Lower

New Albany, United States Founded: 1996 • Age: 30 yrs
Direct-to-consumer mortgage lender offering home purchase, refinance, and home equity loans

About Lower

Lower is a company based in New Albany (United States) founded in 1996.. Lower has raised $100 million across 1 funding round from investors including Accel. Lower has completed 2 acquisitions, including Movoto and Neatlabs. Lower offers products and services including Mortgages and Refinancing.

  • Headquarter New Albany, United States
  • Sectors
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Lower, Llc
Operational Areas
Financial Services → Banking & Financial Institutions
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $100 M (USD)

    in 1 rounds

  • Latest Funding Round
    $100 M (USD), Series A

    Jun 23, 2021

  • Investors
  • Employee Count
    Employee Count
  • Investments & Acquisitions
    Movoto

    & 1 more

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Products & Services of Lower

Lower offers a comprehensive portfolio of products and services, including Mortgages and Refinancing. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Home loans are provided for purchasing properties, with options tailored to individual needs

Rate-term refinancing is offered to adjust loan terms and potentially reduce payments

People of Lower
Headcount 200-500
Employee Profiles 26
Employee Profiles
People
Thomas Baumgarten
CD Originator Team Lead
People
Dan Snyder
CEO
People
Selene Srnensky Kellam
Chief Operating Officer
People
Nicholas Caravana
Vice President Of Lending

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Funding Insights of Lower

Lower has successfully raised a total of $100M through 1 strategic funding round. The most recent funding activity was a Series A round of $100 million completed in June 2021. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 1
  • Last Round Series A — $100.0M
  • First Round

    (23 Jun 2021)

  • Investors Count 1
Date Amount Transaction Name Valuation Lead Investors Investors
Jun, 2021 Amount Series A - Lower Valuation Accel
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Lower

Lower has secured backing from 1 investor, including venture fund investors. Prominent investors backing the company include Accel. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Investor Description Founded Year Domain Location
Accel is recognized as a leading venture capital firm.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Lower

Lower has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Movoto and Neatlabs. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Residential properties are brokered online for buyers, sellers, and homeowners.
2005
Neatlabs is operated as a company with domain neatlabs.com.
0
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Lower

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Lower Comparisons

Employees
+
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Competitors of Lower

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Lower

Frequently Asked Questions about Lower

When was Lower founded?

Lower was founded in 1996 and raised its 1st funding round 25 years after it was founded.

Where is Lower located?

Lower is headquartered in New Albany, United States.

Who is the current CEO of Lower?

Dan Snyder is the current CEO of Lower.

Is Lower a funded company?

Lower is a funded company, having raised a total of $100M across 1 funding round to date. The company's 1st funding round was a Series A of $100M, raised on Jun 23, 2021.

What does Lower do?

Founded in 1996 and based in New Albany, United States, the company operates as a direct-to-consumer mortgage lender in the financial services sector. Borrowers are connected to loan options such as conventional, adjustable-rate, jumbo, VA, and FHA loans, along with home improvement, debt consolidation, HELOCs, and cash-out refinancing. Guidance is offered throughout the borrowing process to address home purchase and refinance needs.

What products or services does Lower offer?

Lower offers Mortgages and Refinancing.

How many acquisitions has Lower made?

Lower has made 2 acquisitions, including Movoto, and Neatlabs.

Who are Lower's investors?

Lower has 1 investor. Key investors include Accel.

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