About Mera Kal
Mera Kal is a company based in Bengaluru (India) founded in 2022. It operates as a D2C and B2C. The company has 1 employees. Mera Kal offers products and services including Loan Against Insurance and Surrender Value Calculator. Mera Kal operates in a competitive market with competitors including Dezerv, Wealthy, Nivesh, ASK Group and ET Money, among others.
- Headquarter Bengaluru, India
- Employees 1
- SectorsFinancial Services
- Website category Finance · Insurance
- Phone•••• ••••
- Website merakal.in
- Social LinkedIn Facebook Instagram
- Legal Name Big Dreamz Finclusion Private Limited
- Date of Incorporation 26 Oct, 2022
- Jurisdiction Bangalore, Karnataka, India
- Annual Revenue₹21,294
FY 2025 · +280% YoY
- Net Loss-₹27,898
FY 2025 · -131% margin
- EBITDA-₹21,353
FY 2025 · -100% margin
- Employee Count1
Associated legal entities of Mera Kal
Mera Kal operates through Big Dreamz Finclusion Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Big Dreamz Finclusion Private Limited CIN U74999KA2022PTC167369 | Active | 26 Oct 2022 | Bangalore, Karnataka | ₹0.0 Cr | – | 2 | View details |
Products & Services of Mera Kal
Mera Kal offers a comprehensive portfolio of products and services, including Loan Against Insurance and Surrender Value Calculator.
Enables borrowing against life insurance value with low rates and no CIBIL check.
Estimates policy surrender value for loan eligibility assessment.
Board of directors of Big Dreamz Finclusion Private Limited (Mera Kal)
Big Dreamz Finclusion Private Limited is the primary company behind Mera Kal. The board of Big Dreamz Finclusion Private Limited currently have 2 directors; the longest-serving is Devyani Parameshwar, appointed in 2022. 2 earlier directors have ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Devyani Parameshwar DIN 09646277 | Director | 26 Oct 2022 | 3 yrs 11 mo | Big Dreamz Finclusion Private Limited |
| Raghavendra Badaskar DIN 02485708 | Director | 07 Aug 2023 | 3 yrs 2 mo | Big Dreamz Finclusion Private Limited |
Financials of Mera Kal
Figures of Big Dreamz Finclusion Private Limited, the primary company behind Mera Kal, for FY 2025. Revenue was ₹21,294 (+280% year on year). Net loss was -₹27,898 (-131% margin). EBITDA was -₹21,353 (-100% margin).
- ₹21,294Revenue · FY 2025 · +280% YoY
- -₹27,898Net loss · -131% margin
- -₹21,353EBITDA · -100% margin
- ₹1 LakhPaid-up capital
Balance sheet, profit and loss, cash flow and ratios of Big Dreamz Finclusion Private Limited are on its company page.
Detailed financial statements for Mera Kal
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Competitors of Mera Kal
Mera Kal operates in a dynamic and competitive business environment, facing competition from various established players and emerging companies in the market. The competitive landscape includes prominent companies such as Dezerv, Wealthy, Nivesh, ASK Group and ET Money, among others.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| dezerv.in | 2021 | Mumbai, India | $100M | 513 | Investment solutions and portfolio management are provided for affluent individuals. | |
| wealthy.in | 2015 | Bengaluru, India | $22.29M | 231 | Digital wealth management platform is offered for personalized investments. | |
| nivesh.com | 2016 | Noida, India | $5.24M | 41 | Wealth management and financial products are provided online for individuals. | |
| askfinancials.com | 1983 | Mumbai, India | $125M | 191 | Asset & wealth management platform | |
| etmoney.com | 2014 | Gurugram, India | – | 128 | App-based mutual fund investment platform | |
| bankoncube.com | 2016 | Mumbai, India | $4.57M | 120 | Investment advisory and wealth management are offered via an application. |
Detailed competitors of Mera Kal
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
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Verified entity values are shown only after access is granted.
Web traffic of Mera Kal
The website of Mera Kal (merakal.in) receives about 6.1K visits a month and ranks #1,759,644 among all websites worldwide, #5,979 in Insurance.
- Monthly visits6.1K
▼ 56% vs previous month
- Unique visitors7K
per month
- Global rank#1,759,644
among all websites
- Category rank#5,979
Finance · Insurance
- Bounce rate37%
- Pages per visit1.7
- Average visit3 min 08 sec
- DevicesDesktop 22% · Mobile 78%
Websites whose visitors overlap most with Mera Kal. Affinity shows how closely the audiences match.
| Website | Domain | Audience affinity | Monthly visits | Global rank | Profile |
|---|---|---|---|---|---|
| oneinsure.com | 95% | 28.1K | #1,011,775 | View details | |
| myinsuranceclub.com | 86% | – | – | View details | |
| upwards.in | 69% | 74.5K | #398,581 | View details |
Similar companies to Mera Kal
10 companies that operate in the same segment as Mera Kal (Alternative Lending), ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
A peer-to-peer marketplace for business loans is operated and developed. | 2010 | London, England, United Kingdom | USD 372.67 M | USD 299.61 M | 726 | |
Diversified loans are provided via an AI-enabled online marketplace. | 2012 | Palo Alto, California, United States | USD 128.65 M | USD 1.04 B | 1,190 | |
Various consumer loans and financial services are offered online. | 2011 | San Francisco, California, United States | USD 3.04 B | USD 4.77 B | 5,000 | |
Purchase financing solutions are offered to businesses via installment payments. | 2019 | Dubai, Dubai, United Arab Emirates | USD 837 M | – | – | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 349.23 M | USD 106.45 M | 1,749 | |
Credit score checking and comparison platform for financial products | 2007 | San Francisco, California, United States | USD 869.77 M | – | – | |
Financial benefits platform for on-demand pay is provided to employees. | 2018 | London, England, United Kingdom | USD 133.02 M | – | – | |
Payflow is recognized as a financial wellness application for employees. | 2020 | Alcobendas, Comunidad De Madrid, Spain | USD 58.23 M | – | – | |
Digital lending and instant credit lines are provided to individuals. | 2016 | Gurugram, Haryana, India | USD 115 M | USD 18.69 M | 81 | |
Personal loans and lines of credit are provided by Mogo. | 2008 | Vancouver, British Columbia, Canada | – | USD 49.45 M | – |
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Frequently Asked Questions about Mera Kal
Mera Kal was founded in 2022.
Mera Kal is headquartered in Bengaluru, India. It is registered at Bengaluru, Karnataka, India.
Mera Kal has 1 employees.
The primary company behind Mera Kal, Big Dreamz Finclusion Private Limited, reported revenue of ₹21,294 for FY 2025, up 280% year on year.
Mera Kal is a platform that enables individuals to secure loans against the surrender value of their life insurance policies, up to 90 without impacting CIBIL scores. It operates in India, focusing on quick funding for personal needs with minimal documentation and interest rates starting at 11 per annum. The service includes tools like surrender value calculators and partners with regulated banks and NBFCs. Customers appreciate the efficient process and support from the team.
Mera Kal offers Loan Against Insurance and Surrender Value Calculator.
Mera Kal operates through Big Dreamz Finclusion Private Limited.
The legal entities of Mera Kal currently have 2 directors, including Devyani Parameshwar, Raghavendra Badaskar.