Luko

Paris, France Founded: 2016 • Age: 10 yrs Acquired By Allianz
App-based insurance platform for individuals
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About Luko

Luko is a company based in Paris (France) founded in 2016 was acquired by Allianz in January 2024.. Luko has raised $84.9 million across 3 funding rounds from investors including Allianz, Accel and Speedinvest. Luko has completed 2 acquisitions, including Coya and Unkle. Luko offers products and services including Habitation Insurance, Civil Responsibility Insurance, and Assurance Voyage. Luko operates in a competitive market with competitors including Webfleet, Flitter, Wilov, Datafolio and assurly, among others.

  • Headquarter Paris, France
  • Sectors
    Transportation, Automotive & Logistics
    Financial Services
  • Email
    ***********
  • Phone
    *********
  • Website
    *********
  • Social
    *********
  • Legal Name Allianz Direct Versicherungs-Ag/Succursale France
Operational Areas
Transportation, Automotive & Logistics → Automotive Retail, Aftermarket & Services
Financial Services → FinTech & Digital Finance
Transportation, Automotive & Logistics → Automotive Technology & Mobility Solutions
Financial Services → FinTech & Digital Finance
Key Metrics
  • Annual Revenue
  • Net Profit
  • EBITDA
  • Total Equity Funding
    $84.9 M (USD)

    in 3 rounds

  • Latest Funding Round
    $60.6 M (USD), Series B

    Dec 06, 2020

  • Investors
    Allianz

    & 13 more

  • Employee Count
    Employee Count
  • Investments & Acquisitions
    Coya

    & 1 more

  • Acquired by
    Allianz

    & 1 more

    (Jan 24, 2024)

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Products & Services of Luko

Luko offers a comprehensive portfolio of products and services, including Habitation Insurance, Civil Responsibility Insurance, and Assurance Voyage. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.

Primary

Online coverage for home protection and damages.

Protection against civil liability claims and risks.

Insurance for travel-related responsibilities and incidents.

People of Luko
Headcount 200-500
Board Members and Advisors 1
Board Members and Advisors
people
Raphael Vullierme
Vice Chairman Of The Supervisory Board

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Funding Insights of Luko

Luko has successfully raised a total of $84.9M across 3 strategic funding rounds. The most recent funding activity was a Series B round of $60.6 million completed in December 2020. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.

  • Total Funding
  • Total Rounds 3
  • Last Round Series B — $60.6M
  • First Round

    (31 May 2018)

  • Investors Count 12
Date Amount Transaction Name Valuation Lead Investors Investors
Dec, 2020 Amount Series B - Luko Valuation EQT Ventures
Nov, 2019 Amount Series A - Luko Valuation Accel
May, 2018 Amount Angel Round - Luko Valuation Xavier Niel , Bruno Rousset
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Investors in Luko

Luko has secured backing from 14 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Allianz, Accel and Speedinvest. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.

All
Venture Fund
Institutional
Angel
Investor Description Founded Year Domain Location
Venture capital investments in technology and innovation sectors.
Founded Year Domain Location
Accel is recognized as a leading venture capital firm.
Founded Year Domain Location
Venture capital investments in technology and defense sectors.
Founded Year Domain Location
Investor Description Founded Year Domain Location
Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
Founded Year Domain Location
Startup ecosystems are ignited through strategic investments by Signite Partners.
Founded Year Domain Location
Venture capital is directed toward companies in multiple sectors.
Founded Year Domain Location
Venture capital is invested in cybersecurity, fintech, and AI startups.
Founded Year Domain Location

Investments & Acquisitions by Luko

Luko has strategically engaged in corporate development activities, having acquired 2 companies. Notable acquisitions include Coya and Unkle. These strategic investments and acquisitions demonstrate the company's commitment to growth through portfolio expansion, market consolidation, technology integration, and strategic partnerships that enhance competitive positioning and drive long-term value creation.

Investments
Company Name Description Domain Location Founded Year Amount
Bionic investment advisor platform
2016
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Fine Asian gourmet food is offered by an internet-first restaurant.
2016
Acquisitions
Company Name Description Domain Location Founded Year Amount
Tenant screening services are provided for rental properties in France.
2018
Usage-based insurances are delivered via an online platform.
2016
Company Name Description Domain Location Founded Year Amount
OVO is recognized as a smart digital payment application.
2017
Bionic investment advisor platform
2016
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014
Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
2014

Financial Statements - Luko

Tata Steel revenue growth over time
Tata Steel profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Jan, 2021 Amount Post-IPO - Grab Valuation

investors

Feb, 2021 Amount Post-IPO - Grab Valuation

investors

Luko Comparisons

Employees
+
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Competitors of Luko

Luko operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Webfleet, Flitter, Wilov, Datafolio and assurly, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.

Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Provides cloud-based fleet management software solutions.
domain founded_year HQ Location
Online usage-based auto insurance platform for individuals
domain founded_year HQ Location
Online platform for usage-based auto insurance
domain founded_year HQ Location
Provider of usage-based auto insurance solutions
domain founded_year HQ Location
Mortgage insurance solutions are provided for home financing needs.
Company Name Domain Founded year HQ Location Description
domain founded_year HQ Location
Multiple services are booked via an app-based platform.
domain founded_year HQ Location
On-demand services are booked through an app-based platform.
domain founded_year HQ Location
App based platform offering on demand delivery and ride-hailing services
domain founded_year HQ Location
Operates an on-demand hyperlocal delivery app for food and groceries.

Latest news on Luko

Frequently Asked Questions about Luko

When was Luko founded?

Luko was founded in 2016 and raised its 1st funding round 2 years after it was founded.

Where is Luko located?

Luko is headquartered in Paris, France.

Is Luko a funded company?

Luko is a funded company, having raised a total of $84.9M across 3 funding rounds to date. The company's 1st funding round was a Angel Round of $2.21M, raised on May 31, 2018.

What does Luko do?

Luko was founded in 2016 in Paris, France, as an app-based platform in the insurance sector. Quotes are provided for non-occupant homeowner insurance, electric scooter coverage, building insurance, borrower protection, and related products. AI-driven tools and devices are utilized to prevent water and fire damage while detecting intruders. Claims processing services are managed, with applications available on iOS and Android devices.

Who are the top competitors of Luko?

Luko's top competitors include Flitter, Wilov and Datafolio.

What products or services does Luko offer?

Luko offers Habitation Insurance, Civil Responsibility Insurance, and Assurance Voyage.

How many acquisitions has Luko made?

Luko has made 2 acquisitions, including Coya, and Unkle.

Who are Luko's investors?

Luko has 14 investors. Key investors include Allianz, Accel, Speedinvest, EQT Ventures, and Founders Fund.

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