About Mcapital
Mcapital is a Financial Services company based in Raipur (India) founded in 2017 by Ketan Patel. Small business loans are facilitated via an online lending marketplace. The company has 25 employees. Its chief executive, as recorded, is Rohit Agrawal. Its Indian entity Ditya Finance Private Limited reported revenue of ₹1.25 Cr. Its focus areas include FinTech, Alternative Lending, Online Lenders and Business Loans. Its competitors include Bizongo, GoKwik and Indifi; 3 of its 3 listed competitors have raised funding.
Company details
Mcapital was established in 2017 in Raipur, India, as an online lending marketplace focused on small business financing. Merchant loans, loans against POS receivables, and payment solutions are provided through the platform. Users apply for retail loans online, with funds disbursed via partner banks. Operations center on connecting borrowers with financial services in the fintech sector.
- Headquarters Raipur, India
- Employees 25
- Founders Ketan Patel
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website mcapital.co.in
- Legal Name Ditya Finance Private Limited
- Date of Incorporation 04 Apr, 2019
- Jurisdiction Raipur, Chhattisgarh, India
- Annual Revenue₹1.25 Cr
FY 2025 · -83% YoY
- Net Loss-₹2.18 Cr
FY 2025 · -174% margin
- EBITDA-₹2.08 Cr
FY 2025 · -166% margin
- Employee Count25
Associated legal entities of Mcapital
Mcapital operates through Ditya Finance Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Ditya Finance Private Limited CIN U65990CT2019PTC009180 | Active | 04 Apr 2019 | Raipur, Chhattisgarh | ₹1.2 Cr | 25 | 4 | View details |
Board of directors of Ditya Finance Private Limited (Mcapital)
Ditya Finance Private Limited is the primary company behind Mcapital. The board of Ditya Finance Private Limited currently have 4 directors; the longest-serving is Ketan Jagdishbhai Patel, appointed in 2020. 6 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Ketan Jagdishbhai Patel DIN 08183259 | Managing Director | 23 Dec 2020 | 5 yrs 10 mo | Ditya Finance Private Limited |
| Naveen Surya DIN 00094514 | Director | 08 May 2021 | 5 yrs 5 mo | Ditya Finance Private Limited |
| Amar Jyoti Lenka DIN 06823744 | Company Secretary | 30 Jun 2021 | 5 yrs 3 mo | Ditya Finance Private Limited |
| Manish Manubhai Patel DIN 00995661 | Additional Director | 27 Sep 2025 | 1 yr | Ditya Finance Private Limited |
People of Mcapital
2 people are tracked at Mcapital (2 in leadership); the tracked headcount is 25.
| Name | Role | Group |
|---|---|---|
| Founder & MD | Leadership | |
Rohit Agrawal | CEO | Leadership |
Complete people profiles for Mcapital
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Financials of Mcapital
Figures of Ditya Finance Private Limited, the primary company behind Mcapital, for FY 2025. Revenue was ₹1.25 Cr (-83% year on year). Net loss was -₹2.18 Cr (-174% margin). EBITDA was -₹2.08 Cr (-166% margin). Revenue has grown at a compounded annual rate of -45% over three years and +52% over five years.
- ₹1.25 CrRevenue · FY 2025 · -83% YoY
- -₹2.18 CrNet loss · -174% margin
- -₹2.08 CrEBITDA · -166% margin
- ₹17.27 CrPaid-up capital
- 25Employees (provident fund records)
- -45%Revenue CAGR, 3 years
- +52%Revenue CAGR, 5 years
Balance sheet, profit and loss, cash flow and ratios of Ditya Finance Private Limited are on its company page.
Detailed financial statements for Mcapital
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Competitors of Mcapital
Mcapital has 3 listed competitors in our database, 3 of them funded. They include Bizongo, GoKwik and Indifi.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| bizongo.com | 2015 | Mumbai, India | $257.08M | 94 | Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions | |
| gokwik.co | 2020 | Delhi, India | $73.02M | 304 | Software solutions are provided for e-commerce and D2C brands. | |
| indifi.com | 2015 | Gurugram, India | $90.76M | 500 | Online business loans and credit solutions for MSMEs are provided. |
Detailed competitors of Mcapital
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Top companies in Alternative Lending
3 companies that operate in the same segment as Mcapital (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Related news about Mcapital
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Frequently Asked Questions about Mcapital
Mcapital was founded in 2017.
Mcapital is headquartered in Raipur, India. It is registered at Raipur, Chhattisgarh, India.
Rohit Agrawal is the CEO of Mcapital, as recorded in our data.
Mcapital has 25 employees.
The primary company behind Mcapital, Ditya Finance Private Limited, reported revenue of ₹1.25 Cr for FY 2025, down 83% year on year.
Mcapital was established in 2017 in Raipur, India, as an online lending marketplace focused on small business financing. Merchant loans, loans against POS receivables, and payment solutions are provided through the platform. Users apply for retail loans online, with funds disbursed via partner banks. Operations center on connecting borrowers with financial services in the fintech sector.
Mcapital operates through Ditya Finance Private Limited.
The legal entities of Mcapital currently have 4 directors, including Amar Jyoti Lenka, Ketan Jagdishbhai Patel, Naveen Surya and others.