Loaney

Bengaluru, India Listed

Operates a web-based platform for lending services.

Page last updated 19 Oct 2026

About Loaney

Loaney is a publicly listed company based in Bengaluru (India). It operates a web-based platform for lending services. It operates on a B2C model. The company has 3 employees. Its Indian entity Apollo Finvest (India) Limited reported revenue of ₹23.20 Cr. Its focus areas include FinTech, Lending and Online Lending. Its competitors include Florence Capital, Loanifi and LoanKhoj; 1 of its 3 listed competitors has raised funding.

Company details

Loaney, based in Bengaluru, focuses on offering financial products and advice, innovating financial technology, facilitating loans and financing, and online lending. Operates a web-based platform for lending services. The company prioritizes operational excellence, innovation, and customer-centric approaches for success. It continues to evolve, meeting industry challenges with strategic approaches.

Headquarters Bengaluru, India
Employees 3
Stage Public
Sectors
Financial Services
Website loaney.in
Legal Name Ferrymill Financial Technology Private Limited
Date of Incorporation 29 Jul, 1985
Jurisdiction Mumbai, Maharashtra, India

Operational Areas

Financial Services → Alternative Lending

Key Metrics

Market Cap
₹160 Cr
APOLLOFI · BSE
Share Price
₹435.00
+1.28% today
Revenue
₹20.70 Cr
FY 2025-26 · -31.6% YoY
EBITDA
₹11.29 Cr
Margin 54.5%
Net Profit
₹4.35 Cr
FY 2025-26 · -40.3% YoY
P/E (TTM)
20.9x
P/B 2.3x
ROE
6.2%
ROCE 11.6%
Debt / Equity
0.34
Interest cover 24.0x
Employee Count
3

Associated legal entities of Loaney

Loaney operates through Apollo Finvest (India) Limited, a listed company (active). Its filings, financials, charges and directors are on the company page.

Legal entity	Status	Incorporated	Registered in	Revenue (FY 2026)	Employees	Directors	Company page
Apollo Finvest (India) Limited Listed CIN L51900MH1985PLC036991	Active	29 Jul 1985	Mumbai, Maharashtra	₹23.2 Cr	30	8	View details

Board of directors of Apollo Finvest (India) Limited (Loaney)

Apollo Finvest (India) Limited is the primary company behind Loaney. The board of Apollo Finvest (India) Limited currently have 6 directors; the longest-serving is Paritosh Ram Khatry, appointed in 2017. 16 earlier directors have ceased.

Director	Designation	Appointed	Tenure	Entity
Paritosh Ram Khatry DIN 07998062	Director	22 Dec 2017	8 yrs 10 mo	Apollo Finvest (India) Limited
Mikhil Ramesh Innani DIN 02710749	Managing Director	24 Jul 2018	8 yrs 3 mo	Apollo Finvest (India) Limited
Kruti Khemani DIN 07977942	Director	24 Jul 2018	8 yrs 3 mo	Apollo Finvest (India) Limited
Diksha Dinesh Nangia DIN 07380935	Whole-time director	09 Aug 2019	7 yrs 2 mo	Apollo Finvest (India) Limited
Akash Adarsh Saxena DIN 09217893	Director	30 Jun 2021	5 yrs 4 mo	Apollo Finvest (India) Limited
Priyanka Roy DIN 08543919	Director	18 Sep 2024	2 yrs 1 mo	Apollo Finvest (India) Limited

IPO & Listings of Loaney

Loaney is a publicly listed company on the BSE with ticker symbol APOLLOFI in India, operating in the Finance sector. As a publicly traded entity, the company provides investors with opportunities to participate in its growth story through equity ownership. The listing enables access to capital markets, enhances corporate visibility, and provides liquidity for shareholders while maintaining transparency through regulatory compliance and regular financial disclosures.

Listed onBSE: APOLLOFI
Listed entityApollo Finvest (India) Limited
Exchange sectorFinance

Financials of Loaney

Exchange-reported figures of Apollo Finvest (India) Limited, the listed company behind Loaney (BSE: APOLLOFI).

Financial Highlights

FY 2025-26 · Standalone

Revenue

₹20.70 Cr

-31.6% YoY

EBITDA

₹11.29 Cr

-11.2% YoY

Profit After Tax

₹4.35 Cr

-40.2% YoY

Net Worth

₹74.29 Cr

+10.3% YoY

Total Assets

₹91.61 Cr

-6.1% YoY

Total Debt

₹17.32 Cr

-42.6% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

Metrics	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21	FY 2019-20
Income statement
Revenue	20.70	30.26	19.97	44.38	70.10	15.17	28.25
Revenue growth	-31.6%	+51.5%	-55.0%	-36.7%	+362.1%	-46.3%	-
EBITDA	11.29	12.72	9.46	13.55	13.52	5.15	10.03
EBITDA margin	+54.5%	+42.0%	+47.4%	+30.5%	+19.3%	+34.0%	+35.5%
Profit before tax	10.40	9.79	10.21	14.52	17.04	5.62	9.16
Net profit	4.35	7.28	8.02	10.06	12.73	4.12	6.65
Net profit margin	+21.0%	+24.1%	+40.2%	+22.7%	+18.2%	+27.2%	+23.5%
EPS (₹)	18.63	19.34	21.47	27.01	34.10	10.99	17.81
Balance sheet
Total assets	91.61	97.52	66.44	63.25	88.12	53.31	60.14
Net worth	74.29	67.33	60.11	52.00	41.89	29.13	25.04
Total debt	17.32	30.18	6.33	11.25	46.23	24.18	35.11
Cash & bank	3.48	7.45	6.01	0.42	2.88	3.88	1.49
Net working capital	(4.87)	0.55	4.19	(7.18)	(13.28)	(1.30)	(2.57)
Cash flow
Cash from operations	27.58	(25.41)	(35.87)	24.18	(11.53)	6.25	26.12
Cash from investing	(16.55)	1.91	41.65	(16.20)	0.59	0.22	(23.47)
Cash from financing	(15.00)	24.94	(0.20)	(10.43)	9.94	(4.09)	(2.08)

Particulars	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024
Revenue	8.47	5.79	4.58	5.12	5.21	8.02	7.77	7.08
Revenue growth (YoY)	+62.6%	-27.8%	-41.1%	-27.7%	-29.6%	-	-	-
Other income	0.22	0.35	0.11	0.04	1.99	0.11	0.02	0.03
Total expenses	3.46	3.36	1.11	1.73	3.21	5.69	4.77	3.23
EBITDA	5.01	2.43	3.47	3.39	2.00	2.33	3.00	3.85
EBITDA margin	+59.1%	+42.0%	+75.8%	+66.2%	+38.4%	+29.1%	+38.6%	+54.4%
Depreciation	0.21	0.23	0.22	0.22	0.23	0.24	0.24	0.33
Interest	0.40	0.43	0.53	0.70	0.83	0.89	0.63	0.46
Profit before tax	4.62	2.12	2.83	2.51	2.93	1.31	2.15	3.09
Tax	1.26	1.04	1.01	0.77	0.63	0.27	0.73	0.67

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 30 Oct 2026

Particulars	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024
Revenue	8.47	5.79	4.58	5.12	5.21	8.02	7.77	7.08
Revenue growth (YoY)	+62.6%	-27.8%	-41.1%	-27.7%	-29.6%	-	-	-
Other income	0.22	0.35	0.11	0.04	1.99	0.11	0.02	0.03
Total expenses	3.46	3.36	1.11	1.73	3.21	5.69	4.77	3.23
EBITDA	5.01	2.43	3.47	3.39	2.00	2.33	3.00	3.85
EBITDA margin	+59.1%	+42.0%	+75.8%	+66.2%	+38.4%	+29.1%	+38.6%	+54.4%
Depreciation	0.21	0.23	0.22	0.22	0.23	0.24	0.24	0.33
Interest	0.40	0.43	0.53	0.70	0.83	0.89	0.63	0.46
Profit before tax	4.62	2.12	2.83	2.51	2.93	1.31	2.15	3.09
Tax	1.26	1.04	1.01	0.77	0.63	0.27	0.73	0.67

Particulars	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21	FY 2019-20
Revenue	20.70	30.26	19.97	44.38	70.10	15.17	28.25
Revenue growth	-31.6%	+51.5%	-55.0%	-36.7%	+362.1%	-46.3%	-
Other income	2.50	0.18	1.11	1.77	3.90	0.77	0.57
Total expenses	9.41	17.54	10.51	30.83	56.58	10.02	18.22
Employee cost	4.34	3.43	3.27	2.60	1.80	1.09	0.87
EBITDA	11.29	12.72	9.46	13.55	13.52	5.15	10.03
EBITDA margin	+54.5%	+42.0%	+47.4%	+30.5%	+19.3%	+34.0%	+35.5%
Depreciation	0.90	0.95	0.16	0.31	0.23	0.22	0.15
Interest	2.49	2.16	0.20	0.49	0.15	0.08	1.29
Profit before tax	10.40	9.79	10.21	14.52	17.04	5.62	9.16
Tax	3.46	2.58	2.19	4.46	4.31	1.50	2.51
Net profit	4.35	7.28	8.02	10.06	12.73	4.12	6.65
Net profit margin	+21.0%	+24.1%	+40.2%	+22.7%	+18.2%	+27.2%	+23.5%
EPS (₹)	18.63	19.34	21.47	27.01	34.10	10.99	17.81

Particulars	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21	FY 2019-20
Equity & liabilities
Share capital	3.73	3.73	3.73	3.73	3.73	3.73	3.73
Reserves & surplus	70.56	63.60	56.38	48.27	38.16	25.40	21.31
Shareholders' funds (net worth)	74.29	67.33	60.11	52.00	41.89	29.13	25.04
Secured loans	17.32	30.18	6.33	11.25	40.23	24.18	31.11
Unsecured loans	0.00	0.00	0.00	0.00	6.00	0.00	4.00
Total debt	17.32	30.18	6.33	11.25	46.23	24.18	35.11
Total liabilities	91.61	97.52	66.44	63.25	88.12	53.31	60.14
Assets
Gross block	6.54	7.55	4.95	5.63	5.56	5.21	7.67
Net block	3.61	5.40	3.26	4.59	4.83	4.70	7.38
Capital work in progress	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	29.31	8.75	11.52	48.70	30.98	27.72	25.61
Inventories	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Sundry debtors	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash & bank balances	3.48	7.45	6.01	0.42	2.88	3.88	1.49
Loans & advances	4.78	2.82	4.69	2.71	3.37	1.41	1.68
Total current assets	8.26	10.27	10.70	3.13	6.25	5.29	3.17
Total current liabilities	13.13	9.72	6.51	10.31	19.53	6.59	5.74
Net working capital	(4.87)	0.55	4.19	(7.18)	(13.28)	(1.30)	(2.57)
Total assets	91.61	97.52	66.44	63.25	88.12	53.31	60.14

Particulars	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21	FY 2019-20
Opening cash	7.45	6.01	0.42	2.88	3.88	1.49	0.92
Net cash from operating activities	27.58	(25.41)	(35.87)	24.18	(11.53)	6.25	26.12
Net cash from investing activities	(16.55)	1.91	41.65	(16.20)	0.59	0.22	(23.47)
Net cash from financing activities	(15.00)	24.94	(0.20)	(10.43)	9.94	(4.09)	(2.08)
Net change in cash	(3.97)	1.44	5.59	(2.45)	(1.00)	2.38	0.57
Closing cash	3.48	7.45	6.01	0.42	2.88	3.88	1.49

Particulars	FY 2025-26	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21	FY 2019-20
Growth
Sales growth	-31.6%	+51.5%	-55.0%	-36.7%	+362.1%	-46.3%	-
EBITDA growth	-11.2%	+34.5%	-30.2%	+0.2%	+162.5%	-48.7%	-
PBT growth	+6.2%	-4.1%	-29.7%	-14.8%	+203.2%	-38.7%	+429.5%
Net income growth	-40.3%	-9.2%	-20.3%	-21.0%	+209.0%	-38.1%	-
Revenue CAGR (3Y)	-22.5%	-24.4%	+9.6%	+16.3%	+170.0%	+104.3%	+195.0%
EBITDA CAGR (3Y)	-5.9%	-2.0%	+22.5%	+10.6%	+90.7%	+68.3%	-
Profitability & leverage
Net income margin	+33.5%	+23.8%	+40.2%	+22.7%	+18.2%	+27.2%	+23.5%
Return on capital employed	+11.6%	+14.6%	+16.0%	+19.9%	+24.3%	+10.0%	+23.4%
Return on net worth	+6.2%	+11.3%	+14.3%	+21.5%	+35.8%	+15.1%	+30.5%
Debt / equity	0.34	0.29	0.16	0.61	0.99	1.09	1.05
Long-term debt / equity	0.34	0.29	0.16	0.51	0.85	1.02	0.89
Interest cover	23.97	18.35	2.15	3.70	1.13	1.62	13.06
Efficiency & per share
Fixed asset turnover	3.29	4.87	3.98	8.25	13.74	2.48	3.83
Inventory turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debtors turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EPS (₹)	18.63	19.34	21.47	27.01	34.10	10.99	17.81
Dividend per share (₹)	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per share (₹)	199.03	180.44	161.09	139.36	112.26	78.07	67.10

Competitors of Loaney

Loaney has 3 listed competitors in our database, 1 of them funded. They include Florence Capital, Loanifi and LoanKhoj.

Company Name	Domain	Founded	HQ Location	Total funding	Employees	Description
Florence Capital	florencecapital.in	2016	Delhi, India	$1.34M	2	Personal loans are offered via app to Indian women.
Loanifi	goloanifi.com	2024	Bengaluru, India			Provides instant personal loans via app for professionals and self-employed.
LoanKhoj	loankhoj.in	2016	Hyderabad, India			Offers a versatile platform for accessing business loans.

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Top companies in Alternative Lending

3 companies that operate in the same segment as Loaney (Alternative Lending) in India, ranked by their profile score on The Company Check.

Company	Description	Founded	Location	Total funding	Revenue	Employees
BharatPe	Payment acceptance and processing solutions provider for businesses	2018	Gurugram, Haryana, India	USD 589.25 M	USD 179.52 M	3,670
Square Yards	Technology platform for real estate transactions and mortgages is provided.	2014	Gurugram, Haryana, India	USD 97.98 M	USD 28.9 M	9,619
InCred	Financial services are provided, specializing in personal and business loans.	2016	Mumbai, Maharashtra, India	USD 320.39 M	USD 106.45 M	2,161

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Related news about Loaney

Apollo Finvest (India) standalone net profit rises 45.02% in the June 2026 quarter | Capital Market News - Business Standard

Business Standard • 2 months ago

Q1 Results 14th Aug Live: Anupam Rasayan PAT up marginally, Ashok Leyland, NMDC, Alkem Lab, Bharat Dynamics, Voltas, 3M India, Cochin Shipyard, Physicswallah, Cholamandalam Fin, PTC Ind, Natco Pharma, Borosil to announce Q1 results, TMPV, Max Health lead Nifty 50 losers after Q1, Page Ind, Jubilant, LG Electronics, Honasa shares zoom - The HinduBusinessLine

Thehindubusinessline • 2 months ago

Q1 Results 14th Aug Highlights: BDL, Ashok Leyland, 3M India Q1 PAT rise y-o-y, Electrotherm, NATCO Pharma, Alkem Lab PAT decline, NMDC, Voltas, Cochin Shipyard, Physicswallah, PTC Ind, Borosil to announce Q1 results - The HinduBusinessLine

Thehindubusinessline • 2 months ago

Apollo Finvest (India) Launches App For Unsecured Personal Loans

Reuters • 1 year ago

Apollo Finvest (India) standalone net profit declines 1.70% in the June 2025 quarter | Capital Market News - Business Standard

Business Standard • 1 year ago

Apollo Finvest (India) standalone net profit rises 36.84% in the March 2025 quarter | Capital Market News - Business Standard

Business Standard • 1 year ago

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Thehindubusinessline • 1 year ago

Q3 Results Live Today: Trent shares fall 9%, SBI down 1%, KPI Green Energy, Sagility, RPower gains on Q3 show

Thehindubusinessline • 1 year ago

Apollo Finvest Standalone September 2024 Net Sales at Rs 7.08 crore, up 83.88% Y-o-Y

Moneycontrol • 1 year ago

Apollo Finvest (India) Approves Raising Funds By Issuing Non-Convertible Debentures

Reuters • 4 years ago

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Frequently Asked Questions about Loaney

Where is Loaney located?

Loaney is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.

How many employees does Loaney have?

Loaney has 3 employees.

What is the annual revenue of Loaney?

The primary company behind Loaney, Apollo Finvest (India) Limited, reported revenue of ₹23.20 Cr for FY 2026, down 32% year on year.

What does Loaney do?

Who are the top competitors of Loaney?

Loaney's top competitors include Florence Capital, LoanKhoj and Loanifi.

Is Loaney publicly traded?

Yes, Loaney is publicly traded on BSE under the ticker symbol APOLLOFI.

Which legal entities are associated with Loaney?

Loaney operates through Apollo Finvest (India) Limited.

Who are the directors of Loaney?

The legal entities of Loaney currently have 7 directors, including Mikhil Ramesh Innani, Akash Adarsh Saxena, Paritosh Ram Khatry and others.