About Loans4SME
Loans4SME is a Financial Services company based in Mumbai (India) founded in 2016 by Balawant Joshi. Lending solutions are provided to SMEs via a fintech platform. Loans4SME has raised $51.08 thousand across 1 funding round from investors including VilCap Investments. Loans4SME was last valued at $1.11 million in April 2017. Its Indian entity Climate Connect Advisors Private Limited reported revenue of ₹4.37 Cr. Loans4SME offers products and services including Advisory Services, Asset Leasing, Knowledge Leadership, and Ecosystem Advocacy. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its competitors include FlexiLoans, Bizongo and Lendingkart; 3 of its 3 listed competitors have raised funding.
Company details
Loans4SME was founded in 2016 and is based in Mumbai, India. Operations are focused on the fintech sector, where a platform is offered to connect small and medium-sized enterprises with debt providers. Alternative lending solutions are facilitated for working capital and expansion requirements. The service addresses financial applications by enabling access to debt financing options tailored to SME needs.
- Headquarters Mumbai, India
- Founders Balawant Joshi
- Stage Minicorn
- SectorsFinancial Services
- Website loans4sme.com
- Social LinkedIn X
- Legal Name Climate Connect Advisors Private Limited
- Date of Incorporation 31 Dec, 2019
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹4.37 Cr
FY 2025 · +102% YoY
- Net Profit₹96.9 Lakh
FY 2025 · 22% margin
- EBITDA₹1.62 Cr
FY 2025 · 37% margin
- Total Equity Funding$51.08K (USD)
in 1 rounds
- Latest Funding Round$51.08K (USD), Seed
Apr 2017
- Investors
Associated legal entities of Loans4SME
Loans4SME is associated with 2 registered companies on The Company Check; the primary company is Climate Connect Advisors Private Limited. Each company page carries the filings, financials, charges and directors of that entity.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Climate Connect Advisors Private Limited CIN U93090MH2019PTC335303 | Active | 31 Dec 2019 | Mumbai, Maharashtra | ₹4.4 Cr | 2 | View details | |
| Aurus Lending Solutions Private Limited CIN U74900MH2016PTC273521 | Active | 25 Feb 2016 | Mumbai, Maharashtra | ₹0.1 Cr | 3 | View details |
Products & Services of Loans4SME
Loans4SME offers a comprehensive portfolio of products and services, including Advisory Services, Asset Leasing, Knowledge Leadership, and Ecosystem Advocacy.
Helps agro-innovators raise capital to reduce food loss.
Supports e-commerce transition to electric mobility solutions.
Identifies climate finance gaps through reports and newsletters.
Promotes capital flows for climate action initiatives.
Funding Insights of Loans4SME
Loans4SME has successfully raised a total of $51.08K through 1 strategic funding round. The most recent funding activity was a Seed round of $51.08 thousand completed in April 2017. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $51,081
- Total Rounds 1
- Last Round Seed — $51,081
- First Round $51,081
(Apr 2017)
- Investors Count 1
All 1 funding rounds of Loans4SME with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Apr 2017 | $51,081 | Seed | $1.11M | VilCap Investments | – |
| Date | Valuation | Stage |
|---|---|---|
| Apr 2017 | $1.11M | •••••••• |
Last known valuation $1.11M (Apr 2017). 1 investors in total: 1 institutional.
Investors in Loans4SME
Loans4SME has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include VilCap Investments.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Impact investments are targeted by VilCap Investments venture capital firm. | vilcapinvestments.com | San Francisco, United States |
Investor details for Loans4SME
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Verified entity values are shown only after access is granted.
Board of directors of Climate Connect Advisors Private Limited (Loans4SME)
Climate Connect Advisors Private Limited is the primary company behind Loans4SME. The boards of the 2 registered companies of Loans4SME currently have 4 directors; the longest-serving is Balawant Ganesh Joshi, appointed in 2016. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Balawant Ganesh Joshi DIN 00415033 | Director | 25 Feb 2016 | 10 yrs 8 mo | Aurus Lending Solutions Private Limited |
| Gaurav Sareen DIN 08655756 | Director | 31 Dec 2019 | 6 yrs 9 mo | Climate Connect Advisors Private Limited |
| Simmi Sareen DIN 07074379 | Director | 31 Dec 2019 | 6 yrs 9 mo | Climate Connect Advisors Private Limited, Aurus Lending Solutions Private Limited |
| Shravan Shankar DIN 10200856 | Director | 26 Jun 2023 | 3 yrs 4 mo | Aurus Lending Solutions Private Limited |
People of Loans4SME
1 people are tracked at Loans4SME (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Co-Founder & Director | Leadership |
Complete people profiles for Loans4SME
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Financials of Loans4SME
Figures of Climate Connect Advisors Private Limited, the primary company behind Loans4SME, for FY 2025. Revenue was ₹4.37 Cr (+102% year on year). Net profit was ₹96.9 Lakh (22% margin). EBITDA was ₹1.62 Cr (37% margin). Revenue has grown at a compounded annual rate of +111% over three years.
- ₹4.37 CrRevenue · FY 2025 · +102% YoY
- ₹96.9 LakhNet profit · 22% margin
- ₹1.62 CrEBITDA · 37% margin
- ₹7.3 LakhPaid-up capital
- +111%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Climate Connect Advisors Private Limited are on its company page.
Detailed financial statements for Loans4SME
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
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Timeline of Loans4SME
3 dated milestones of Loans4SME across 1 years, from founding to its latest funding, stage changes and deals.
- Founded Loans4SME is founded.
- Funding First funding round of $51K.
- Milestone Reaches Minicorn status.
Competitors of Loans4SME
Loans4SME has 3 listed competitors in our database, 3 of them funded. They include FlexiLoans, Bizongo and Lendingkart.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| flexiloans.com | 2016 | Mumbai, India | $96.88M | 624 | Business loans and financial products for MSMEs are provided. | |
| bizongo.com | 2015 | Mumbai, India | $257.08M | 94 | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | |
| lendingkart.com | 2014 | Ahmedabad, India | $260.24M | 790 | Provider of unsecured business loans and working capital financing to MSMEs |
Detailed competitors of Loans4SME
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Top companies in Alternative Lending
3 companies that operate in the same segment as Loans4SME (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Loans4sme
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Frequently Asked Questions about Loans4SME
Loans4SME was founded in 2016 and raised its 1st funding round 1 year after it was founded.
Loans4SME is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
Loans4SME is a funded company, having raised a total of $51.08K across 1 funding round to date. The company's 1st funding round was a Seed of $51.08K, raised on Apr 2017.
The primary company behind Loans4SME, Climate Connect Advisors Private Limited, reported revenue of ₹4.37 Cr for FY 2025, up 102% year on year.
Loans4SME was founded in 2016 and is based in Mumbai, India. Operations are focused on the fintech sector, where a platform is offered to connect small and medium-sized enterprises with debt providers. Alternative lending solutions are facilitated for working capital and expansion requirements. The service addresses financial applications by enabling access to debt financing options tailored to SME needs.
Loans4SME's top competitors include FlexiLoans, Bizongo and Lendingkart.
Loans4SME offers Advisory Services, Asset Leasing, Knowledge Leadership, and Ecosystem Advocacy.
Loans4SME has 1 investor. Key investors include VilCap Investments.
The valuation of Loans4SME is $1.11M as of Apr 2017.
Loans4SME is associated with 2 legal entities: Climate Connect Advisors Private Limited, Aurus Lending Solutions Private Limited.
The legal entities of Loans4SME currently have 4 directors, including Gaurav Sareen, Simmi Sareen, Shravan Shankar and others.