About MeraEMI
MeraEMI is a Financial Services company based in Mumbai (India) founded in 2019 by Mohan Kutty. The platform connects borrowers and lenders for business and home loans. MeraEMI has raised $179.68 thousand across 4 funding rounds from investors including T-Hub, Rajesh Prakash Kotwani and Supplii Krishnan. MeraEMI was last valued at $876.66 thousand in February 2021. Its Indian entity Checklyst Solutions Private Limited reported revenue of ₹17.9 Lakh. MeraEMI offers products and services including Business Loan Marketplace and EMI Calculator. Its focus areas include FinTech, Alternative Lending, Online Lenders and Consumer Loans. Its competitors include Kissht, Stashfin and Finnable; 3 of its 3 listed competitors have raised funding.
Company details
MeraEMI was founded in 2019 in Mumbai, India, as a fintech platform in the lending sector. Borrowers and lenders are linked for business and home loans, with various programs made available to address needs like expansion, equipment purchases, and inventory handling. Guidance is extended across the application process, encompassing document review and fund release. An EMI calculator is provided for repayment forecasting.
- Headquarters Mumbai, India
- Founders Mohan Kutty
- SectorsFinancial Services
- Email••••••••
- Phone•••• ••••
- Website meraemi.com
- Social LinkedIn Facebook Instagram
- Legal Name Checklyst Solutions Private Limited
- Date of Incorporation 01 Mar, 2019
- Jurisdiction Mumbai, Maharashtra, India
- Annual Revenue₹17.9 Lakh
FY 2025 · +20% YoY
- Net Loss-₹5.8 Lakh
FY 2025 · -32% margin
- EBITDA-₹79,693
FY 2025 · -4% margin
- Total Equity Funding$179.68K (USD)
in 4 rounds
- InvestorsT-Hub
& 3 more
Associated legal entities of MeraEMI
MeraEMI operates through Checklyst Solutions Private Limited (active). Its filings, financials, charges and directors are on the company page.
| Legal entity | Status | Incorporated | Registered in | Revenue (FY 2025) | Employees | Directors | Company page |
|---|---|---|---|---|---|---|---|
| Checklyst Solutions Private Limited CIN U74999MH2019PTC322109 | Active | 01 Mar 2019 | Mumbai, Maharashtra | ₹0.2 Cr | 2 | View details |
Products & Services of MeraEMI
MeraEMI offers a comprehensive portfolio of products and services, including Business Loan Marketplace and EMI Calculator.
Platform connecting borrowers to lenders for business loans
Tool for calculating loan EMIs and repayment schedules
Funding Insights of MeraEMI
MeraEMI has successfully raised a total of $179.68K across 4 strategic funding rounds. This substantial capital infusion reflects strong investor confidence in the company's business model, growth potential, and market opportunities. The funding enables strategic expansion, product development, market penetration, and operational scaling to drive long-term value creation and competitive advantage.
- Total Funding $179,675
- Total Rounds 4
- First Round $84,889
(Dec 2019)
- Investors Count 4
All 4 funding rounds of MeraEMI with amounts and investors; the two latest post-money valuations are shown, the rest are part of the premium plan.
| Date | Amount | Transaction Name | Valuation | Lead Investors | Investors |
|---|---|---|---|---|---|
| Jul 2021 | Seed | – | T-Hub | – | |
| Feb 2021 | $54,778 | Angel Round | $876,662 | Rajesh Prakash Kotwani, Supplii Krishnan | |
| May 2020 | $40,008 | Angel Round | $497,631 | Rashmikant Hirji Bheda, Rajesh Prakash Kotwani | – |
| Dec 2019 | $84,889 | Angel Round | – | Supplii Krishnan, Rashmikant Hirji Bheda |
Last known valuation $876,662 (Feb 2021). 4 investors in total: 1 institutional and 3 angel.
Investors in MeraEMI
MeraEMI has secured backing from 4 investors, including venture fund and angel investors. Prominent investors backing the company include T-Hub, Rajesh Prakash Kotwani and Supplii Krishnan.
| Investor | Description | Founded Year | Domain | Location |
|---|---|---|---|---|
Innovation hub connecting startups, corporates, and partners in technology and ecosystem development. | 2015 | t-hub.co | Hyderabad, India | |
RP Rajesh Prakash Kotwani | unknown_e4226174abd34dbe9 | |||
SK Supplii Krishnan | unknown_a6fb3462938b4b50b | |||
RH Rashmikant Hirji Bheda | unknown_e8a62f1ab4ff4321a |
Investor details for MeraEMI
The complete investor list, round-by-round participation and investor portfolios require an active premium plan.
- Complete investor list
- Round participation
- Investor portfolios
- Co-investor network
Verified entity values are shown only after access is granted.
Board of directors of Checklyst Solutions Private Limited (MeraEMI)
Checklyst Solutions Private Limited is the primary company behind MeraEMI. The board of Checklyst Solutions Private Limited currently have 2 directors; the longest-serving is Mohan Narayanan Kutty, appointed in 2019. 1 earlier director has ceased.
| Director | Designation | Appointed | Tenure | Entity |
|---|---|---|---|---|
| Mohan Narayanan Kutty DIN 00125464 | Director | 01 Mar 2019 | 7 yrs 7 mo | Checklyst Solutions Private Limited |
| Anant Shridhar Naik DIN 08451991 | Director | 14 May 2019 | 7 yrs 5 mo | Checklyst Solutions Private Limited |
People of MeraEMI
1 people are tracked at MeraEMI (1 in leadership).
| Name | Role | Group |
|---|---|---|
| Founder & Director | Leadership |
Complete people profiles for MeraEMI
Full employee and board profiles, team structure, tenure and professional contact details require an active premium plan.
- Full employee list
- Team structure
- Board tenure
- Professional contacts
Verified entity values are shown only after access is granted.
Financials of MeraEMI
Figures of Checklyst Solutions Private Limited, the primary company behind MeraEMI, for FY 2025. Revenue was ₹17.9 Lakh (+20% year on year). Net loss was -₹5.8 Lakh (-32% margin). EBITDA was -₹79,693 (-4% margin). Revenue has grown at a compounded annual rate of +172% over three years.
- ₹17.9 LakhRevenue · FY 2025 · +20% YoY
- -₹5.8 LakhNet loss · -32% margin
- -₹79,693EBITDA · -4% margin
- ₹21.5 LakhPaid-up capital
- +172%Revenue CAGR, 3 years
Balance sheet, profit and loss, cash flow and ratios of Checklyst Solutions Private Limited are on its company page.
Detailed financial statements for MeraEMI
Statement rows, ratios, five-year trends and downloadable financials of the group companies require an active premium plan.
- Statement rows
- Financial ratios
- Five-year trends
- Downloads
Verified entity values are shown only after access is granted.
Timeline of MeraEMI
3 dated milestones of MeraEMI across 2 years, from founding to its latest funding, stage changes and deals.
- Founded MeraEMI is founded.
- Funding First funding round of $85K.
- Funding Latest funding round, Seed,.
Competitors of MeraEMI
MeraEMI has 3 listed competitors in our database, 3 of them funded. They include Kissht, Stashfin and Finnable.
| Company Name | Domain | Founded | HQ Location | Total funding | Employees | Description |
|---|---|---|---|---|---|---|
| kissht.com | 2015 | Mumbai, India | $132.57M | 265 | Personal, business, and property loans are provided by Kissht. | |
| stashfin.com | 2016 | Gurugram, India | $115M | 175 | Digital lending and instant credit lines are provided to individuals. | |
| finnable.com | 2015 | Bengaluru, India | $33.9M | 1,409 | Online personal loans with minimal documentation are offered digitally. |
Detailed competitors of MeraEMI
The full competitor set, operating metrics and side-by-side benchmarks require an active premium plan.
- Full competitor set
- Operating metrics
- Benchmarks
- Competitive positioning
Verified entity values are shown only after access is granted.
Top companies in Alternative Lending
3 companies that operate in the same segment as MeraEMI (Alternative Lending) in India, ranked by their profile score on The Company Check.
| Company | Description | Founded | Location | Total funding | Revenue | Employees |
|---|---|---|---|---|---|---|
Payment acceptance and processing solutions provider for businesses | 2018 | Gurugram, Haryana, India | USD 589.25 M | USD 179.52 M | 3,670 | |
Technology platform for real estate transactions and mortgages is provided. | 2014 | Gurugram, Haryana, India | USD 97.98 M | USD 28.9 M | 9,619 | |
Financial services are provided, specializing in personal and business loans. | 2016 | Mumbai, Maharashtra, India | USD 320.39 M | USD 106.45 M | 2,161 |
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Frequently Asked Questions about MeraEMI
MeraEMI was founded in 2019.
MeraEMI is headquartered in Mumbai, India. It is registered at Mumbai, Maharashtra, India.
MeraEMI is a funded company, having raised a total of $179.68K across 4 funding rounds to date. The company's 1st funding round was a Angel Round of $84.89K, raised on Dec 2019.
The primary company behind MeraEMI, Checklyst Solutions Private Limited, reported revenue of ₹17.9 Lakh for FY 2025, up 20% year on year.
MeraEMI was founded in 2019 in Mumbai, India, as a fintech platform in the lending sector. Borrowers and lenders are linked for business and home loans, with various programs made available to address needs like expansion, equipment purchases, and inventory handling. Guidance is extended across the application process, encompassing document review and fund release. An EMI calculator is provided for repayment forecasting.
MeraEMI offers Business Loan Marketplace and EMI Calculator.
MeraEMI has 4 investors. Key investors include T-Hub, Rajesh Prakash Kotwani, Supplii Krishnan, and Rashmikant Hirji Bheda.
The valuation of MeraEMI is $876.66K as of Feb 2021.
MeraEMI operates through Checklyst Solutions Private Limited.
The legal entities of MeraEMI currently have 2 directors, including Mohan Narayanan Kutty, Anant Shridhar Naik.