About Meld
Meld is a company based in San Francisco (United States) founded in 2019 by Hank Pham and Pankaj Bengani.. Meld has raised $15 million across 2 funding rounds from investors including Coatue, Gokul Rajaram and Emil Michael. The company has 8 employees as of December 31, 2022. Meld offers products and services including Payments API, Crypto API, and Bank-Linking API. Meld operates in a competitive market with competitors including Goldsky, Cymbal, Zabo, Transpose and Blockmate, among others.
- Headquarter San Francisco, United States
- Employees 8 as on 31 Dec, 2022
- Founders Hank Pham, Pankaj Bengani
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Sectors
Financial Services
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Email
***********
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Phone
*********
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Website
*********
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Social
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- Legal Name Meld Universal Inc
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Annual Revenue
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Net Profit
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EBITDA
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Total Equity Funding
$15 M (USD)
in 2 rounds
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Latest Funding Round
$7 M (USD), Seed
Jan 14, 2026
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Investors
Coatue
& 7 more
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Employee Count
8
as on Dec 31, 2022
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Products & Services of Meld
Meld offers a comprehensive portfolio of products and services, including Payments API, Crypto API, and Bank-Linking API. The company's diverse product and service offerings are designed to meet the evolving needs of its customers, address market demands, and provide comprehensive solutions that drive value creation and customer satisfaction across various segments and use cases.
Unified API for multiple payment methods and transaction updates.
Single integration for crypto onramps and global buyer access.
API for multiple bank services and normalized data handling.
Funding Insights of Meld
Meld has successfully raised a total of $15M across 2 strategic funding rounds. The most recent funding activity was a Seed round of $7 million completed in January 2026. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding Total Funding
- Total Rounds 2
- Last Round Seed — $7.0M
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First Round
First Round
(11 May 2022)
- Investors Count 8
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jan, 2026 | Amount | Seed - Meld | Valuation | Faction VC | |
| May, 2022 | Amount | Seed - Meld | Valuation | Coatue |
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Investors in Meld
Meld has secured backing from 8 investors, including venture fund, angel, and institutional investors. Prominent investors backing the company include Coatue, Gokul Rajaram and Emil Michael. This diverse investor base provides strategic capital, industry expertise, and valuable network connections that support the company's growth initiatives, market expansion, and long-term value creation.
| Investor | Description | Founded Year | Domain | Location |
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Provider of an investment platform for various stages
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Founded Year | Domain | Location |
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Single family office of Amitabh Bachchan, founder of Amitabh Bachchan Corporation or AB CORP
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Startup ecosystems are ignited through strategic investments by Signite Partners.
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Founded Year | Domain | Location | |
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Venture capital is directed toward companies in multiple sectors.
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Founded Year | Domain | Location | |
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Venture capital is invested in cybersecurity, fintech, and AI startups.
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Founded Year | Domain | Location |
Investments & Acquisitions by Meld
| Company Name | Description | Domain | Location | Founded Year | Amount |
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Bionic investment advisor platform
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2016 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 | ||||
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Physical e-commerce kiosks are deployed for rural purchases in Indonesia.
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2014 | ||||
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Fine Asian gourmet food is offered by an internet-first restaurant.
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2016 |
Financial Statements - Meld
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
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| Jul, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Jan, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
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| Feb, 2021 | Amount | Post-IPO - Grab | Valuation |
investors |
Meld Comparisons
Competitors of Meld
Meld operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Goldsky, Cymbal, Zabo, Transpose and Blockmate, among others. This competitive environment drives innovation, market differentiation, and strategic positioning as companies strive to capture market share and deliver value to their customers. Understanding the competitive dynamics is crucial for assessing market positioning, identifying growth opportunities, and navigating the challenges inherent in a competitive marketplace.
| Company Name | Domain | Founded year | HQ Location | Description |
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| domain | founded_year | HQ Location |
Real-time data infrastructure for web3 is provided by Goldsky.
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| domain | founded_year | HQ Location |
Digital media group platform exploring chain media
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| domain | founded_year | HQ Location |
Data aggregational APIs for cryptocurrencies
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| domain | founded_year | HQ Location |
Manufacturer of block, NFT, token, and wallet APIs
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| domain | founded_year | HQ Location |
API platform that connects users crypto data to app
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| Company Name | Domain | Founded year | HQ Location | Description |
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| domain | founded_year | HQ Location |
Multiple services are booked via an app-based platform.
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On-demand services are booked through an app-based platform.
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App based platform offering on demand delivery and ride-hailing services
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| domain | founded_year | HQ Location |
Operates an on-demand hyperlocal delivery app for food and groceries.
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Latest news on Meld
Frequently Asked Questions about Meld
When was Meld founded?
Meld was founded in 2019 and raised its 1st funding round 3 years after it was founded.
Where is Meld located?
Meld is headquartered in San Francisco, United States. It is registered at San Francisco, California, United States.
Who is the current CEO of Meld?
Pankaj Bengani is the current CEO of Meld. They have also founded this company.
Is Meld a funded company?
Meld is a funded company, having raised a total of $15M across 2 funding rounds to date. The company's 1st funding round was a Seed of $8M, raised on May 11, 2022.
How many employees does Meld have?
As of Dec 31, 2022, the latest employee count at Meld is 8.
What does Meld do?
Meld was founded in 2019 in San Francisco, United States, within the fintech sector. An online platform is operated to deliver stack as a service, enabling developers to integrate third-party financial services. APIs are supplied for connections to various payment processors, allowing access to multiple payment methods. A unified dashboard is maintained for analytics across payments, complemented by a banking stack tailored for DeFi applications.
What products or services does Meld offer?
Meld offers Payments API, Crypto API, and Bank-Linking API.
Who are Meld's investors?
Meld has 8 investors. Key investors include Coatue, Gokul Rajaram, Emil Michael, Jackie Reses, and Faction.
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