wilmington, United States. It is registered at Wilmington, Delaware, United States.

Who is the current CEO of Live Oak Bank?

Chip Mahan is the current CEO of Live Oak Bank.

Is Live Oak Bank a funded company?

Live Oak Bank is a funded company, having raised a total of $74.95M across 3 funding rounds to date. The company's 1st funding round was a Debt – Conventional of $4.2M, raised on Apr 17, 2009.

What does Live Oak Bank do?

Live Oak Bank is a small business bank that offers small business loans and online savings and CD accounts. They have a unique approach to serving customers nationwide.

Who are the top competitors of Live Oak Bank?

Live Oak Bank's top competitors include Truist, Investec and Citi.

What products or services does Live Oak Bank offer?

Live Oak Bank offers High-Yield Savings, Certificates of Deposit, and Business Loans.

How many acquisitions has Live Oak Bank made?

Live Oak Bank has made 1 acquisition, including National Assurance Title.

Who are Live Oak Bank's investors?

Live Oak Bank has 1 investor. Key investors include Dimensional Fund Advisors.

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